WO2000022557A8 - Method and device for payment of goods and services over a computer network - Google Patents

Method and device for payment of goods and services over a computer network

Info

Publication number
WO2000022557A8
WO2000022557A8 PCT/NO1999/000315 NO9900315W WO0022557A8 WO 2000022557 A8 WO2000022557 A8 WO 2000022557A8 NO 9900315 W NO9900315 W NO 9900315W WO 0022557 A8 WO0022557 A8 WO 0022557A8
Authority
WO
WIPO (PCT)
Prior art keywords
payment
goods
computer network
services over
services
Prior art date
Application number
PCT/NO1999/000315
Other languages
French (fr)
Other versions
WO2000022557A2 (en
Inventor
Per Sandven
Original Assignee
Procorp Asa
Per Sandven
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Procorp Asa, Per Sandven filed Critical Procorp Asa
Priority to AU63743/99A priority Critical patent/AU6374399A/en
Publication of WO2000022557A2 publication Critical patent/WO2000022557A2/en
Publication of WO2000022557A8 publication Critical patent/WO2000022557A8/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • G06Q20/4037Remote solvency checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/202Depositing operations within ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Coin-Freed Apparatuses For Hiring Articles (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
PCT/NO1999/000315 1998-10-15 1999-10-15 Method and device for payment of goods and services over a computer network WO2000022557A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU63743/99A AU6374399A (en) 1998-10-15 1999-10-15 Method and device for payment of goods and services over a computer network

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NO19984819A NO311996B1 (en) 1998-10-15 1998-10-15 Procedure and system for payment of goods and services over a computer network
NO19984819 1998-10-15

Publications (2)

Publication Number Publication Date
WO2000022557A2 WO2000022557A2 (en) 2000-04-20
WO2000022557A8 true WO2000022557A8 (en) 2007-09-13

Family

ID=19902518

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/NO1999/000315 WO2000022557A2 (en) 1998-10-15 1999-10-15 Method and device for payment of goods and services over a computer network

Country Status (3)

Country Link
AU (1) AU6374399A (en)
NO (1) NO311996B1 (en)
WO (1) WO2000022557A2 (en)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB0009568D0 (en) * 2000-04-19 2000-06-07 Ncr Int Inc Self-service terminal
DE10020065A1 (en) * 2000-04-22 2001-10-31 Uwe Markus User identification method for on-line shopping, involves maintaining personal identification numbers on database for each registered buyer or seller willing to participate in on-line transaction
AU731002B3 (en) * 2000-07-18 2001-03-22 David Thomas Tymensen A method of purchasing goods and services over the internet
AUPR193600A0 (en) * 2000-12-06 2001-01-04 Globaltech Pty Ltd System and method for third party facilitation of electronic payments over a network of computers
AUPR486301A0 (en) * 2001-05-09 2001-05-31 Flurosolutions Pty Ltd A payment system
GB0206552D0 (en) 2002-03-20 2002-05-01 Koninkl Philips Electronics Nv Computer systems and a related method for enabling a prospective buyer to browse a vendor's webside to purchase goods or services
US20040141601A1 (en) * 2003-01-22 2004-07-22 Yigang Cai Credit reservation transactions in a prepaid electronic commerce system
CN101236633A (en) * 2007-01-30 2008-08-06 阿里巴巴公司 Valuable data exchange system
WO2009087598A1 (en) * 2008-01-08 2009-07-16 Northern Jungle Trading 270 (Proprietary) Limited Electronic financial transactions

Also Published As

Publication number Publication date
NO984819L (en) 2000-04-17
NO311996B1 (en) 2002-02-25
WO2000022557A2 (en) 2000-04-20
AU6374399A (en) 2000-05-01
NO984819D0 (en) 1998-10-15

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