WO2007110142A1 - A method for making a secure personal card and its working process - Google Patents
A method for making a secure personal card and its working process Download PDFInfo
- Publication number
- WO2007110142A1 WO2007110142A1 PCT/EP2007/002083 EP2007002083W WO2007110142A1 WO 2007110142 A1 WO2007110142 A1 WO 2007110142A1 EP 2007002083 W EP2007002083 W EP 2007002083W WO 2007110142 A1 WO2007110142 A1 WO 2007110142A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- card
- data
- personal
- biometric data
- previous
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/0716—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising a sensor or an interface to a sensor
- G06K19/0718—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising a sensor or an interface to a sensor the sensor being of the biometric kind, e.g. fingerprint sensors
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/073—Special arrangements for circuits, e.g. for protecting identification code in memory
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
Definitions
- This invention relates to a method for producing a secure personal card and its working process, whose characteristics correspond to the pre-characterising part of the main claim.
- the smart card provided with such a process is also an object of the present invention.
- Smart Card is understood in a widely interpretative sense, namely for example: credit/debit cards, electronic-money card, personal-digital-signature card, control and authorisations of network accesses card, financial services card, client authentication card, client identification card, identity certification card, identification in accessing network services card, substitute card in password management, etc.
- intelligent cards or Smart-Cards or microchip cards are known and are in use that are capable of performing a very large number of functions, both for identification as well as for payments and collections, or for a plurality of other services.
- the most advanced smart cards contain a microprocessor or chip to control and identify the user name and its code in order to allow various functions. Identification data and a respective password are stored in the smart card in order to allow the verification of whether the user is a genuine user, otherwise the smart card cannot be used.
- New smart cards are conceived in new technology marketing, namely the insertion into the smart card also of a biometric feature(s) of the user, e.g. thumb reader.
- GB2407189 A 11 VODAFONE GROUP PLC that discloses system and method for preventing unauthorised access to a smart card without contact using a biometric system, e.g. touch of the fingerprint on the card.
- EP1326196 A “NAGNEK CORPORATION”, that discloses a smart card sensitive to fingerprints with on-card fingerprint comparison, in which a fingerprint reader is placed on the smart card in a single position that is capable of reading the whole fingerprint image applied on it by the user (touch of the fingerprint on the card).
- a smart card can still be counterfeited for use by an unauthorised user.
- the scope of the invention is to resolve the aforementioned problems and drawbacks and to provide an intelligent card capable of more secure use.
- Fig.3 represents the block schematic view of the main components of the said card.
- the card is substantially a smart card having a smart card connector by means of a connector (1), connected to the CPU by a data bus, VCC and CLK embedded in the moulding of the card that is covered in plastic material.
- the CPU is in turn connected by means of an internal bus to a fingerprint reader scan-detector by means of a biometric sensor (2) with a relative memory processor.
- Said internal bus is connected to an integrated memory that includes RAM,
- Contacts are made according to the ISO standard: they have input supply, a clock and semi-duplex serial communication.
- the biometric sensor is a fingerprint scan-detector sensor. In this way, a secure identification is allowed avoiding the problems of the exact positioning of the finger on the reading position.
- the processors and the memories are manufactured in packages by direct moulding with plastic materia! and therefore without casing.
- the internal BUS is a main connection between the CPU and the biometric sensor (2) to allow: a) at the start and once only activation of the personal card: i. generation of the absolute identification of the biometric data of the authorized user is carried out, said biometric data being stored in an unreadable memory only internally on said card thus making it absolutely impossible to read or detect or perceive outside said card, and ii. generation and storing of personal data of the user and his/her access code; b) on the following reuse: i.
- biometric data being compared only internally inside said card with the current biometric re-reading of the actual user, to check if the present rereading corresponds exactly with that stored previously, said check being made only internally in the smart card in comparison with the previously inaccessible and unreadable biometric data memory, and then ii. verification and identification of said personal data and access code being allowed in order to continue regular working operation.
- the unauthorised user since the unauthorised user: a) not only does not have the respective access data and password, but b) it is impossible to build or rebuild new biometric identification data, said biometric identification data being not renewable.
- the respective memory and silicon wafer and/or microprocessor and electrical connections are coated with epoxy resin.
- the voltage supply is within the range of approximately 4.75-5.25 V
- the maximum current is preferably within the range of approximately 20OmA.
- the card is optionally equipped with a magnetic data strip and with an RFID transponder.
- a finger print scanner (2) is used, in which the scanning movement is made by a finger transversely on the rectangular window of the scanner enclosed on the same card on the same side and in the opposite position to said contacts (1 ).
- Scanning is carried out by sliding the finger longitudinally in the internal to external direction.
- the personal card includes general Memory data +
- RAM + ROM and EPPROM are examples of RAM + ROM and EPPROM.
- digital fingerprint scanner 2 that includes digital fingerprint elaboration means (21 ) associated to sensor means (22) and a memory processor (23) is also clear from Fig.3.
- said method uses two microprocessors: - a first microprocessor on one side below said electric contacts (1 ) for the management of the card and
- said biometric data receptor (2) comprises means for DNA analysis.
- biometric data receptor (2) comprises microprocessor means able to compare said DNA identification data with respective fingerprint data for both identity check before allowing further working. In this way the most sure identification of the authorized user is assured.
- fingerprint print must be intended in this context a sliding contact finger surface, that produces by its respir substantially a scanning that produces a finger-print data.
- smart card is endowed with an inside battery for autonomous working. In this way, e.g. the scanning of the sliding contact finger surface can be made just before inserting the card in a machine reader for its working, so net needing power connection before scanning the sliding contact finger surface.
Landscapes
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Theoretical Computer Science (AREA)
- Computer Hardware Design (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Automation & Control Theory (AREA)
- Finance (AREA)
- General Engineering & Computer Science (AREA)
- Credit Cards Or The Like (AREA)
- Collating Specific Patterns (AREA)
- Storage Device Security (AREA)
- Multi-Process Working Machines And Systems (AREA)
- Packaging For Recording Disks (AREA)
- Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)
Abstract
Description
Claims
Priority Applications (16)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR1020087026276A KR101062532B1 (en) | 2006-03-27 | 2007-03-09 | Personal card for security |
EA200802042A EA016359B1 (en) | 2006-03-27 | 2007-03-09 | Secure personal card and method for using thereof |
EP07723148A EP2005398A1 (en) | 2006-03-27 | 2007-03-09 | A method for making a secure personal card and its working process |
MEP-2008-198A ME00401B (en) | 2006-03-27 | 2007-03-09 | A method for making a secure personal card and its working process |
JP2009501889A JP2009531752A (en) | 2006-03-27 | 2007-03-09 | Method for creating personal secure card and operation process thereof |
CA2646239A CA2646239C (en) | 2006-03-27 | 2007-03-09 | A method for making a secure personal card and its working process |
MX2008012484A MX2008012484A (en) | 2006-03-27 | 2007-03-09 | A method for making a secure personal card and its working process. |
NZ571961A NZ571961A (en) | 2006-03-27 | 2007-03-09 | A method for making a secure personal card and its working process |
BRPI0709403-5A BRPI0709403A2 (en) | 2006-03-27 | 2007-03-09 | method for manufacturing a personal (protected) security card with two processors and card |
AU2007229728A AU2007229728B2 (en) | 2006-03-27 | 2007-03-09 | A method for making a secure personal card and its working process |
CN2007800114937A CN101410877B (en) | 2006-03-27 | 2007-03-09 | A method for making a secure personal card and its working process |
IL194038A IL194038A (en) | 2006-03-27 | 2008-09-11 | Method for making a secure personal card and its working process |
TNP2008000371A TNSN08371A1 (en) | 2006-03-27 | 2008-09-24 | A method for making a secure personal card and its working process |
US12/239,128 US7992789B2 (en) | 2006-03-27 | 2008-09-26 | Method for making a secure personal card and its working process |
NO20084430A NO338599B1 (en) | 2006-03-27 | 2008-10-21 | A procedure for creating a secure personal card and its work process |
HK09108646.2A HK1130930A1 (en) | 2006-03-27 | 2009-09-22 | A method for making a secure personal card and its working process |
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
ITUD20060075 ITUD20060075A1 (en) | 2006-03-27 | 2006-03-27 | PERSONAL PERSONAL CARD PERFECTED |
ITUD2006A000075 | 2006-03-27 | ||
ITUD2007A000046 | 2007-03-01 | ||
ITUD20070046 ITUD20070046A1 (en) | 2007-03-01 | 2007-03-01 | "METHOD TO CARRY OUT A SAFE PERSONAL CARD AND ITS FUNCTIONING PROCESS" |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US12/239,128 Continuation US7992789B2 (en) | 2006-03-27 | 2008-09-26 | Method for making a secure personal card and its working process |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2007110142A1 true WO2007110142A1 (en) | 2007-10-04 |
WO2007110142A8 WO2007110142A8 (en) | 2008-12-18 |
Family
ID=38190582
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/EP2007/002083 WO2007110142A1 (en) | 2006-03-27 | 2007-03-09 | A method for making a secure personal card and its working process |
Country Status (18)
Country | Link |
---|---|
US (1) | US7992789B2 (en) |
EP (1) | EP2005398A1 (en) |
JP (1) | JP2009531752A (en) |
KR (1) | KR101062532B1 (en) |
CN (1) | CN101410877B (en) |
AU (1) | AU2007229728B2 (en) |
BR (1) | BRPI0709403A2 (en) |
CA (1) | CA2646239C (en) |
EA (1) | EA016359B1 (en) |
HK (1) | HK1130930A1 (en) |
IL (1) | IL194038A (en) |
ME (1) | ME00401B (en) |
MX (1) | MX2008012484A (en) |
MY (1) | MY145726A (en) |
NO (1) | NO338599B1 (en) |
NZ (1) | NZ571961A (en) |
TN (1) | TNSN08371A1 (en) |
WO (1) | WO2007110142A1 (en) |
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WO2015075664A1 (en) | 2013-11-20 | 2015-05-28 | Zorzan Ivano Silvio | Biometric authentication system and biometric authentication method |
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US9471825B2 (en) | 2012-04-24 | 2016-10-18 | Zwipe As | Method of manufacturing an electronic card |
US10127367B2 (en) | 2014-01-21 | 2018-11-13 | Circurre Pty Ltd | Personal identification system having a contact pad for processing biometric readings |
US10586232B2 (en) | 2012-07-26 | 2020-03-10 | Peter Cherry | Prevention of unauthorized usage of personal device and system with biometric sensor |
GB2547954B (en) * | 2016-03-03 | 2021-12-22 | Zwipe As | Attack resistant biometric authorised device |
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US8649820B2 (en) | 2011-11-07 | 2014-02-11 | Blackberry Limited | Universal integrated circuit card apparatus and related methods |
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US8936199B2 (en) | 2012-04-13 | 2015-01-20 | Blackberry Limited | UICC apparatus and related methods |
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CN103955733B (en) * | 2014-04-22 | 2017-02-15 | 中国工商银行股份有限公司 | Electronic identity card chip card, card reader and electronic identity card verification system and method |
US10410216B2 (en) | 2014-04-29 | 2019-09-10 | Mastercard International Incorporated | Methods and systems for verifying individuals prior to benefits distribution |
US10037528B2 (en) | 2015-01-14 | 2018-07-31 | Tactilis Sdn Bhd | Biometric device utilizing finger sequence for authentication |
US9607189B2 (en) | 2015-01-14 | 2017-03-28 | Tactilis Sdn Bhd | Smart card system comprising a card and a carrier |
US10395227B2 (en) | 2015-01-14 | 2019-08-27 | Tactilis Pte. Limited | System and method for reconciling electronic transaction records for enhanced security |
US10817878B2 (en) * | 2015-06-09 | 2020-10-27 | Mastercard International Incorporated | Systems and methods for verifying users, in connection with transactions using payment devices |
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US10339531B2 (en) | 2016-06-10 | 2019-07-02 | Bank Of America Corporation | Organic light emitting diode (“OLED”) security authentication system |
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US10970027B2 (en) | 2016-06-21 | 2021-04-06 | Bank Of America Corporation | Combination organic light emitting diode (“OLED”) device |
US10460135B1 (en) | 2016-06-21 | 2019-10-29 | Bank Of America Corporation | Foldable organic light emitting diode (“OLED”) purchasing instrument reader |
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US9665818B1 (en) | 2016-06-21 | 2017-05-30 | Bank Of America Corporation | Organic light emitting diode (“OLED”) universal plastic |
US9858558B1 (en) | 2016-07-08 | 2018-01-02 | Bank Of America Corporation | Multi-screen automated teller machine (ATM)/automated teller assist (ATA) machines for use by wheelchair users |
US9760124B1 (en) | 2016-07-11 | 2017-09-12 | Bank Of America Corporation | Organic light emitting diode (“OLED”)-based displays |
US10580068B2 (en) | 2016-07-11 | 2020-03-03 | Bank Of America Corporation | OLED-based secure monitoring of valuables |
US10043183B2 (en) | 2016-08-30 | 2018-08-07 | Bank Of America Corporation | Organic light emitting diode (“OLED”) visual authentication circuit board |
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US10984304B2 (en) | 2017-02-02 | 2021-04-20 | Jonny B. Vu | Methods for placing an EMV chip onto a metal card |
JP7105540B2 (en) | 2017-03-21 | 2022-07-25 | 株式会社東芝 | IC card and IC card control method |
JP6946031B2 (en) | 2017-03-22 | 2021-10-06 | 株式会社東芝 | IC card and IC card control method |
EP3591553B1 (en) | 2018-07-02 | 2022-11-02 | Nxp B.V. | Authentication token and method of operating the same |
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EP3836010B1 (en) * | 2019-12-12 | 2024-07-24 | Fingerprint Cards Anacatum IP AB | A biometric sensor module for card integration |
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2007
- 2007-03-09 EP EP07723148A patent/EP2005398A1/en not_active Ceased
- 2007-03-09 ME MEP-2008-198A patent/ME00401B/en unknown
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US9396379B2 (en) | 2009-12-29 | 2016-07-19 | Idex Asa | Surface sensor |
US10762322B2 (en) | 2009-12-29 | 2020-09-01 | Idex Biometrics Asa | Fingerprint sensor including a substrate defining a ledge with contact points for incorporation into a smartcard |
US9471825B2 (en) | 2012-04-24 | 2016-10-18 | Zwipe As | Method of manufacturing an electronic card |
US10586232B2 (en) | 2012-07-26 | 2020-03-10 | Peter Cherry | Prevention of unauthorized usage of personal device and system with biometric sensor |
WO2015075664A1 (en) | 2013-11-20 | 2015-05-28 | Zorzan Ivano Silvio | Biometric authentication system and biometric authentication method |
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Also Published As
Publication number | Publication date |
---|---|
TNSN08371A1 (en) | 2009-12-29 |
AU2007229728B2 (en) | 2010-07-08 |
BRPI0709403A2 (en) | 2011-07-12 |
US7992789B2 (en) | 2011-08-09 |
MEP19808A (en) | 2011-05-10 |
AU2007229728A1 (en) | 2007-10-04 |
CA2646239C (en) | 2012-11-27 |
CN101410877B (en) | 2012-05-23 |
WO2007110142A8 (en) | 2008-12-18 |
EP2005398A1 (en) | 2008-12-24 |
NO20084430L (en) | 2008-11-28 |
HK1130930A1 (en) | 2010-01-08 |
IL194038A (en) | 2012-06-28 |
KR101062532B1 (en) | 2011-09-06 |
JP2009531752A (en) | 2009-09-03 |
EA016359B1 (en) | 2012-04-30 |
EA200802042A1 (en) | 2009-04-28 |
CA2646239A1 (en) | 2007-10-04 |
NZ571961A (en) | 2011-10-28 |
ME00401B (en) | 2011-10-10 |
MY145726A (en) | 2012-03-30 |
KR20090015031A (en) | 2009-02-11 |
MX2008012484A (en) | 2009-02-18 |
NO338599B1 (en) | 2016-09-12 |
CN101410877A (en) | 2009-04-15 |
US20090084858A1 (en) | 2009-04-02 |
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