WO2006086315A3 - System and method for implementing a financial instrument in a real estate transaction - Google Patents

System and method for implementing a financial instrument in a real estate transaction Download PDF

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Publication number
WO2006086315A3
WO2006086315A3 PCT/US2006/004136 US2006004136W WO2006086315A3 WO 2006086315 A3 WO2006086315 A3 WO 2006086315A3 US 2006004136 W US2006004136 W US 2006004136W WO 2006086315 A3 WO2006086315 A3 WO 2006086315A3
Authority
WO
WIPO (PCT)
Prior art keywords
financial instrument
real estate
implementing
estate transaction
appreciation
Prior art date
Application number
PCT/US2006/004136
Other languages
French (fr)
Other versions
WO2006086315A2 (en
Inventor
Kelly Glenn Robinson
Rhenardo Worrell
Original Assignee
Faqs Plan Consulting Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Faqs Plan Consulting Llc filed Critical Faqs Plan Consulting Llc
Publication of WO2006086315A2 publication Critical patent/WO2006086315A2/en
Publication of WO2006086315A3 publication Critical patent/WO2006086315A3/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A system and method for calculating and using a financial instrument from an institution to fund a home purchase, refinancing, or equity line of credit transaction is provided. The financial instrument has no associated periodic interest payment and is structured so that its return on investment will include all or a portion of appreciation if the residential real estate has appreciated in value at the time of termination of the financial instrument. In effect, the financial instrument may be structured so that it provides funds to finance a residential real estate transaction (in whole or in part) in exchange for participation in some or all of the appreciation in the value of the home.
PCT/US2006/004136 2005-02-07 2006-02-07 System and method for implementing a financial instrument in a real estate transaction WO2006086315A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US5094405A 2005-02-07 2005-02-07
US11/050,944 2005-02-07

Publications (2)

Publication Number Publication Date
WO2006086315A2 WO2006086315A2 (en) 2006-08-17
WO2006086315A3 true WO2006086315A3 (en) 2007-11-15

Family

ID=36793610

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2006/004136 WO2006086315A2 (en) 2005-02-07 2006-02-07 System and method for implementing a financial instrument in a real estate transaction

Country Status (1)

Country Link
WO (1) WO2006086315A2 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8543494B2 (en) 2009-01-09 2013-09-24 Bank Of America Corporation Shared appreciation loan modification system and method

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20040220872A1 (en) * 2003-04-29 2004-11-04 Pollock Frederick E. Lending based on an asset and securitization of loan interests

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20040220872A1 (en) * 2003-04-29 2004-11-04 Pollock Frederick E. Lending based on an asset and securitization of loan interests

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8543494B2 (en) 2009-01-09 2013-09-24 Bank Of America Corporation Shared appreciation loan modification system and method

Also Published As

Publication number Publication date
WO2006086315A2 (en) 2006-08-17

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