WO2001041019A8 - Method and system for processing a mortgage application - Google Patents

Method and system for processing a mortgage application

Info

Publication number
WO2001041019A8
WO2001041019A8 PCT/US2000/032725 US0032725W WO0141019A8 WO 2001041019 A8 WO2001041019 A8 WO 2001041019A8 US 0032725 W US0032725 W US 0032725W WO 0141019 A8 WO0141019 A8 WO 0141019A8
Authority
WO
WIPO (PCT)
Prior art keywords
program
processing
loan
acceptance
loan request
Prior art date
Application number
PCT/US2000/032725
Other languages
French (fr)
Other versions
WO2001041019A2 (en
Inventor
Gerry Gauer
Bruce J Cornelius
Hassan K Rashid
Original Assignee
Homestore Com Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Homestore Com Inc filed Critical Homestore Com Inc
Priority to AU19388/01A priority Critical patent/AU1938801A/en
Priority to CA002393540A priority patent/CA2393540A1/en
Priority to EP00982339A priority patent/EP1259914A2/en
Publication of WO2001041019A2 publication Critical patent/WO2001041019A2/en
Publication of WO2001041019A8 publication Critical patent/WO2001041019A8/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Cette invention concerne un système et une méthode de traitement de demande d'hypothèques. Ce système comprend une base de données faite d'une pluralité de dossiers dans lesquels sont consignées des informations sur des propriétés et des attributs de propriété. Un programme informatique est conçu pour afficher un écran sélecteur permettant de choisir un dossier de propriété dans la base de données. Ce programme peut aussi afficher un écran assorti d'au moins un champ d'entrée de données pour des données relatives à une demande de prêt. De plus, ce programme est conçu pour entrer automatiquement un des attributs de propriété en tant qu'entrée initiale dans un des champs d'entrée de données. Il peut également recevoir des données sur une demande de prêt et sur un crédit en rapport avec le traitement d'un prêt à partir de l'écran d'entrée de données. En outre, ce programme permet de traiter des données relatives à une demande de prêt, ce qui revient à créer les conditions d'une pré-acceptation. Enfin, il permet de transmettre ces conditions de pré-acceptation à au moins un prêteur, lequel peut à son tour prendre contact avec le demandeur. Le programme informatique peut comporter un programme automatisé de cautionnement qui assure la fonction de caution lors du traitement de la demande de prêt pour pré-acceptation.A system and method for processing a mortgage application is provided. The system includes a database of a plurality of records in which information on properties and property attributes is recorded. A computer program is designed to display a selector screen making it possible to choose a property file in the database. This program can also display a screen with at least one data entry field for data relating to a loan request. In addition, this program is designed to automatically enter one of the property attributes as the initial entry in one of the data entry fields. It can also receive data on a loan request and a loan related to loan processing from the data entry screen. In addition, this program makes it possible to process data relating to a loan request, which amounts to creating the conditions for pre-acceptance. Finally, it allows these pre-acceptance conditions to be transmitted to at least one lender, who in turn can contact the applicant. The computer program may include an automated surety program which performs the surety function during the processing of the loan request for pre-acceptance.

PCT/US2000/032725 1999-12-03 2000-12-01 Method and system for processing a mortgage application WO2001041019A2 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
AU19388/01A AU1938801A (en) 1999-12-03 2000-12-01 Method and system for processing a mortgage application
CA002393540A CA2393540A1 (en) 1999-12-03 2000-12-01 Method and system for processing a mortgage application
EP00982339A EP1259914A2 (en) 1999-12-03 2000-12-01 Method and system for processing a mortgage application

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US45442599A 1999-12-03 1999-12-03
US09/454,425 1999-12-03

Publications (2)

Publication Number Publication Date
WO2001041019A2 WO2001041019A2 (en) 2001-06-07
WO2001041019A8 true WO2001041019A8 (en) 2002-01-24

Family

ID=23804551

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/032725 WO2001041019A2 (en) 1999-12-03 2000-12-01 Method and system for processing a mortgage application

Country Status (4)

Country Link
EP (1) EP1259914A2 (en)
AU (1) AU1938801A (en)
CA (1) CA2393540A1 (en)
WO (1) WO2001041019A2 (en)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7107241B1 (en) * 2000-03-10 2006-09-12 Lenders Residential Asset Company Llc System and method for processing a secured collateral loan
US6988082B1 (en) 2000-06-13 2006-01-17 Fannie Mae Computerized systems and methods for facilitating the flow of capital through the housing finance industry
WO2004061565A2 (en) 2002-12-30 2004-07-22 Fannie Mae System and method for facilitating sale of a loan to a secondary market purchaser
AU2003295787A1 (en) 2002-12-30 2004-07-29 Fannie Mae System and method for facilitating delivery of a loan to a secondary mortgage market purchaser
WO2004061556A2 (en) 2002-12-30 2004-07-22 Fannie Mae System and method of processing data pertaining to financial assets
US8046298B1 (en) 2003-07-21 2011-10-25 Fannie Mae Systems and methods for facilitating the flow of capital through the housing finance industry
US7987124B1 (en) 2004-08-20 2011-07-26 Fannie Mae Method of and system for evaluating an appraisal value associated with a loan
US8065225B1 (en) 2006-09-19 2011-11-22 Fannie Mae System and method for acquiring a mortgage loan
US8775218B2 (en) 2011-05-18 2014-07-08 Rga Reinsurance Company Transforming data for rendering an insurability decision

Also Published As

Publication number Publication date
CA2393540A1 (en) 2001-06-07
WO2001041019A2 (en) 2001-06-07
AU1938801A (en) 2001-06-12
EP1259914A2 (en) 2002-11-27

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