WO2002001462A2 - Procede et systeme permettant de collecter, de memoriser et de transmettre des informations - Google Patents

Procede et systeme permettant de collecter, de memoriser et de transmettre des informations Download PDF

Info

Publication number
WO2002001462A2
WO2002001462A2 PCT/US2001/020216 US0120216W WO0201462A2 WO 2002001462 A2 WO2002001462 A2 WO 2002001462A2 US 0120216 W US0120216 W US 0120216W WO 0201462 A2 WO0201462 A2 WO 0201462A2
Authority
WO
WIPO (PCT)
Prior art keywords
customer
merchant
gateway
transaction
information
Prior art date
Application number
PCT/US2001/020216
Other languages
English (en)
Other versions
WO2002001462A3 (fr
Inventor
David Scott
Mark Walsh
Rick Davis
Original Assignee
Patentek, Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Patentek, Inc. filed Critical Patentek, Inc.
Priority to CA002418096A priority Critical patent/CA2418096A1/fr
Priority to AU2001271441A priority patent/AU2001271441A1/en
Priority to BR0112382-3A priority patent/BR0112382A/pt
Priority to MXPA03000147A priority patent/MXPA03000147A/es
Priority to EP01950452A priority patent/EP1314125A2/fr
Priority to IL15368601A priority patent/IL153686A0/xx
Priority to JP2002506522A priority patent/JP2004511028A/ja
Publication of WO2002001462A2 publication Critical patent/WO2002001462A2/fr
Publication of WO2002001462A3 publication Critical patent/WO2002001462A3/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords

Abstract

L'invention concerne un procédé et un système destinés à faciliter les transactions par la mise en oeuvre de transactions entre clients, commerçants, chambres de compensation automatisées, centres de traitement des cartes de crédit, sociétés émettrices de cartes de crédit et institutions financières. Le système selon l'invention permet d'authentifier toutes les parties, notamment le client, le commerçant et la passerelle ; de crypter les informations transmises et d'assurer une mémorisation sécurisée des informations sensibles.
PCT/US2001/020216 2000-06-28 2001-06-27 Procede et systeme permettant de collecter, de memoriser et de transmettre des informations WO2002001462A2 (fr)

Priority Applications (7)

Application Number Priority Date Filing Date Title
CA002418096A CA2418096A1 (fr) 2000-06-28 2001-06-27 Procede et systeme permettant de collecter, de memoriser et de transmettre des informations
AU2001271441A AU2001271441A1 (en) 2000-06-28 2001-06-27 Method and system of securely collecting, storing, and transmitting information
BR0112382-3A BR0112382A (pt) 2000-06-28 2001-06-27 Método e sistema para a coleta, armazenagem e transmissão seguras de informação
MXPA03000147A MXPA03000147A (es) 2000-06-28 2001-06-27 Metodo y sistema para recopilar, almacenar y transmitir informacion con seguridad.
EP01950452A EP1314125A2 (fr) 2000-06-28 2001-06-27 Procede et systeme permettant de collecter, de memoriser et de transmettre des informations
IL15368601A IL153686A0 (en) 2000-06-28 2001-06-27 Method and system of securely collecting, storing, and transmitting information
JP2002506522A JP2004511028A (ja) 2000-06-28 2001-06-27 情報を安全に収集、格納、及び送信する方法及びシステム

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US61305400A 2000-06-28 2000-06-28
US09/613,054 2000-06-28

Publications (2)

Publication Number Publication Date
WO2002001462A2 true WO2002001462A2 (fr) 2002-01-03
WO2002001462A3 WO2002001462A3 (fr) 2003-03-27

Family

ID=24455682

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2001/020216 WO2002001462A2 (fr) 2000-06-28 2001-06-27 Procede et systeme permettant de collecter, de memoriser et de transmettre des informations

Country Status (12)

Country Link
EP (1) EP1314125A2 (fr)
JP (1) JP2004511028A (fr)
KR (1) KR20030019466A (fr)
CN (1) CN1449540A (fr)
AU (1) AU2001271441A1 (fr)
BR (1) BR0112382A (fr)
CA (1) CA2418096A1 (fr)
CR (1) CR6874A (fr)
IL (1) IL153686A0 (fr)
MX (1) MXPA03000147A (fr)
RU (1) RU2003102377A (fr)
WO (1) WO2002001462A2 (fr)

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KR100869091B1 (ko) 2005-12-28 2008-11-17 후지쯔 가부시끼가이샤 개인 정보 증명 프로그램을 기록한 컴퓨터로 판독가능한기록 매체, 방법 및 장치
WO2009018443A1 (fr) * 2007-07-31 2009-02-05 City National Bank Systèmes et procédés pour traiter des transactions bancaires
CN101485128A (zh) * 2006-06-19 2009-07-15 维萨美国股份有限公司 便携式消费者设备验证系统
US7941848B2 (en) 2006-01-30 2011-05-10 Microsoft Corporation Elevating rights
US7945951B2 (en) 2006-01-30 2011-05-17 Microsoft Corporation Rights-context elevator
US8566248B1 (en) * 2000-08-04 2013-10-22 Grdn. Net Solutions, Llc Initiation of an information transaction over a network via a wireless device
CN104794204A (zh) * 2015-04-23 2015-07-22 上海新炬网络信息技术有限公司 一种数据库敏感数据自动识别方法
US9112856B2 (en) 2013-03-15 2015-08-18 Google Inc. Generation of one time use login pairs via a secure mobile communication device for login on an unsecure communication device
WO2010111683A3 (fr) * 2009-03-26 2016-09-22 Michael Shen Interface de données utilisateur sécurisée et personnalisée et système et procédé de mémorisation
US9928508B2 (en) 2000-08-04 2018-03-27 Intellectual Ventures I Llc Single sign-on for access to a central data repository
US9948629B2 (en) 2009-03-25 2018-04-17 The 41St Parameter, Inc. Systems and methods of sharing information through a tag-based consortium
US9990631B2 (en) 2012-11-14 2018-06-05 The 41St Parameter, Inc. Systems and methods of global identification
US10021099B2 (en) 2012-03-22 2018-07-10 The 41st Paramter, Inc. Methods and systems for persistent cross-application mobile device identification
US10089679B2 (en) 2006-03-31 2018-10-02 The 41St Parameter, Inc. Systems and methods for detection of session tampering and fraud prevention
US10091312B1 (en) 2014-10-14 2018-10-02 The 41St Parameter, Inc. Data structures for intelligently resolving deterministic and probabilistic device identifiers to device profiles and/or groups
US10089624B2 (en) 2006-06-19 2018-10-02 Visa U.S.A. Inc. Consumer authentication system and method
US10121194B1 (en) 2006-10-05 2018-11-06 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US10242019B1 (en) 2014-12-19 2019-03-26 Experian Information Solutions, Inc. User behavior segmentation using latent topic detection
US10262362B1 (en) 2014-02-14 2019-04-16 Experian Information Solutions, Inc. Automatic generation of code for attributes
US10298594B2 (en) 2004-06-16 2019-05-21 Callahan Cellular L.L.C. Graduated authentication in an identity management system
US10311466B1 (en) 2007-01-31 2019-06-04 Experian Information Solutions, Inc. Systems and methods for providing a direct marketing campaign planning environment
US10402901B2 (en) 2007-01-31 2019-09-03 Experian Information Solutions, Inc. System and method for providing an aggregation tool
US10417637B2 (en) 2012-08-02 2019-09-17 The 41St Parameter, Inc. Systems and methods for accessing records via derivative locators
US10453066B2 (en) 2003-07-01 2019-10-22 The 41St Parameter, Inc. Keystroke analysis
US10726151B2 (en) 2005-12-16 2020-07-28 The 41St Parameter, Inc. Methods and apparatus for securely displaying digital images
US10902327B1 (en) 2013-08-30 2021-01-26 The 41St Parameter, Inc. System and method for device identification and uniqueness
US10999298B2 (en) 2004-03-02 2021-05-04 The 41St Parameter, Inc. Method and system for identifying users and detecting fraud by use of the internet
US11010468B1 (en) 2012-03-01 2021-05-18 The 41St Parameter, Inc. Methods and systems for fraud containment
US20210357996A1 (en) * 2016-03-01 2021-11-18 Mx Technologies, Inc. Item level data aggregation
US11213773B2 (en) 2017-03-06 2022-01-04 Cummins Filtration Ip, Inc. Genuine filter recognition with filter monitoring system
US11301585B2 (en) 2005-12-16 2022-04-12 The 41St Parameter, Inc. Methods and apparatus for securely displaying digital images
US11314838B2 (en) 2011-11-15 2022-04-26 Tapad, Inc. System and method for analyzing user device information
US11429753B2 (en) * 2018-09-27 2022-08-30 Citrix Systems, Inc. Encryption of keyboard data to avoid being read by endpoint-hosted keylogger applications

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US9245266B2 (en) 2004-06-16 2016-01-26 Callahan Cellular L.L.C. Auditable privacy policies in a distributed hierarchical identity management system
US7324976B2 (en) * 2004-07-19 2008-01-29 Amazon Technologies, Inc. Automatic authorization of programmatic transactions
CN1667630A (zh) * 2005-04-08 2005-09-14 王志坚 基于交易原始凭证数据的财税监管方法及系统
US7810143B2 (en) 2005-04-22 2010-10-05 Microsoft Corporation Credential interface
KR20160130512A (ko) * 2008-05-23 2016-11-11 코닌클리케 필립스 엔.브이. 데이터 아이템들에 대한 보안 액세스를 위한 데이터 아이템들의 아이덴티티-기반 암호화
JP2015156110A (ja) * 2014-02-20 2015-08-27 日本電気株式会社 履歴情報管理システム、履歴情報管理方法、履歴情報管理サーバ、及び、ゲートウェイ
DE102015200210A1 (de) * 2015-01-09 2016-07-14 Siemens Aktiengesellschaft Sichere Übermittlung von sensiblen Messdaten in einemAutomatisierungsnetzwerk
CN105610865A (zh) * 2016-02-18 2016-05-25 中国银联股份有限公司 一种基于交易数据认证用户身份的方法和装置
CN108364206A (zh) * 2017-12-22 2018-08-03 广东鸿威国际会展集团有限公司 一种用于3d虚拟显示的通信系统和方法
CN111835857B (zh) * 2020-07-17 2022-09-16 北京百度网讯科技有限公司 用于访问数据的方法和装置

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Cited By (72)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8566248B1 (en) * 2000-08-04 2013-10-22 Grdn. Net Solutions, Llc Initiation of an information transaction over a network via a wireless device
US9928508B2 (en) 2000-08-04 2018-03-27 Intellectual Ventures I Llc Single sign-on for access to a central data repository
US10453066B2 (en) 2003-07-01 2019-10-22 The 41St Parameter, Inc. Keystroke analysis
US11238456B2 (en) 2003-07-01 2022-02-01 The 41St Parameter, Inc. Keystroke analysis
US11683326B2 (en) 2004-03-02 2023-06-20 The 41St Parameter, Inc. Method and system for identifying users and detecting fraud by use of the internet
US10999298B2 (en) 2004-03-02 2021-05-04 The 41St Parameter, Inc. Method and system for identifying users and detecting fraud by use of the internet
US10904262B2 (en) 2004-06-16 2021-01-26 Callahan Cellular L.L.C. Graduated authentication in an identity management system
US11824869B2 (en) 2004-06-16 2023-11-21 Callahan Cellular L.L.C. Graduated authentication in an identity management system
US10298594B2 (en) 2004-06-16 2019-05-21 Callahan Cellular L.L.C. Graduated authentication in an identity management system
US10567391B2 (en) 2004-06-16 2020-02-18 Callahan Cellular L.L.C. Graduated authentication in an identity management system
US11301585B2 (en) 2005-12-16 2022-04-12 The 41St Parameter, Inc. Methods and apparatus for securely displaying digital images
US10726151B2 (en) 2005-12-16 2020-07-28 The 41St Parameter, Inc. Methods and apparatus for securely displaying digital images
KR100869091B1 (ko) 2005-12-28 2008-11-17 후지쯔 가부시끼가이샤 개인 정보 증명 프로그램을 기록한 컴퓨터로 판독가능한기록 매체, 방법 및 장치
US7945951B2 (en) 2006-01-30 2011-05-17 Microsoft Corporation Rights-context elevator
US7941848B2 (en) 2006-01-30 2011-05-10 Microsoft Corporation Elevating rights
US10089679B2 (en) 2006-03-31 2018-10-02 The 41St Parameter, Inc. Systems and methods for detection of session tampering and fraud prevention
US11727471B2 (en) 2006-03-31 2023-08-15 The 41St Parameter, Inc. Systems and methods for detection of session tampering and fraud prevention
US11195225B2 (en) 2006-03-31 2021-12-07 The 41St Parameter, Inc. Systems and methods for detection of session tampering and fraud prevention
US10535093B2 (en) 2006-03-31 2020-01-14 The 41St Parameter, Inc. Systems and methods for detection of session tampering and fraud prevention
US11107069B2 (en) 2006-06-19 2021-08-31 Visa U.S.A. Inc. Transaction authentication using network
US11488150B2 (en) 2006-06-19 2022-11-01 Visa U.S.A. Inc. Consumer authentication system and method
US10089624B2 (en) 2006-06-19 2018-10-02 Visa U.S.A. Inc. Consumer authentication system and method
CN101485128A (zh) * 2006-06-19 2009-07-15 维萨美国股份有限公司 便携式消费者设备验证系统
US11631129B1 (en) 2006-10-05 2023-04-18 Experian Information Solutions, Inc System and method for generating a finance attribute from tradeline data
US10121194B1 (en) 2006-10-05 2018-11-06 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US10963961B1 (en) 2006-10-05 2021-03-30 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US11954731B2 (en) 2006-10-05 2024-04-09 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US10650449B2 (en) 2007-01-31 2020-05-12 Experian Information Solutions, Inc. System and method for providing an aggregation tool
US10311466B1 (en) 2007-01-31 2019-06-04 Experian Information Solutions, Inc. Systems and methods for providing a direct marketing campaign planning environment
US11908005B2 (en) 2007-01-31 2024-02-20 Experian Information Solutions, Inc. System and method for providing an aggregation tool
US11443373B2 (en) 2007-01-31 2022-09-13 Experian Information Solutions, Inc. System and method for providing an aggregation tool
US10692105B1 (en) 2007-01-31 2020-06-23 Experian Information Solutions, Inc. Systems and methods for providing a direct marketing campaign planning environment
US11803873B1 (en) 2007-01-31 2023-10-31 Experian Information Solutions, Inc. Systems and methods for providing a direct marketing campaign planning environment
US10402901B2 (en) 2007-01-31 2019-09-03 Experian Information Solutions, Inc. System and method for providing an aggregation tool
US11176570B1 (en) 2007-01-31 2021-11-16 Experian Information Solutions, Inc. Systems and methods for providing a direct marketing campaign planning environment
US10891691B2 (en) 2007-01-31 2021-01-12 Experian Information Solutions, Inc. System and method for providing an aggregation tool
WO2009018443A1 (fr) * 2007-07-31 2009-02-05 City National Bank Systèmes et procédés pour traiter des transactions bancaires
US11750584B2 (en) 2009-03-25 2023-09-05 The 41St Parameter, Inc. Systems and methods of sharing information through a tag-based consortium
US9948629B2 (en) 2009-03-25 2018-04-17 The 41St Parameter, Inc. Systems and methods of sharing information through a tag-based consortium
US10616201B2 (en) 2009-03-25 2020-04-07 The 41St Parameter, Inc. Systems and methods of sharing information through a tag-based consortium
WO2010111683A3 (fr) * 2009-03-26 2016-09-22 Michael Shen Interface de données utilisateur sécurisée et personnalisée et système et procédé de mémorisation
US11314838B2 (en) 2011-11-15 2022-04-26 Tapad, Inc. System and method for analyzing user device information
US11886575B1 (en) 2012-03-01 2024-01-30 The 41St Parameter, Inc. Methods and systems for fraud containment
US11010468B1 (en) 2012-03-01 2021-05-18 The 41St Parameter, Inc. Methods and systems for fraud containment
US10862889B2 (en) 2012-03-22 2020-12-08 The 41St Parameter, Inc. Methods and systems for persistent cross application mobile device identification
US11683306B2 (en) 2012-03-22 2023-06-20 The 41St Parameter, Inc. Methods and systems for persistent cross-application mobile device identification
US10341344B2 (en) 2012-03-22 2019-07-02 The 41St Parameter, Inc. Methods and systems for persistent cross-application mobile device identification
US10021099B2 (en) 2012-03-22 2018-07-10 The 41st Paramter, Inc. Methods and systems for persistent cross-application mobile device identification
US10417637B2 (en) 2012-08-02 2019-09-17 The 41St Parameter, Inc. Systems and methods for accessing records via derivative locators
US11301860B2 (en) 2012-08-02 2022-04-12 The 41St Parameter, Inc. Systems and methods for accessing records via derivative locators
US11410179B2 (en) 2012-11-14 2022-08-09 The 41St Parameter, Inc. Systems and methods of global identification
US10853813B2 (en) 2012-11-14 2020-12-01 The 41St Parameter, Inc. Systems and methods of global identification
US11922423B2 (en) 2012-11-14 2024-03-05 The 41St Parameter, Inc. Systems and methods of global identification
US10395252B2 (en) 2012-11-14 2019-08-27 The 41St Parameter, Inc. Systems and methods of global identification
US9990631B2 (en) 2012-11-14 2018-06-05 The 41St Parameter, Inc. Systems and methods of global identification
US9112856B2 (en) 2013-03-15 2015-08-18 Google Inc. Generation of one time use login pairs via a secure mobile communication device for login on an unsecure communication device
US11657299B1 (en) 2013-08-30 2023-05-23 The 41St Parameter, Inc. System and method for device identification and uniqueness
US10902327B1 (en) 2013-08-30 2021-01-26 The 41St Parameter, Inc. System and method for device identification and uniqueness
US11107158B1 (en) 2014-02-14 2021-08-31 Experian Information Solutions, Inc. Automatic generation of code for attributes
US10262362B1 (en) 2014-02-14 2019-04-16 Experian Information Solutions, Inc. Automatic generation of code for attributes
US11240326B1 (en) 2014-10-14 2022-02-01 The 41St Parameter, Inc. Data structures for intelligently resolving deterministic and probabilistic device identifiers to device profiles and/or groups
US10728350B1 (en) 2014-10-14 2020-07-28 The 41St Parameter, Inc. Data structures for intelligently resolving deterministic and probabilistic device identifiers to device profiles and/or groups
US11895204B1 (en) 2014-10-14 2024-02-06 The 41St Parameter, Inc. Data structures for intelligently resolving deterministic and probabilistic device identifiers to device profiles and/or groups
US10091312B1 (en) 2014-10-14 2018-10-02 The 41St Parameter, Inc. Data structures for intelligently resolving deterministic and probabilistic device identifiers to device profiles and/or groups
US11010345B1 (en) 2014-12-19 2021-05-18 Experian Information Solutions, Inc. User behavior segmentation using latent topic detection
US10242019B1 (en) 2014-12-19 2019-03-26 Experian Information Solutions, Inc. User behavior segmentation using latent topic detection
US10445152B1 (en) 2014-12-19 2019-10-15 Experian Information Solutions, Inc. Systems and methods for dynamic report generation based on automatic modeling of complex data structures
CN104794204A (zh) * 2015-04-23 2015-07-22 上海新炬网络信息技术有限公司 一种数据库敏感数据自动识别方法
US11810167B2 (en) * 2016-03-01 2023-11-07 Mx Technologies, Inc. Item level data aggregation
US20210357996A1 (en) * 2016-03-01 2021-11-18 Mx Technologies, Inc. Item level data aggregation
US11213773B2 (en) 2017-03-06 2022-01-04 Cummins Filtration Ip, Inc. Genuine filter recognition with filter monitoring system
US11429753B2 (en) * 2018-09-27 2022-08-30 Citrix Systems, Inc. Encryption of keyboard data to avoid being read by endpoint-hosted keylogger applications

Also Published As

Publication number Publication date
AU2001271441A1 (en) 2002-01-08
BR0112382A (pt) 2005-04-12
RU2003102377A (ru) 2004-06-20
EP1314125A2 (fr) 2003-05-28
MXPA03000147A (es) 2004-09-13
IL153686A0 (en) 2003-07-06
CN1449540A (zh) 2003-10-15
KR20030019466A (ko) 2003-03-06
JP2004511028A (ja) 2004-04-08
WO2002001462A3 (fr) 2003-03-27
CA2418096A1 (fr) 2002-01-03
CR6874A (es) 2009-02-10

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