WO2000077733A3 - Systeme de commerce electronique - Google Patents

Systeme de commerce electronique Download PDF

Info

Publication number
WO2000077733A3
WO2000077733A3 PCT/GB2000/002138 GB0002138W WO0077733A3 WO 2000077733 A3 WO2000077733 A3 WO 2000077733A3 GB 0002138 W GB0002138 W GB 0002138W WO 0077733 A3 WO0077733 A3 WO 0077733A3
Authority
WO
WIPO (PCT)
Prior art keywords
isp
credit card
electronic commerce
internet
service provider
Prior art date
Application number
PCT/GB2000/002138
Other languages
English (en)
Other versions
WO2000077733A2 (fr
Inventor
John Quentin Phillipps
Original Assignee
John Quentin Phillipps
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by John Quentin Phillipps filed Critical John Quentin Phillipps
Priority to CA002376802A priority Critical patent/CA2376802A1/fr
Priority to EP00937032A priority patent/EP1190263A2/fr
Priority to JP2001503133A priority patent/JP2003502743A/ja
Priority to AU52328/00A priority patent/AU762413B2/en
Priority to MXPA01012714A priority patent/MXPA01012714A/es
Priority to KR1020017015918A priority patent/KR20020035004A/ko
Priority to BR0011729-3A priority patent/BR0011729A/pt
Publication of WO2000077733A2 publication Critical patent/WO2000077733A2/fr
Publication of WO2000077733A3 publication Critical patent/WO2000077733A3/fr

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347Passive cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code
    • G07F7/1075PIN is checked remotely

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer And Data Communications (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

L'invention concerne un système de commerce électronique évitant la transmission de numéros de cartes de crédit via Internet (6). Les sites de fournisseurs Internet (7, 8) sont enregistrés avec un fournisseur d'accès Internet (5). Aussi, ce dernier est-il en mesure d'intercepter les URL pour exécution issus des formulaires contenant des détails concernant les cartes de crédit des sites fournisseurs (7, 8). Ces URL pour exécution sont modifiés de manière à inclure un code ID de transaction remplaçant les détails sur la carte de crédit et envoyés au site fournisseur approprié (7, 9), le fournisseur d'accès Internet (5) copiant l'identité de l'utilisateur (1, 2, 3). Le fournisseur d'accès Internet (5) peut être un fournisseur de services financiers ou avoir une voie de communication protégée avec un fournisseur de services financiers.
PCT/GB2000/002138 1999-06-10 2000-06-02 Systeme de commerce electronique WO2000077733A2 (fr)

Priority Applications (7)

Application Number Priority Date Filing Date Title
CA002376802A CA2376802A1 (fr) 1999-06-10 2000-06-02 Systeme de commerce electronique
EP00937032A EP1190263A2 (fr) 1999-06-10 2000-06-02 Systeme de commerce electronique
JP2001503133A JP2003502743A (ja) 1999-06-10 2000-06-02 電子商取引システム
AU52328/00A AU762413B2 (en) 1999-06-10 2000-06-02 Electronic commerce system
MXPA01012714A MXPA01012714A (es) 1999-06-10 2000-06-02 Sistema de comercio electronico.
KR1020017015918A KR20020035004A (ko) 1999-06-10 2000-06-02 전자상거래 시스템
BR0011729-3A BR0011729A (pt) 1999-06-10 2000-06-02 Sistema de comércio eletrônico

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB9913530A GB2350982B (en) 1999-06-10 1999-06-10 Electronic commerce system
GB9913530.3 1999-06-10

Publications (2)

Publication Number Publication Date
WO2000077733A2 WO2000077733A2 (fr) 2000-12-21
WO2000077733A3 true WO2000077733A3 (fr) 2001-11-15

Family

ID=10855109

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/GB2000/002138 WO2000077733A2 (fr) 1999-06-10 2000-06-02 Systeme de commerce electronique

Country Status (10)

Country Link
EP (1) EP1190263A2 (fr)
JP (1) JP2003502743A (fr)
KR (1) KR20020035004A (fr)
CN (1) CN1354861A (fr)
AU (1) AU762413B2 (fr)
BR (1) BR0011729A (fr)
CA (1) CA2376802A1 (fr)
GB (1) GB2350982B (fr)
MX (1) MXPA01012714A (fr)
WO (1) WO2000077733A2 (fr)

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030019404A (ko) * 2000-05-25 2003-03-06 윌슨 하우 기어프 궤 거래 시스템 및 방법
GB2370475A (en) * 2000-12-22 2002-06-26 Hewlett Packard Co Secure online transaction where a buyer sends some information direct to a bank and some via a vendor
WO2002058017A1 (fr) * 2001-01-19 2002-07-25 Haissam Malas Procede et systeme de paiement mondial et carte de paiement utilisee avec ce procede et ce systeme
GB2372616A (en) 2001-02-23 2002-08-28 Hewlett Packard Co Transaction method and apparatus using two part tokens
FI20011134A (fi) * 2001-05-31 2002-12-01 Portalify Oy Menetelmiä ja järjestelmiä tietoliikenneverkossa palvelujen toimittamiseksi ja veloittamiseksi
FI20012044A (fi) * 2001-10-22 2003-04-23 Portalify Oy Menetelmä ja tietoliikenneverkko palvelujen tarjoamiseksi ja laskuttamiseksi
FR2843216B1 (fr) * 2002-07-30 2004-11-19 France Telecom Procede de telepaiement, systeme et passerelle pour la mise en oeuvre de ce procede, utilisation de ce procede
FR2862170A1 (fr) * 2003-11-06 2005-05-13 France Telecom Procede de transfert de donnees confidentielles en coeur de reseaux
US20060047662A1 (en) * 2004-08-31 2006-03-02 Rajkishore Barik Capability support for web transactions
KR101923611B1 (ko) * 2011-04-11 2018-11-29 삼성전자주식회사 서비스 서버, 사용자 단말 장치, 그 서비스 제공 방법 및 제어 방법

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0801479A1 (fr) * 1995-12-29 1997-10-15 AT&T Corp. Système et méthode de sécurité pour réseaux de données
EP0813325A2 (fr) * 1996-06-12 1997-12-17 AT&T Corp. Mécanisme permettant des transactions électroniques sécurisées sur Internet
US5815665A (en) * 1996-04-03 1998-09-29 Microsoft Corporation System and method for providing trusted brokering services over a distributed network
US5826241A (en) * 1994-09-16 1998-10-20 First Virtual Holdings Incorporated Computerized system for making payments and authenticating transactions over the internet
EP0887776A1 (fr) * 1997-06-23 1998-12-30 Rainer Grunert Unité et méthode de transaction pour gestion de paiements sur Internet ou autres systèmes publiques client/serveur

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2059078C (fr) * 1991-02-27 1995-10-03 Alexander G. Fraser Transfert entre transactions via un systeme de communication
CA2100134C (fr) * 1992-09-29 1999-06-22 Raymond Otto Colbert Systeme d'autorisation securitaire pour cartes de credit/debit
EP0637548B1 (fr) 1993-08-06 1997-10-22 Kaysersberg Packaging S.A. Caisse d'emballage formant présentoir
WO2000075843A1 (fr) * 1999-06-09 2000-12-14 Intelishield.Com, Inc. Systeme de paiement sur l'internet

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5826241A (en) * 1994-09-16 1998-10-20 First Virtual Holdings Incorporated Computerized system for making payments and authenticating transactions over the internet
EP0801479A1 (fr) * 1995-12-29 1997-10-15 AT&T Corp. Système et méthode de sécurité pour réseaux de données
US5815665A (en) * 1996-04-03 1998-09-29 Microsoft Corporation System and method for providing trusted brokering services over a distributed network
EP0813325A2 (fr) * 1996-06-12 1997-12-17 AT&T Corp. Mécanisme permettant des transactions électroniques sécurisées sur Internet
EP0887776A1 (fr) * 1997-06-23 1998-12-30 Rainer Grunert Unité et méthode de transaction pour gestion de paiements sur Internet ou autres systèmes publiques client/serveur

Also Published As

Publication number Publication date
GB2350982B (en) 2003-06-25
BR0011729A (pt) 2003-07-08
WO2000077733A2 (fr) 2000-12-21
CN1354861A (zh) 2002-06-19
CA2376802A1 (fr) 2000-12-21
AU762413B2 (en) 2003-06-26
MXPA01012714A (es) 2003-09-04
GB9913530D0 (en) 1999-08-11
KR20020035004A (ko) 2002-05-09
AU5232800A (en) 2001-01-02
JP2003502743A (ja) 2003-01-21
EP1190263A2 (fr) 2002-03-27
GB2350982A (en) 2000-12-13

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