WO2000054200A3 - Methods and systems for managing financial accounts - Google Patents

Methods and systems for managing financial accounts Download PDF

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Publication number
WO2000054200A3
WO2000054200A3 PCT/US2000/006265 US0006265W WO0054200A3 WO 2000054200 A3 WO2000054200 A3 WO 2000054200A3 US 0006265 W US0006265 W US 0006265W WO 0054200 A3 WO0054200 A3 WO 0054200A3
Authority
WO
WIPO (PCT)
Prior art keywords
rules
updated
parameters
account
methods
Prior art date
Application number
PCT/US2000/006265
Other languages
French (fr)
Other versions
WO2000054200A2 (en
Inventor
David B Black
Original Assignee
Paysys International Inc
David B Black
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Paysys International Inc, David B Black filed Critical Paysys International Inc
Priority to AU37355/00A priority Critical patent/AU3735500A/en
Priority to EP00916217A priority patent/EP1228458A2/en
Publication of WO2000054200A2 publication Critical patent/WO2000054200A2/en
Publication of WO2000054200A3 publication Critical patent/WO2000054200A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Abstract

Processing systems and methods receive events, such as a transaction to an account, and converts the events into messages. Each message then invokes one or more rules which are executed by a rules engine. The execution of these rules may invoke the execution of additional rules. After all rules have executed, the account associated with the event is updated, such as by projecting the account. The rules have their parameters defined in a repository so that the parameters can be easily changed without any need to recompile. The processing systems receive authorizations and other transactions and runs in real-time as transactions arrive. As a result, balances are updated continuously and accounts are read and updated only when there is activity. Hierarchy is user configurable, including multiple hierarchy to any depth. System operations are controlled by rules and their parameters and most modifications can be accomplished without access to source code.
PCT/US2000/006265 1999-03-11 2000-03-10 Methods and systems for managing financial accounts WO2000054200A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
AU37355/00A AU3735500A (en) 1999-03-11 2000-03-10 Methods and systems for managing financial accounts
EP00916217A EP1228458A2 (en) 1999-03-11 2000-03-10 Methods and systems for managing financial accounts

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US12397799P 1999-03-11 1999-03-11
US12397699P 1999-03-11 1999-03-11
US12388699P 1999-03-11 1999-03-11
US60/123,977 1999-03-11
US60/123,976 1999-03-11
US60/123,886 1999-03-11

Publications (2)

Publication Number Publication Date
WO2000054200A2 WO2000054200A2 (en) 2000-09-14
WO2000054200A3 true WO2000054200A3 (en) 2002-06-06

Family

ID=27383022

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/006265 WO2000054200A2 (en) 1999-03-11 2000-03-10 Methods and systems for managing financial accounts

Country Status (3)

Country Link
EP (1) EP1228458A2 (en)
AU (1) AU3735500A (en)
WO (1) WO2000054200A2 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7203664B2 (en) 2003-09-26 2007-04-10 Alliance America Corporation System and method for annuity valuation
CN109784830A (en) * 2018-12-12 2019-05-21 四川商通实业有限公司 Method and system for realizing unified auditing and showing of fund
CN110175900B (en) * 2019-04-30 2023-07-11 创新先进技术有限公司 Buffer account supplementing method and device
CN111563815B (en) * 2020-05-11 2024-02-02 深圳前海微众银行股份有限公司 Rule adjustment method, device, equipment and computer readable storage medium

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998004992A2 (en) * 1996-07-26 1998-02-05 Citibank, N.A. Process facility management matrix and system and method for performing batch processing in an on-line environment

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5446885A (en) * 1992-05-15 1995-08-29 International Business Machines Corporation Event driven management information system with rule-based applications structure stored in a relational database
US5551023A (en) * 1994-08-05 1996-08-27 Panasonic Technologies, Inc. System of database concurrency control based on transaction types and prior access to a data set

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998004992A2 (en) * 1996-07-26 1998-02-05 Citibank, N.A. Process facility management matrix and system and method for performing batch processing in an on-line environment

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
GHOSH S: "NOVADIB: a novel architecture for asynchronous, distributed, real-time banking modeled on loosely-coupled parallel processors", DECISION AIDING FOR COMPLEX SYSTEMS. CHARLOTTESVILLE, VA., OCT. 13 - 16, 1991, PROCEEDINGS OF THE INTERNATIONAL CONFERENCE ON SYSTEMS, MAN AND CYBERNETICS, NEW YORK, IEEE, US, vol. 1 _, 13 October 1991 (1991-10-13), pages 2061 - 2066, XP010054597, ISBN: 0-7803-0233-8 *
See also references of EP1228458A2 *

Also Published As

Publication number Publication date
EP1228458A2 (en) 2002-08-07
AU3735500A (en) 2000-09-28
WO2000054200A2 (en) 2000-09-14

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