WO2003073341A1

WO2003073341A1 - Noble metal sales method

Info

Publication number: WO2003073341A1
Application number: PCT/JP2003/002082
Authority: WO
Inventors: Teruko Miyashita
Original assignee: Teruko Miyashita
Priority date: 2002-02-26
Filing date: 2003-02-25
Publication date: 2003-09-04
Also published as: JP2005321839A; AU2003211708A1

Abstract

A noble metal sales method performed via a computer network which promotes sales and enables giving and circulation of a sold noble metal. A recruit is performed for a contract store issuing a deposit card having a price and ID to a purchaser of a noble metal and providing a commodity or service for the deposit card. The contract store installs an I/O terminal connected to a computer system via a network, so that a deposit card is exchanged with a noble metal by request, and for the contract store, the noble metal is bought back in exchange with the deposit card. The computer system includes a noble metal list, a contract store list, order screen disclosure means, order processing means for reducing the quantity of stock and adding it to the number of deposits upon reception of order, and reception information processing means used upon reception of a reception signal from a terminal of a contract store for reducing the number of deposits of the record in the commodity list and adding it to the quantity of stock as well as accounting for the buying back price of the commodity in the record of the contract store list.

Description

Description Sales method of precious metal products Technical field

The present invention relates to a method for selling precious metal products, and to a method for managing and distributing precious metal products and cards serving as deposit certificates thereof through a computer network. Background art

Precious metal products are sold in a variety of ways, including cash payments, debits from accounts, and installment sales. Precious metal products are also widely used as gifts, and they are sometimes purchased as assets because precious metal products are expensive and have little change in value.

On the other hand, gifts are given in various aspects of social life, and precious metal products are often used as gifts. When sending a gift, the sender must select the gift in consideration of the amount and the satisfaction of the recipient, which requires time and effort. Because the sender does not always fully understand the recipient's hobbies, preferences, and lifestyles, there is no guarantee that a gift that has been carefully selected is a preferred gift for the recipient. . Gifts that are unsatisfactory to the recipient are either unused or buried, or have the merchant accept them at a lower price, reducing the meaning of the gift.

On the other hand, a gift-giving method that allows the recipient to freely choose his or her favorite There are many ways to give cash and gift certificates, but these are too many.The gift amount is too obvious, the sender's feelings are easily measured only by the amount, and the sender's feelings are fully communicated to the other party Can not do. If the gift is an item, the act of choosing an item can convey the sender's feelings to the other party, and the gift can be used as an intermediary to create communication between the sender and the recipient. However, such a thing cannot be expected with cash or gift certificates. Disclosure of the invention

The present invention provides a new sales method that promotes the sale of precious metal products and also enables the sale of precious metal products as gifts and distribution as goods.

The method for selling precious metal products of the present invention is to issue a deposit card in which a purchaser of the precious metal product records a product code and an amount in place of the precious metal product, and provide general products or services in exchange for the deposit card. A computer that connects precious metal products, deposit cards, and contract stores to a network, and manages the system with a system that has input / output terminals connected to the computer system via a network. At the request of the person holding the deposit card, the customer exchanges the precious metal products associated with the possession card held by the customer and gives the contracted store the This means that in exchange for the deposit card, the precious metal products associated with the deposit card are repurchased.

A market feast. If desired, a single precious metal product can be matched to multiple deposit cards. In this case, the purchaser of the precious metal product should write the product code, the amount of each card, and the card ID instead of the precious metal product. Issued multiple deposit cards whose total amount is the price of the precious metal product, and sold multiple precious metal products at the request of the person holding the multiple deposit cards. In exchange for a deposit card, the contracted store will repurchase a part of the precious metal products associated with the deposit card in exchange for the card held by the contracted store.

The precious metal quotient sold by the method of the present invention is generally a gold commodity, but is not particularly limited to gold. Various shapes such as ornaments, bullion, figurines, etc. are possible as the shape of the product, and examples of preferable shapes are used in the embodiments, such as a card shape, a medal shape and a stick shape. I can do it. :

A person who sells precious metal products by the above method registers a list of precious metal products to be sold in the above-mentioned computer system and publishes an order screen on the computer screen. Network connection. Recruiting contracted stores with connected input / output terminals, registering the list of contracted stores according to the recruitment to the above-mentioned computer system, and providing purchasers of precious metal products registered in the above product list Product code and card for the precious metal product

Allocate one or more deposit cards for which the ID is recorded and the sum of the indicated amount is the price of the precious metal product, and the card ID and the indicated price of the allocated deposit card and the product of the corresponding precious metal product Registering the code in the computer system, the computer system transmits the current information of the deposit card to the input / output terminal when receiving an inquiry signal from the input / output terminal of the contracted store, and inputs / outputs the contracted store. When receiving the receiving signal of the deposit card from the terminal, the registration of the received deposit card is deleted, and the amount corresponding to the displayed price of the deposit card is displayed in the corresponding column of the contracted store list. Account.

The computer system includes a product file that records information on precious metal products to be sold, a contract store list that records information on a plurality of contract stores that have been contracted in advance, and a precious metal product registered in the product file. A means for displaying an order screen to publish the order screen on the Internet, and when receiving the order information, the orderer sends the product code of the precious metal product related to the order to the orderer. Order processing means to reduce the number of stocks by adding the number of deposits of product files, and correspond to the card ID related to the inquiry when receiving an inquiry signal from the input / output terminal of the registered contract store The inquiry response means for sending information and the registered contracts.About the number of items in the above product file when receiving a deposit card receipt signal from the input / output terminal of the store. Subtract and calculate the number We recorded the amount of money that corresponds to the repurchase price of the precious metal products as well as calculate the applicable contract store of the contract a list of stores and receipt information processing means has been registered.

When making a gift of a precious metal product using the sales method of the present invention, the order screen including the input field of the gift destination information is made public on the order screen disclosing means of the computer system. The information including the image of the precious metal product and the product code are received and notified to the user.

A contract store that cooperates with the sales of precious metal products according to the method of the present invention, an input / output terminal connected to a convenience store system installed by a distributor of the precious metal products will be installed, and the products or products provided by the contract store to customers will be provided. When receiving the deposit card corresponding to the precious metal product sold by the seller as consideration for the service, the card ID of the deposit card is transmitted from the input / output terminal to the above-mentioned combination system to transmit the deposit card. The information is displayed on the input / output terminal, and when the deposit is received, the ID is received. The number is transmitted to the computer system together with the number.

In the above method, when a request is made for a precious metal product purchased or gifted from a purchaser or recipient of the precious metal product, the precious metal of the code recorded on the deposit card presented by the purchaser or recipient Deliver goods. If this product has been delivered, enter that fact in the computer system. Upon receiving this input, the computer system deletes the deposit card and checks the number of precious metal products corresponding to the commodity code.

Precious metal products themselves have value as artworks and decorations, and as precious metal bullion. The deposit card can be exchanged for precious metal products at any time, so you can also give it a deposit card instead of the beak metal product itself. The recipient can receive the gifted precious metal product or exchange it for another one at the contracted store. BRIEF DESCRIPTION OF THE FIGURES

FIG. 1 is a perspective view showing an example of a noble metal product used in the present invention. FIG. 2 is a perspective view showing an example of a deposit force used in the present invention. FIG. 3 is a block diagram showing the flow of a deposit card and precious metal products. FIG. 4 is a diagram showing an example of items in a product list. FIG. 5 is a diagram showing an example of items in the contracted store list. Figure 6 is a diagram showing the flow of custody cards and data over time. FIG. 7 is a diagram showing an example of an order screen disclosed by a seller, Combi Uyu, on the Internet. In the figure, 1 is a precious metal product (pure gold card), 2 is a deposit card, 6 is an internet, 10 is a distributor, 11 is a seller's convenience store system, and 40 is a contract store. , 4 1 is a contract store terminal, 4 6 is a precious metal dealer Buyer of ππ, 47 is gift recipient, 48 is buyer terminal Best mode for carrying out the invention

Hereinafter, the present invention will be described with reference to embodiments shown in the drawings. In the embodiment described below, a card-shaped precious metal product (hereinafter referred to as “pure gold card”) in which gold foil is sealed with a transparent synthetic resin sheet is used as the precious metal product.

Figure 1 shows an example of a pure gold card. The pure gold card 1 shown in Fig. 1 has a predetermined mass of gold foil with a pattern printed on the surface by transfer and sealed between two transparent resin sheets. A gold foil with a size slightly smaller than the sheet is attached, and a transparent resin seed on the front side is further added on top of it, and the front and back resin sheets are attached to each other around the gold foil. It is a sealed structure. The purity of gold is displayed together with the product code of the pure gold card corresponding to the gold foil side of the resin sheet on the back side or the transparent resin sheet on the front side. The above-mentioned design expressed in pure gold power is a reproduction of a painting with artistic value, etc., and various types of products with different designs are prepared so as to be able to meet the various tastes of the world for paintings and the like.

FIG. 2 is a diagram showing an example of a deposit card used in the present invention. The deposit card 2 is made of plastic, and the product code and card ID of precious metal products are written on the surface with letters and barcodes, and can be peeled off by rubbing it with a coin etc. A concealing seal 4 made of metal foil is stuck. The product code or card ID may be recorded on a magnetic stripe, radio chip, or the like, in addition to characters or a par code. In addition, this deposit card includes the price of the corresponding precious metal product, gold The purity and mass of are shown. Usually, one-to-one correspondence with one precious metal product is made, and the price of the precious metal product is the amount displayed on the deposit card. It is also possible to make each deposit correspond to one precious metal product. In this case, the amount indicated on the deposit card does not match the price of the precious metal product.

FIG. 3 is a diagram showing an example of a hardware configuration used when selling precious metal products by the method of the present invention. A computer system 11 for performing recording and processing of data overnight and a plurality of contract store terminals 41 connected to the computer system via an internet 6 are shown. In the figure, the computer system 11 is shown as a single computer, but it is of course possible to configure it with LAN or multiple combination computers connected to the Internet. The contracted store terminal 41 is a terminal installed at the contracted store.Each contracted store has a contract with the precious metal distributor to collect the deposit card at its face value in consideration of the products sold or the services provided. A person who has contracted between An unspecified number of purchaser terminals 48 are connected to the convenience store system 11 via the internet. Ο

The auxiliary storage device of the computer system 11 records the product list shown in FIG. 4 and the contract store list shown in FIG. The product list includes the card ID of the deposit card, the product code of the corresponding precious metal product, the price of the precious metal product, and the amount assigned to the deposit card (multiple deposit levels are supported for one precious metal product. At that time, the sum of the amount allocated to the deposit card becomes the price of the precious metal product), the purity of gold and the number of grams allocated to the deposit card, the number of stocks, the number of sales File that records date, purchaser information, etc. in table format It is. The contracted store. List has items that record the amount and the collection rate, in addition to the items provided in the ordinary customer management list such as the name, address, telephone number, and person in charge, along with the store ID. In the item of the collection rate, the multiplication rate (harm!) With respect to the list price when each contracted store settles the holding power received as consideration for goods and services is recorded.

Fig. 6 is a diagram showing the flow of a deposit card and data transfer between a sales source, a contract store, and a customer. Thick vertical lines indicate the computer system 11, contract store. Terminal 41, and purchaser terminal 48 described above, and thin vertical lines indicate the sales source, the contract store, and the purchaser.

Prepare precious metal merchandise sellers, prepare a deposit card corresponding to the precious metal merchandise (pure gold card) to be sold, register the number of these stocks in the computer system 11 and gather contract stores. Request the store corresponding to the recruitment to install terminal 41 and register it in the contracted store list. Then, the product data including the image of the precious metal product is registered in the product list of the computer system 11, and the order screen is made public on the Internet. When there is an order for the product and the purchaser receives the payment, the seller issues a deposit card with the product code of the purchased precious metal product, and provides the buyer information necessary for the product list. Record and subtract the number of sales from the inventory of the precious metal product and add it to the number of deposits.

Whenever the purchaser of the precious metal product or the person who has received the purchase from the purchaser wishes to receive the corresponding precious metal product, the seller shall give the corresponding precious metal product in exchange for the deposit card, The number of deliveries is subtracted from the number of deposits for the product in the product list. In addition, when the product runs out of stock due to sales, the seller manufactures or purchases a new solid gold card and W

Enter as

If a purchaser of a precious metal product or a person transferred from the purchaser wishes to provide another service or purchase another product in place of the precious metal product, deposit it at a contract store that provides the service or product. By submitting a force, the goods and services can be appropriated. At this time, the contract store inputs the information including the card ID of the deposit card presented by the customer to the contract store terminal 41, and the terminal transmits an inquiry signal based on the information to the computer system 11. Upon receiving the inquiry signal, the computer system 11 checks whether the deposit card has been registered, returns a receivable signal if the card has been registered, and does not receive a rejection signal if the registration has been deleted. Reply. The contents of this reply are displayed on the contract store terminal 4. If it can be received, the contract store receives the deposit card as consideration for the goods and services and inputs the receipt into the contract store terminal. With this input, the contracted shop sends the received receipt number including the card ID of the deposit card to the computer system 11. When this transmission is received, the contribution system 11 subtracts the number of deposits of the corresponding product from the product list and adds the number of stocks, deletes the registration of the deposit card corresponding to the card ID, and further necessity Record the contracted store ID and date of receipt according to. Then, a record of the par value of the card multiplied by the discount rate of the contracted store is recorded in the record of the contracted store receiving the deposit card.

In order to implement the above method on a computer network, a product list and a contract store list are registered in the computer system 11 installed by the distributor 10. If necessary, we can prepare a deposit list, buyer list, gift list, etc. linked to the product list. In addition, the computer receives money via the Internet. Receiving a payment method, purchase or gift request, and reducing the inventory of the record specified by the product code in the product list and adding it to the number of deposits, as well as buyer information (for gifts, purchaser information and gifts Order information means to send the product code of the specified precious metal product to the purchaser, and in the case of a gift, to notify the recipient of the gift by e-mail, etc., and to receive the deposit card from the contracted store Receiving information processing means for receiving the information, reducing the number of deposits of the corresponding product in the product list, adding the number to the inventory, and recording the corresponding amount of the deposit card in the record of the store ID in the contracted store list; Upon receiving the input of the product / delivery information, the number of registered products in the product list is reduced, and the sending information processing means that records the destination information is registered. These means are processing programs that run on the Compiler-Eye system.

In addition, the computer system 11 of the seller 11 is shown in Figure 7 ^: Image 27 of precious metal products and specifications 27 such as purity of gold, number of grams, price 27, how to order or give a gift, A screen that includes a description 28 that describes the method of exchange with the actual item, the name of the contracted store and the details of the product or service handled, an input field 29 for purchaser and gift recipient information, an order button 30, etc. When the sender information and the product code are received and the sender information matches the buyer or gift ^ information recorded in association with the product code in the product list, Product information transmission means that returns the description of the precious metal product image, specifications, acquisition method, replacement method, etc.Deposit card specified by the force ID when receiving the inquiry signal from the contracted store terminal 41 Registration has not been deleted And a like inquiry processing means for returning or receivable or received non Check whether.

Contracted stores 40 are stores that have contracted with seller 10 to receive a deposit card in exchange for goods or services sold at each store. In each of the contract stores 40, a contract store terminal 41, is connected to the event. Information on these stores is sequentially registered in the contracted store list of the distributor system 11 of the distributor. The contract store terminal 4 1 · · · is a keypad input device such as a card reader for inputting a force ID, a means for transmitting an inquiry signal containing the input force ID, and a deposit force reception It is provided with a signal transmitting means, and a cautionary notice displaying means for warning when a response from the response processing means of the distributor is an unacceptable signal.

Next, referring to Fig. 3, it explains how the process is performed in the case of gifts. _{B In} the case of purchase, the buyer 46 and the gift recipient 47 are the same person. Applied.

Buyer 4.6, connect your terminal 48 to the Internet and open the order screen published by the seller 10. The buyer refers to the picture and price of the pure gold power displayed on the disclosed screen, selects the desired product, inputs the buyer information and the reply destination information, and sends the order signal. Send. The order processing means of the convenience store system 11 that has received the order signal, if the e-mail address is included in the gift recipient information, sends the gift information including the product code of the gifted precious metal product to that address. Send If the e-mail address is not included in the gift recipient information, the order processing means of the convenience store system 11 will use the product code, purchaser information, specifications and images of purchased or gifted precious metal products, acquisition methods and contract stores. It outputs a correspondence message that describes the exchange method in, and an address label that describes the gift recipient information. The distributor sends the output message to the gift recipient by mail. Generally, at this time, a deposit card corresponding to the gifted precious metal product is sent. Since the seller's convenience store system 11 is equipped with inquiry information processing means, the gift recipient 47 who received the gift notification and the product code by e-mail is sent by sending an inquiry request to the seller. You can obtain information on precious metal products and how to obtain and exchange them.

The gift recipient 47 can request the seller 10 to send a pure gold card by e-mail or mail. Upon receiving this request, the seller 10 sends the corresponding pure gold card and performs a process of reducing the number of deposits of the product in the product list. ■

If the gift receiving party 47 wants goods or services other than a pure gold card, the desired goods are exchanged at the contract store 40... That provides the goods and services. This exchange was § ^©: When the contract stores, sent from the contract the shop terminal and the ID and customer information under custody force one passed to the computer system 1 of the vendor. Upon receipt of this information, the information processing means checks the product list or card list to confirm the necessary information, adds the stock quantity to the corresponding record in the product list by repurchase, and stores it. After subtracting the number, the registration of the corresponding deposit card is deleted, and the amount obtained by multiplying the deposit card amount by the collection rate is recorded in the record of the contracted store that sent it. The recorded amount is settled immediately or by a predetermined date by electronic payment means. The receipt of the price of the product when receiving the order information is performed using an electronic payment system or a bank payment system.

Solid gold cards also have the value of precious metals as bullion, so they can be sold to precious metal stores at bullion prices. Industrial applicability According to the method of the present invention described above, sales of precious metal products can be promoted. Also, since the sold precious metal products can be given and distributed in the form of a deposit card, precious metal products can be easily sent as gifts, and sales of precious metal products are further promoted. You. Unlike the conventional prepaid cards and gift certificates, the deposit method used in the method of the present invention is different from the prepaid cards and gift certificates in that there are precious metal products with artistic value and precious metal value behind the deposit method. As a gift, it is easy to use as a gift, and the owner's satisfaction is high, so that the same utility as a prepaid card can be realized more universally and safely, and the distribution of goods and services is promoted. : There's fruit.

Claims

The scope of the claims

1. A contracted store that issues a deposit card that records the product code, card ID, and amount of the precious metal product to the purchaser of the precious metal product in place of the precious metal product, and provides the product or service in exchange for the required deposit. A computer with a network connected to the network, the power, the network and the contracted store. The contracted store has an input / output terminal connected to the computer system via a network. It is installed and replaced with a deposit card and corresponding precious metal products as required. At the same time, contracted stores have the ability to retain precious metal products. ·

2. Register the list of precious metal products to be sold in the computer system, publish the order screen on the internet, and open a contract store equipped with an input / output terminal connected to the network by the combination system. Recruited and registered in the computer system, the purchaser of the precious metal product registered in the list has a card ID associated with the precious metal product, and the total displayed price is the amount corresponding to the amount of the precious metal product One or more deposit cards are assigned and the card ID and the display price of the assigned deposit card are registered in the computer system, and the combination system receives an inquiry signal from a terminal of the contract store 舖. The current information of the applicable deposit card is transmitted to the terminal, and upon receipt of the reception signal, the registration of the deposit card is deleted and the contracted store Feature to, sales methods of precious metal products that are associated with the registration information of the recorded amount of money corresponding to the display price of the deposit card.

3. A product list that records information on precious metal products to be sold, a contract store list that records information on multiple contract stores that have been contracted in advance, and an order screen for precious metal products registered in the product list. Means for disclosing the order screen to be published on the net, and when receiving the order information, notify the orderer of the product code of the metal product related to the order and notify the product code of the product number and the number of units sold in the product list Order processing means for subtracting from and adding to the number of deposits.Inquiry for sending the current information of the deposit card specified by the card ID when receiving an inquiry signal from a terminal registered in the contract store list ... and response means, contract store list to that are registered from the terminal upon receiving the receipt signal 'above: serial product _list: ^City': of subtracting the deposit number of the corresponding product those with added to the number of stock Precious money specified on the deposit card Sales of precious metal products, characterized by registering the receipt information processing means that records the amount corresponding to the repurchase price of the product in the corresponding record in the contracted store list in a convenience store system connected to the Internet Method. 4. The order screen disclosure means publishes an order screen including an input field for gift recipient information, and the order processing means notifies the gift recipient of information including an image of the precious metal product and the product code. How to sell the listed precious metal products.

5. When installing an I / O terminal connected to the computer system installed by the precious metal product vendor and trying to receive a deposit card corresponding to the precious metal product sold by the vendor as consideration for the product or service The card ID of the deposit card is transmitted from the terminal to the computer system, and the information of the deposit card is displayed on the terminal. And receiving the card ID together with a reception signal to the combination system when receiving the payment.