WO2007023483A3 - Method and system for providing banking services to a user of a communication device - Google Patents

Method and system for providing banking services to a user of a communication device Download PDF

Info

Publication number
WO2007023483A3
WO2007023483A3 PCT/IL2006/000852 IL2006000852W WO2007023483A3 WO 2007023483 A3 WO2007023483 A3 WO 2007023483A3 IL 2006000852 W IL2006000852 W IL 2006000852W WO 2007023483 A3 WO2007023483 A3 WO 2007023483A3
Authority
WO
WIPO (PCT)
Prior art keywords
communication device
user
banking
telephone number
banking services
Prior art date
Application number
PCT/IL2006/000852
Other languages
French (fr)
Other versions
WO2007023483A2 (en
Inventor
Meir Shavit
Original Assignee
Meir Shavit
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Meir Shavit filed Critical Meir Shavit
Publication of WO2007023483A2 publication Critical patent/WO2007023483A2/en
Publication of WO2007023483A3 publication Critical patent/WO2007023483A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A financial system and method for providing banking services to a user of a communication device having a telephone number and communicating with the banking provider via a communication line, are described. The financial system comprises a banking provider including a banking database containing a list of records associated with a predetermined number of communication devices. Each record includes at least an account number associated with the telephone number of the communication device and information about a balance of the account. The method includes transferring an instruction from the communication device to the banking provider to manage the account number associated with the telephone number of said communication device, performing the instruction and advising the user of a result of the performance.
PCT/IL2006/000852 2005-08-22 2006-07-24 Method and system for providing banking services to a user of a communication device WO2007023483A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US70983205P 2005-08-22 2005-08-22
US60/709,832 2005-08-22

Publications (2)

Publication Number Publication Date
WO2007023483A2 WO2007023483A2 (en) 2007-03-01
WO2007023483A3 true WO2007023483A3 (en) 2007-05-31

Family

ID=37772015

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IL2006/000852 WO2007023483A2 (en) 2005-08-22 2006-07-24 Method and system for providing banking services to a user of a communication device

Country Status (1)

Country Link
WO (1) WO2007023483A2 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103069446A (en) * 2011-07-27 2013-04-24 网银国际股份有限公司 Mobile device pay method

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8762211B2 (en) 2007-10-03 2014-06-24 Mastercard International Incorporated System for personalized payments via mobile devices
WO2009087668A2 (en) * 2007-12-11 2009-07-16 Rohit Bhargava System. method. and computer program for providing mobile access to financial data
US9384270B1 (en) * 2013-06-12 2016-07-05 Amazon Technologies, Inc. Associating user accounts with source identifiers

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20010023180A1 (en) * 2000-03-17 2001-09-20 Dietmar Sauer Wireless communication device with replenishable credit balance
US20010051920A1 (en) * 2000-06-07 2001-12-13 Joao Raymond Anthony Financial transaction and/or wireless communication device authorization, notification and/or security apparatus and method
US20010051922A1 (en) * 2000-02-18 2001-12-13 Michael Waller Self service terminal
US20030208446A1 (en) * 2000-09-04 2003-11-06 Uusilehto Janne Method for loading money, an electronic device, and a system

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20010051922A1 (en) * 2000-02-18 2001-12-13 Michael Waller Self service terminal
US20010023180A1 (en) * 2000-03-17 2001-09-20 Dietmar Sauer Wireless communication device with replenishable credit balance
US20010051920A1 (en) * 2000-06-07 2001-12-13 Joao Raymond Anthony Financial transaction and/or wireless communication device authorization, notification and/or security apparatus and method
US20030208446A1 (en) * 2000-09-04 2003-11-06 Uusilehto Janne Method for loading money, an electronic device, and a system

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103069446A (en) * 2011-07-27 2013-04-24 网银国际股份有限公司 Mobile device pay method

Also Published As

Publication number Publication date
WO2007023483A2 (en) 2007-03-01

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