WO2007103203A3 - Systems, methods and computer-readable media for automated loan processing - Google Patents
Systems, methods and computer-readable media for automated loan processing Download PDFInfo
- Publication number
- WO2007103203A3 WO2007103203A3 PCT/US2007/005426 US2007005426W WO2007103203A3 WO 2007103203 A3 WO2007103203 A3 WO 2007103203A3 US 2007005426 W US2007005426 W US 2007005426W WO 2007103203 A3 WO2007103203 A3 WO 2007103203A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- applicant
- systems
- computer
- methods
- readable media
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Abstract
Systems, methods, and computer-readable media are described for providing an automated loan application. A method for providing an automated loan application may include scanning an applicant's identification card, extracting applicant identity data from the identification card, and receiving additional data, wherein the additional data comprise an amount of money to be borrowed. The applicant identity data and the additional data may be transmitted to a financial institution, which may determine whether to lend an amount of money to the applicant based at least in part on the identity data and the additional data. The applicant may then be notified whether the financial institution will lend money to the applicant.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US77818406P | 2006-03-01 | 2006-03-01 | |
US60/778,184 | 2006-03-01 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2007103203A2 WO2007103203A2 (en) | 2007-09-13 |
WO2007103203A3 true WO2007103203A3 (en) | 2007-11-22 |
Family
ID=38475425
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2007/005426 WO2007103203A2 (en) | 2006-03-01 | 2007-03-01 | Systems, methods and computer-readable media for automated loan processing |
Country Status (1)
Country | Link |
---|---|
WO (1) | WO2007103203A2 (en) |
Families Citing this family (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8312033B1 (en) | 2008-06-26 | 2012-11-13 | Experian Marketing Solutions, Inc. | Systems and methods for providing an integrated identifier |
US9853959B1 (en) | 2012-05-07 | 2017-12-26 | Consumerinfo.Com, Inc. | Storage and maintenance of personal data |
US9654541B1 (en) | 2012-11-12 | 2017-05-16 | Consumerinfo.Com, Inc. | Aggregating user web browsing data |
US9916621B1 (en) | 2012-11-30 | 2018-03-13 | Consumerinfo.Com, Inc. | Presentation of credit score factors |
US10102570B1 (en) | 2013-03-14 | 2018-10-16 | Consumerinfo.Com, Inc. | Account vulnerability alerts |
US9477737B1 (en) | 2013-11-20 | 2016-10-25 | Consumerinfo.Com, Inc. | Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules |
US10402163B2 (en) | 2017-02-14 | 2019-09-03 | Accenture Global Solutions Limited | Intelligent data extraction |
US11265324B2 (en) | 2018-09-05 | 2022-03-01 | Consumerinfo.Com, Inc. | User permissions for access to secure data at third-party |
US11238656B1 (en) | 2019-02-22 | 2022-02-01 | Consumerinfo.Com, Inc. | System and method for an augmented reality experience via an artificial intelligence bot |
US11941065B1 (en) | 2019-09-13 | 2024-03-26 | Experian Information Solutions, Inc. | Single identifier platform for storing entity data |
CN112950356B (en) * | 2021-03-16 | 2024-04-09 | 湖南大学 | Personal loan processing method, system, equipment and medium based on digital identity |
US20220398585A1 (en) * | 2021-06-10 | 2022-12-15 | Comenity Llc | Providing a customer with a number of payment scenarios |
Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20030233278A1 (en) * | 2000-11-27 | 2003-12-18 | Marshall T. Thaddeus | Method and system for tracking and providing incentives for tasks and activities and other behavioral influences related to money, individuals, technology and other assets |
US20040167850A1 (en) * | 2002-09-27 | 2004-08-26 | Wells Fargo Home Mortgage, Inc. | Method of refinancing a mortgage loan and a closing package for same |
US20050178834A1 (en) * | 2004-02-16 | 2005-08-18 | Atsushi Natsuno | Single-pass magnetic reading and optical reading apparatus and method |
US20050180618A1 (en) * | 1999-02-10 | 2005-08-18 | Black Gerald R. | Method for identity verification |
US20050187860A1 (en) * | 2004-02-20 | 2005-08-25 | Peterson Dale L. | System and method for matching loan consumers and lenders |
US20050224573A1 (en) * | 2004-04-09 | 2005-10-13 | Oki Electric Industry Co., Ltd. | Identification system using face authentication and consumer transaction facility |
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2007
- 2007-03-01 WO PCT/US2007/005426 patent/WO2007103203A2/en active Application Filing
Patent Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050180618A1 (en) * | 1999-02-10 | 2005-08-18 | Black Gerald R. | Method for identity verification |
US20030233278A1 (en) * | 2000-11-27 | 2003-12-18 | Marshall T. Thaddeus | Method and system for tracking and providing incentives for tasks and activities and other behavioral influences related to money, individuals, technology and other assets |
US20040167850A1 (en) * | 2002-09-27 | 2004-08-26 | Wells Fargo Home Mortgage, Inc. | Method of refinancing a mortgage loan and a closing package for same |
US20050178834A1 (en) * | 2004-02-16 | 2005-08-18 | Atsushi Natsuno | Single-pass magnetic reading and optical reading apparatus and method |
US20050187860A1 (en) * | 2004-02-20 | 2005-08-25 | Peterson Dale L. | System and method for matching loan consumers and lenders |
US20050224573A1 (en) * | 2004-04-09 | 2005-10-13 | Oki Electric Industry Co., Ltd. | Identification system using face authentication and consumer transaction facility |
Also Published As
Publication number | Publication date |
---|---|
WO2007103203A2 (en) | 2007-09-13 |
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