WO2002061699A8 - A method for bill payment - Google Patents

A method for bill payment

Info

Publication number
WO2002061699A8
WO2002061699A8 PCT/IE2001/000013 IE0100013W WO02061699A8 WO 2002061699 A8 WO2002061699 A8 WO 2002061699A8 IE 0100013 W IE0100013 W IE 0100013W WO 02061699 A8 WO02061699 A8 WO 02061699A8
Authority
WO
WIPO (PCT)
Prior art keywords
paid
mobile phone
user
bills
bill
Prior art date
Application number
PCT/IE2001/000013
Other languages
French (fr)
Other versions
WO2002061699A1 (en
Inventor
Shane Joseph Buckley
Original Assignee
Fournir Ltd
Shane Joseph Buckley
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Fournir Ltd, Shane Joseph Buckley filed Critical Fournir Ltd
Priority to PCT/IE2001/000013 priority Critical patent/WO2002061699A1/en
Publication of WO2002061699A1 publication Critical patent/WO2002061699A1/en
Publication of WO2002061699A8 publication Critical patent/WO2002061699A8/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment

Abstract

The invention allows a user or a client of a service provider operating a server to pay bills using a short messaging (SM) service. It is particularly adapted for use by user's to pay regular bills by sending an SMS to the service provider to instruct that the bill be paid. This is particularly adapted for use by mobile phones since each mobile phone has a caller line identifier (CLI) which itself is unique and therefore, identifies clearly where the instruction is coming from. Since, the system ensures that there is already set up, the suppliers that can be paid on behalf of a particular client, the risk of fraud is minimal. Further, the invention is directed towards the topping up of the charges of a mobile phone very conveniently where such a mobile phone operates on a pre-paid system. Once the system is set up, the server downloads an SM giving details of bills requiring payment and the user of the mobile phone simply sends back an SM instructed whether the bill is to be paid or not.
PCT/IE2001/000013 2001-02-01 2001-02-01 A method for bill payment WO2002061699A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/IE2001/000013 WO2002061699A1 (en) 2001-02-01 2001-02-01 A method for bill payment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/IE2001/000013 WO2002061699A1 (en) 2001-02-01 2001-02-01 A method for bill payment

Publications (2)

Publication Number Publication Date
WO2002061699A1 WO2002061699A1 (en) 2002-08-08
WO2002061699A8 true WO2002061699A8 (en) 2004-04-22

Family

ID=11042198

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IE2001/000013 WO2002061699A1 (en) 2001-02-01 2001-02-01 A method for bill payment

Country Status (1)

Country Link
WO (1) WO2002061699A1 (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2384096A (en) * 2001-12-01 2003-07-16 Grass Roots Group Uk Ltd Payment system and related methods
US7870077B2 (en) 2002-10-02 2011-01-11 Kt Corporation System and method for buying goods and billing agency using short message service
KR100466651B1 (en) * 2002-10-02 2005-01-17 주식회사 케이티프리텔 System and method for buying goods and billing agency using short message service
US20080140536A1 (en) * 2006-12-07 2008-06-12 Fx Interactive S.L. Systems and methods for purchasing videogames access using mobile communications devices
WO2009140731A1 (en) * 2008-05-23 2009-11-26 Sandstone Technology Pty Ltd A system and method for facilitating a payment transaction
AT13122U1 (en) * 2012-01-25 2013-06-15 A1 Telekom Austria Ag METHOD AND PROGRAM LOGIC FOR PROCESSING ELECTRONIC PAYMENT INSTRUCTIONS THROUGH A TELEPHONE NETWORK
WO2014125170A1 (en) * 2013-02-13 2014-08-21 Bookit Oy Ajanvarauspalvelu Using successive levels of authentication in online commerce

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FI100137B (en) * 1994-10-28 1997-09-30 Vazvan Simin Real-time wireless telecom payment system
DE59915075D1 (en) * 1998-09-10 2009-10-22 Swisscom Ag Procedure for buying goods or services with a mobile phone

Also Published As

Publication number Publication date
WO2002061699A1 (en) 2002-08-08

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