WO2004034181A3 - Systeme et procede destines a faciliter des transactions financieres - Google Patents

Systeme et procede destines a faciliter des transactions financieres Download PDF

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Publication number
WO2004034181A3
WO2004034181A3 PCT/US2003/023013 US0323013W WO2004034181A3 WO 2004034181 A3 WO2004034181 A3 WO 2004034181A3 US 0323013 W US0323013 W US 0323013W WO 2004034181 A3 WO2004034181 A3 WO 2004034181A3
Authority
WO
WIPO (PCT)
Prior art keywords
loan
borrower
digital
file
financial transactions
Prior art date
Application number
PCT/US2003/023013
Other languages
English (en)
Other versions
WO2004034181A2 (fr
Inventor
John S Mcglinn Iii
Original Assignee
End 2 End Loans Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by End 2 End Loans Inc filed Critical End 2 End Loans Inc
Priority to AU2003298528A priority Critical patent/AU2003298528A1/en
Publication of WO2004034181A2 publication Critical patent/WO2004034181A2/fr
Publication of WO2004034181A3 publication Critical patent/WO2004034181A3/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Finance (AREA)
  • Human Resources & Organizations (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Technology Law (AREA)
  • Data Mining & Analysis (AREA)
  • Development Economics (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

L'invention concerne un système et un procédé destinés à faciliter des transactions financières et faisant appel à un fichier de prêt numérique comprenant des informations d'identification permettant d'identifier un emprunteur, des informations financières associées à cet emprunteur, ainsi que des informations de crédit associées audit emprunteur. Les informations contenues dans le fichier de prêt numérique sont confrontées avec des lignes directrices d'un ou plusieurs prêteurs en vue d'un classement approprié de l'emprunteur et d'un établissement du prix des produits des prêteurs en conséquence. Le fichier de prêt numérique peut également être utilisé pour l'enregistrement 'électronique' du prêt par inclusion de divers documents associés au prêt, tels que l'un au moins des éléments suivants : une demande de prêt, un rapport de solvabilité, une évaluation de la garantie, un titre, une note de prêt, un acte, etc. En outre, il est possible de mettre à jour périodiquement le fichier de prêt numérique de manière à tenir compte des changements de statut de l'emprunteur et/ou à déterminer une valeur de marché du prêt.
PCT/US2003/023013 2002-07-26 2003-07-24 Systeme et procede destines a faciliter des transactions financieres WO2004034181A2 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2003298528A AU2003298528A1 (en) 2002-07-26 2003-07-24 System and method for facilitating financial transactions

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US20549702A 2002-07-26 2002-07-26
US10/205,497 2002-07-26

Publications (2)

Publication Number Publication Date
WO2004034181A2 WO2004034181A2 (fr) 2004-04-22
WO2004034181A3 true WO2004034181A3 (fr) 2005-03-03

Family

ID=32092277

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2003/023013 WO2004034181A2 (fr) 2002-07-26 2003-07-24 Systeme et procede destines a faciliter des transactions financieres

Country Status (2)

Country Link
AU (1) AU2003298528A1 (fr)
WO (1) WO2004034181A2 (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2480982A (en) * 2009-03-06 2011-12-07 Jp Morgan Chase Bank N A Collateral management system and method
CN110673855B (zh) * 2019-09-29 2023-05-12 深圳无域科技技术有限公司 一种发起资信请求的方法及装置

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030018558A1 (en) * 1998-12-31 2003-01-23 Heffner Reid R. System, method and computer program product for online financial products trading
US20030033242A1 (en) * 2000-06-03 2003-02-13 Joan Lynch System and method for automated process of deal structuring

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030018558A1 (en) * 1998-12-31 2003-01-23 Heffner Reid R. System, method and computer program product for online financial products trading
US20030033242A1 (en) * 2000-06-03 2003-02-13 Joan Lynch System and method for automated process of deal structuring

Also Published As

Publication number Publication date
AU2003298528A1 (en) 2004-05-04
WO2004034181A2 (fr) 2004-04-22
AU2003298528A8 (en) 2004-05-04

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