WO2003052544A2 - Systeme et procede d'emission de carte et de traitement de liste noire par communications sans fil - Google Patents
Systeme et procede d'emission de carte et de traitement de liste noire par communications sans fil Download PDFInfo
- Publication number
- WO2003052544A2 WO2003052544A2 PCT/KR2002/002389 KR0202389W WO03052544A2 WO 2003052544 A2 WO2003052544 A2 WO 2003052544A2 KR 0202389 W KR0202389 W KR 0202389W WO 03052544 A2 WO03052544 A2 WO 03052544A2
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- card
- blacklist
- information
- mobile unit
- wireless communications
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3552—Downloading or loading of personalisation data
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
- G07F7/122—Online card verification
Definitions
- the present invention relates to a system and method for issuing a card and processing a blacklist, using wireless communications, and more particularly, to a system and method for issuing a card and processing a blacklist, using wireless communications, in which card information and blacklist (B/L) information is stored in an internal memory of a mobile communications device such as a portable phone or a personal digital assistants (PDA) or in an external memory such as a detachable integrated circuit (IC) chip, at the time of a request for issuing or reissuing a financial settlement card and/or an identification (ID) card (which is hereinafter referred to as a financial/ID card), for the reasons of a stoppage of transaction (a suspension of use and a temporary stoppage) or a cancellation of card.
- a mobile communications device such as a portable phone or a personal digital assistants (PDA) or in an external memory such as a detachable integrated circuit (IC) chip
- the cards are classified into a credit card, a debit card, a cash card, a direct payment card, an advance payment card, a traffic card and so on according to a settlement method.
- a health insurance card an identification (ID) card having an ID function such as an entry admission card, a bonus card and a family card which can receive various additional services through an ID confirmation, as cards used for places requiring personal ID information.
- ID identification
- These cards are issued as a plastic card from a card issuance company and delivered to a card issuance applicant, which causes much cost to be incurred.
- various merchandise bonds or coupons are widely used which cause much cost incurred for issuance and delivery thereof.
- a card issuance company server stores and manages the card holders' information (which is called black list (B/L) information) with respect to poor credit standing cards.
- the card issuance company server is accessed to check whether or not the card is a card registered on a blacklist and a card transaction should be suspended, if a card transaction approval request is received from a card affiliated shop for each transaction.
- a card reader installed in a bus or subway entrance gate downloads B/L information by wire from a card issuance company server, and compares input card information with the stored B/L information during use of cards in a bus or subway, to thereby check whether such a card is black-listed.
- the above card dealing suspension methods have the difficulty that a card issuance company server should be accessed at the time of each transaction in the former case, which consumes much time to check whether the card has been blacklisted, and a massive amount of information should be stored in a card reader, which causes the operation of systems to be overloaded and difficult, and require much time to check whether the card has been blacklisted. Also, since there are no grounds of identifying a person as the right person who lost or got robbed of a merchandise bond or coupon, counter-measurement is needed.
- a blacklist (B/L) is managed at a receiving end such as a card issuance company server or a card reader in order to check whether or not a card is blacklisted.
- a blacklist checking will be performed only if card information is received.
- a card issuance and blacklist processing system using wireless communications in which a mobile phone card is issued in place of a plastic card by storing financial settlement card information and/or ID card information (hereinafter referred to as financial/ID information) in a mobile communications device such as a mobile phone or personal digital assistants (PDA) both of which can perform mobile communications, to thereby perform blacklist checking in real time.
- a mobile communications device such as a mobile phone or personal digital assistants (PDA) both of which can perform mobile communications, to thereby perform blacklist checking in real time.
- PDA personal digital assistants
- a card issuance and blacklist (B/L) processing system using wireless communication in which a mobile unit can be used in place of a card and disabled for commercial transactions
- the card issuance and blacklist processing system comprising: a card issuance company server for transferring card information containing a financial settlement card and/or identification (ID) card information to a mobile unit designated by a card issuance applicant and transferring blacklist (B/L) information for disabling card transactions to the mobile unit corresponding to a card number having a transaction stoppage reason; a mobile communications company for transmitting the card information and blacklist information transferred from the card issuance company server to the mobile unit; the mobile unit for receiving and storing the card information transmitted via the mobile communications company, receiving the blacklist information and registering the stored card information as a blacklist, checking whether the card information has been registered as the blacklist at the time of identifying the financial settlement card and/or ID card information with the stored card information, to thereby disable the mobile unit for card transactions; and a mobile
- FIG. 1 is a configurational block diagram showing a financial/ID card issuance system using wireless communications according to the present invention
- FIG. 2 is a configurational block diagram showing a blacklist (B/L) processing system using wireless communications according to the present invention
- FIGs. 3A and 3B show a card issuance information storage form in a mobile unit, respectively;
- FIG. 4 is a flow chart view for explaining a blacklist (B/L) registration process in the FIG.2 system;
- FIG. 5 is a flow chart view for explaining a blacklist (B/L) checking process in the FIG.2 system.
- a card issuance system shown in FIG. 1 includes a card issuance company server 10 for transferring financial/identification (ID) card information which is issued by an application of a customer.
- a mobile communications company 20 transmits the financial/identification (ID) card information transferred from the card issuance company server 10 to a customer's mobile unit (MU) 40 via a mobile communications network 30.
- the mobile unit 40 receives the financial/identification (ID) card information at the state of wireless communications with the mobile communications company 20, and stores the received financial/identification (ID) card information, to thereby receive a financial/identification (ID) card wirelessly.
- a card information storage form of the mobile unit 40 can be divided into two types.
- financial/identification (ID) card information is stored in an internal memory 41 of a mobile unit 40.
- financial/identification (ID) card information is stored in an integrated circuit (IC) chip 43 which can be attached to or detached from the mobile unit 40.
- the detachable IC chip 43 can employ any of IC chips such as a SIM (Subscriber Identity Module), USIM (Universal Subscriber Identity Module), UIM (User Identity Module) and EMV method, which can be loaded in a mobile phone.
- SIM Subscriber Identity Module
- USIM Universal Subscriber Identity Module
- UIM User Identity Module
- EMV method which can be loaded in a mobile phone.
- the detachable IC chip can be implemented in a one-chip form or two-or-more-chip form.
- a customer fills up an application for card issuance containing necessary information, through a document or through a wired Internet or wireless Internet, in order to use his or her own mobile unit 40 in place of various plastic card, and requests for issuance of a card with a card issuance company.
- the card issuance company examines the application and then if the card issuance has been approved, card information containing financial/identification (ID) card information such as a card number, valid date, card secret number, and personal identification information is transferred to the mobile communications company 20, a card issuance company server 10.
- the mobile communications company 20 has received the card information, and then transmits a card issuance notification to the mobile unit 40 designated by the customer through a mobile communications network 30.
- the customer confirms the card issuance notification through the mobile unit 40.
- ID financial/identification
- the customer manipulates a key pad on the mobile unit 40 and connects the mobile communications company 20 in wireless communications using the wireless Internet and a packet system.
- the mobile communications company 20 transmits the card information received from the card issuance company server 10 to the mobile unit 40.
- the mobile unit 40 having received the card information stores the card information in an internal memory 41 of the mobile unit 40 as shown in FIG. 3 A, or stores the same in a detachable IC chip 43 mounted on the mobile unit 40 as shown in FIG. 3B, to thereby allow the card information to be used for the financial settlement and/or identification (ID) confirmation.
- ID identification
- a card issuance company server 10 or a mobile communications company 20 distributes customers directly with IC chips 43 embedded with card information, to thereby make the customers load the IC chips 43 on the mobile unit 40.
- the mobile unit 40 can be used as a device for various financial settlements and/or ID confirmation, in replace of a plastic card.
- the specific examples using a mobile unit 40 which stores card information issued by the above-described processing for a financial settlement and/or identification (ID) confirmation device are disclosed in Korean Patent Layout Publication 2001-90485 on 18 October 2001 entitled "Optical payment transceiver and optical settlement system using the same" by the same applicant.
- FIG. 2 is a configurational block diagram showing a financial/identification (ID) card blacklist (B/L) processing system using wireless communications according to the present invention.
- the FIG. 2 structure is same as that of a card issuance system of FIG. 1. That is, a blacklist (B/L) processing system of FIG. 2 includes a card issuance company server 10, a mobile communications company 20, a mobile communications network 30 and a mobile unit 40 including a portable phone card in place of a plastic card.
- the card issuance company server 10 transmits blacklist (B/L) info ⁇ nation for suspending dealings or transactions of a card undergoing a transactions stoppage reason.
- the mobile communications company 20 can transmit the blacklist (B/L) information transmitted from the card issuance company server 10 to the mobile unit 40 via the mobile communications network, by means of a wireless communications method such as a short message service (SMS), a long message service (LMS), and a WAP push.
- SMS short message service
- LMS long message service
- WAP push a wireless communications method
- the mobile unit 40 registers the blacklist (B/L) info ⁇ nation in an internal memory 41 as shown in FIG. 3 A, or registers the same in a detachable IC chip 43 as shown in FIG. 3B.
- a method of registering the blacklist (B/L) information in the mobile unit 40 will be described in detail with reference to FIG. 4. In FIG. 4,
- step 401 if a transaction stoppage reason occurs, that is, a customer's theft or loss declaration is received (step 401), or if it is judged that a card holder is of a poor credit in the result of self-examination of a card issuance company (step 402), the card issuance company server 10 judges whether the poor credit card is a card stored in the internal memory 41 or the detachable IC chip 43 of the mobile unit 40 (step 403).
- the card issuance company server 10 identifies a telephone number of the mobile unit 40 containing a corresponding card, and transfers transaction suspension or stoppage information to the mobile communications company 20, together with the identified telephone number (step 404).
- the mobile communications company 20 wirelessly communicates with the mobile unit 40 of the received telephone number through the mobile communications network 30, and transmits transaction suspension information by means of a SMS (step 405).
- the mobile unit 40 having the transaction suspension info ⁇ nation of the SMS registers the blacklist (B/L) information in an internal memory 41 or in a detachable IC chip 43 (step 406).
- the card issuance company server 10 processes same as usual (step 407). That is, a card transaction suspension or stoppage is registered in the card issuance company server 10 which approves card transactions.
- FIG. 5 is a flow chart view for explaining a blacklist (B/L) checking process in the FIG.2 system.
- a holder of a card substitute mobile unit 40 presses a financial/identification (ID) card use button on the mobile unit 40 in order to settle a payment of cost and/or ID confirmation, and transfers financial/identification (ID) card information (step 501), a main processor (not shown) in the mobile unit 40 confirms whether the mobile unit 40 has been registered as a blacklist (B/L) (step 502). If the mobile unit 40 has been registered as a blacklist (B/L), the main processor in the mobile unit 40 displays an error message on a display window in the mobile unit, to thereby indicate a rejection process (step 504), and then terminate the program.
- ID financial/identification
- the mobile unit 40 If the mobile unit 40 is not registered as a blacklist (B/L) in the result of judgment of step 502, the mobile unit 40 transmits financial/identification (ID) card information stored in the internal memory 41 or the detachable IC chip 43 to a card information receiving end (step 503) and terminates the program.
- ID financial/identification
- a system and method for issuing a card and processing a blacklist, using wireless communications controls an issuance and blacklist (B/L) processing of a financial/identification (ID) card, by using wireless communications, to thereby save overall cost and time.
- a blacklist (B/L) check is performed in a mobile unit during use of a financial/identification (ID) card at low value transactions used without receiving an approval of transactions, that is, a traffic such as a toll-roads, buses, subways, parking lots, and so on, vending machines, or low value electronic commerce.
- the blacklist (B/L) processing speed in the mobile unit according to the present invention is faster than the case of comparing vast numbers of blacklists (B/Ls) downloaded in a bundle from the card issuance company server by cable in a card reader.
- the present invention can save a system operation cost.
- the present invention is not limited in the above-described embodiments. It is apparent to one who is skilled in the art that there are many variations and modifications without departing from the spirit of the present invention and the scope of the appended claims.
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephonic Communication Services (AREA)
- Mobile Radio Communication Systems (AREA)
Abstract
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2002360219A AU2002360219A1 (en) | 2001-12-19 | 2002-12-18 | System and method for issuing card and processing blacklist using wireless communications |
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR20-2001-0039325 | 2001-12-19 | ||
KR20010039325 | 2001-12-19 | ||
KR2020020005882U KR200276208Y1 (ko) | 2001-12-19 | 2002-02-27 | 무선통신을 이용한 금융결제카드 및/또는 id카드발급과 블랙리스트 처리 시스템 |
KR20-2002-0005882 | 2002-02-27 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2003052544A2 true WO2003052544A2 (fr) | 2003-06-26 |
WO2003052544A3 WO2003052544A3 (fr) | 2003-10-16 |
Family
ID=32301898
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/KR2002/002389 WO2003052544A2 (fr) | 2001-12-19 | 2002-12-18 | Systeme et procede d'emission de carte et de traitement de liste noire par communications sans fil |
Country Status (3)
Country | Link |
---|---|
AU (1) | AU2002360219A1 (fr) |
TW (1) | TW557442B (fr) |
WO (1) | WO2003052544A2 (fr) |
Cited By (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2005086593A2 (fr) * | 2004-02-05 | 2005-09-22 | A Little World Private Limited | Procede de paiement mobile interoperable, multi-operateur, multibanque, multi-commerçant, et systeme correspondant |
EP2065847A1 (fr) * | 2007-11-29 | 2009-06-03 | Harexinfotech Inc. | Système de traitement de paiement utilisant un mode d'approbation d'une opération hors ligne d'une carte mobile et procédé correspondant |
WO2010070539A1 (fr) * | 2008-12-19 | 2010-06-24 | Nxp B.V. | Utilisation de carte à puce améliorée |
US7946497B2 (en) * | 2005-08-04 | 2011-05-24 | Fujitsu Limited | Non-contact IC, information processing apparatus, reader/writer, and use restriction method |
WO2011067460A1 (fr) * | 2009-12-01 | 2011-06-09 | Vaeaenaenen Mikko | Procédé et moyens de gestion d'un processus de paiement |
TWI606424B (zh) * | 2016-10-26 | 2017-11-21 | Chunghwa Telecom Co Ltd | System and method for detecting and deactivating illegal access cards |
Families Citing this family (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN103208152A (zh) * | 2013-04-24 | 2013-07-17 | 徐明亮 | 基于摄像头扫描的信用卡信息提取及防欺诈方法与系统 |
TWI579785B (zh) * | 2016-07-29 | 2017-04-21 | Digital wallet management system |
Citations (4)
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WO1998037524A1 (fr) * | 1997-06-27 | 1998-08-27 | Swisscom Ag | Procede de transaction avec un telephone mobile |
US6016476A (en) * | 1997-08-11 | 2000-01-18 | International Business Machines Corporation | Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security |
WO2001069346A2 (fr) * | 2000-03-16 | 2001-09-20 | Harex Infotech Inc. | Transcepteur de paiements optique et systeme utilisant le transcepteur |
EP1161060A1 (fr) * | 1999-12-10 | 2001-12-05 | NTT DoCoMo, Inc. | Terminal de communication mobile et lecteur d'informations de carte |
-
2002
- 2002-12-18 AU AU2002360219A patent/AU2002360219A1/en not_active Abandoned
- 2002-12-18 TW TW091136496A patent/TW557442B/zh not_active IP Right Cessation
- 2002-12-18 WO PCT/KR2002/002389 patent/WO2003052544A2/fr not_active Application Discontinuation
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1998037524A1 (fr) * | 1997-06-27 | 1998-08-27 | Swisscom Ag | Procede de transaction avec un telephone mobile |
US6016476A (en) * | 1997-08-11 | 2000-01-18 | International Business Machines Corporation | Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security |
EP1161060A1 (fr) * | 1999-12-10 | 2001-12-05 | NTT DoCoMo, Inc. | Terminal de communication mobile et lecteur d'informations de carte |
WO2001069346A2 (fr) * | 2000-03-16 | 2001-09-20 | Harex Infotech Inc. | Transcepteur de paiements optique et systeme utilisant le transcepteur |
Cited By (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2005086593A2 (fr) * | 2004-02-05 | 2005-09-22 | A Little World Private Limited | Procede de paiement mobile interoperable, multi-operateur, multibanque, multi-commerçant, et systeme correspondant |
WO2005086593A3 (fr) * | 2004-02-05 | 2006-07-06 | Little World Private Ltd A | Procede de paiement mobile interoperable, multi-operateur, multibanque, multi-commerçant, et systeme correspondant |
US7946497B2 (en) * | 2005-08-04 | 2011-05-24 | Fujitsu Limited | Non-contact IC, information processing apparatus, reader/writer, and use restriction method |
EP2065847A1 (fr) * | 2007-11-29 | 2009-06-03 | Harexinfotech Inc. | Système de traitement de paiement utilisant un mode d'approbation d'une opération hors ligne d'une carte mobile et procédé correspondant |
WO2010070539A1 (fr) * | 2008-12-19 | 2010-06-24 | Nxp B.V. | Utilisation de carte à puce améliorée |
US20110251955A1 (en) * | 2008-12-19 | 2011-10-13 | Nxp B.V. | Enhanced smart card usage |
US9208634B2 (en) | 2008-12-19 | 2015-12-08 | Nxp B.V. | Enhanced smart card usage |
WO2011067460A1 (fr) * | 2009-12-01 | 2011-06-09 | Vaeaenaenen Mikko | Procédé et moyens de gestion d'un processus de paiement |
TWI606424B (zh) * | 2016-10-26 | 2017-11-21 | Chunghwa Telecom Co Ltd | System and method for detecting and deactivating illegal access cards |
Also Published As
Publication number | Publication date |
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TW200303496A (en) | 2003-09-01 |
TW557442B (en) | 2003-10-11 |
WO2003052544A3 (fr) | 2003-10-16 |
AU2002360219A1 (en) | 2003-06-30 |
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