US2655156A

US2655156A - Banker's note and collateral indexing file

Info

Publication number: US2655156A
Application number: US243450A
Authority: US
Inventors: Boyce H Caldwell
Original assignee: Individual
Current assignee: Individual
Priority date: 1951-08-24
Filing date: 1951-08-24
Publication date: 1953-10-13
Anticipated expiration: 1970-10-13

Description

Patented Oct. 13, 1953 oFF'l-CE BANKERS NOTE AND COLLATERAL INDEXING'YFILE L Boyce H. Caldwell, Decatur, Ga.

This invention relates to filing containers, and more particularly to an improved filing envelope especially useful for filing notes and collateral.

A main object of the invention. is to provide a novel and improved note and collateral ling container especially useful in banks and arranged so that a borrowers notes and collateral may be filed together in the same container, providing ready access to the same whenever required, the improved device being simple in construction, being easy to use, and being arranged to provide rapid information as to the maturity dates of the notes contained therein.

A further object of the invention is to provide an improved note and collateral container especially useful in banks and similar institutions for containing the notes and collateral of a given borrower in a readily accessible manner and ready to provide instant information as to the dates of maturity of the notes contained in the borrowers envelope.

Further objects and advantages of the invention will become apparent from the following description and claim and from the accompanying drawings, wherein:

Figure 1 is a side elevational view of an improved note and collateral le envelope constructed in accordance with the present invention; y

Figure 2 is a top edge view of the improved note and collateral file envelope of Figure 1;

Figure 3 is a longitudinal cross-sectional view taken on the line 3-3 of Figure 1;

Figure 4 is a vertical cross-sectional view taken on the line 4-4 of Figure 1.

Referring to the drawings, the improved note and collateral le envelope is designated generally at II. The container comprises a generally rectangular envelope I2 of relatively heavy flexible material, such as heavy paper or the like which is open at one end, as shown at I3. The envelope I2 is formed at its three closed edges with pleats, as shown at I4, I5 and I6, whereby the envelope is expansible to accommodate documents, such as securities and the like. Designated at I'I is a sheet of transparent flexible material which is secured at its longitudinal margins and at one end margin thereof` to the respective closed margins of the envelope I2. As shown in Figure 4, the lower margin I8 of the transparent sheet of material I'I is secured to the bottom pleat I5 of the envelope and the upper margin I9 of the transparent sheet is secured at its end to the portion of the pleat I4 adjacent the crease 20 thereof, whereby the top corner Application August 24, 1951, Serial No.` 243,450

1 Claim. (Cl. 129-16.7)

2 2| of the transparent sheet Il is free relative to the top margin of the envelope I2. One end of the transparent sheet I'I is secured to the closed end of the envelope I2, as shown at 22.

vDesignated at 23 is a removable card substantially equal in length to the envelope I2, and folded longitudinally at 24 so as to be slidably receivable between the upper corner 2| of the transparent sheet I1 and the top longitudinal edge of the envelope I2. As shown in Figure 1, the transparent sheet I1 of the envelope I2 is cut away at 25, and when the card 23 is slid into the space between the top corner 2I of the sheet II and the top longitudinal edge of the envelope, one end of the card 23 is adjacent the cut-away portion 25 of the envelope. This enables the one end of the card 23 to be grasped when it is desired to remove said card.

As shown in Figure 1, the card 23 is provided with two rows of months of the year, said rows being for successive years. Space is provided below each month for suitable penciled markings to indicate the maturity dates of notes and the type of note. For example, under March there is inscribed 10 Mo. which indicates that there are notes which mature monthly, on the 10th of the month commencing with March 10, 1951. Under May is the marking 15 A, designating an annually maturing note, maturing on the 15th of May. Under January is the notation 22, representing the maturity of a note on January 22, 1951. Under June is a marking 28," indicating a note maturing onV June 28, 1951. Under October are the markings "15, 16, 17, 18, 20, 29, indicating that the borrower has six notes in the envelope, maturing on these days of October, 1951.

It will be readily apparent that when a note is paid, the markings associated therewith may be easily erased, since the markings are made in pencil. The year markings, such as 1951 andy 1952 are also made in pencil, so that changes in the year dates can be easily made.

Y It will be apparent that any suitable means of especially identifying the respective notes Whose dates of maturity are designated on the cards may be employed, such as circles, asterisks, underlining, etc.

The notes are contained in the space between the transparent sheet I'I and the front wall of f collateral of the respective borrowers in individual containers, and to obtain convenient access to the containers of each individual borrower Whenever desired.

While a specific embodiment of an improved note and collateral le container has been disclosed in the foregoing description, it will be understood that various modifications within the spirit of the invention may occur to those skilled in the art. Therefore, it is intended that no limitations be placed on the invention except as deiined by the scope of the appended claim.

What is claimed is:

A note and collateral ille comprising a generally rectangular envelope of relatively heavy flexible material open at one end and havingpleated edges, a rectangular sheet of transparent, flexible material disposed over one face of said envelope and having an end thereof secured to theclosed.

margins having a portion. thereofV free of saidz pleats adjacent oneedge .of said envelopepandan indicia bearing. cardy slidably engagedi between said one face of the envelope,v andY the: sheet of transparent material, said card being longitudinally folded and engaging over said one edge and being received between the longitudinal pleat adjacent said one edge and the free portion of said one longitudinal margin, said card being longitudinally inscribed with the months of the year and being provided with spaces therebeneath, whereby the maturity dates of notes contained in theile may be designated.

BOYCE H. CALDWELL.

References Cited in the le of this patent UNITED STATES PATENTS Number Name Date 720,324 Bushnell Feb. 10, 1903 748,631 Mitchell Jan. 5, 1904 1,424,338 Brenne Aug. 1, 1922 1,424,836 Lover Aug. 8, 1922 1,634,064 Ahlquist June 28, 1927 2,097,916 Elmore ,Nov. 2, 1937 2,344,369 Salsberg Mar. 14, 1944 2,463,992 Moore Mar. 8, 19'49 FOREIGN PATENTS Number Country Date 968,270 FranceV Apr. 12, 1950v