WO2008081053A1

WO2008081053A1 - High-security multifunction communications terminal

Info

Publication number: WO2008081053A1
Application number: PCT/ES2007/000060
Authority: WO
Inventors: David Enrique De Sauzea Coll
Original assignee: David Enrique De Sauzea Coll
Priority date: 2007-01-03
Filing date: 2007-02-07
Publication date: 2008-07-10
Also published as: ES2302641A1; ES2302641B1

Abstract

High-security multifunction communications terminal, comprising a telephone set which can be both landline or mobile and which integrates a fingerprint reader (17) or an irremovable biological element which acts as a security element in order to facilitate the basic functions of the terminal. The terminal also includes a magnetic strip reader (14) for a card (16) which acts together with the reader (17) as an additional security element for performing special operations requiring connection to a databank (B) in which beforehand the data and readings of the users have been input. The terminal can have an additional keyboard (9) equipped with keys which facilitate comprehension of special operations, a series of calculation memory chips (10) and a reader (18) for a special chip (11) integrated in a card (19) for recording and/or reproduction.

Description

D E S C R I P C I Ó N

HIGH SECURITY MULTIFUNCTION COMMUNICATIONS TERMINAL

OBJECT OF THE INVENTION

The present invention, as indicated in the above, refers to a high security multifunction communications terminal, which provides a series of advantages and innovative features, which will be described in detail below, which represent a remarkable improvement to what is already known in this countryside.

Specifically, the object of the invention consists of a telephone terminal or apparatus, which can be both fixed and mobile, which incorporates a personal identifier not removable from the user, such as a fingerprint reader, DNA, iris, or similar, and which also operates in collaboration with an electronic card, magnetic stripe, electronic chip or similar, incorporating a reader for said card, so that these innovative elements, in addition to others that will be described in detail later, make it a Multifunction communications terminal, that is, with much broader benefits, in addition to conventional voice telephone communication, messages, photos, video, and / or Internet connection, such as the conduct of banking operations, financial transactions, purchases or high-level sales, identification of people, control and monitoring of company employees, etc., being, at the same time, the incorporation of and said elements which significantly increases its high security characteristics that allow the performance of said functions with total guarantee that it cannot be used by any person other than the user.

SCOPE

The field of application of the present invention is that of the industry dedicated to the manufacture of electronic and telecommunications elements, devices and instruments.

BACKGROUND OF THE INVENTION

At present, and as a reference to the state of the art, it is worth mentioning that there are in the market, and every day, multiple telecommunications devices, among which the most widely used for its features and functionality is the telephone, and especially in recent times, the mobile phone, to which also new features and service capabilities are added continuously in addition to the original voice communication.

It should be noted, however, that in most cases, the telephone terminals only have as a security system, before theft or misuse of the same, the introduction of one or more number codes that allow its activation when it is off , so that if the subtraction or misuse occurs when the phone is activated, it can continue to be used while the owner does not notify the corresponding company and it blocks the communication, being also possible (and relatively easy for cacos) its manipulation to continue using it fraudulently.

This means that certain benefits, for example of a banking type, such as transactions of significant amounts, purchase or sale of items of considerable value or not, of stock or securities, etc., which would be feasible by remote communication, are not incorporated into telephone terminals, given the few security guarantees they offer.

On the other hand, as is known, bank operations that are conventionally carried out with credit or debit cards, also present a series of drawbacks, among which the possibility of their fraudulent use by third parties.

In order to avoid such misuse, various security systems are known and applied, such as the use of numerical codes for activation, or the recognition of the user's voice, which, however, still offer no absolute guarantee of security. , presenting certain aspects that can be improved, since the secret numbers and codes are relatively easy to obtain, and instead, often, they represent a memorization problem for the user, on the other hand, the recognition of the user from Its voice is also susceptible to being fraudulently copied by means of the capture of the emitted modular waves, and also discriminates against deafness from its possible use.

Finally, it should be mentioned that banking and financial operations carried out through the Internet are equally susceptible to being intercepted and falsified by those known as "Jakers" of the network, so that said system also does not offer the total security guarantee in its use.

It is therefore necessary to create a system that facilitates and allows such functions to the telephone terminal with all the security guarantees that this requires, this being the main objective of the invention that is recommended here, on which on the other hand, it is possible It should be noted that the petitioner is unaware of the existence of any other high-security multifunction communications terminal that has technical, structural and constitutive characteristics similar to those recommended by the present invention.

EXPLANATION OF THE INVENTION

Thus, the terminal that the invention advocates configures itself as an obvious novelty in the field of telecommunications, since according to its application, a system that, in a totally innovative way, incorporates user identification means, which are advantageously non-transferable, since they must belong to the own user and not be removable, that is, be part of your body, such as a fingerprint reader, DNA, iris, or similar (hereinafter biological reader), as well as electronic identification means, such as a magnetic stripe reader , electronic chip or similar, that by means of the introduction of the corresponding card, specially designed for it and specific for each terminal, allows the terminal to operate and operate with total security guarantee, allowing the realization in addition to the known operations of conventional telephones , high-level financial operations, banking, buying and selling, people identification, etc. ., significantly increasing its benefits, as well as security guarantees against possible theft, forgery or misuse.

In this way, the terminal is capable of admitting simple and conventional operations like the rest of the known telephone terminals, with the single reading of the user's personal identification, by means of the aforementioned biological reader, without requiring for its activation of the introduction of numerical codes secrets; and higher risk operations, which will also require, simultaneously, the electronic identification of the described card reader.

It should be noted that for the performance of said operations, the invention provides that each terminal communicates with a data bank in which the corresponding data and readings of the users of each terminal have previously been entered, which, through the software adequate will recognize the corresponding identifications of both the biological reader and the card, so that said database can correctly identify the user and give the user identification to the corresponding financial entity. Likewise, the terminal has two LEDs, preferably one green and one red, intended for the user and, where appropriate, those close to him, receive positive confirmation (green LED) of the identification or negative (LED red) by the data bank guaranteeing that the person who is using the specific terminal is the one that corresponds and that the card inserted in it is also the appropriate one, thus avoiding any possibility of fraud or forgery.

The terminal of the invention also incorporates an alarm system, which, by means of a luminous LED, acoustic signal and / or message on the screen, notifies the user of any type of anomaly that may occur in certain goods or properties thereof ( car, house, office, etc.) in which the corresponding alarm systems properly connected by conventional systems, in addition to any emergency service or security company, to the data bank attached to said terminal will have been previously installed.

In the same way, the terminal also incorporates, optionally, an emergency system, which, by means of the simple activation of a button specially designed for this purpose, allows, through the data bank, the direct communication with a certain center, installation or institution previously arranged, so that the user is guaranteed the communication and / or assistance of said center if necessary.

In parallel, the high security communications terminal of the present invention incorporates at least one other microchip or memory chip reader, which by means of the use of a series of buttons that also incorporates the terminal for this purpose, allows to significantly extend the performance of the It is also suitable for playing or burning DVD, CD ₁ MP3, games, etc., depending on the type of memory card that is inserted, which may have been previously recorded, logically by connecting to the hard drive of a computer or corresponding device information, data, video, photos, etc. and whose benefits may vary substantially depending on the storage capacity thereof.

This also allows, once said memory card is inserted into the terminal of the invention, it can be recorded on it, for example radio broadcasts, to which the terminal has conventional access, photos and videos, functions that also It incorporates the terminal in a conventional way, as well as reproducing on its screen the previously recorded images, video or games, also allowing, by means of the appropriate connection, either by USB or wireless cable, the realization of said reproduction on a larger screen, of an external device, such as a television, computer, DVD, etc.

Finally, it is worth mentioning that the terminal of the invention also incorporates a series of additional internal memories suitable for performing and recording calculations, allowing the use thereof through said additional keyboard for use as a calculator, with the incorporation of The most common mathematical and accounting signs, and the possibility of saving and subsequent recovery of such operations when necessary, also being able, by means of the relevant connection via USB or wireless cable to a conventional printer, to obtain a paper printout of said calculations as well as the data or images recorded on the aforementioned memory card or any of the menus, web pages or images, or texts that appear on the screen.

The new high security communications terminal therefore represents an innovative structure with structural and constitutive characteristics unknown until now for this purpose, reasons that, together with its practical utility, provide it with sufficient grounds to obtain the privilege of exclusivity that is requested .

DESCRIPTION OF THE DRAWINGS For a better interpretation of the invention, the present specification is accompanied by drawings in which, by way of non-limiting example, an embodiment of the new high security communications terminal object of the invention is illustrated, according to the principles of The claims.

In these drawings:

Figures 1, 2 and 3.- Show a schematic view of the external front, inner and outer rear, respectively, of an example of realization of the high security communications terminal according to the invention, in which the main ones are appreciated parts and elements that comprise as well as the configuration and arrangement thereof.

Figure number A - Shows in a block diagram, a schematic representation of an example of the operation of the new terminal for a sales transaction.

Figures 5 and 6.- Also show, in two block diagrams, a schematic representation of two examples of the operation of the terminal in a person identification operation and in a transaction of values from locations with noticeably distant time slots, respectively.

DESCRIPTION OF AN EXAMPLE OF EMBODIMENT OF THE INVENTION

In view of the aforementioned figures and in accordance with the numbering adopted, an example of embodiment of the high security communications terminal comprising the parts indicated and described in detail below can be observed.

Thus, as can be seen in said figures, the terminal (1) in question It is essentially constituted from a casing housing (2) to which all the elements comprising and configuring the new terminal of the invention are suitably coupled, either internally or externally.

Thus, in its front part, it conventionally presents a screen (3) in which the corresponding menus and function identifications of the terminal, holes (4) of an internal speaker (5), holes (6) of an internal microphone will appear (7), objective (21) for photo and video camera (22) and, in addition to the conventional keyboard (8), intended for the use of normal telephone operations, menu movement, dialing, SMS messages etc., incorporates characterizing form an additional keyboard (9) composed of a plurality of keys with signs, abbreviations and / or pictograms that facilitate the understanding of the different alternative and novel operations for which each one of them is specially destined, such as selection of the different Calculation memory chips (10) that it additionally incorporates, checking connection with the data bank (B), for which it also incorporates two green (23) and red (24) LEDs, activation of the ch ip (11) of special connection, among others.

The terminal (1), preferably on its rear face, also incorporates a fingerprint reader (17) of fingerprints, DNA, iris or similar biological element not removable from the user, which acts as a security element for the terminal to operate in any of its functions, both conventional with special or additional, for which the simultaneous reading of an electronic card is also required (16).

The housing (2), in addition to the conventional chip (12) and the corresponding battery (13) that allows its autonomous power supply, incorporates in its interior, also in a characterizing way, a magnetic strip reader (14) or electronic chip, having The corresponding side slot (15) that allows the introduction of said special identification card (16), which may optionally also be a card for operations financial with the terminal (1) of the invention, and by means of which the data bank (B) to which the terminal (1) is connected, recognizes and admits certain operations with it.

In this way, the terminal (1), unlike conventional telephones, does not require a numerical code for its activation, but simply the positioning of the finger or part of the user requires for the reader (17) to recognize it, and, for certain operations, the simultaneous introduction of the card (16) into the slot (15) of the reader (14) so that the data bank (B) to which it is connected supports the performance of certain operations, so that said operations They are totally safe and non-transferable.

The terminal of the invention also incorporates a third yellow LED (25) which, together with an acoustic signal and / or message on the screen, notifies the user of any type of anomaly that may occur in the goods and / or properties thereof (car, house, office, etc.) in which the corresponding alarm systems properly connected by conventional systems have previously been installed, to the data bank (B) attached to said terminal.

In the same way, the terminal also incorporates, optionally, a button or key (26) whose activation, allows, through the data bank (B), direct communication with a specific center, facility or institution previously arranged, so that the user has guaranteed the communication and / or assistance of said center in case of emergency.

Finally, it should also be noted that the terminal (1) of the invention incorporates another reader (18), intended for the aforementioned special chip (11) which is embedded in a memory card (19) and inserted into the slot (20) ) provided for this purpose on one side of the housing (2), it is suitable to allow the recording and / or reproduction of data, music, videos, games, etc., by means of Ia adequate connection, via USB or wireless cable of the terminal (1) to different electronic devices, with or without an Internet connection, such as computers, PDA, MP3, Radio, etc., for what has the corresponding input (27) , thus greatly expanding the functionality of the device, which also allows the connection of the terminal (1) to a large screen device (TV, computer, DVD, etc.) for the visualization of the images and / or videos recorded in said device. memory card (19) as well as its connection to a printer for obtaining paper copies of said data and / or images, of those obtained by means of the calculation functions of the aforementioned memories (10), as of any texts or images that appear on the screen.

It should be noted that, optionally, the terminal (1) of the invention is capable of incorporating more than one reader (18), allowing the simultaneous introduction of several memory cards (19), in corresponding additional slots (20), thereby achieving expand its capacity and performance, since, for example, when the capacity of one of them is exhausted, the next one is automatically connected.

For a better understanding of the operation of the terminal of the invention, several examples of the use thereof in different operations have been schematically represented.

Thus, in Figure 4 a scheme of its operation for a sale transaction has been represented, in which it is seen as the user of the terminal (1), the buyer, in addition to allowing the reading of its biological identification by the reader ( 17), simultaneously insert your electronic card (16) into the corresponding slot (15) so that the data bank (B) receives, through conventional telephone communication channels, and verifies said identification by communicating with the financial entity (E ) agreed by the buyer so that it is approved for the performance of the operation. Once this operation is done, and given the approval of the financial entity (E) and the data bank (B), the buyer transfers his card to the seller and he introduces it into his terminal (1 '), at the time that he is identified through the biological reader (17 '), receiving in its own financial entity (E') through its data bank (B ') the corresponding amount from the buyer's financial entity (E) through the data bank (B) of this, resulting in a totally secure purchase and sale operation, from account to account, with which the amount thereof may become as high as you want, and may even be financed or installment operations.

In Figure 5, the operation of the terminal of the invention for an operation of identification of persons has been schematically represented, for which the case of an operation carried out before a notary has been assumed, which, as is known, in such cases the Notary must certify that the people who perform the act in question are who they say they are, which is usually done by submitting an accrediting document (ID, passport, etc.), well, if the appearing parties identify themselves in its terminals (1) and (1 '), by reading its corresponding biological readers (17) and (17') and simultaneously introducing their respective electronic cards (16) and (16 '), the notary will verify that the green LEDs (23) and (23 '), respectively, come on with what is guaranteed, the identification of each one of them, and the payment of the fees through the terminal (1 ") of the Notary himself through the corresponding databases and financial entities in the manner described above of a sale transaction.

Finally, Figure 6 shows an example of financial operation between terminals located very long distance and consequently with important time differences that would prevent operations with conventional systems. Thus, for example, a Spanish buyer with a terminal (1) that is traveling in New Zealand, (with a time difference of approximately 12 hours with respect to Spain), wants to make a purchase operation in the New York Stock Exchange (with a time difference of approximately 6 hours with respect to Spain). The buyer through his terminal (1) communicates to his data bank (B) in Spain the purchase order. The data bank (B) communicates with the buyer's financial entity (E) so that it is of the purchase order, entering directly into the financial entity (E ') of the company or stock broker in New York, through the bank of data (B ') of its terminal (1'), the operation being carried out despite the differences in schedule and that the corresponding offices and banking entities are not open to the public.

Claims

1.- HIGH SECURITY MULTIFUNCTION COMMUNICATIONS TERMINAL, of the type that, consisting of a terminal or telephone device for communications with repeaters such as those already existing, via satellite or future type of communications and multiple functions, which can be both fixed as mobile, it is constituted from an enclosure (2) to which all the conventional elements that it comprises for its operation are coupled, highlighting a screen (3) in which the corresponding menus and function identifications of the terminal, speaker will appear (5), microphone (7), photo and video camera (22), conventional keyboard (8), intended for the use of normal telephone operations, menu movement, dialing, SMS messages etc., in addition to the chip (12 ) conventional, and the corresponding battery (13) that allows its autonomous power, characterized by the fact that in addition to said housing (2), preferably in its back, incorporates a fingerprint reader (17) of fingerprints, DNA, iris or similar biological element not removable from the user, which acts as a security element to activate and allow the basic functions of the terminal (1), as well as, inside , an electronic reader (14) of magnetic stripe, electronic chip, or similar, having the corresponding side slot (15) that allows the introduction of a special identification card (16) incorporating said magnetic strip or electronic chip, and that acts together with the reader (17) as an additional security element for the performance of certain special operations of the terminal (1); in which the terminal (1), for the performance of said operations, is connected to a data bank (B) in which the corresponding data and readings of the users of each terminal will have been previously introduced.

2.- HIGH SECURITY MULTIFUNCTION COMMUNICATIONS TERMINAL, according to claim 1, characterized in that it has two LEDs, one green (23) and one red (24), properly connected to activate respectively upon receiving positive confirmation or Refusal of the identification by the data bank (B), guaranteeing, if so, that the person using the terminal (1) and the card (16) are the corresponding ones.

3.- HIGH SECURITY MULTIFUNCTION COMMUNICATIONS TERMINAL, according to claims 1 and 2, characterized in that the housing (2), in addition, incorporates an additional keyboard (9) composed of a plurality of keys with signs, abbreviations and / or pictograms that facilitate the understanding of the different alternative operations of the terminal (1) for which each of them are specially destined.

4. HIGH SECURITY MULTIFUNCTION COMMUNICATIONS TERMINAL, according to claims 1 to 3, characterized by the fact that it also incorporates a series of additional internal memory chips (10) suitable for performing and engraving calculations and mathematical operations , allowing the use of them through the aforementioned additional keyboard (9) for use as a calculator, and the possibility of saving and subsequent recovery thereof.

5. HIGH SECURITY MULTIFUNCTION COMMUNICATIONS TERMINAL, according to claims 1 to 4, characterized in that it also incorporates another reader (18), destined for a special chip (11) which, embedded in a memory card ( 19) and inserted in the slot (20) provided for this purpose on one side of the housing (2), it is suitable to allow the recording and / or reproduction of data, music, videos, games, etc.

6. HIGH SECURITY MULTIFUNCTION COMMUNICATIONS TERMINAL, according to claims 1 to 5, characterized in that said reader (18) allows viewing of the images and / or videos recorded on the memory card (19) in any device with large screen (TV, computer, DVD, etc.) by means of the corresponding connection to said device, via USB or wireless cable, through the input (27) of which It has the terminal (1), also allowing its connection to a printer.

7.- HIGH SECURITY MULTIFUNCTION COMMUNICATIONS TERMINAL, according to claims 1 to 6, characterized in that, optionally, the terminal (1) is suitable for incorporating more than one reader (18), intended for the simultaneous introduction of several memory cards (19), in corresponding additional slots (20), allowing, for example, when the capacity of one of them is exhausted, that the next one is automatically connected.

8.- HIGH SECURITY MULTIFUNCTION COMMUNICATIONS TERMINAL, according to claims 1 to 7, characterized in that, optionally, it is suitable to incorporate a third yellow LED (25) which, together with an acoustic signal and / or message in screen, notifies the user of any type of anomaly that may occur in the goods and / or properties thereof (car, house, office, etc.) in which the corresponding alarm systems properly connected by conventional systems have been previously installed , to the data bank (B) attached to said terminal.

9.- HIGH SECURITY MULTIFUNCTION COMMUNICATIONS TERMINAL, according to claims 1 to 8, characterized in that, optionally, it is capable of incorporating a button or key (26) whose activation, allows, through the data bank ( B), the direct communication with a certain center, facility or institution previously arranged, so that the user is guaranteed the direct communication and / or assistance of said center in case of emergency.