WO1998014917A3 - Financial transaction terminal and components therefor - Google Patents

Financial transaction terminal and components therefor Download PDF

Info

Publication number
WO1998014917A3
WO1998014917A3 PCT/CA1997/000719 CA9700719W WO9814917A3 WO 1998014917 A3 WO1998014917 A3 WO 1998014917A3 CA 9700719 W CA9700719 W CA 9700719W WO 9814917 A3 WO9814917 A3 WO 9814917A3
Authority
WO
WIPO (PCT)
Prior art keywords
card
financial transaction
data
housing
transaction terminal
Prior art date
Application number
PCT/CA1997/000719
Other languages
French (fr)
Other versions
WO1998014917A2 (en
Inventor
Michael Coveley
Original Assignee
Omega Digital Data Inc
Michael Coveley
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US08/821,053 external-priority patent/US5949378A/en
Application filed by Omega Digital Data Inc, Michael Coveley filed Critical Omega Digital Data Inc
Priority to AU44476/97A priority Critical patent/AU4447697A/en
Publication of WO1998014917A2 publication Critical patent/WO1998014917A2/en
Publication of WO1998014917A3 publication Critical patent/WO1998014917A3/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs

Abstract

A financial transaction terminal (14) includes a housing (30) and input means (52) on the housing to allow financial transaction data to be entered therein. A card reader (56) to receive and read credit, debit or smart cards is also provided. A processor (70, 72) in communication with the input means and the card reader receives and processes financial transaction and card data. Radio frequency transmission means transmits the financial transaction and card data to a remote site whereat a transaction (20, 60) can be processed. A secure authorization module receptacle (304) in the housing (30) receives an integrated circuit device (324) storing card security data. The processor accesses the card security data when a card is read by the card reader to validate the same.
PCT/CA1997/000719 1996-10-01 1997-09-30 Financial transaction terminal and components therefor WO1998014917A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU44476/97A AU4447697A (en) 1996-10-01 1997-09-30 Financial transaction terminal and components therefor

Applications Claiming Priority (8)

Application Number Priority Date Filing Date Title
US2775696P 1996-10-01 1996-10-01
US2778096P 1996-10-01 1996-10-01
US60/027,780 1996-10-01
US60/027,756 1996-10-01
US08/821,053 US5949378A (en) 1996-10-01 1997-03-20 Rotatable antenna for financial transaction terminal
US08/821,053 1997-03-20
US6360897P 1997-06-17 1997-06-17
US60/063,608 1997-06-17

Publications (2)

Publication Number Publication Date
WO1998014917A2 WO1998014917A2 (en) 1998-04-09
WO1998014917A3 true WO1998014917A3 (en) 1998-07-16

Family

ID=27487611

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CA1997/000719 WO1998014917A2 (en) 1996-10-01 1997-09-30 Financial transaction terminal and components therefor

Country Status (3)

Country Link
AU (1) AU4447697A (en)
CA (1) CA2239008A1 (en)
WO (1) WO1998014917A2 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7748620B2 (en) 2002-01-11 2010-07-06 Hand Held Products, Inc. Transaction terminal including imaging module
US8931692B2 (en) * 2011-08-05 2015-01-13 Murat Sancak Multi-communication featured, touch-operated or keyboard cash register with contact and non-contact credit card reader
CN104574688B (en) * 2013-10-09 2017-03-01 虹堡科技股份有限公司 There is the finance trading device of the element confirming wireless induction

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4439723A (en) * 1981-05-11 1984-03-27 Loftness Marvin O Ultrasonic and VHF locator of electrical systems defects
US4516097A (en) * 1982-08-03 1985-05-07 Ball Corporation Apparatus and method for coupling r.f. energy through a mechanically rotatable joint
US4591937A (en) * 1982-03-09 1986-05-27 Nippondenso Co., Ltd. Head mounting arrangement in magnetic card reader
US4631610A (en) * 1982-01-18 1986-12-23 Kabushiki Kaisha Sanyo Seiki Seisakusho Multichannel magnetic head supporting mechanism
EP0456548A1 (en) * 1990-05-10 1991-11-13 Dassault Automatismes Et Telecommunications Device for treating high-security data with two operational states
EP0484198A1 (en) * 1990-10-30 1992-05-06 Societe D'applications Generales D'electricite Et De Mecanique Sagem Portable payment terminals and network of such terminals
US5208446A (en) * 1991-09-19 1993-05-04 Martinez Jerry R Method and apparatus for validating credit information during home delivery of order
WO1994011849A1 (en) * 1992-11-11 1994-05-26 Telecom Finland Oy Mobile telephone systems and a method for carrying out financial transactions by means of a mobile telephone system
EP0718805A2 (en) * 1994-12-25 1996-06-26 News Datacom Ltd. Secure remote access systems

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4439723A (en) * 1981-05-11 1984-03-27 Loftness Marvin O Ultrasonic and VHF locator of electrical systems defects
US4631610A (en) * 1982-01-18 1986-12-23 Kabushiki Kaisha Sanyo Seiki Seisakusho Multichannel magnetic head supporting mechanism
US4591937A (en) * 1982-03-09 1986-05-27 Nippondenso Co., Ltd. Head mounting arrangement in magnetic card reader
US4516097A (en) * 1982-08-03 1985-05-07 Ball Corporation Apparatus and method for coupling r.f. energy through a mechanically rotatable joint
EP0456548A1 (en) * 1990-05-10 1991-11-13 Dassault Automatismes Et Telecommunications Device for treating high-security data with two operational states
EP0484198A1 (en) * 1990-10-30 1992-05-06 Societe D'applications Generales D'electricite Et De Mecanique Sagem Portable payment terminals and network of such terminals
US5208446A (en) * 1991-09-19 1993-05-04 Martinez Jerry R Method and apparatus for validating credit information during home delivery of order
WO1994011849A1 (en) * 1992-11-11 1994-05-26 Telecom Finland Oy Mobile telephone systems and a method for carrying out financial transactions by means of a mobile telephone system
EP0718805A2 (en) * 1994-12-25 1996-06-26 News Datacom Ltd. Secure remote access systems

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
"PORTABLE SELF-CHECKOUT RETAIL SYSTEM", IBM TECHNICAL DISCLOSURE BULLETIN, vol. 35, no. 1A, 1 June 1992 (1992-06-01), pages 315 - 318, XP000308880 *

Also Published As

Publication number Publication date
WO1998014917A2 (en) 1998-04-09
AU4447697A (en) 1998-04-24
CA2239008A1 (en) 1998-04-09

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