WO1999022507A1 - Method of transferring payment transactions in the internet network - Google Patents

Method of transferring payment transactions in the internet network Download PDF

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Publication number
WO1999022507A1
WO1999022507A1 PCT/FI1998/000838 FI9800838W WO9922507A1 WO 1999022507 A1 WO1999022507 A1 WO 1999022507A1 FI 9800838 W FI9800838 W FI 9800838W WO 9922507 A1 WO9922507 A1 WO 9922507A1
Authority
WO
WIPO (PCT)
Prior art keywords
internet
charged
connection
user
telephone
Prior art date
Application number
PCT/FI1998/000838
Other languages
French (fr)
Inventor
Matti Ala-Tuuhonen
Original Assignee
Helsingin Puhelin Oyj - Helsingfors Telefon Abp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Helsingin Puhelin Oyj - Helsingfors Telefon Abp filed Critical Helsingin Puhelin Oyj - Helsingfors Telefon Abp
Priority to DE19881835T priority Critical patent/DE19881835T1/en
Priority to EEP199900392A priority patent/EE9900392A/en
Priority to AU96321/98A priority patent/AU9632198A/en
Publication of WO1999022507A1 publication Critical patent/WO1999022507A1/en
Priority to SE9902380A priority patent/SE9902380L/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00—Data switching networks
    • H04L12/02—Details
    • H04L12/14—Charging, metering or billing arrangements for data wireline or wireless communications
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00—Data switching networks
    • H04L12/02—Details
    • H04L12/14—Charging, metering or billing arrangements for data wireline or wireless communications
    • H04L12/1453—Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network
    • H04L12/1482—Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network involving use of telephony infrastructure for billing for the transport of data, e.g. call detail record [CDR] or intelligent network infrastructure
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00—Data switching networks
    • H04L12/28—Data switching networks characterised by path configuration, e.g. LAN [Local Area Networks] or WAN [Wide Area Networks]
    • H04L12/46—Interconnection of networks
    • H04L12/4604—LAN interconnection over a backbone network, e.g. Internet, Frame Relay
    • H04L12/4612—LAN interconnection over narrowband networks, e.g. N-ISDN, PSTN, X.25
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00—Data switching networks
    • H04L12/66—Arrangements for connecting between networks having differing types of switching systems, e.g. gateways
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68—Payment of value-added services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H04M17/204—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M2017/24—Prepayment of wireline communication systems, wireless communication systems or telephone systems with on-line recharging of an account or card, e.g. cashless
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0176—Billing arrangements using internet
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/22—Bandwidth or usage-sensitve billing

Definitions

  • the present invention relates to a method according to the preamble of claim 1 for transferring payment transactions in the Internet network.
  • the routines of payment transaction handling are underdeveloped and, particularly, the payment of a realtime content acquisition or a one-time payment transaction in practice turns out impossible or at least very clumsy.
  • PSTN Public Switched Telephone Network
  • calls to subscriber-charged numbers from a PSTN connection can be made from one and a single location only.
  • the user of a conventional PSTN connection can call subscriber-charged numbers and utilize their services from a single location only, that is, the physical location of the telephone connection.
  • a further problem of billing systems used in the public telephone network is that, when the user modem connection during the ongoing call is being charged for the use of the public telephone network, no other charging information can be gathered for the same subscriber number simultaneously. This limitation results from the fact that public telephone network systems do not allow charging information to be accumulated on a single telephone number simultaneously from two different charging rates.
  • the goal of the invention is achieved utilizing the gateway between an Internet Protocol (IP) telephone connection program and the PSTN network with the help of a virtual-connection telephone number.
  • IP Internet Protocol
  • the function of the novel technique is to provide a payment arrangement for WWW services.
  • the invention offers significant benefits.
  • the basic function of the invention is to provide a secure, user-location-independent and easy payment arrangement for WWW services.
  • the user can during his/her Internet connection load money onto his/her account via a subscriber-charged call number of the PSTN network without disconnecting the desired service.
  • the Internet connection need not be released for calling the subscriber-charged number as is conventionally necessary if the user has only one subscriber line available.
  • a "virtual" telephone number is given to the user that is site- independent and facilitates the loading of money during the use of services offered by a merchant site or a service provider.
  • the connection to the Internet may be of any type and the user can avail of the charged services "on his/her account” from any location.
  • the invention makes it possible to charge WWW services according to their realtime use.
  • the user is given a virtual telephone number which also serves as a user ID code permitting the user to access his/her local PSTN operator from any Internet site, thus being able to utilize the subscriber services of the operator as if being "normally" connected to the public telephone network via a PSTN telephone set.
  • the virtual telephone number may also be called via a conventional telephone set or an IP telephone connection program. This is a significant benefit allowing a problem of IP calls associated with their dynamic IP addresses to be overcome by the same token.
  • Figure 1 shows the block diagram of an arrangement according to the invention.
  • IP telephone is used in reference to a telephone connection program suitable for running under an Internet protocol on a computer which communicates with the Internet and is equipped with a sound card connected to a loudspeaker-microphone combination or the like.
  • the telephone connection program encodes the user speech onto the simultaneously ongoing Internet connection and facilitates the use of DTMF (dual-tone multifrequency) dialling functions.
  • PSTN refers to the public telephone network.
  • gateway refers to equipment capable of forming a connection between the Internet and the PSTN so that IP telephone can be used for setting up a realtime voice-channel call to a conventional telephone number and vice versa.
  • balance is used in reference to the amount of money value which readily consumable by the user and which amount can be increased by calling a given number by the IP telephone connection program and subsequently entering a given code by the DTMF dialling facility.
  • the balance account is debited during the use of the ongoing service either based on charging by the service time duration or as a one-time charge, depending on the type of the service.
  • the user loads money as a realtime operation onto his/her balance by selecting ("clicking") a button displayed on the WWW page, whereby the IP telephone connection program calls a given subscriber-charged number thus facilitating the use of the charged service.
  • the WWW page displays a counter telling the available value on the user balance and cost of the ongoing service.
  • the invention is based on an arrangement between the user of the IP telephone connection program and the operator for a given "virtual" telephone number, whereby calls set up from said number and thereto can be charged to the subscriber of said arrangement according to an agreed charging scheme.
  • the available "balance" can be increased in a secure manner as shown in Fig. 1 by calling a PSTN network 5 from the Internet telephone connection via gateway equipment 4 at a subscriber-charged call number 6 which then pays the service provide the exact sum given on the WWW page.
  • the user clicks a certain button of displayed page, whereby the Internet telephone program is activated and sets up a call to a call number 6 having a preset call charge of 10 monetary units.
  • the call is released and the balance is increased by said 10 monetary units, whereby the service is used in realtime on the WWW page provided by a WWW server 3.
  • the use of the realtime service consumes the balance loaded by the user on either a time-duration or one-time charge basis.
  • the time-duration-based charging could be applied to, e.g., viewing a live video, while the one-time charging is applicable to, e.g., a search carried out for the user.
  • the user In the routine use of the balance, the user first makes a money transfer by clicking a displayed button that calls the PSTN network 5 from the Internet connection 2 and makes the requested money transfer equivalent to, e.g., 10 monetary units. This sum is then charged to the "virtual" telephone number of the subscriber for later billing to the user.
  • the implementation requires a separate program capable of monitoring the available balance in real time.
  • Gateway equipment 4 capable of connecting the Internet 2 with the conventional public telephone network designated as PSTN 6.
  • PSTN 6 A subscriber-charged call number 6 and a program capable of monitoring of the realtime value of the balance loaded from said call number.
  • the user first sets up an Internet connection from his/her PC 1 either directly or via any ISP (Integrated Services Provider), whereby the user must have agreed beforehand about the charging and allocated virtual number of his/her IP telephone connection program by subscribing to a "virtual" connection.
  • ISP Integrated Services Provider
  • the user logs to the Internet 2 and the gateway 4 in which the telephone number of the virtual connection simultaneously serves the user's ID code and thereby enters his/her password.
  • the user finds from the Internet a WWW page 3 having a content he or she is willing to acquire against a charge.
  • the user sets up a personal account on the page, whereby he/she receives a user ID code and a password.
  • DTMF dual-tone multifrequency signals
  • the charging program identifies the user from the telephone number allocated to his/her virtual connection. 5.
  • the information on the increased balance is sent over the connection 7 to a counter of the WWW server 3. 6.
  • the same user account may also be used on other pages with a compatible charging routine. 7.
  • the user may cancel the use of the charged service, whereby the remaining balance is available during the next session.
  • the balance may be allocated for a single-service use only, or alternatively, common to a number of service providers, an example of which the balance provided by the Finnish public telephone network operator HPY that allows the same balance to be used in paying for charged services offered by a plurality of service providers.

Abstract

The present invention relates to a method for transferring payment transactions in the Internet. According to the method, the user sets up a connection from a computer (1) to the Internet (2) and subscribes to charged Internet services (3). According to the invention, with the help of a telephone connection program running under an Internet protocol there is set up a connection (4) to a subscriber-charged call number (6) provided by the PSTN operator (5) wherefrom information is sent to the WWW server (3) for paying said charged service.

Description

Method of transferring payment transactions in the Internet network
The present invention relates to a method according to the preamble of claim 1 for transferring payment transactions in the Internet network.
The routines of payment transaction handling are underdeveloped and, particularly, the payment of a realtime content acquisition or a one-time payment transaction in practice turns out impossible or at least very clumsy.
Moreover, use of Internet connections involves substantial security risks that pose obstacles to extensive use of offered services. By contrast, the PSTN (Public Switched Telephone Network) has been found secure in use and its billing systems are fully functional.
However, calls to subscriber-charged numbers from a PSTN connection can be made from one and a single location only.
Payment arrangements for a WWW (World Wide Web) service has been attempted in such a manner that the user first loads money onto his/her chargeable balance as a separate operation by calling from his/her telephone to a subscriber-charged call number and then enters his/her user ID code via the tone-dial keypad of the telephone set.
The use of the above-described service is awkward as the Internet connection must be disconnected for the duration of the money transfer, or alternatively, a separate telephone connection must be used. Hence, payment in conjunction with simultaneous use of a service is impossible, because the service must be cancelled for calling a subscriber-charged number and then the connection to the Internet operator needs to be reestablished.
Moreover, the user of a conventional PSTN connection can call subscriber-charged numbers and utilize their services from a single location only, that is, the physical location of the telephone connection.
A further problem of billing systems used in the public telephone network is that, when the user modem connection during the ongoing call is being charged for the use of the public telephone network, no other charging information can be gathered for the same subscriber number simultaneously. This limitation results from the fact that public telephone network systems do not allow charging information to be accumulated on a single telephone number simultaneously from two different charging rates.
It is an object of the present invention to overcome the drawbacks of the above- described conventional techniques and to provide an entirely novel type of method and apparatus for transferring payment transactions in the Internet network.
The goal of the invention is achieved utilizing the gateway between an Internet Protocol (IP) telephone connection program and the PSTN network with the help of a virtual-connection telephone number. The function of the novel technique is to provide a payment arrangement for WWW services.
More specifically, the method according to the invention is characterized by what is stated in the characterizing part of claim 1.
The invention offers significant benefits.
The basic function of the invention is to provide a secure, user-location-independent and easy payment arrangement for WWW services.
By virtue of the invention, the user can during his/her Internet connection load money onto his/her account via a subscriber-charged call number of the PSTN network without disconnecting the desired service. Hence, the Internet connection need not be released for calling the subscriber-charged number as is conventionally necessary if the user has only one subscriber line available.
In the method, a "virtual" telephone number is given to the user that is site- independent and facilitates the loading of money during the use of services offered by a merchant site or a service provider. The connection to the Internet may be of any type and the user can avail of the charged services "on his/her account" from any location.
The invention makes it possible to charge WWW services according to their realtime use. The user is given a virtual telephone number which also serves as a user ID code permitting the user to access his/her local PSTN operator from any Internet site, thus being able to utilize the subscriber services of the operator as if being "normally" connected to the public telephone network via a PSTN telephone set.
The virtual telephone number may also be called via a conventional telephone set or an IP telephone connection program. This is a significant benefit allowing a problem of IP calls associated with their dynamic IP addresses to be overcome by the same token.
In the arrangement, all incoming and outgoing calls are billed to the subscriber according to a technique agreed in cooperation with the local telephone network operator.
In the following, the invention will be examined closer with the help of an exemplifying embodiment illustrated in the appended drawing, in which
Figure 1 shows the block diagram of an arrangement according to the invention.
In text below, the term IP telephone is used in reference to a telephone connection program suitable for running under an Internet protocol on a computer which communicates with the Internet and is equipped with a sound card connected to a loudspeaker-microphone combination or the like. The telephone connection program encodes the user speech onto the simultaneously ongoing Internet connection and facilitates the use of DTMF (dual-tone multifrequency) dialling functions.
The term PSTN refers to the public telephone network. The term gateway refers to equipment capable of forming a connection between the Internet and the PSTN so that IP telephone can be used for setting up a realtime voice-channel call to a conventional telephone number and vice versa.
The term balance is used in reference to the amount of money value which readily consumable by the user and which amount can be increased by calling a given number by the IP telephone connection program and subsequently entering a given code by the DTMF dialling facility. The balance account is debited during the use of the ongoing service either based on charging by the service time duration or as a one-time charge, depending on the type of the service.
Thus, the problems of conventional techniques can be overcome through the use of the "virtual" connection and matching the properties of IP telephony with those of the PSTN according to the following novel technique:
During his/her Internet connection, the user loads money as a realtime operation onto his/her balance by selecting ("clicking") a button displayed on the WWW page, whereby the IP telephone connection program calls a given subscriber-charged number thus facilitating the use of the charged service.
Additionally, the WWW page displays a counter telling the available value on the user balance and cost of the ongoing service.
Among others, the invention is based on an arrangement between the user of the IP telephone connection program and the operator for a given "virtual" telephone number, whereby calls set up from said number and thereto can be charged to the subscriber of said arrangement according to an agreed charging scheme.
In practice, the available "balance" can be increased in a secure manner as shown in Fig. 1 by calling a PSTN network 5 from the Internet telephone connection via gateway equipment 4 at a subscriber-charged call number 6 which then pays the service provide the exact sum given on the WWW page. Typically, the user clicks a certain button of displayed page, whereby the Internet telephone program is activated and sets up a call to a call number 6 having a preset call charge of 10 monetary units. Next, the call is released and the balance is increased by said 10 monetary units, whereby the service is used in realtime on the WWW page provided by a WWW server 3. The use of the realtime service consumes the balance loaded by the user on either a time-duration or one-time charge basis.
The time-duration-based charging could be applied to, e.g., viewing a live video, while the one-time charging is applicable to, e.g., a search carried out for the user.
In the routine use of the balance, the user first makes a money transfer by clicking a displayed button that calls the PSTN network 5 from the Internet connection 2 and makes the requested money transfer equivalent to, e.g., 10 monetary units. This sum is then charged to the "virtual" telephone number of the subscriber for later billing to the user.
The implementation requires a separate program capable of monitoring the available balance in real time.
The equipment and programs needed in the invention are described in the following with reference to the designating numerals of Fig. 1:
- A microcomputer 1 with multimedia capabilities including an Internet browser and software required for setting up an Internet connection. - An IP telephone connection program with a dedicated, site-independent call number based on said "virtual" connection.
- Gateway equipment 4 capable of connecting the Internet 2 with the conventional public telephone network designated as PSTN 6. - A subscriber-charged call number 6 and a program capable of monitoring of the realtime value of the balance loaded from said call number.
The function of the arrangement according to the invention is as follows:
1. The user first sets up an Internet connection from his/her PC 1 either directly or via any ISP (Integrated Services Provider), whereby the user must have agreed beforehand about the charging and allocated virtual number of his/her IP telephone connection program by subscribing to a "virtual" connection.
2. The user logs to the Internet 2 and the gateway 4 in which the telephone number of the virtual connection simultaneously serves the user's ID code and thereby enters his/her password.
3. The user finds from the Internet a WWW page 3 having a content he or she is willing to acquire against a charge. Next, the user sets up a personal account on the page, whereby he/she receives a user ID code and a password. 4. The user clicks on the button marked as "pay 10 monetary units", for instance, whereby the IP telephone connection program installed beforehand on the PC 1 is activated to call via the gateway 4 to the allocated subscriber-charged call number 6 of the PSTN network 5 and transmits as dual-tone multifrequency signals (DTMF) to the charging program the required information onto which account to place the desired amount of money. In this manner, the desired account number and amount of transferred money can be entered by DTMF commands. The charging program identifies the user from the telephone number allocated to his/her virtual connection. 5. The information on the increased balance is sent over the connection 7 to a counter of the WWW server 3. 6. The same user account may also be used on other pages with a compatible charging routine. 7. When required, the user may cancel the use of the charged service, whereby the remaining balance is available during the next session.
The balance may be allocated for a single-service use only, or alternatively, common to a number of service providers, an example of which the balance provided by the Finnish public telephone network operator HPY that allows the same balance to be used in paying for charged services offered by a plurality of service providers.

Claims

Claims:
1. A method of transferring payment transactions in the Internet, in which method
- the user sets up a connection from a computer (1) to the Internet (2), - at least one charged Internet service (3) is subscribed, characterized in that with the help of a telephone connection program running under an Internet protocol there is set up a connection (4) to a subscriber-charged call number (6) provided by the PSTN operator (5) wherefrom information is sent to the WWW server (3) for paying said charged service.
2. A method as defined in claim 1, characterized in that a call to said subscriber-charged number (6) increases the balance available to the user by a fixed amount.
3. A method as defined in claim lor 2, characterized in that said WWW server debits the balance on a time-duration-based charging rate.
4. A method as defined in claim lor2, characterized in that said WWW server (3) debits the balance by a one-time charging amount.
PCT/FI1998/000838 1997-10-29 1998-10-27 Method of transferring payment transactions in the internet network WO1999022507A1 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
DE19881835T DE19881835T1 (en) 1997-10-29 1998-10-27 Procedure for the transmission of payment transactions on the Internet
EEP199900392A EE9900392A (en) 1997-10-29 1998-10-27 Method of executing payment transactions on the Internet
AU96321/98A AU9632198A (en) 1997-10-29 1998-10-27 Method of transferring payment transactions in the internet network
SE9902380A SE9902380L (en) 1997-10-29 1999-06-23 Procedure for mediating payment performance on the Internet

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FI974091 1997-10-29
FI974091A FI974091A (en) 1997-10-29 1997-10-29 Procedure for mediating payment performance on the Internet

Publications (1)

Publication Number Publication Date
WO1999022507A1 true WO1999022507A1 (en) 1999-05-06

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ID=8549828

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/FI1998/000838 WO1999022507A1 (en) 1997-10-29 1998-10-27 Method of transferring payment transactions in the internet network

Country Status (6)

Country Link
AU (1) AU9632198A (en)
DE (1) DE19881835T1 (en)
EE (1) EE9900392A (en)
FI (1) FI974091A (en)
SE (1) SE9902380L (en)
WO (1) WO1999022507A1 (en)

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EP1158471A1 (en) * 2000-05-26 2001-11-28 Christian Höffle System, method and program for payment in a telecommunication network
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FR2816422A1 (en) 2000-11-06 2002-05-10 Noemi METHOD FOR THE PAYMENT OF TRANSACTIONS CARRIED OUT FOR EXAMPLE ON THE INTERNET
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US6810525B1 (en) 1999-08-17 2004-10-26 General Instrument Corporation Impulse pay per use method and system for data and multimedia services

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Publication number Priority date Publication date Assignee Title
WO1996037848A1 (en) * 1995-05-24 1996-11-28 Walker Asset Management Limited Partnership 900 number billing and collection system and method for on-line computer services
WO1997001920A1 (en) * 1995-06-28 1997-01-16 Telecom Finland Oy A method and a system for charging a user of a computer system
EP0765068A2 (en) * 1995-09-22 1997-03-26 AT&T Corp. Interactive and information data services telephone billing system
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Cited By (11)

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WO2000077747A1 (en) * 1999-06-10 2000-12-21 Sun Microsystems, Inc. Prepaid fixed quantity access to web services
WO2001013635A1 (en) * 1999-08-17 2001-02-22 General Instrument Corporation Impulse pay per use method and system for data and multimedia services
US6810525B1 (en) 1999-08-17 2004-10-26 General Instrument Corporation Impulse pay per use method and system for data and multimedia services
EP1117209A2 (en) * 2000-01-13 2001-07-18 Alcatel Method, internet access apparatus, interface and charging apparatus for the individual charging of internet services
EP1117209A3 (en) * 2000-01-13 2003-07-02 Alcatel Method, internet access apparatus, interface and charging apparatus for the individual charging of internet services
EP1162555A1 (en) * 2000-05-17 2001-12-12 PCYI Network Corporation System and method for consumption via network
EP1158471A1 (en) * 2000-05-26 2001-11-28 Christian Höffle System, method and program for payment in a telecommunication network
WO2001093218A1 (en) * 2000-05-26 2001-12-06 Hoeffle Christian System, method and program for payment in a telecommunications network
FR2816422A1 (en) 2000-11-06 2002-05-10 Noemi METHOD FOR THE PAYMENT OF TRANSACTIONS CARRIED OUT FOR EXAMPLE ON THE INTERNET
WO2003027915A2 (en) * 2001-09-24 2003-04-03 Inactweb Gmbh Method for receiving services via a computer network
WO2003027915A3 (en) * 2001-09-24 2003-06-05 Inactweb Gmbh Method for receiving services via a computer network

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DE19881835T1 (en) 2000-01-13
AU9632198A (en) 1999-05-17
FI974091A (en) 1999-04-30
SE9902380L (en) 1999-06-28
SE9902380D0 (en) 1999-06-23
EE9900392A (en) 2000-04-17
FI974091A0 (en) 1997-10-29

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