WO2008122850A3 - Storing of transactor id's - Google Patents

Storing of transactor id's Download PDF

Info

Publication number
WO2008122850A3
WO2008122850A3 PCT/IB2007/054664 IB2007054664W WO2008122850A3 WO 2008122850 A3 WO2008122850 A3 WO 2008122850A3 IB 2007054664 W IB2007054664 W IB 2007054664W WO 2008122850 A3 WO2008122850 A3 WO 2008122850A3
Authority
WO
WIPO (PCT)
Prior art keywords
identifier
transaction
recording
transactor
details
Prior art date
Application number
PCT/IB2007/054664
Other languages
French (fr)
Other versions
WO2008122850A2 (en
Inventor
Serge Christian Pierre Belamant
Original Assignee
Net 1 Ueps Technologies Inc
Net 1 Applied Technologies Sou
Belamant Serge Ch P
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Net 1 Ueps Technologies Inc, Net 1 Applied Technologies Sou, Belamant Serge Ch P filed Critical Net 1 Ueps Technologies Inc
Publication of WO2008122850A2 publication Critical patent/WO2008122850A2/en
Publication of WO2008122850A3 publication Critical patent/WO2008122850A3/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides an electronic financial transaction system which includes an identifier recording means for recording an identifier supplied by a transactor when effecting a financial transaction; a transaction details recording means for recording details of the transaction; and a provision means for providing the identifier and the transaction details if the transaction is queried. The system also has an identifier input means, whereby the transactor may input his identifier. The identifier is transmitted to the recording means in an on or off line manner. The identifier input means may be remote from the identifier recording means and they may be controlled by different entities.
PCT/IB2007/054664 2006-11-16 2007-11-15 Storing of transactor id's WO2008122850A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA2006/09536 2006-11-16
ZA200609536 2006-11-16

Publications (2)

Publication Number Publication Date
WO2008122850A2 WO2008122850A2 (en) 2008-10-16
WO2008122850A3 true WO2008122850A3 (en) 2008-12-11

Family

ID=39791424

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2007/054664 WO2008122850A2 (en) 2006-11-16 2007-11-15 Storing of transactor id's

Country Status (1)

Country Link
WO (1) WO2008122850A2 (en)

Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001067523A (en) * 1999-08-26 2001-03-16 Hitachi Ltd Fingerprint collating system of atm and its method
KR20010092132A (en) * 2000-03-20 2001-10-24 김상균 System for finance transactions using a biometrics information
JP2002133491A (en) * 2000-10-25 2002-05-10 Nippo Assist:Kk Cash processing method for executing identification by fingerprint, and cash processing card
US20020163421A1 (en) * 2001-05-07 2002-11-07 Po-Tong Wang Personal fingerprint authentication method of bank card and credit card
JP2003233762A (en) * 2002-02-12 2003-08-22 Fukuchiyama Kotani Sangyo Kk System providing electronic check and money and electronic bill settlement by providing transaction agent between payer and payee and using internet, password number fingerprint system replacing password number and visual telephone type atm system
KR20040075126A (en) * 2003-02-20 2004-08-27 김이남 Security method and the system using a human cognition
KR20040075124A (en) * 2003-02-20 2004-08-27 김이남 Security method and the system using a normal card
JP2005038257A (en) * 2003-07-16 2005-02-10 Ntt Data Corp Information processing system, personal identification device, biometrics information updating method, and program

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001067523A (en) * 1999-08-26 2001-03-16 Hitachi Ltd Fingerprint collating system of atm and its method
KR20010092132A (en) * 2000-03-20 2001-10-24 김상균 System for finance transactions using a biometrics information
JP2002133491A (en) * 2000-10-25 2002-05-10 Nippo Assist:Kk Cash processing method for executing identification by fingerprint, and cash processing card
US20020163421A1 (en) * 2001-05-07 2002-11-07 Po-Tong Wang Personal fingerprint authentication method of bank card and credit card
JP2003233762A (en) * 2002-02-12 2003-08-22 Fukuchiyama Kotani Sangyo Kk System providing electronic check and money and electronic bill settlement by providing transaction agent between payer and payee and using internet, password number fingerprint system replacing password number and visual telephone type atm system
KR20040075126A (en) * 2003-02-20 2004-08-27 김이남 Security method and the system using a human cognition
KR20040075124A (en) * 2003-02-20 2004-08-27 김이남 Security method and the system using a normal card
JP2005038257A (en) * 2003-07-16 2005-02-10 Ntt Data Corp Information processing system, personal identification device, biometrics information updating method, and program

Also Published As

Publication number Publication date
WO2008122850A2 (en) 2008-10-16

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