WO2004053640A3 - System and method for mobile payment and fulfilment digital goods - Google Patents
System and method for mobile payment and fulfilment digital goods Download PDFInfo
- Publication number
- WO2004053640A3 WO2004053640A3 PCT/US2003/038692 US0338692W WO2004053640A3 WO 2004053640 A3 WO2004053640 A3 WO 2004053640A3 US 0338692 W US0338692 W US 0338692W WO 2004053640 A3 WO2004053640 A3 WO 2004053640A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- payment card
- server
- payment
- communication device
- fulfilment
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0813—Specific details related to card security
- G07F7/082—Features insuring the integrity of the data on or in the card
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephonic Communication Services (AREA)
Abstract
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2003298928A AU2003298928A1 (en) | 2002-12-06 | 2003-12-05 | System and method for mobile payment and fulfilment digital goods |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US43156702P | 2002-12-06 | 2002-12-06 | |
US60/431,567 | 2002-12-06 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2004053640A2 WO2004053640A2 (en) | 2004-06-24 |
WO2004053640A3 true WO2004053640A3 (en) | 2006-08-10 |
Family
ID=32507754
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2003/038692 WO2004053640A2 (en) | 2002-12-06 | 2003-12-05 | System and method for mobile payment and fulfilment digital goods |
Country Status (2)
Country | Link |
---|---|
AU (1) | AU2003298928A1 (en) |
WO (1) | WO2004053640A2 (en) |
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8538845B2 (en) | 2011-06-03 | 2013-09-17 | Mozido, Llc | Monetary transaction system |
US9208488B2 (en) | 2011-11-21 | 2015-12-08 | Mozido, Inc. | Using a mobile wallet infrastructure to support multiple mobile wallet providers |
Families Citing this family (10)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR100677344B1 (en) * | 2004-07-29 | 2007-02-02 | 엘지전자 주식회사 | Message for processing ro and ro processing method and system thehreby |
DE102004043789A1 (en) * | 2004-09-08 | 2006-03-23 | Vodafone Holding Gmbh | Device and method for limiting a payment transaction with a mobile radio network |
US20070106564A1 (en) | 2005-11-04 | 2007-05-10 | Utiba Pte Ltd. | Mobile phone as a point of sale (POS) device |
US7698220B2 (en) | 2006-09-14 | 2010-04-13 | E2Interactive, Inc. | Virtual terminal for payment processing |
US9195980B2 (en) * | 2009-10-30 | 2015-11-24 | Nokia Technologies Oy | Method and apparatus for recovery during authentication |
US9489669B2 (en) | 2010-12-27 | 2016-11-08 | The Western Union Company | Secure contactless payment systems and methods |
US10438196B2 (en) | 2011-11-21 | 2019-10-08 | Mozido, Inc. | Using a mobile wallet infrastructure to support multiple mobile wallet providers |
US8639619B1 (en) | 2012-07-13 | 2014-01-28 | Scvngr, Inc. | Secure payment method and system |
US8770478B2 (en) | 2013-07-11 | 2014-07-08 | Scvngr, Inc. | Payment processing with automatic no-touch mode selection |
US10990951B2 (en) * | 2019-01-18 | 2021-04-27 | Mastercard International Incorporated | Systems and methods for a payment card with multiple funding sources |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20020077993A1 (en) * | 2000-12-18 | 2002-06-20 | Nokia Corporation | Method and system for conducting wireless payments |
US20020152179A1 (en) * | 2000-10-27 | 2002-10-17 | Achiezer Racov | Remote payment method and system |
US20020165831A1 (en) * | 2000-03-31 | 2002-11-07 | Michael Horn | Electronic payment method and system for carrying out the same |
US20030208444A1 (en) * | 2002-05-06 | 2003-11-06 | Hermann Sauer | Payment system and method |
-
2003
- 2003-12-05 AU AU2003298928A patent/AU2003298928A1/en not_active Abandoned
- 2003-12-05 WO PCT/US2003/038692 patent/WO2004053640A2/en not_active Application Discontinuation
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20020165831A1 (en) * | 2000-03-31 | 2002-11-07 | Michael Horn | Electronic payment method and system for carrying out the same |
US20020152179A1 (en) * | 2000-10-27 | 2002-10-17 | Achiezer Racov | Remote payment method and system |
US20020077993A1 (en) * | 2000-12-18 | 2002-06-20 | Nokia Corporation | Method and system for conducting wireless payments |
US20030208444A1 (en) * | 2002-05-06 | 2003-11-06 | Hermann Sauer | Payment system and method |
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8538845B2 (en) | 2011-06-03 | 2013-09-17 | Mozido, Llc | Monetary transaction system |
US9208488B2 (en) | 2011-11-21 | 2015-12-08 | Mozido, Inc. | Using a mobile wallet infrastructure to support multiple mobile wallet providers |
Also Published As
Publication number | Publication date |
---|---|
AU2003298928A8 (en) | 2004-06-30 |
AU2003298928A1 (en) | 2004-06-30 |
WO2004053640A2 (en) | 2004-06-24 |
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