WO2000075749A3 - Systeme de paiement sur internet - Google Patents

Systeme de paiement sur internet Download PDF

Info

Publication number
WO2000075749A3
WO2000075749A3 PCT/US2000/015827 US0015827W WO0075749A3 WO 2000075749 A3 WO2000075749 A3 WO 2000075749A3 US 0015827 W US0015827 W US 0015827W WO 0075749 A3 WO0075749 A3 WO 0075749A3
Authority
WO
WIPO (PCT)
Prior art keywords
internet
credit card
consumer
providing
card data
Prior art date
Application number
PCT/US2000/015827
Other languages
English (en)
Other versions
WO2000075749A2 (fr
Inventor
Dennis R Floyd
Timothy L Heaton
Brian S Anderson
Stanley W Anderson
Original Assignee
Intelishield Com Inc
Dennis R Floyd
Timothy L Heaton
Brian S Anderson
Stanley W Anderson
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Intelishield Com Inc, Dennis R Floyd, Timothy L Heaton, Brian S Anderson, Stanley W Anderson filed Critical Intelishield Com Inc
Priority to AU54755/00A priority Critical patent/AU5475500A/en
Publication of WO2000075749A2 publication Critical patent/WO2000075749A2/fr
Publication of WO2000075749A3 publication Critical patent/WO2000075749A3/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351—Virtual cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne un système et un procédé de commerce électronique dans lequel il n'est pas nécessaire de fournir des données figurant sur la carte de crédit d'un consommateur via Internet ou via tout autre réseau public. Les consommateurs ont des craintes lorsqu'il s'agit de fournir des données concernant leur carte de crédit via Internet. Grâce à cette invention, les consommateurs ont la possibilité de réaliser des achats avec leur carte de crédit sans avoir à fournir les données de leur carte via Internet. Cette invention fournit aux consommateurs une carte de substitution pour réaliser leurs achats sur Internet, et les consommateurs autorisent eux-mêmes leurs achats pendant qu'ils sont en ligne. Les données réelles de la carte de crédit du consommateur ne sont jamais transmises via Internet. L'entité tierce qui fournit le service selon l'invention confirme en ligne chaque achat, ce qui réduit les risques d'escroquerie.
PCT/US2000/015827 1999-06-09 2000-06-08 Systeme de paiement sur internet WO2000075749A2 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU54755/00A AU5475500A (en) 1999-06-09 2000-06-08 Internet payment system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US32842299A 1999-06-09 1999-06-09
US09/328,422 1999-06-09

Publications (2)

Publication Number Publication Date
WO2000075749A2 WO2000075749A2 (fr) 2000-12-14
WO2000075749A3 true WO2000075749A3 (fr) 2001-02-01

Family

ID=23280917

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/015827 WO2000075749A2 (fr) 1999-06-09 2000-06-08 Systeme de paiement sur internet

Country Status (2)

Country Link
AU (1) AU5475500A (fr)
WO (1) WO2000075749A2 (fr)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6895391B1 (en) 1999-11-09 2005-05-17 Arcot Systems, Inc. Method and system for secure authenticated payment on a computer network
AU774531B2 (en) * 2000-05-15 2004-07-01 David Gordon Attwells An improved method of purchasing or hiring products on the internet
AUPQ751700A0 (en) * 2000-05-15 2000-06-08 Attwells, David Gordon An improved method of purchasing or hiring products on the internet
US6978380B1 (en) * 2000-06-06 2005-12-20 Commerciant, L.P. System and method for secure authentication of a subscriber of network services
US20040078276A1 (en) * 2000-12-22 2004-04-22 Kotaro Shimogori System for electronic merchandising and shopping
GB2370668A (en) * 2000-12-27 2002-07-03 Mark Christie Notification system for card transactions
WO2002058017A1 (fr) * 2001-01-19 2002-07-25 Haissam Malas Procede et systeme de paiement mondial et carte de paiement utilisee avec ce procede et ce systeme
JP4955903B2 (ja) * 2001-02-02 2012-06-20 オープンティブイ・インコーポレーテッド インタラクティブ・テレビ・システムの管理方法およびそのためのコンピュータ読み取り可能媒体
FR2837643A1 (fr) * 2002-03-25 2003-09-26 France Telecom Procede de securisation d'un paiement par carte de credit
GB2518277B (en) * 2013-07-15 2017-05-03 Mastercard International Inc Improvements relating to secure payment transactions
GB2544998A (en) * 2015-12-02 2017-06-07 Eckoh Uk Ltd Tokenisation in cardholder - not - present transactions
US20200193415A1 (en) * 2018-12-14 2020-06-18 Jpmorgan Chase Bank, N.A. Systems and methods for using integrated pay-on-demand virtual cards

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5727163A (en) * 1995-03-30 1998-03-10 Amazon.Com, Inc. Secure method for communicating credit card data when placing an order on a non-secure network
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
US5825881A (en) * 1996-06-28 1998-10-20 Allsoft Distributing Inc. Public network merchandising system
US5890137A (en) * 1995-12-15 1999-03-30 Kabushiki Kaisha N.K. Kikaku On-line shopping system and the method of payment settlement
US5903721A (en) * 1997-03-13 1999-05-11 cha|Technologies Services, Inc. Method and system for secure online transaction processing
US5903652A (en) * 1996-11-25 1999-05-11 Microsoft Corporation System and apparatus for monitoring secure information in a computer network
US6023682A (en) * 1997-10-21 2000-02-08 At&T Corporation Method and apparatus for credit card purchase authorization utilizing a comparison of a purchase token with test information

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5727163A (en) * 1995-03-30 1998-03-10 Amazon.Com, Inc. Secure method for communicating credit card data when placing an order on a non-secure network
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
US5890137A (en) * 1995-12-15 1999-03-30 Kabushiki Kaisha N.K. Kikaku On-line shopping system and the method of payment settlement
US5825881A (en) * 1996-06-28 1998-10-20 Allsoft Distributing Inc. Public network merchandising system
US5903652A (en) * 1996-11-25 1999-05-11 Microsoft Corporation System and apparatus for monitoring secure information in a computer network
US5903721A (en) * 1997-03-13 1999-05-11 cha|Technologies Services, Inc. Method and system for secure online transaction processing
US6023682A (en) * 1997-10-21 2000-02-08 At&T Corporation Method and apparatus for credit card purchase authorization utilizing a comparison of a purchase token with test information

Also Published As

Publication number Publication date
AU5475500A (en) 2000-12-28
WO2000075749A2 (fr) 2000-12-14

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