WO2009038374A4 - System for mediating prepayment identification data and method thereof - Google Patents

System for mediating prepayment identification data and method thereof Download PDF

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Publication number
WO2009038374A4
WO2009038374A4 PCT/KR2008/005538 KR2008005538W WO2009038374A4 WO 2009038374 A4 WO2009038374 A4 WO 2009038374A4 KR 2008005538 W KR2008005538 W KR 2008005538W WO 2009038374 A4 WO2009038374 A4 WO 2009038374A4
Authority
WO
WIPO (PCT)
Prior art keywords
issuance
identification data
server
activation
results
Prior art date
Application number
PCT/KR2008/005538
Other languages
French (fr)
Other versions
WO2009038374A3 (en
WO2009038374A2 (en
Inventor
Chang Wan Ryoo
Young Jun Kang
Original Assignee
Galaxia Comm
Chang Wan Ryoo
Young Jun Kang
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Galaxia Comm, Chang Wan Ryoo, Young Jun Kang filed Critical Galaxia Comm
Publication of WO2009038374A2 publication Critical patent/WO2009038374A2/en
Publication of WO2009038374A3 publication Critical patent/WO2009038374A3/en
Publication of WO2009038374A4 publication Critical patent/WO2009038374A4/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G06Q20/3558—Preliminary personalisation for transfer to user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

A system for relaying prepayment identification data is disclosed. A relay server generates activation information for the identification data of prepaid cash and prepaid cards, the identification data being received from at least one Point-Of-Sale (POS) terminal, and then transmits the issuance results and activation results based on the identification data to the POS terminal. At least one issuance server updates the identification data of the prepaid cash and the activated prepaid cards using the issuance results and the activation results which are received from the relay server.

Claims

AMENDED CLAIMS received by the International Bureau on 19 May 2009 (19.05.2009)
A system for relaying prepayment identification data, comprising: a relay .server for generating issuance information tbr identification data of prepaid cash, which is received from at least one Point-Of-Salc (POS) terminal, and then transmitting issuance results based on the identification data to the POS terminal; and at least one issuance server for updating the identification data of the issued prepaid cash using the issuance results received from the relay server, wherein the relay server comprises: issuance company identification means configured to identify an issuance company for the identification data received from the POS terminal; an issuance Database. (DB) configured to previously store the identification data; and issuance means configured to generate the issuance information for the identification data received from the POS terminal with reference to the issuance DB and update the issuance DB, and to transmit the issuance results based on the received identification data to the POS terminal and the issuance server, and wherein the issuance server receives the issuance results from the relay server, and then updates the identification data previously stored in the issuance result DB. The system according to claim 1 , wherein the issuance server provides a charged service to a user terminal, which transmitted the identification data of the prepaid cash which has been purchased, based on the issuance results. The system according to claim 1 , wherein the identification data comprises an identification number and issuance company information of the prepaid cash. The system according to claim 1 , wherein the prepaid cash is output in a receipt form by the POS terminal. The system according to claim 1 , wherein the relay server comprises issuance company identification means capable of identifying issuance company information from the identification data, the identification data being received along with a purchase cancellation request for the prepaid cash issued based on the issuance results, both being received from the POS terminal, and transmits the identification data to an issuance server corresponding to issuance company information read using the issuance company identification means, the identification data being received along with the purchase cancellation request, and wherein the issuance server comprises: an issuance result DB configured to previously store the identification data; and sale cancellation means configured to cancel issuance of the identification data received from the POS terminal with reference to the issuance result DB, the identification data being received along with the purchase cancellation request, and updates issuance cancellation results based on the identification data in the issuance result DB. A method of relaying prepayment identification data, the method being applied to a system for relaying prepayment identification data, the system including at least one POS terminal, at least one issuance server, and a relay server, the method comprising: a first step of the relay server reading issuance company information included in identification data received from the POS terminal; a second step of the relay server generating issuance information for the identification data based on the read issuance company information, and transmitting issuance results based on. the issuance information to the POS terminal and the issuance server; and a third step of the issuance server updating the issuance results in an issuance result DB, wherein prepaid cash is output in a receipt form by the POS terminal based on the issuance results. The method according to claim 6, further comprising: a fourth step of the issuance server receiving identification data of the prepaid cash from at least one user terminal; a fifth step of the issuance server approving use of the prepaid cash with reference to the issuance result DB; and a sixth step of the issuance server providing a charged service to the user terminal. The method according to claim 6, further comprising: a seventh step of the issuance server receiving identification data of the prepaid cash, which has been transmitted to a service providing server by a user terminal, from the service providing server; an eighth step of the issuance server approving use of the prepaid cash with reference to the issuance result DB; and a ninth step of the issuance server transmitting approval results for the use of the prepaid cash to the service providing server such that the service providing server provides a charged service to a user terminal. The method according to claim 6, further comprising: a tenth step of the relay server reading the issuance company information included in the identification data, the identification data being received along with a purchase cancellation request for the prepaid cash issued based on the issuance results., both being received from the POS terminal; an eleventh step of the relay server transmitting the identification data, together with the purchase cancellation request, to the issuance server corresponding to the read issuance company information; a twelfth step of the issuance server canceling issuance of the identification data received along with the purchase cancellation request and updating issuance cancellation results in an issuance result DB, and transmitting the issuance cancellation results to the relay server; and a thirteenth step of the relay server transmitting the issuance cancellation results, received from the issuance server, to the POS terminal, wherein purchase of the prepaid cash is cancelled by the POS terminal based On the issuance cancellation results. A system for relaying prepayment identification data, comprising; a relay server for generating activation information for identification data of a prepaid card, which is received from at least one POS terminal, and then transmitting activation results according to the activation information to the POS terminal; and at least one issuance server for updating the identification data of the activated prepaid card using the activation results received from the relay server, wherein the relay server comprises: issuance company identification means configured to identify an issuance company for the identification data received from the POS terminal; an activation DB configured to previously store the identification data; and activation means configured to generate the activation information for the identification data received from the POS terminal with reference to the activation DB and update the activation DB, and to transmit the activation results based on the received identification data to the POS terminal and the issuance server, and wherein the issuance server receives the activation results from the relay server, and then updates the identification data previously stored in the activation result DB. The system according to claim 10, wherein the issuance server provides a charged service to a user terminal, which transmitted the identification data of the prepaid card which has been purchased, based on the activation results. The system according to claim 10, wherein the identification data comprises an identification number and issuance company information of the prepaid card. The system according to claim 10, wherein the relay server comprises issuance company identification means capable of identifying issuance company information from the identification data, the identification data being received along with a purchase cancellation request for the prepaid card activated based on the activation results, both being received from the POS terminal, and transmits the identification data to an issuance server corresponding to issuance company information read using the issuance company identification means, the identification data being received along with the purchase cancellation request, and wherein the issuance server comprises: an activation result DB configured to previously store the identification data; and sale cancellation means configured to cancel activation of the identification data received from the POS terminal with reference to the activation result DB, the identification data being received along with the purchase cancellation request;, and updates issuance cancellation results based on the identification data in the activation result DB. A method of relaying prepayment identification data, the method being applied to a system for relaying prepayment identification data, the system including at least one POS terminal, at least one issuance server, and a relay server, the method comprising: a first step of the relay server reading issuance company information included in identification data of a prepaid card, which is received from the POS terminal; a second step of the relay server generating activation information for the identification data based on the read issuance company information, and transmitting activation results based on the activation information to the POS terminal and the issuance server; and a third step of the issuance server updating the activation results in an activation result DB, wherein sale of a prepaid card is completed based on the activation results. The method according to claim 14, further comprising; a fourth step of the issuance server receiving the identification data of the prepaid card from at least one user terminal; a fifth step of the issuance server approving use of the prepaid card with reference to the activation result DB; and a sixth step of the issuance server providing a charged service to the user terminal. The method according to claim 14, further comprising: a seventh step of the issuance server receiving the identification data of the prepaid card, which has been transmitted to a service providing server by a user terminal, from the service providing server; an eighth step of the issuance server approving use of the prepaid card with reference to the activation result DB; and a ninth step of the issuance server transmitting approval results for the use of the prepaid card to the service providing server such that the service providing server provides a charged service to a user terminal. The method according to claim 14, further comprising; a tenth step of the relay server reading the issuance company information included in the identification data, the identification data being received along with a purchase cancellation request for the prepaid card activated based on the activation results, both being received from the POS terminal; an eleventh step of the relay server transmitting the identification data, together with the purchase cancellation request, to the issuance server corresponding to the read issuance company information; a twelfth step of the issuance server canceling activation of the identification data received along with the purchase cancellation request and updating activation cancellation results in an activation result DB, and transmitting the activation cancellation results to the relay server; and a thirteenth step of the relay server transmitting the activation cancellation results, received from the issuance server, to the POS terminal, wherein purchase of the prepaid card is cancelled by the POS terminal based on the activation cancellation results.
PCT/KR2008/005538 2007-09-20 2008-09-19 System for mediating prepayment identification data and method thereof WO2009038374A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020070095695A KR100937831B1 (en) 2007-09-20 2007-09-20 System for mediating prepayment identification data and method thereof
KR10-2007-0095695 2007-09-20

Publications (3)

Publication Number Publication Date
WO2009038374A2 WO2009038374A2 (en) 2009-03-26
WO2009038374A3 WO2009038374A3 (en) 2009-05-07
WO2009038374A4 true WO2009038374A4 (en) 2009-07-02

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Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2008/005538 WO2009038374A2 (en) 2007-09-20 2008-09-19 System for mediating prepayment identification data and method thereof

Country Status (3)

Country Link
KR (1) KR100937831B1 (en)
MY (1) MY152405A (en)
WO (1) WO2009038374A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP5577881B2 (en) * 2010-06-23 2014-08-27 セイコーエプソン株式会社 Prepaid card processing device and processing method of prepaid card processing device
CN101908254B (en) * 2010-08-23 2013-07-24 邓斌涛 Intelligent card transaction platform, system and method

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100671542B1 (en) * 2003-07-25 2007-01-18 주식회사 케이디 넷 System and Method for prepaid card service management function
JP2005202444A (en) * 2004-01-13 2005-07-28 Hitachi Ltd Prepaid card system
JP2006040249A (en) * 2004-07-22 2006-02-09 Kd Net Co Ltd System and method for operating prepaid card service
KR100529213B1 (en) * 2004-10-04 2005-11-17 (주) 사이버패스 Realtime prepaid card running system and method
KR100808808B1 (en) * 2005-09-05 2008-03-03 (주) 사이버패스 System and method for manageing prepaid card

Also Published As

Publication number Publication date
KR100937831B1 (en) 2010-01-21
KR20090030412A (en) 2009-03-25
WO2009038374A3 (en) 2009-05-07
MY152405A (en) 2014-09-30
WO2009038374A2 (en) 2009-03-26

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