WO2001090971A3 - Procede de paiement protege pour transactions en ligne - Google Patents

Procede de paiement protege pour transactions en ligne Download PDF

Info

Publication number
WO2001090971A3
WO2001090971A3 PCT/IB2001/001095 IB0101095W WO0190971A3 WO 2001090971 A3 WO2001090971 A3 WO 2001090971A3 IB 0101095 W IB0101095 W IB 0101095W WO 0190971 A3 WO0190971 A3 WO 0190971A3
Authority
WO
WIPO (PCT)
Prior art keywords
secure payment
payment process
line
retailer
line transactions
Prior art date
Application number
PCT/IB2001/001095
Other languages
English (en)
Other versions
WO2001090971A2 (fr
Inventor
Raul Sergio Cruz Themudo Lessa
Nilo Vilela Cardoso
Roger Delrue Chadel
Original Assignee
Nvcnet Web Business Services
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nvcnet Web Business Services filed Critical Nvcnet Web Business Services
Priority to AU2001264179A priority Critical patent/AU2001264179A1/en
Publication of WO2001090971A2 publication Critical patent/WO2001090971A2/fr
Publication of WO2001090971A3 publication Critical patent/WO2001090971A3/fr

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne un procédé de liaison fournissant à un client de marchandises ou de services un procédé de paiement protégé quelle que soit la sécurité des informations de paiement résidant chez le détaillant. L'invention porte, notamment, sur une transaction en ligne dans laquelle un client achète des marchandises à un détaillant en ligne sans fournir d'informations sur sa carte de crédit au détaillant.
PCT/IB2001/001095 2000-05-26 2001-05-24 Procede de paiement protege pour transactions en ligne WO2001090971A2 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001264179A AU2001264179A1 (en) 2000-05-26 2001-05-24 Secure payment process for on-line transactions

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US57944900A 2000-05-26 2000-05-26
US09/579,449 2000-05-26

Publications (2)

Publication Number Publication Date
WO2001090971A2 WO2001090971A2 (fr) 2001-11-29
WO2001090971A3 true WO2001090971A3 (fr) 2002-06-20

Family

ID=24316949

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2001/001095 WO2001090971A2 (fr) 2000-05-26 2001-05-24 Procede de paiement protege pour transactions en ligne

Country Status (2)

Country Link
AU (1) AU2001264179A1 (fr)
WO (1) WO2001090971A2 (fr)

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5485510A (en) * 1992-09-29 1996-01-16 At&T Corp. Secure credit/debit card authorization
EP0779587A2 (fr) * 1995-12-15 1997-06-18 Kabushiki Kaisha N.K Kikaku Système d'achat on-line et méthode pour le règlement de la facture
EP0813325A2 (fr) * 1996-06-12 1997-12-17 AT&T Corp. Mécanisme permettant des transactions électroniques sécurisées sur Internet
WO1998030985A2 (fr) * 1997-01-06 1998-07-16 Aerotel Ltd. Systeme informatise de transfert d'argent
US5822737A (en) * 1996-02-05 1998-10-13 Ogram; Mark E. Financial transaction system
WO1999007121A2 (fr) * 1997-07-29 1999-02-11 Netadvantage Corporation Procede et systeme pour mener des transactions commerciales electroniques

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5485510A (en) * 1992-09-29 1996-01-16 At&T Corp. Secure credit/debit card authorization
EP0779587A2 (fr) * 1995-12-15 1997-06-18 Kabushiki Kaisha N.K Kikaku Système d'achat on-line et méthode pour le règlement de la facture
US5822737A (en) * 1996-02-05 1998-10-13 Ogram; Mark E. Financial transaction system
EP0813325A2 (fr) * 1996-06-12 1997-12-17 AT&T Corp. Mécanisme permettant des transactions électroniques sécurisées sur Internet
WO1998030985A2 (fr) * 1997-01-06 1998-07-16 Aerotel Ltd. Systeme informatise de transfert d'argent
WO1999007121A2 (fr) * 1997-07-29 1999-02-11 Netadvantage Corporation Procede et systeme pour mener des transactions commerciales electroniques

Also Published As

Publication number Publication date
AU2001264179A1 (en) 2001-12-03
WO2001090971A2 (fr) 2001-11-29

Similar Documents

Publication Publication Date Title
WO2000030044A3 (fr) Systeme de paiement electronique avec compte intermediaire
WO2001065494A3 (fr) Systeme et procede permettant des transactions de type de celles effectuees par carte de credit prepayee anonyme et pseudonyme
WO2002014985A3 (fr) Systeme automatise de paiement
WO2001082243A3 (fr) Procede et systeme pour l'autorisation facilitee d'argent electronique
NZ513729A (en) System and method for processing financial transactions
EP1264259B8 (fr) Systeme base sur un reseau
WO2007047901A3 (fr) Systemes et procedes de prevention de la fraude sur les cartes de credit
NZ535529A (en) Electronic transfer systemusing a single use transaction identification number
EP1052603A3 (fr) Transactions sans numéraire ne faisant pas usage de cartes de crédit, de cartes de débit ou de chèques
WO2004114168A8 (fr) Systeme et procede facilitant le paiement en ligne
WO2000042486A3 (fr) Systeme et procede permettant d'effectuer des achats avec carte de credit en toute securite
WO2001079966A3 (fr) Systeme et procede d'utilisation de points fidelite
WO2006073907A3 (fr) Systeme facilitant les transactions electroniques en ligne
WO2002075501A3 (fr) Systeme de transaction par carte de credit hybride
WO2004090673A3 (fr) Marketing de biens et de services base sur les transactions des consommateurs
ES2129962T3 (es) Procedimiento de pago electronico que permite efectuar unas transacciones ligadas a la compra de bienes en una red informatica.
WO2002099561A3 (fr) Procede et appareil de distribution de cartes prepayees et de reception de devises a denominations multiples
WO2003058391A3 (fr) Procede de transactions financieres par micropaiement utilisant un traitement en reseau sans fil
WO2002001462A3 (fr) Procede et systeme permettant de collecter, de memoriser et de transmettre des informations
WO2001069546A3 (fr) Carte d'achat prepayee et procede associe
NO963456D0 (no) Metode og system for å oppnå betalingsformidling mellom betalingsmottaker ved salg av kontolöse småpengekost og selgere av de ytelser som kortet brukes til
WO2002075481A3 (fr) Procede et systeme d'accumulation de valeurs de coupon dans un compte en vue d'un futur rachat
WO2004031892A3 (fr) Procedes et systemes permettant le traitement de paiements partiels au moyen de cartes de debit
WO2001071681A3 (fr) Interface de paiement electronique a zone d'entree unique sur internet
WO2004034343A3 (fr) Procede pour executer un processus de paiement dans le domaine du commerce electronique

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AU BR JP

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
AK Designated states

Kind code of ref document: A3

Designated state(s): AU BR JP

AL Designated countries for regional patents

Kind code of ref document: A3

Designated state(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR

32PN Ep: public notification in the ep bulletin as address of the adressee cannot be established

Free format text: COMMUNICATION UNDER RULE 69 EPC ( EPO FORM 1205A DATED 14/04/03 )

122 Ep: pct application non-entry in european phase
NENP Non-entry into the national phase

Ref country code: JP