WO2005074366A3 - Method for secure electronic commerce transactions - Google Patents

Method for secure electronic commerce transactions Download PDF

Info

Publication number
WO2005074366A3
WO2005074366A3 PCT/IL2005/000129 IL2005000129W WO2005074366A3 WO 2005074366 A3 WO2005074366 A3 WO 2005074366A3 IL 2005000129 W IL2005000129 W IL 2005000129W WO 2005074366 A3 WO2005074366 A3 WO 2005074366A3
Authority
WO
WIPO (PCT)
Prior art keywords
purchaser
purchase code
request
purchase
transaction
Prior art date
Application number
PCT/IL2005/000129
Other languages
French (fr)
Other versions
WO2005074366A2 (en
Inventor
Shai Porat
Original Assignee
Shai Porat
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shai Porat filed Critical Shai Porat
Publication of WO2005074366A2 publication Critical patent/WO2005074366A2/en
Publication of WO2005074366A3 publication Critical patent/WO2005074366A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems

Abstract

A secure e-commerce transaction system including a Transaction Communicator (TC) for communicating a purchase code request from a purchaser, a Transaction Relay (TR) for receiving the purchase code request from the purchaser, determining the content of the purchase code request, verifying the identity of the purchaser from the purchase code request, and sending a purchase code to the purchaser when the purchase code request content and the purchaser identity verification meet the criteria of a predefined authorization rule, and a Transaction Interface (TI) for receiving the purchase code from the purchaser, and sending a merchant request from a merchant, including the purchase code and transaction information, to the TR, where the TR verifies that the purchase code received in the merchant request matches the purchase code sent to the purchaser, and provides to the merchant payment information stored by the TR for the purchaser if the purchase codes match.
PCT/IL2005/000129 2004-02-03 2005-02-03 Method for secure electronic commerce transactions WO2005074366A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US48200004P 2004-02-03 2004-02-03
US60/482,000 2004-02-03

Publications (2)

Publication Number Publication Date
WO2005074366A2 WO2005074366A2 (en) 2005-08-18
WO2005074366A3 true WO2005074366A3 (en) 2006-12-28

Family

ID=34837325

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IL2005/000129 WO2005074366A2 (en) 2004-02-03 2005-02-03 Method for secure electronic commerce transactions

Country Status (1)

Country Link
WO (1) WO2005074366A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP3147853A1 (en) * 2015-09-23 2017-03-29 Mastercard International Incorporated Transaction control
US20180089677A1 (en) * 2016-09-23 2018-03-29 International Business Machines Corporation Scalable credit card system

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020188573A1 (en) * 2001-01-08 2002-12-12 Calhoon Gordon W. Universal electronic tagging for credit/debit transactions
US20030130961A1 (en) * 2000-01-19 2003-07-10 Ghislain Moret De Rocheprise System and method for making secure data transmissions
US20040148510A1 (en) * 2001-05-03 2004-07-29 Lorenz Muller Security device for online transaction

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030130961A1 (en) * 2000-01-19 2003-07-10 Ghislain Moret De Rocheprise System and method for making secure data transmissions
US20020188573A1 (en) * 2001-01-08 2002-12-12 Calhoon Gordon W. Universal electronic tagging for credit/debit transactions
US20040148510A1 (en) * 2001-05-03 2004-07-29 Lorenz Muller Security device for online transaction

Also Published As

Publication number Publication date
WO2005074366A2 (en) 2005-08-18

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