WO2001023975A3 - Secure system and method for commerce by credit card - Google Patents

Secure system and method for commerce by credit card Download PDF

Info

Publication number
WO2001023975A3
WO2001023975A3 PCT/IL2000/000592 IL0000592W WO0123975A3 WO 2001023975 A3 WO2001023975 A3 WO 2001023975A3 IL 0000592 W IL0000592 W IL 0000592W WO 0123975 A3 WO0123975 A3 WO 0123975A3
Authority
WO
WIPO (PCT)
Prior art keywords
credit provider
transferee
money
identifier
sending
Prior art date
Application number
PCT/IL2000/000592
Other languages
French (fr)
Other versions
WO2001023975A2 (en
Inventor
Yaron Charaka
Menachem Kupfer
Ezra Sasson
Zaza Tsivion
Original Assignee
Ibiz Software Inc
Yaron Charaka
Menachem Kupfer
Ezra Sasson
Zaza Tsivion
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ibiz Software Inc, Yaron Charaka, Menachem Kupfer, Ezra Sasson, Zaza Tsivion filed Critical Ibiz Software Inc
Priority to AU75509/00A priority Critical patent/AU7550900A/en
Publication of WO2001023975A2 publication Critical patent/WO2001023975A2/en
Publication of WO2001023975A3 publication Critical patent/WO2001023975A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"

Abstract

A method system and article of manufacture are disclosed for effectuating a transfer of money using the services of a credit provider. The method includes the steps of sending a criteria signal indicative of criteria predetermined by a transferor (2), such as a purchaser using a computer connected to the Internet, to the credit provider; providing an identifier from the transferor to a transferee, such as a vendor on the Internet; sending the identifier and other information from the transferee to the credit provider (3); comparing the identifier and at least some of the other information to at least some of the predetermined criteria (5); and sending an approval signal indicative of approval or disapproval (8) by the credit provider of the transfer of money to the transferee (9). The disclosed system includes devices that carry out the above steps. The disclosed articles of manufacture includes computer programs for effectuating the above transfer of money, comprising a set of instructions stored on a media accessible by a computer and executable on said computer.
PCT/IL2000/000592 1999-09-27 2000-09-26 Secure system and method for commerce by credit card WO2001023975A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU75509/00A AU7550900A (en) 1999-09-27 2000-09-26 Secure system and method for commerce by credit card

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US40644399A 1999-09-27 1999-09-27
US09/406,443 1999-09-27

Publications (2)

Publication Number Publication Date
WO2001023975A2 WO2001023975A2 (en) 2001-04-05
WO2001023975A3 true WO2001023975A3 (en) 2001-12-06

Family

ID=23608011

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IL2000/000592 WO2001023975A2 (en) 1999-09-27 2000-09-26 Secure system and method for commerce by credit card

Country Status (2)

Country Link
AU (1) AU7550900A (en)
WO (1) WO2001023975A2 (en)

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5778067A (en) * 1990-04-12 1998-07-07 Mondex International Limited Value transfer system
US5897621A (en) * 1996-06-14 1999-04-27 Cybercash, Inc. System and method for multi-currency transactions
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5778067A (en) * 1990-04-12 1998-07-07 Mondex International Limited Value transfer system
US5897621A (en) * 1996-06-14 1999-04-27 Cybercash, Inc. System and method for multi-currency transactions
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers

Non-Patent Citations (4)

* Cited by examiner, † Cited by third party
Title
COMPUTER RETAIL WEEK, pages 2 *
DATABASE GALE GROUP COMPUTER [online] ABBOTT S.: "The debate for secure E-commerce", XP002939919, retrieved from 02258603 accession no. Dialog Database accession no. 53530817 *
DATABASE GALE GROUP PROMT [online] RICADELA A.: "Online stores say 'not yet' to set -- secure transaction technology-- still awaiting deployment", XP002939920, retrieved from 05909980 accession no. Dialog Database accession no. 53130786 *
UNIX REVIEW'S PERFORMANCE COMPUTING, vol. 17, no. 2, pages 37 *

Also Published As

Publication number Publication date
WO2001023975A2 (en) 2001-04-05
AU7550900A (en) 2001-04-30

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