WO2001073708A3 - Procede et appareil d'administration d'un instrument porteur de valeurs - Google Patents

Procede et appareil d'administration d'un instrument porteur de valeurs Download PDF

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Publication number
WO2001073708A3
WO2001073708A3 PCT/US2001/010643 US0110643W WO0173708A3 WO 2001073708 A3 WO2001073708 A3 WO 2001073708A3 US 0110643 W US0110643 W US 0110643W WO 0173708 A3 WO0173708 A3 WO 0173708A3
Authority
WO
WIPO (PCT)
Prior art keywords
consumer
supplier
transaction service
secure transaction
identity
Prior art date
Application number
PCT/US2001/010643
Other languages
English (en)
Other versions
WO2001073708A2 (fr
Inventor
Steve Atsushi Okamoto
Steven Miller Schattmaier
Kaenel Tim Von
Mike Todd Zeile
Amour Frederick C St
Original Assignee
Cma Business Credit Services
Steve Atsushi Okamoto
Steven Miller Schattmaier
Kaenel Tim Von
Mike Todd Zeile
Amour Frederick C St
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cma Business Credit Services, Steve Atsushi Okamoto, Steven Miller Schattmaier, Kaenel Tim Von, Mike Todd Zeile, Amour Frederick C St filed Critical Cma Business Credit Services
Priority to US10/240,131 priority Critical patent/US20040128257A1/en
Priority to AU2001253083A priority patent/AU2001253083A1/en
Priority to EP01926553A priority patent/EP1360662A2/fr
Publication of WO2001073708A2 publication Critical patent/WO2001073708A2/fr
Publication of WO2001073708A3 publication Critical patent/WO2001073708A3/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/045—Payment circuits using payment protocols involving tickets
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards

Abstract

L'invention porte sur un système informatique de distribution sûre d'instruments porteur de valeurs tels que des coupons, des tickets, des chèques cadeaux, des mandats ou des chèques de voyage. Ledit système est en trois parties: l'utilisateur de l'instrument, le fournisseur de l'instrument, et la sécurité (service assurant la sécurité des transactions). L'utilisateur s'annonce à la sécurité qui vérifie son identité soit avant soit après le lancement de la transaction par le fournisseur de produits ou de services, ladite vérification pouvant se faire à tout niveau souhaité. Dans une exécution le fournisseur donne à l'utilisateur un jeton de confirmation qu'il doit présenter à la sécurité ainsi que son information d'identification car seul un utilisateur agréé peut effectuer la transaction. Le jeton permet à la sûreté d'obtenir du fournisseur de produits ou de services des informations par extraction ou émission de données. Dans certains cas, la sécurité crée le produit demandé sous forme électronique puis le transmet de manière sûre à l'utilisateur agréé. On peut également utiliser des signatures numériques pendant toute l'opération pour garantir l'intégrité des données et l'identité de l'expéditeur. Le système comporte en outre des appareils et des procédés de gestion de fonds de paiement.
PCT/US2001/010643 2000-03-29 2001-03-28 Procede et appareil d'administration d'un instrument porteur de valeurs WO2001073708A2 (fr)

Priority Applications (3)

Application Number Priority Date Filing Date Title
US10/240,131 US20040128257A1 (en) 2001-03-28 2001-03-28 Method and apparatus for administering one or more value bearing instruments
AU2001253083A AU2001253083A1 (en) 2000-03-29 2001-03-28 Method and apparatus for admistering one or more value bearing instruments
EP01926553A EP1360662A2 (fr) 2000-03-29 2001-03-28 Procede et appareil d'administration d'un instrument porteur de valeurs

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US19317200P 2000-03-29 2000-03-29
US60/193,172 2000-03-29

Publications (2)

Publication Number Publication Date
WO2001073708A2 WO2001073708A2 (fr) 2001-10-04
WO2001073708A3 true WO2001073708A3 (fr) 2003-08-28

Family

ID=22712510

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2001/010643 WO2001073708A2 (fr) 2000-03-29 2001-03-28 Procede et appareil d'administration d'un instrument porteur de valeurs

Country Status (3)

Country Link
EP (1) EP1360662A2 (fr)
AU (1) AU2001253083A1 (fr)
WO (1) WO2001073708A2 (fr)

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0813325A2 (fr) * 1996-06-12 1997-12-17 AT&T Corp. Mécanisme permettant des transactions électroniques sécurisées sur Internet
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
WO1998040809A2 (fr) * 1997-03-13 1998-09-17 Cha! Technologies, Inc. Procede et systeme de traitement protege de transaction en direct
WO1998054943A2 (fr) * 1997-05-14 1998-12-10 Ho Keung Tse Systeme de transaction electronique universel et procede d'utilisation de ce systeme
US5903878A (en) * 1997-08-20 1999-05-11 Talati; Kirit K. Method and apparatus for electronic commerce
EP0926611A2 (fr) * 1997-12-23 1999-06-30 AT&T Corp. Procédé de validation de transactions
US6026166A (en) * 1997-10-20 2000-02-15 Cryptoworx Corporation Digitally certifying a user identity and a computer system in combination

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
EP0813325A2 (fr) * 1996-06-12 1997-12-17 AT&T Corp. Mécanisme permettant des transactions électroniques sécurisées sur Internet
WO1998040809A2 (fr) * 1997-03-13 1998-09-17 Cha! Technologies, Inc. Procede et systeme de traitement protege de transaction en direct
WO1998054943A2 (fr) * 1997-05-14 1998-12-10 Ho Keung Tse Systeme de transaction electronique universel et procede d'utilisation de ce systeme
US5903878A (en) * 1997-08-20 1999-05-11 Talati; Kirit K. Method and apparatus for electronic commerce
US6026166A (en) * 1997-10-20 2000-02-15 Cryptoworx Corporation Digitally certifying a user identity and a computer system in combination
EP0926611A2 (fr) * 1997-12-23 1999-06-30 AT&T Corp. Procédé de validation de transactions

Also Published As

Publication number Publication date
AU2001253083A1 (en) 2001-10-08
EP1360662A2 (fr) 2003-11-12
WO2001073708A2 (fr) 2001-10-04

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