WO2003048881A3 - Appareil et procede de paiement alternatif au moyen d'un code a barres stocke dans un terminal de communication mobile - Google Patents

Appareil et procede de paiement alternatif au moyen d'un code a barres stocke dans un terminal de communication mobile Download PDF

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Publication number
WO2003048881A3
WO2003048881A3 PCT/KR2002/002256 KR0202256W WO03048881A3 WO 2003048881 A3 WO2003048881 A3 WO 2003048881A3 KR 0202256 W KR0202256 W KR 0202256W WO 03048881 A3 WO03048881 A3 WO 03048881A3
Authority
WO
WIPO (PCT)
Prior art keywords
barcode
mobile communication
communication terminal
payment apparatus
user
Prior art date
Application number
PCT/KR2002/002256
Other languages
English (en)
Other versions
WO2003048881A2 (fr
Inventor
Young-Jin Kim
Original Assignee
Digital Service Co Ltd
Young-Jin Kim
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Digital Service Co Ltd, Young-Jin Kim filed Critical Digital Service Co Ltd
Priority to AU2002365788A priority Critical patent/AU2002365788A1/en
Publication of WO2003048881A2 publication Critical patent/WO2003048881A2/fr
Publication of WO2003048881A3 publication Critical patent/WO2003048881A3/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Abstract

La présente invention concerne un procédé et un appareil de paiement alternatif, au moyen d'un code à barres stocké dans un terminal de communication mobile. Ce procédé et cet appareil permettent d'affecter une certaine quantité d'argent provenant d'une carte de crédit d'un tuteur ou d'un souscripteur alternatif d'un utilisateur inéligible possédant un code à barres, cette quantité d'argent étant émise avec des cartes de crédit en fonction d'un code à barres d'un terminal de communication mobile d'un utilisateur de code à barres, afin de payer des services ou des marchandises achetées par l'utilisateur du code à barres. Cet achat est effectué ultérieurement ou antérieurement, au moment où des services ou des marchandises sont fournis à l'utilisateur du codes à barres au moyen dudit code à barres, ce qui permet de minimiser les pertes d'argent engendrées par l'utilisation imprudente de cartes de crédit par des jeunes gens ou des nouveaux détenteurs de cartes de crédit, de prévenir les nombreux problèmes provoqués par l'utilisation imprudente de cartes de crédit par des jeunes gens, et de permettre à des jeunes gens ou à des utilisateurs peu solvables d'utiliser, dans les limites imparties, leurs cartes de crédit.
PCT/KR2002/002256 2001-12-01 2002-11-30 Appareil et procede de paiement alternatif au moyen d'un code a barres stocke dans un terminal de communication mobile WO2003048881A2 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2002365788A AU2002365788A1 (en) 2001-12-01 2002-11-30 Alternative payment apparatus and method using barcode stored in mobile communication terminal

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2001-0075637 2001-12-01
KR1020010075637A KR20030045231A (ko) 2001-12-01 2001-12-01 이동통신 단말기에 저장된 바코드를 이용한 대금 대체결제 장치 및 방법

Publications (2)

Publication Number Publication Date
WO2003048881A2 WO2003048881A2 (fr) 2003-06-12
WO2003048881A3 true WO2003048881A3 (fr) 2003-11-20

Family

ID=19716529

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2002/002256 WO2003048881A2 (fr) 2001-12-01 2002-11-30 Appareil et procede de paiement alternatif au moyen d'un code a barres stocke dans un terminal de communication mobile

Country Status (3)

Country Link
KR (1) KR20030045231A (fr)
AU (1) AU2002365788A1 (fr)
WO (1) WO2003048881A2 (fr)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100764076B1 (ko) 2003-03-07 2007-10-09 주식회사 케이티프리텔 대체 결제 서비스 제공 방법 및 장치
US7552867B2 (en) 2006-03-15 2009-06-30 Qualcomm Incorporated M-commerce virtual cash system, method, and apparatus
US8600883B2 (en) * 2008-12-02 2013-12-03 Ebay Inc. Mobile barcode generation and payment
KR101968805B1 (ko) 2016-10-31 2019-04-12 주식회사 이베이코리아 사용자 단말을 이용한 사용자 부인방지 대금결제 시스템 및 그 방법

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000037046A (ko) * 1999-10-12 2000-07-05 심성식 무선통신단말기를 이용한 티켓예매시스템
EP1115095A2 (fr) * 1998-03-25 2001-07-11 Orbis Patents Limited Système et méthode pour cartes de crédit
KR20010079211A (ko) * 2001-06-22 2001-08-22 정제임스승우 인터넷 핸드폰 바코드 인증 및 결제 시스템
EP1134707A1 (fr) * 2000-03-17 2001-09-19 Tradesafely.com Limited Procédé et dispositif d'authorisation de paiement

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5953710A (en) * 1996-10-09 1999-09-14 Fleming; Stephen S. Children's credit or debit card system
KR100376959B1 (ko) * 2001-04-23 2003-03-26 주식회사 시큐베이 모바일 단말기의 ｌｃｄ 바코드를 이용한 전자결제시스템, 그 전자 결제 방법 및 현금지급 방법
KR20020093373A (ko) * 2001-06-08 2002-12-16 에스케이 텔레콤주식회사 오프라인 및 온라인 상에서의 휴대 통신 단말을 이용한선불 결제 시스템 및 그 서비스 방법
KR100679352B1 (ko) * 2001-08-07 2007-02-05 (주)웨디슨 테크놀러지 이동통신 회사를 인증 기관으로 한 대금 결제 방법
KR20010090081A (ko) * 2001-09-11 2001-10-18 엄기문 바코드 및 이동통신 단말기를 이용한 신용카드 결제시스템 및 신용카드 결제 방법

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1115095A2 (fr) * 1998-03-25 2001-07-11 Orbis Patents Limited Système et méthode pour cartes de crédit
KR20000037046A (ko) * 1999-10-12 2000-07-05 심성식 무선통신단말기를 이용한 티켓예매시스템
EP1134707A1 (fr) * 2000-03-17 2001-09-19 Tradesafely.com Limited Procédé et dispositif d'authorisation de paiement
KR20010079211A (ko) * 2001-06-22 2001-08-22 정제임스승우 인터넷 핸드폰 바코드 인증 및 결제 시스템

Also Published As

Publication number Publication date
AU2002365788A8 (en) 2003-06-17
KR20030045231A (ko) 2003-06-11
WO2003048881A2 (fr) 2003-06-12
AU2002365788A1 (en) 2003-06-17

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