WO2000022557A8 - Method and device for payment of goods and services over a computer network - Google Patents

Method and device for payment of goods and services over a computer network

Info

Publication number
WO2000022557A8
WO2000022557A8 PCT/NO1999/000315 NO9900315W WO0022557A8 WO 2000022557 A8 WO2000022557 A8 WO 2000022557A8 NO 9900315 W NO9900315 W NO 9900315W WO 0022557 A8 WO0022557 A8 WO 0022557A8
Authority
WO
WIPO (PCT)
Prior art keywords
payment
goods
computer network
services over
services
Prior art date
Application number
PCT/NO1999/000315
Other languages
French (fr)
Other versions
WO2000022557A2 (en
Inventor
Per Sandven
Original Assignee
Procorp Asa
Per Sandven
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Procorp Asa, Per Sandven filed Critical Procorp Asa
Priority to AU63743/99A priority Critical patent/AU6374399A/en
Publication of WO2000022557A2 publication Critical patent/WO2000022557A2/en
Publication of WO2000022557A8 publication Critical patent/WO2000022557A8/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/202—Depositing operations within ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Coin-Freed Apparatuses For Hiring Articles (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
PCT/NO1999/000315 1998-10-15 1999-10-15 Method and device for payment of goods and services over a computer network WO2000022557A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU63743/99A AU6374399A (en) 1998-10-15 1999-10-15 Method and device for payment of goods and services over a computer network

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NO19984819A NO311996B1 (en) 1998-10-15 1998-10-15 Procedure and system for payment of goods and services over a computer network
NO19984819 1998-10-15

Publications (2)

Publication Number Publication Date
WO2000022557A2 WO2000022557A2 (en) 2000-04-20
WO2000022557A8 true WO2000022557A8 (en) 2007-09-13

Family

ID=19902518

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/NO1999/000315 WO2000022557A2 (en) 1998-10-15 1999-10-15 Method and device for payment of goods and services over a computer network

Country Status (3)

Country Link
AU (1) AU6374399A (en)
NO (1) NO311996B1 (en)
WO (1) WO2000022557A2 (en)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB0009568D0 (en) * 2000-04-19 2000-06-07 Ncr Int Inc Self-service terminal
DE10020065A1 (en) * 2000-04-22 2001-10-31 Uwe Markus User identification method for on-line shopping, involves maintaining personal identification numbers on database for each registered buyer or seller willing to participate in on-line transaction
AU731002B3 (en) * 2000-07-18 2001-03-22 David Thomas Tymensen A method of purchasing goods and services over the internet
AUPR193600A0 (en) * 2000-12-06 2001-01-04 Globaltech Pty Ltd System and method for third party facilitation of electronic payments over a network of computers
AUPR486301A0 (en) * 2001-05-09 2001-05-31 Flurosolutions Pty Ltd A payment system
GB0206552D0 (en) 2002-03-20 2002-05-01 Koninkl Philips Electronics Nv Computer systems and a related method for enabling a prospective buyer to browse a vendor's webside to purchase goods or services
US20040141601A1 (en) * 2003-01-22 2004-07-22 Yigang Cai Credit reservation transactions in a prepaid electronic commerce system
CN101236633A (en) * 2007-01-30 2008-08-06 阿里巴巴公司 Valuable data exchange system
WO2009087598A1 (en) * 2008-01-08 2009-07-16 Northern Jungle Trading 270 (Proprietary) Limited Electronic financial transactions

Also Published As

Publication number Publication date
NO984819L (en) 2000-04-17
NO311996B1 (en) 2002-02-25
WO2000022557A2 (en) 2000-04-20
AU6374399A (en) 2000-05-01
NO984819D0 (en) 1998-10-15

Similar Documents

Publication Publication Date Title
AU2001264569A1 (en) Method and apparatus for transaction tracking over a computer network
AU4326099A (en) Apparatus and method for on-line price comparison of competitor's goods and/or services over a computer network
AU2621000A (en) A method and apparatus of providing secure transactions on network
IL136172A0 (en) Method and apparatus for facilitating computer network transactions
AU5634000A (en) Method and system for secure guaranteed transactions over a computer network
AU1293497A (en) Method and apparatus for managing a computer network
AU1453000A (en) Method and apparatus for determining transfer time and bandwdith between devicesconnected via a computer network
AU7124600A (en) Method of and system for making purchases over a computer network
AU4242300A (en) Apparatus and method for providing products and services in a transport vehicle using a network of computers
AU4993799A (en) A method of transacting e-commerce and e-business from a public access pervasivecomputing device
AU4181199A (en) Method and apparatus for providing location-based information via a computer network
AU4331800A (en) Method and system for providing local information over a network
AU4365801A (en) Method and system for secure payments over a computer network
AU1127300A (en) Method and apparatus for accessing devices on a network
AU2001261285A1 (en) Method of and system for managing promotions for purchase transactions over a network
AU3247600A (en) A system and method for conducting securities transactions over a computer network
AUPR193600A0 (en) System and method for third party facilitation of electronic payments over a network of computers
AU5014796A (en) Method and device for managing computer network
AUPO847897A0 (en) Network resource access method and apparatus
AU4795301A (en) System and method for purchasing goods and services through financial data network access points
AU6374399A (en) Method and device for payment of goods and services over a computer network
AU7949898A (en) Method and device in data network
AU2001244523A1 (en) Process and system for purchasing goods and services through a distributed data network
WO2000063824A8 (en) System and method for developing and managing a financial services product
AU1816601A (en) Method and system for advertising products and services over a communications network

Legal Events

Date Code Title Description
ENP Entry into the national phase in:

Ref country code: AU

Ref document number: 1999 63743

Kind code of ref document: A

Format of ref document f/p: F

AK Designated states

Kind code of ref document: A2

Designated state(s): AE AL AM AT AU AZ BA BB BG BR BY CA CH CN CR CU CZ DE DK DM EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): GH GM KE LS MW SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

122 Ep: pct application non-entry in european phase