WO2004036485A1 - Mobile or fixed laser apparatus comprising a scanner, which is used to differentiate between and encode the graphological characteristics of a signature - Google Patents

Mobile or fixed laser apparatus comprising a scanner, which is used to differentiate between and encode the graphological characteristics of a signature Download PDF

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Publication number
WO2004036485A1
WO2004036485A1 PCT/MX2002/000100 MX0200100W WO2004036485A1 WO 2004036485 A1 WO2004036485 A1 WO 2004036485A1 MX 0200100 W MX0200100 W MX 0200100W WO 2004036485 A1 WO2004036485 A1 WO 2004036485A1
Authority
WO
WIPO (PCT)
Prior art keywords
signature
function
scanner
performs
mobile
Prior art date
Application number
PCT/MX2002/000100
Other languages
Spanish (es)
French (fr)
Inventor
Carlos Morales Urquiza
Original Assignee
Carlos Morales Urquiza
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Carlos Morales Urquiza filed Critical Carlos Morales Urquiza
Priority to AU2002347650A priority Critical patent/AU2002347650A1/en
Publication of WO2004036485A1 publication Critical patent/WO2004036485A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/30—Writer recognition; Reading and verifying signatures
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/30—Individual registration on entry or exit not involving the use of a pass
    • G07C9/32—Individual registration on entry or exit not involving the use of a pass in combination with an identity check
    • G07C9/35—Individual registration on entry or exit not involving the use of a pass in combination with an identity check by means of a handwritten signature
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Definitions

  • the novelty is that by joining these elements, it allows a device to perform a service that does not exist today.
  • Graphoscopy of an Autograph, Mobile or Landline Signature can be determined with absolute certainty if, at the time of making a cash or purchase provision, the signing of a Credit Card or a Check is true or false.
  • Access online databases of remote stations receive and transmit information from the user's signature, which translates into a Unique Identification code, Compare the code in a Database and Issue a Result, whether the Signature is Legitimate or No. All this

Abstract

The invention relates to a mobile or fixed laser apparatus comprising a scanner, which is used to differentiate between and encode the graphological characteristics of a signature. The inventive apparatus is an interactive device comprising a user terminal (1) containing: a laser pen (2) which indicates the movements and the position of the signature; a laser connection (3) to a scanner (4) which reads said information by collecting data relating to the direction of the movements, the force of the stroke, the speed of the stroke, the angle and slope, hooks, the form that the pen takes, etc.; a direct line connection (5) to a data processor (6) which translates a unique digital identification code which can be compared to the information collected; a radio, cellular, microwave or direct line connection (7), depending on whether the apparatus is mobile or fixed, to a memory card (8) which stores the codes received; a direct connection (9); a communication device (10) which sends the codes to a database; a dial-up line connection (11); a remote station database (12) which stores the codes, compares the unique differentiating characteristics thereof and emits a response relating to the result of said comparison; a DSO dedicated line connection (13); and a bank credit authorisation centre (14) which is responsible for authorising or refusing credit to the user. The invention is used to collect information from a person's signature and to evaluate mathematically whether or not said signature is legitimate.

Description

Aparato Láser con Escáner para Diferenciar y Codificar las Características Grafoscopicas de una Firma Autógrafa, Móvil ó Fijo La presente invención se refiere a un "Aparato Láser con Escáner para Diferenciar y Laser Apparatus with Scanner to Differentiate and Encode the Graphoscopic Characteristics of an Autograph, Mobile or Fixed Signature The present invention relates to a "Laser Apparatus with Scanner to Differentiate and
Codificar las Características Grafoscopicas de una Firma Autógrafa, Móvil ó Fijo" que consiste en un Pequeño Gabinete Cúbico que Contiene Una Pluma Láser, Equipo deEncode the Graphoscopic Characteristics of an Autograph, Mobile or Landline Signature "consisting of a Small Cubic Cabinet that Contains a Laser Pen, Equipment
Escaneo, Un Procesador de Información, Una Tarjeta de Memoria, Equipo deScanning, An Information Processor, A Memory Card, Computer
Comunicaciones y Base de Datos, que permite obtener de cualquier persona las características únicas de su firma autógrafa, traducirlas en Código, para poder guardarlas en una base de datos y poder comprar el Código inmediatamente cada vez que se usa una Tarjeta de Crédito ó un Cheque. Se pretende establecer una norma mundial para evitar el fraude.Communications and Database, which allows obtaining the unique characteristics of your autograph signature from any person, translating them into a Code, to be able to store them in a database and to be able to buy the Code immediately each time a Credit Card or Check is used . It is intended to establish a global standard to prevent fraud.
El "Aparato Láser con Escáner para Diferenciar y Codificar las Características Grafoscopicas de una Firma Autógrafa, Móvil ó Fijo" sirve para ser colocado enThe "Laser Apparatus with Scanner to Differentiate and Encode the Graphoscopic Characteristics of an Autograph, Mobile or Fixed Signature" is used to be placed in
Cajeros Automáticos, Bancos, Restaurantes, Tiendas Departamentales, etc, con objeto de poder determinar al momento con una certeza total, si una firaia es verdadera ó falsa; y que las Tarjetas de Crédito puedan guardar oculta la firma del usuario.ATMs, Banks, Restaurants, Department Stores, etc., in order to be able to determine at the moment with total certainty, if a firaia is true or false; and that Credit Cards can keep the user's signature hidden.
ANTECEDENTES Existen en la Actualidad todas las Partes que conforman un "Aparato Láser con Escáner para Diferenciar y Codificar las Características Grafoscopicas de una Firma Autógrafa,BACKGROUND There are currently all the Parties that make up a "Laser Device with Scanner to Differentiate and Encode the Grafoscopic Characteristics of an Autograph Signature,
Móvil ó Fijo", como: Plumas Láser, Equipos de Escaneo, Equipos de Procesamiento,Mobile or Landline ", such as: Laser Pens, Scanning Equipment, Processing Equipment,
Memoria, Comunicación y Bases de Datos, que recaban Firmas Autógrafas para guardarse y presentarse en Licencias de Manejo, Credenciales de Elector, etc. , pero que no cuentan con la posibilidad de obtener las características únicas que diferencian cada firma, como son la dirección de los movimientos, la fuerza del trazo, la velocidad del trazo, el ángulo y pendiente, Ganchos, la forma que toma la Pluma, etc.; traducir la información en un códigoMemory, Communication and Databases, which collect Autograph Signatures to be stored and presented in Driver's Licenses, Voter Credentials, etc. , but that do not have the possibility of obtaining the unique characteristics that differentiate each signature, such as the direction of the movements, the strength of the stroke, the speed of the stroke, the angle and earring, hooks, the shape of the pen, etc .; translate the information into a code
Único comparable.Unique comparable.
La novedad radica en que al unir dichos elementos, se permite que un Aparato pueda realizar un servicio que No existe en la actualidad.The novelty is that by joining these elements, it allows a device to perform a service that does not exist today.
No existe en ninguna parte del mundo un aparato que desarrolle las funciones de recabar información para traducir y comparar, el código Único de una Firma Autógrafa. Lo que representa una ventaja para evitar los Fraudes en Tarjetas de Crédito y Cheques Bancarios.There is nowhere in the world an apparatus that develops the functions of collecting information to translate and compare, the Unique code of an Autograph Firm. Which represents an advantage to avoid Fraud in Credit Cards and Bank Checks.
BREVE DESCRIPCIÓN DE LA INVENCIÓNBRIEF DESCRIPTION OF THE INVENTION
La Figura No 1 representa una vista frontal del "Aparato Láser con Escáner para Diferenciar y Codificar las Características Grafoscopicas de una Firma Autógrafa, Móvil ó Fijo" y de los Elementos y partes que lo conforman, los cuales se encuentran conectados a través deFigure No 1 represents a front view of the "Laser Apparatus with Scanner to Differentiate and Encode the Graphoscopic Characteristics of an Autograph, Mobile or Fixed Signature" and of the Elements and Parts that make it up, which are connected through
Radio, Micro Ondas y Celular ó Cables y Líneas Dedicadas, Conmutadas y Directas, como se indica en la Figura No 2.Radio, Micro Waves and Cellular or Cables and Dedicated, Switched and Direct Lines, as indicated in Figure No. 2.
DESCRIPCIÓN DETALLADA DE LA INVENCIÓNDETAILED DESCRIPTION OF THE INVENTION
El "Aparato Láser con Escáner para Diferenciar y Codificar las Características Grafoscopicas de Firma Autógrafa, Móvil ó Fijo" consiste una Terminal de en Usuario (1), que realiza la función de señalar, con una Pluma Láser (2), los movimientos de la firma autógrafa. Ahora bien dicha Pluma Láser se Conecta Vía Láser (3) a un Escáner (4) que hace la función de recolectar la dirección de los movimientos, la fuerza del trazo, la velocidad del trazo, ángulo y pendiente, ganchos, la forma que toma la pluma, etc. ahora bien Dicho Escáner se conecta Vía Línea Directa (5) a un Procesador de Datos(6) que hace la función de traducir a un código Numérico Único de Identificación Comparable la información recabada. Ahora Bien Dicho Procesador se Conecta, Dependiendo si el Aparato es Móvil óThe "Laser Device with Scanner to Differentiate and Encode the Graphical Characteristics of Autograph, Mobile or Landline Signature" consists of a User Terminal (1), which performs the function of signaling, with a Laser Pen (2), the movements of the autograph signature. Now said Laser Pen is connected via laser (3) to a Scanner (4) that functions to collect the direction of the movements, the stroke force, the stroke speed, angle and slope, hooks, the shape it takes the pen, etc. However, said Scanner connects Via Direct Line (5) to a Data Processor (6) that functions to translate the information collected into a Unique Numerical Identification Code. Now Well said Processor Connects, Depending on whether the Device is Mobile or
Fijo, Vía Radio, Celular, Micro Ondas ó Línea Directa (7), a una Tarjeta de Memoria (8) que hace la función de guardar los Códigos Recibidos. Ahora Bien Dicha Tarjeta deFixed, Via Radio, Cellular, Micro Waves or Direct Line (7), to a Memory Card (8) that functions to save the Received Codes. Now Well Said Card
Memoria se Conecta Vía Directa (9) a un Equipo de Comunicación (10) el cual realiza la función de enviar los Códigos a una Base de Datos. Ahora Bien dicho Equipo de Comunicaciones se conecta Vía una Línea Conmutada ( 11 ) a una Base de Datos en EstaciónMemory Connects Directly (9) to a Communication Team (10) which performs the function of sending the Codes to a Database. Now Well said Communications Team connects Via a Switched Line (11) to a Station Database
Remota (12) la cual hace la función de Guardar los Códigos, Comparar las Características únicas que los diferencian y Emitir una Respuesta sobre el resultado de la Comparación.Remote (12) which performs the function of Save Codes, Compare the Unique Characteristics that differentiate them and Issue a Response on the result of the Comparison.
Ahora Bien Dicha Base de Datos en Estación Remota se Conecta Vía Dedicada DSO (13) alNow Well This Database in Remote Station Connects Via Dedicated DSO (13) to
Centro de Autorización de Crédito Bancario (14) que una vez que recibe el resultado de la comparación de firmas, hace la función de determinar inmediatamente, si un Cargo esBank Credit Authorization Center (14) that once it receives the result of the signature comparison, it has the function of determining immediately, if a Charge is
Procedente ó No en una Tarjeta de Crédito ó Cheque Bancario.Coming or Not on a Credit Card or Bank Check.
La utilidad del "Aparato Láser con Escáner para Diferenciar y Codificar las CaracterísticasThe utility of the "Laser Device with Scanner to Differentiate and Encode Features
Grafoscopicas de una Firma Autógrafa, Móvil ó Fijo" es pode determinar con certeza absoluta si, al momento de realizar una disposición de efectivo ó una compra, la firma de una Tarjeta de Crédito ó de un Cheque es verdadera ó falsa.Graphoscopy of an Autograph, Mobile or Landline Signature "can be determined with absolute certainty if, at the time of making a cash or purchase provision, the signing of a Credit Card or a Check is true or false.
Características:Characteristics:
Accesa en línea a bases de datos de estaciones remotas, recibe y transmite información de la firma del usuario, que traduce en un código Único de Identificación, Compara el código en una Base de Datos y Emite una Resultado, de si la Firma es Legitima ó No. Todo esteAccess online databases of remote stations, receive and transmit information from the user's signature, which translates into a Unique Identification code, Compare the code in a Database and Issue a Result, whether the Signature is Legitimate or No. All this
Proceso se realiza al Momento de hacer una Compra, Pago de una Cuenta ó Disposición de Efectivo, es decir en un par de Segundos y con una Certeza Absoluta, ya que la Grafoscopia es una Ciencia Exacta, Medible Matemáticamente y comparable mediante Códigos. Lineamientos de diseño:Process is carried out at the time of making a Purchase, Payment of an Account or Disposition of Cash, that is to say in a couple of Seconds and with an Absolute Certainty, since the Graphoscopy is an Exact Science, Mathematically Measurable and comparable by means of Codes. Design Guidelines:
El Usuario final no tiene capacitación alguna, solo debe realizar una Firma en el Aparato, para que este evalué inmediatamente de forma electrónica, si el Usuario es ó no, el Propietario de La Tarjeta de Crédito ó el que debiera Firmar, dando como resultado una total seguridad en la recuperación de Tarjetas y Cheques Robados. Tiempo de respuesta: Dado que el usuario es el publico en general, el tiempo de respuesta es sumamente rápido, del orden de 2 a 5 segundos. Arquitectura:The End User does not have any training, you just have to make a Signature on the Device, so that it immediately evaluates electronically, if the User is or not, the Credit Card Owner or the one that should Sign, resulting in a Total security in the recovery of Stolen Cards and Checks. Response time: Since the user is the general public, the response time is extremely fast, on the order of 2 to 5 seconds. Architecture:
Opera en un esquema cliente- servidor, con el cliente residiendo en el punto De venta y un Servidor que puede residir en el servidor ya existente ó ex- profeso. It operates in a client-server scheme, with the client residing at the point of sale and a Server that can reside on the existing or existing server.

Claims

REIVINDICACIONES Habiendo descrito el aparato como antecede, considero una novedad y por lo tanto relamo de mi propiedad lo contenido en la siguiente cláusula. CLAIMS Having described the device as above, I consider it a novelty and therefore I claim ownership of what is contained in the following clause.
1. El "Aparato Láser con Escáner para Diferenciar y Codificar las Características1. The "Laser Device with Scanner to Differentiate and Codify Characteristics
Grafoscopicas de una Firma Autógrafa, Móvil ó Fijo" es un Aparato ínter activo queGraphoscopic "Autograph Signature, Mobile or Fixed" is an inter-active device that
Consiste de una Terminal de Usuario (1), que contiene: Una Pluma Láser It consists of a User Terminal (1), which contains: A Laser Pen
(2), que realiza la función de Señalar los Movimientos y Posición de la Firma, Conexión Vía Láser (2), which performs the function of Signaling the Movements and Position of the Signature, Connection Via Laser
(3), a un(3), to a
Escáner Scanner
(4), que realiza la Función de Leer dicha Información, recolectando la dirección de los movimientos, la fuerza del trazo, la velocidad del trazo, ángulo y pendiente, ganchos, la forma que toma la pluma. Conexión Vía Línea Directa (4), which performs the Function of Reading said Information, collecting the direction of the movements, the force of the stroke, the speed of the stroke, angle and slope, hooks, the shape that the pen takes. Connection Via Direct Line
(5), a un Procesador de Datos(5), to a Data Processor
(6), que realiza la función de traducir a un código Numérico Único de Identificación Comparable la información recabada, Conexión Dependiendo si el Aparato es Móvil ó Fijo, Vía Radio,(6), which performs the function of translating the information collected into a Comparable Unique Numerical Identification Code, Connection Depending on whether the Device is Mobile or Fixed, Via Radio,
Celular, Micro Ondas ó Línea Directa Cellular, Micro Waves or Direct Line
(7), a una Tarjeta de Memoria (7), to a Memory Card
(8), que realiza la(8), which performs the
Función de guardar los Códigos Recibidos, Conexión Directa Function of saving Received Codes, Direct Connection
(9), Equipo de Comunicación(9), Communication Equipment
(10), que realiza la Función de enviar los Códigos a una Base de Datos, Conexión Vía una(10), which performs the Function of sending the Codes to a Database, Connection Via a
Línea Conmutada (11), Base de Datos en Estación Remota (12), que realiza la Función de Guardar los Códigos, Comparar las Características únicas que los diferencian y Emitir unaSwitched Line (11), Remote Station Database (12), which performs the Function of Saving the Codes, Compare the unique Characteristics that differentiate them and Issue a
Respuesta sobre el resultado de la Comparación, Conexión Vía Línea Dedicada DSO (13),Response on the result of the Comparison, Connection Via DSO Dedicated Line (13),
Centro de Autorización de Crédito Bancario (14), con la Función de Autorizar ó No, elBank Credit Authorization Center (14), with the Function of Authorizing or Not, the
Crédito del Usuario. Con Objeto de poder recabar información de la Firma Autógrafa de unaUser Credit. In order to be able to collect information on the Autograph Signature of a
Persona y Evaluar Matemáticamente si es Legitima ó No. Person and Mathematically Evaluate whether it is Legitimate or Not.
PCT/MX2002/000100 2002-10-16 2002-10-22 Mobile or fixed laser apparatus comprising a scanner, which is used to differentiate between and encode the graphological characteristics of a signature WO2004036485A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2002347650A AU2002347650A1 (en) 2002-10-16 2002-10-22 Mobile or fixed laser apparatus comprising a scanner, which is used to differentiate between and encode the graphological characteristics of a signature

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
MXPA02010196A MXPA02010196A (en) 2002-10-16 2002-10-16 Laser apparatus with scanner for differencing and codifying the graphoscopic characteristics of a mobile or fixed signature.
MX02010196 2002-10-16

Publications (1)

Publication Number Publication Date
WO2004036485A1 true WO2004036485A1 (en) 2004-04-29

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ID=32294075

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PCT/MX2002/000100 WO2004036485A1 (en) 2002-10-16 2002-10-22 Mobile or fixed laser apparatus comprising a scanner, which is used to differentiate between and encode the graphological characteristics of a signature

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AU (1) AU2002347650A1 (en)
MX (1) MXPA02010196A (en)
WO (1) WO2004036485A1 (en)

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0517405A2 (en) * 1991-05-30 1992-12-09 Ncr International Inc. Signature verification method
WO1994020926A1 (en) * 1991-04-09 1994-09-15 Alexander Livshitz High precision on-line dynamic signature verification system
US6311042B1 (en) * 1998-06-27 2001-10-30 Deschrijver Stefaan Apparatus and methods for imaging written information with a mobile telephone set
WO2001091061A2 (en) * 2000-05-19 2001-11-29 Stefaan De Schrijver Biometric energy identification system
US20020006214A1 (en) * 2000-03-21 2002-01-17 Karlsson Sven Olof Secure signature checking system
WO2002032151A2 (en) * 2000-10-11 2002-04-18 Lci Smartpen Nv Verification system and method

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1994020926A1 (en) * 1991-04-09 1994-09-15 Alexander Livshitz High precision on-line dynamic signature verification system
EP0517405A2 (en) * 1991-05-30 1992-12-09 Ncr International Inc. Signature verification method
US6311042B1 (en) * 1998-06-27 2001-10-30 Deschrijver Stefaan Apparatus and methods for imaging written information with a mobile telephone set
US20020006214A1 (en) * 2000-03-21 2002-01-17 Karlsson Sven Olof Secure signature checking system
WO2001091061A2 (en) * 2000-05-19 2001-11-29 Stefaan De Schrijver Biometric energy identification system
WO2002032151A2 (en) * 2000-10-11 2002-04-18 Lci Smartpen Nv Verification system and method

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Publication number Publication date
AU2002347650A1 (en) 2004-05-04
MXPA02010196A (en) 2003-07-09

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