WO2004101577A3 - Instant gratification terminal and electronic paymer network for carrying financial and non financial data - Google Patents

Instant gratification terminal and electronic paymer network for carrying financial and non financial data Download PDF

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Publication number
WO2004101577A3
WO2004101577A3 PCT/SG2004/000124 SG2004000124W WO2004101577A3 WO 2004101577 A3 WO2004101577 A3 WO 2004101577A3 SG 2004000124 W SG2004000124 W SG 2004000124W WO 2004101577 A3 WO2004101577 A3 WO 2004101577A3
Authority
WO
WIPO (PCT)
Prior art keywords
terminal
financial
electronic payment
payment network
network
Prior art date
Application number
PCT/SG2004/000124
Other languages
French (fr)
Other versions
WO2004101577A2 (en
Inventor
Hoo Siong Chow
Huang Seng Simon Siew
Original Assignee
Chowiz Pte Ltd
Hoo Siong Chow
Huang Seng Simon Siew
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Chowiz Pte Ltd, Hoo Siong Chow, Huang Seng Simon Siew filed Critical Chowiz Pte Ltd
Publication of WO2004101577A2 publication Critical patent/WO2004101577A2/en
Publication of WO2004101577A3 publication Critical patent/WO2004101577A3/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/346—Cards serving only as information carrier of service
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising

Abstract

An instant gratification terminal (100, 520) having a processor (124), adapted to execute a series of instructions that cause the customer to interact with the terminal (100) via a display unit (122) and input means (104), the interaction possibly resulting in a benefit being provided to the customer. The terminal (100, 520) being further adapted to interact with the customer to elicit personal information therefrom. The terminal (100, 520) is also adapted for use in an electronic payment network (500) for carrying financial and non-financial data. The electronic payment network (500) interacts with a second widely used second electronic payment network (510) to settle financial transactions while routing non-financial transactions to the appropriate host computer (700). The electronic payment network (500) also incorporates a point-based loyalty program.
PCT/SG2004/000124 2003-05-16 2004-05-07 Instant gratification terminal and electronic paymer network for carrying financial and non financial data WO2004101577A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
SG200303052 2003-05-16
SG200303052-5 2003-05-16

Publications (2)

Publication Number Publication Date
WO2004101577A2 WO2004101577A2 (en) 2004-11-25
WO2004101577A3 true WO2004101577A3 (en) 2005-06-16

Family

ID=33448806

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/SG2004/000124 WO2004101577A2 (en) 2003-05-16 2004-05-07 Instant gratification terminal and electronic paymer network for carrying financial and non financial data

Country Status (1)

Country Link
WO (1) WO2004101577A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1014646A2 (en) * 1998-12-22 2000-06-28 Citibank, N.A. Systems and methods for distributing information to a diverse plurality of devices
DE19963318A1 (en) * 1999-12-21 2001-09-06 Alexandre Abramson Computer-assisted ordering, allocation and cashing of tickets by generating random number and crediting account at central computer if winning number is matched
US20020120572A1 (en) * 2001-02-28 2002-08-29 Bellucci Diane R. Currency system
DE10156363A1 (en) * 2001-09-12 2003-03-27 Sin Etke Technology Co Wireless on-board transaction system and procedure

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1014646A2 (en) * 1998-12-22 2000-06-28 Citibank, N.A. Systems and methods for distributing information to a diverse plurality of devices
DE19963318A1 (en) * 1999-12-21 2001-09-06 Alexandre Abramson Computer-assisted ordering, allocation and cashing of tickets by generating random number and crediting account at central computer if winning number is matched
US20020120572A1 (en) * 2001-02-28 2002-08-29 Bellucci Diane R. Currency system
DE10156363A1 (en) * 2001-09-12 2003-03-27 Sin Etke Technology Co Wireless on-board transaction system and procedure

Also Published As

Publication number Publication date
WO2004101577A2 (en) 2004-11-25

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