WO2001067365A1 - Services internet pour guichets automatiques bancaires - Google Patents

Services internet pour guichets automatiques bancaires Download PDF

Info

Publication number
WO2001067365A1
WO2001067365A1 PCT/US2001/007921 US0107921W WO0167365A1 WO 2001067365 A1 WO2001067365 A1 WO 2001067365A1 US 0107921 W US0107921 W US 0107921W WO 0167365 A1 WO0167365 A1 WO 0167365A1
Authority
WO
WIPO (PCT)
Prior art keywords
user
atm
atm device
information
internet website
Prior art date
Application number
PCT/US2001/007921
Other languages
English (en)
Inventor
Rajeev Bahri
John Ofori
Original Assignee
Tekchand, Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tekchand, Llc filed Critical Tekchand, Llc
Priority to AU2001240148A priority Critical patent/AU2001240148A1/en
Publication of WO2001067365A1 publication Critical patent/WO2001067365A1/fr

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G06Q10/107—Computer-aided management of electronic mailing [e-mailing]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/2866—Architectures; Arrangements
    • H04L67/30—Profiles
    • H04L67/306—User profiles
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
    • H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L69/00—Network arrangements, protocols or services independent of the application payload and not provided for in the other groups of this subclass
    • H04L69/30—Definitions, standards or architectural aspects of layered protocol stacks
    • H04L69/32—Architecture of open systems interconnection [OSI] 7-layer type protocol stacks, e.g. the interfaces between the data link level and the physical level
    • H04L69/322—Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions
    • H04L69/329—Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions in the application layer [OSI layer 7]

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Human Resources & Organizations (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Computer Hardware Design (AREA)
  • Game Theory and Decision Science (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computing Systems (AREA)
  • Data Mining & Analysis (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La présente invention concerne un système et un procédé fournissant de façon adaptée, via un guichet automatique bancaire, des services informationnels et transactionnels compatibles avec l'Internet. Via le guichet automatique bancaire, on a accès à de multiples services tels que la bourse en temps réel, le courrier électronique, la météo, des conseils de sortie au restaurant et au cinéma, de la publicité personnalisée, et la possibilité d'exécuter des transactions web avec ou sans carte bancaire. Le raccordement au réseau des guichets automatiques bancaires permet d'utiliser ceux-ci comme des points de fourniture pour de nombreuses informations disponibles sur l'Internet, mais aussi comme appareil d'accès à l'Internet. Le système et le procédé permettent des actions fidélisation des clients par lesquelles les points gagnés par les utilisateurs leurs permettent de réduire le prix à payer pour des transactions via les guichets automatiques bancaires.
PCT/US2001/007921 2000-03-09 2001-03-09 Services internet pour guichets automatiques bancaires WO2001067365A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001240148A AU2001240148A1 (en) 2000-03-09 2001-03-09 Providing internet services to automated teller machine

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US52213300A 2000-03-09 2000-03-09
US09/522,133 2000-03-09
US65626000A 2000-09-06 2000-09-06
US09/656,260 2000-09-06

Publications (1)

Publication Number Publication Date
WO2001067365A1 true WO2001067365A1 (fr) 2001-09-13

Family

ID=27060714

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2001/007921 WO2001067365A1 (fr) 2000-03-09 2001-03-09 Services internet pour guichets automatiques bancaires

Country Status (2)

Country Link
AU (1) AU2001240148A1 (fr)
WO (1) WO2001067365A1 (fr)

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2380846A (en) * 2001-10-12 2003-04-16 Ncr Int Inc Self-service terminal
WO2003085611A2 (fr) * 2002-04-05 2003-10-16 Giesecke & Devrient Gmbh Configuration d'un terminal de paiement
WO2004029888A2 (fr) * 2002-09-26 2004-04-08 Electronic Data Systems Corporation Systeme et procede de fourniture d'informations et de services en provenance d'un guichet automatique bancaire ou a destination de ce dernier
EP1546907A2 (fr) * 2002-09-26 2005-06-29 Electronic Data Systems Corporation Systeme et procede permettant de fournir des services ameliores dans un environnement multicanal interactif reparti
WO2008064438A1 (fr) * 2006-11-29 2008-06-05 Emil Shekerdjiiski Méthode et système de retrait d'argent au moyen d'un distributeur automatique de billets
US7784682B2 (en) 2006-02-08 2010-08-31 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US8042733B2 (en) 1996-11-27 2011-10-25 Diebold, Incorporated Automated banking machine that operates responsive to data bearing records
WO2012162618A2 (fr) * 2011-05-26 2012-11-29 Cardtronics, Inc. Procédé et appareil pour la détermination et l'alerte d'une disponibilité de guichets automatiques bancaires préférés
WO2012173700A1 (fr) * 2011-06-16 2012-12-20 Bank Of America Procédé et dispositif pour améliorer l'accès à un gab pendant une catastrophe
US20130185148A1 (en) * 2012-01-13 2013-07-18 Clinton Townsend Systems, methods, apparatuses, and computer program products for providing services on an automated teller machine
US20190205848A1 (en) * 2017-12-28 2019-07-04 Manish Puri Internet-based atm management system

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6061660A (en) * 1997-10-20 2000-05-09 York Eggleston System and method for incentive programs and award fulfillment
US6073119A (en) * 1997-09-04 2000-06-06 Citicorp Development Center, Inc. Method and system for banking institution interactive center
US6085177A (en) * 1995-01-11 2000-07-04 Civic-Ddi, Llc Systems for accessing the internet and geo-defined data and associated methods

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6085177A (en) * 1995-01-11 2000-07-04 Civic-Ddi, Llc Systems for accessing the internet and geo-defined data and associated methods
US6073119A (en) * 1997-09-04 2000-06-06 Citicorp Development Center, Inc. Method and system for banking institution interactive center
US6061660A (en) * 1997-10-20 2000-05-09 York Eggleston System and method for incentive programs and award fulfillment

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
"personal financial information", INTERNET, FIDELITYINVESTMENTS.COM, 1998, XP002943047 *
"personal information repository", INTERNET, AMAYON.COM, 1996, XP002943046 *

Cited By (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8042733B2 (en) 1996-11-27 2011-10-25 Diebold, Incorporated Automated banking machine that operates responsive to data bearing records
US7680710B2 (en) 2001-10-12 2010-03-16 Ncr Corporation Self-service terminal
GB2380846A (en) * 2001-10-12 2003-04-16 Ncr Int Inc Self-service terminal
WO2003085611A2 (fr) * 2002-04-05 2003-10-16 Giesecke & Devrient Gmbh Configuration d'un terminal de paiement
WO2003085611A3 (fr) * 2002-04-05 2004-02-12 Giesecke & Devrient Gmbh Configuration d'un terminal de paiement
WO2004029888A3 (fr) * 2002-09-26 2004-06-24 Electronic Data Syst Corp Systeme et procede de fourniture d'informations et de services en provenance d'un guichet automatique bancaire ou a destination de ce dernier
EP1546907A2 (fr) * 2002-09-26 2005-06-29 Electronic Data Systems Corporation Systeme et procede permettant de fournir des services ameliores dans un environnement multicanal interactif reparti
WO2004029888A2 (fr) * 2002-09-26 2004-04-08 Electronic Data Systems Corporation Systeme et procede de fourniture d'informations et de services en provenance d'un guichet automatique bancaire ou a destination de ce dernier
EP1546907A4 (fr) * 2002-09-26 2007-01-10 Electronic Data Syst Corp Systeme et procede permettant de fournir des services ameliores dans un environnement multicanal interactif reparti
US8517258B2 (en) 2006-02-08 2013-08-27 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7784682B2 (en) 2006-02-08 2010-08-31 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7926711B2 (en) 2006-02-08 2011-04-19 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
WO2008064438A1 (fr) * 2006-11-29 2008-06-05 Emil Shekerdjiiski Méthode et système de retrait d'argent au moyen d'un distributeur automatique de billets
WO2012162618A2 (fr) * 2011-05-26 2012-11-29 Cardtronics, Inc. Procédé et appareil pour la détermination et l'alerte d'une disponibilité de guichets automatiques bancaires préférés
WO2012162618A3 (fr) * 2011-05-26 2013-03-28 Cardtronics, Inc. Procédé et appareil pour la détermination et l'alerte d'une disponibilité de guichets automatiques bancaires préférés
WO2012173700A1 (fr) * 2011-06-16 2012-12-20 Bank Of America Procédé et dispositif pour améliorer l'accès à un gab pendant une catastrophe
US9389967B2 (en) 2011-06-16 2016-07-12 Bank Of America Corporation Method and apparatus for improving access to an ATM during a disaster
US20130185148A1 (en) * 2012-01-13 2013-07-18 Clinton Townsend Systems, methods, apparatuses, and computer program products for providing services on an automated teller machine
US20190205848A1 (en) * 2017-12-28 2019-07-04 Manish Puri Internet-based atm management system

Also Published As

Publication number Publication date
AU2001240148A1 (en) 2001-09-17

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