WO2002039226A3 - System and method for pos financial transactions based on secure communications over a public network - Google Patents

System and method for pos financial transactions based on secure communications over a public network Download PDF

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Publication number
WO2002039226A3
WO2002039226A3 PCT/US2001/047155 US0147155W WO0239226A3 WO 2002039226 A3 WO2002039226 A3 WO 2002039226A3 US 0147155 W US0147155 W US 0147155W WO 0239226 A3 WO0239226 A3 WO 0239226A3
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WO
Grant status
Application
Patent type
Prior art keywords
public network
system
method
pos
communications over
Prior art date
Application number
PCT/US2001/047155
Other languages
French (fr)
Other versions
WO2002039226A2 (en )
Inventor
Andrew L Heilveil
Allan L Jones
Matthew M Mello
J Stanford Spence
R William Thompson
Original Assignee
Andrew L Heilveil
Allan L Jones
Matthew M Mello
Paymate Net Corp
J Stanford Spence
R William Thompson
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems

Abstract

A system and method for consummating a financial transaction at a POS (12) based on a secure electronic communication over an active, full-time public network such as the Internet (36). The invention comprises at least one POS (12), at least one network appliance (38), at least one primary server (40), and at least one financial service provider (14), the network appliance (38), primary server (40), and financial service provider (14) being in electronic communication over an active full-time public network (36), whereby a financial transaction is consummated at the POS (12) based on the electronic communications over the network (36).
PCT/US2001/047155 2000-11-10 2001-11-08 System and method for pos financial transactions based on secure communications over a public network WO2002039226A3 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
US71028300 true 2000-11-10 2000-11-10
US09/710,283 2000-11-10

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
AU2729802A AU2729802A (en) 2000-11-10 2001-11-08 System and method for consummating a financial transaction at a point-of-sale based on secure electronics communications over an active, full-time public network

Publications (2)

Publication Number Publication Date
WO2002039226A2 true WO2002039226A2 (en) 2002-05-16
WO2002039226A3 true true WO2002039226A3 (en) 2003-01-30

Family

ID=24853373

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2001/047155 WO2002039226A3 (en) 2000-11-10 2001-11-08 System and method for pos financial transactions based on secure communications over a public network

Country Status (1)

Country Link
WO (1) WO2002039226A3 (en)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5966697A (en) * 1997-10-30 1999-10-12 Clearcommerce Corporation System and method for secure transaction order management processing
US20010032149A1 (en) * 2000-04-14 2001-10-18 Toyota Jidosha Kabushiki Kaisha Method, system and apparatus for effecting electronic commercial transactions
US20010032150A1 (en) * 2000-04-14 2001-10-18 Nec Corporation Online shopping method and online shopping system
US20020026367A1 (en) * 2000-08-30 2002-02-28 Jean-Marc Villaret Method and system for delivering products and services to a point of sale location
US20020029190A1 (en) * 2000-01-05 2002-03-07 Uniteller Financial Services, Inc. Money-transfer techniques

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5966697A (en) * 1997-10-30 1999-10-12 Clearcommerce Corporation System and method for secure transaction order management processing
US20020029190A1 (en) * 2000-01-05 2002-03-07 Uniteller Financial Services, Inc. Money-transfer techniques
US20010032149A1 (en) * 2000-04-14 2001-10-18 Toyota Jidosha Kabushiki Kaisha Method, system and apparatus for effecting electronic commercial transactions
US20010032150A1 (en) * 2000-04-14 2001-10-18 Nec Corporation Online shopping method and online shopping system
US20020026367A1 (en) * 2000-08-30 2002-02-28 Jean-Marc Villaret Method and system for delivering products and services to a point of sale location

Also Published As

Publication number Publication date Type
WO2002039226A2 (en) 2002-05-16 application

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