US20160342750A1 - Dynamic topological system and method for efficient claims processing - Google Patents

Dynamic topological system and method for efficient claims processing Download PDF

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US20160342750A1
US20160342750A1 US14/715,380 US201514715380A US2016342750A1 US 20160342750 A1 US20160342750 A1 US 20160342750A1 US 201514715380 A US201514715380 A US 201514715380A US 2016342750 A1 US2016342750 A1 US 2016342750A1
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compressed representation
status
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records
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Colin Erik ALSTAD
Theodore Tanner, JR.
Denise Koessler GOSNELL
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Change Healthcare Holdings LLC
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Pokitdok Inc
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Priority to US14/715,380 priority Critical patent/US20160342750A1/en
Assigned to PokitDok, Inc. reassignment PokitDok, Inc. ASSIGNMENT OF ASSIGNORS INTEREST (SEE DOCUMENT FOR DETAILS). Assignors: ALSTAD, COLIN ERIK, GOSNELL, DENISE KOESSLER, TANNER, THEODORE, JR.
Priority to US14/939,973 priority patent/US10474792B2/en
Priority to JP2017560549A priority patent/JP2018526704A/ja
Priority to PCT/US2016/033016 priority patent/WO2017082959A1/en
Priority to CN201680042285.2A priority patent/CN108352035A/zh
Priority to EP16864696.6A priority patent/EP3298554A4/en
Priority to CA2985832A priority patent/CA2985832A1/en
Publication of US20160342750A1 publication Critical patent/US20160342750A1/en
Assigned to CHANGE HEALTHCARE HOLDINGS, LLC reassignment CHANGE HEALTHCARE HOLDINGS, LLC ASSIGNMENT OF ASSIGNORS INTEREST (SEE DOCUMENT FOR DETAILS). Assignors: PokitDok, Inc.
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management
    • G06F19/328
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services
    • G06Q50/22Social work or social welfare, e.g. community support activities or counselling services
    • GPHYSICS
    • G16INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16HHEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
    • G16H40/00ICT specially adapted for the management or administration of healthcare resources or facilities; ICT specially adapted for the management or operation of medical equipment or devices
    • G16H40/20ICT specially adapted for the management or administration of healthcare resources or facilities; ICT specially adapted for the management or operation of medical equipment or devices for the management or administration of healthcare resources or facilities, e.g. managing hospital staff or surgery rooms

Definitions

  • the disclosure relates generally to a system and method for healthcare claims processing and in particular to a dynamic topological system and method for efficient claims processing.
  • a healthcare marketplace system may provide a transparent health services marketplace with clear descriptions and posted prices.
  • Many health care providers and payers use legacy systems to communicate information to the healthcare marketplace system for a variety of transactions: eligibility checks, claims processing and benefits enrollment.
  • To integrate the healthcare marketplace system capabilities with existing systems in the health care space it's important that it be able to process massive streams of transactional data related to health care services.
  • the ability to process these transaction streams enables: real-time eligibility checks for quote requests, submitting a claim for a service after paying cash so that the service cost can contribute toward a deductible, and enrolling a consumer in new health benefits so that they might save money on expensive services. Integrating all of these transaction capabilities with the health service marketplace provides consumers with easy access to information to help them make informed decisions concerning their health care spending.
  • the dynamic transactional data streaming may provide the best possible user experience for health care consumers and providers participating in the health care services marketplace.
  • AMA American Medical Association
  • a denied claim refers to a claim that has been processed and the insurer has found it to be not payable. Denied claims can usually be corrected and/or appealed for reconsideration.
  • a rejected claim refers to a claim that has not been processed by the insurer due to a fatal error in the information provided. Common causes for a claim to be rejected include inaccurate personal information (i.e.: name and identification number do not match) or errors in information provided (i.e.: truncated procedure code, invalid diagnosis codes, etc.) A rejected claim has not been processed so it cannot be appealed. Instead, rejected claims need to be researched, corrected and resubmitted.
  • FIG. 1 illustrates a health care marketplace system that may incorporate a dynamic topological component for claims processing
  • FIG. 2 illustrates more details of the claims processing component
  • FIG. 3 illustrates a method for claims processing that may be implemented using the claims processing component
  • FIG. 4 illustrates a data flow of the method for claims processing
  • FIGS. 5A-5F illustrates an example of claims data in an X12 837
  • FIG. 6 illustrates an example of the data in EDI 277
  • FIG. 7 illustrates an example of a simplicial complex
  • FIG. 8 illustrates an example of a weighted graph
  • FIG. 9 illustrates an example of a simplified feature matrix.
  • the disclosure is particularly applicable to a claims processing system incorporated into a health system as described below and it is in this context that the disclosure will be described. It will be appreciated, however, that the system and method has greater utility since it may be implemented in other manners that those disclosed below and may be a standalone claims processing system as well as software as a service (SaaS) system that provides claims processing to a plurality of third party systems.
  • SaaS software as a service
  • a healthcare marketplace system may include one or more payers of healthcare services and products, one or more healthcare service and product providers and one or more consumers of the healthcare services or products.
  • a claims processing system described below provides a modeling process that will enable more efficient claims processing for medical services as described below in more detail.
  • FIG. 1 illustrates an example of a health network system 100 that may incorporate a claims processing component 113 .
  • the system may be implemented as a client/server, software as a service (SaaS) or a cloud based architecture.
  • SaaS software as a service
  • the system and in particular the claims processing component 113 may also be implemented on a standalone computer system that performs the operations of the claims processing component 113 as described below or the claims processing component 113 may be integrated into other systems.
  • the claims processing component 113 may be integrated into a health system 100 in which one or more computing devices 102 may couple to, access and interface with a backend component 108 over a communications path 106 .
  • the backend component 108 may include a health marketplace 110 and the claims processing component 113 .
  • the health marketplace 110 may permit a user of the computing device to perform various health care related activities including shopping for health care, participating a health care blogs and forums and the like.
  • the claims processing component 113 may, based on available data about a particular health care claim of a particular consumer, determine a claim denial score for the particular health care claim of a particular consumer. The detailed operation of the claims processing component 113 is described below in more detail.
  • each computing device 102 may be a processor based device with memory, persistent storage, wired or wireless communication circuits and a display that allows each computing device to connect to and couple over the communication path 106 to a backend component 108 .
  • each computing device may be a smartphone device, such as an Apple Computer product, Android OS based product, etc., a tablet computer, a personal computer, a terminal device, a laptop computer and the like.
  • each computing device 102 may store an application 104 in memory and then execute that application using the processor of the computing device to interface with the backend component 108 .
  • the application may be a typical browser application or may be a mobile application.
  • the communication path 106 may be a wired or wireless communication path that uses a secure protocol or an unsecure protocol.
  • the communication path 106 may be the Internet, Ethernet, a wireless data network, a cellular digital data network, a WiFi network and the like.
  • the system 100 may also have a storage 114 that may be connected to the backend component 108 and may store various data, information and code that is part of the system.
  • the storage 114 may also store a claims database that contains healthcare claims related information.
  • the backend component 108 may be implemented using one or more computing resources, such as a processor, memory, flash memory, a hard disk drive, a blade server, an application server, a database server, a server computer, cloud computing resources and the like.
  • the health marketplace 110 and the claims processing component 113 may each be implemented in software or hardware.
  • each component may be a plurality of lines of computer code that reside on the backend component 108 (or are downloaded to the backend component 108 ) and may be executed by a processor of the backend component 108 so that the processor is configured to perform the operations of the health marketplace 110 or the claims processing component 113 .
  • each component may be an application specific integrated circuit, a microcontroller, a programmable logic device and the like that perform the operations of the health marketplace 110 or the claims processing component 113 .
  • Classification is a well studied problem in machine learning and statistics in which the goal is to assign a new observation to a category based on a set of training data whose category assignment is known.
  • Most classification algorithms operate by trying to optimize a function for determining classes over all of the dataset, and thus make global assumptions about the data.
  • the claims processing system has a process for segmenting the claims datasets into local neighborhoods and then training and choosing the best classifier for each neighborhood. The methodology of making these global optimizations are germane to the process.
  • FIG. 2 illustrates more details of the claims processing component 113 that is associated with a claims database 200 .
  • the claims database 200 may have a plurality of pieces of data about a plurality of healthcare claims (an example of which is shown in FIGS. 5A-5F ) that may be used by the system.
  • the claims processing component 113 may have feature matrix converter component 202 , a mapper component 204 and a classification component 206 that operate on the plurality of pieces of data about a plurality of healthcare claims to perform the claim processing of the system as will be described below with reference to FIGS. 3-4 .
  • Each component of the claims processing component 113 may be implemented in software or hardware.
  • each component When the components are each implemented in software, each component may be a plurality of lines of computer code and may be executed by a processor of the backend component 108 (that hosts the claims processing component 113 ) so that the processor is configured to perform the operations of the components.
  • each component When the components are each implemented in hardware, each component may be an application specific integrated circuit, a microcontroller, a programmable logic device and the like that perform the operations of the claims processing component 113 as described below in more detail.
  • FIG. 3 illustrates a method 300 for claims processing that may be implemented using the claims processing component and FIG. 4 illustrates a data flow of the method for claims processing. These methods may be implemented by the components in FIG. 1-2 or by other elements that are configured to perform the processes of the method.
  • Health care insurance claims are transmitted electronically using the ANSI ASC X12 standard. Professional and institutional claims are submitted using the format detailed in the “ANSI ASC X12 837 Health Care Claims” specification (hereinafter referred to as “837”). The status of a health care insurance claim is described in the “ANSI ASC X12 277 Health Care Information Status Notification” transaction (hereinafter referred to as “277”). After verifying the consumer's health insurance, the provider examines the patient and makes a diagnosis.
  • the provider Since the provider did a general eligibility inquiry (X12 270) to determine the consumer's current deductible information, the provider is now equipped to recommend a set of treatment options that the consumer can pay for with cash or insurance. With a diagnosis and treatment(s) identified, the provider can initiate a more specific eligibility inquiry (X12 270) with codes (typically CPT or ICD-10) for the treatments to determine if the recommended treatments are covered by the consumer's insurance plan. This allows the consumer to make informed decisions regarding the treatments and their costs while they're still meeting with their health care provider. Once a treatment is selected, the health care marketplace system will record the treatment purchase transaction and submit the necessary X12 837 claims to the insurance company if the consumer elects to (partially) pay with insurance.
  • codes typically CPT or ICD-10
  • the health care marketplace system can then bill the consumer via their credit card on file and deposit the funds in the provider's bank account along with the insurance payment that was delivered in the X12 835 claim payment transaction set.
  • FIGS. 5A-5F An example of the data in the X12 837 health care claims record is in FIGS. 5A-5F .
  • a patient is a different person than the Subscriber and the payer is commercial heath insurance company.
  • the EDI 277 Health Care Claim Status Response transaction set is used by healthcare payers (insurance companies, Medicare, etc.) to report on the status of claims (837 transactions) previously submitted by providers.
  • the 277 transaction which has been specified by HIPAA for the submission of claim status information, can be used in one of the following three ways:
  • Information provided in a 277 transaction generally indicates where the claim is in process, either as Pending or Finalized. If finalized, the transaction indicates the disposition of the claim—rejected, denied, approved for payment or paid. If the claim was approved or paid, payment information may also be provided in the 277, such as method, date, amount, etc. If the claim has been denied or rejected, the transaction may include an explanation, such as if the patient is not eligible.
  • the 276 transaction can be received from the trading partner at the line level.
  • the 276 request is a solicited request that is made by the Trading Partner.
  • the 277-response transaction will only be returned when a solicited 276 is received.
  • the following STC data elements will be returned on the 277 transaction depending if the claim was paid or rejected:
  • STC 05 Claim Payment Amount: This element will be used to reflect the claim paid amount, When a claim is not paid or the adjudication period is not complete this amount will be 0 (zero).
  • STC 06 Adjudication or Payment Date: This element will be used to reflect the date the claim was paid or rejected. if the claim in being inquired about has not completed the adjudication cycle, this field will not be populated.
  • STC 07 Payment Method Code: This element will be used to reflect the type of method that will be used to pay the adjudicated claim. This element will not be used for claims that are in process, have not completed the adjudication process, or have rejected.
  • STC 08 Check issue or EFT Date: This element will be used to reflect the date that the check was produced or the date the EFT funds were released. This element will only be used for claims that have completed and adjudication and payment cycles.
  • STC 09 Check Number: This element is required by HIPAA for all paid and finalized claims, when the entire claim has been paid using a single check or EFT. This element will not be used for claims that are in process, have not completed the adjudication process, or have rejected,
  • claims data (that may be in a claims database for example) may be converted into a feature matrix ( 302 ) and then stored, such as in a Titan database as shown in FIG. 4 .
  • the 837 and 277 messages (examples of which were provided above) may be received in plain text and must be transformed into a feature matrix, F.
  • the columns of the matrix represent numeric features of the claim and each row is a single claim instance, thus the dimensions of the F will be n ⁇ m where n is the number of claims in the database and m is the number of features.
  • the column space of this feature matrix has the potential to be very large due to the need to categorize CPT codes, provider NPIs, and trading partner IDs, i.e. there would be a column for each of the approximately 9800 CPT codes, 4.5 million providers, and 1000 trading partners.
  • Other features of the claim would be present as well, including but not limited to, the time between patient encounter and claims submission, total number of procedures itemized in the claim, total amount billed, etc.
  • a very simple example of a feature matrix is shown in more detail in FIG. 9 .
  • the feature matrix may have one or more columns that contain information about each claim, such as a patient age, one or more billed procedure codes (CPTs), provider information, total amount of the claim and a procedure count.
  • Each row of the feature matrix contains the information for a particular claim made by a particular patient.
  • the mapper component may compress the claims database into a combinatorial structure. This process allows us to identify claims that are similar in some sense and then build specific classifiers for these similar groups, thus making a more accurate and robust classification system that provides more intuitive reasons for the classification assignments.
  • the method may use the feature matrix and generate a compressed representation of the claims database ( 304 ) using the mapper component.
  • the compressed representation also may be generated based on a user supplied filter function.
  • the compressed representation may be a 1-dimensional simplicial complex ( 304 ), an example of the simplicial complex is shown in FIG. 7 .
  • the process 304 takes a feature matrix F and produce a simplicial complex which is a compressed representation of F, yet still possesses certain topological properties of the original space.
  • a simplex is a generalization of a triangle or tetrahedron to arbitrary dimensions. More formally a k-simplex is the convex hull of k+1 vertices. Thus a 0-simplex is a point, a 1-simplex is a line segment, a 2-simplex is a triangle, a 3-simplex is a tetrahedron, etc.
  • a simplicial complex is topological space created by “gluing” simplices such that the gluing is done along faces of the simplices. More formally, a simplicial complex K is a set of simplices such that:
  • the process to generate the simplicial complex output may include:
  • Filter functions are functions such that ⁇ ; F ⁇ P where F is the claims feature matrix and P, the parameter space, is a topological space, such as , 2 , or S 1 . Often these filter functions are functions that demonstrate some geometric or connectivity properties of the data set F, such as a centrality measure from geometry or a kernel density estimator from statistics. Filter functions can also be defined by domain experts to reflect important properties of the data, i.e. the amount of time that has passed between a patient encounter and when the claim was submitted.
  • Kernel density estimation is a well developed area of statistics and is a nonparametric method to estimate the probability density function of a given random variable.
  • Eccentricity measures are functions that identify which points in the data set are far away from the “center” where an intrinsic notion of centrality is derived from the pairwise distances of the points in the space.
  • the method may choose a scheme for defining a cover over the image space of the filter function ⁇ .
  • n open sets in the cover of the parameter space are sized so that each open set covers the same amount of the parameter space, i.e.
  • n open sets in the cover of the parameter space are sized so that each open set covers the same amount of the original data space, i.e.
  • the method has generated an open cover of the parameter space that is a collection of overlapping open sets denoted C.
  • the method defines an abstract simplicial complex using the clusters created above. For each cluster c in Clusters we add a 0-dimensional simplex, or vertex, to the complex. Next ⁇ c i , c j ⁇ Clusters such that i ⁇ j we add a 1-dimensional simplex, or edge, between c i and c j if c i ⁇ c j is non-empty.
  • the method may then partition the simplicial complex into neighborhoods of nodes ( 306 ).
  • Each vertex v i ⁇ V has a weight ⁇ i and each edge e i,j ⁇ E has a weight ⁇ i,j .
  • the method seeks to combine domain knowledge with graph invariants to calculate an optimal division.
  • , which is the number of claims belonging to the cluster in the preimage of ⁇ ; further, each edge's weight could be ⁇ i,j c i ⁇ c j , which is the count of documents in the intersection of each cluster in the preimage of ⁇ .
  • the combination of domain knowledge with techniques in graph analysis yields a myriad of variations to the weighted adjacency matrix of the simplicial complex.
  • the method seeks to utilize the combination of domain knowledge from both graph theory and this application space to determine the optimal division of a weighted or unweighted graph into communities for the overall analytics pipeline.
  • Graph theoretic techniques in discovering groups of vertices within a graph have a long standing history and can be generally divided into two groups.
  • One set of methodologies commonly referred to as graph partitions, seek to divide the vertices of a network for applications in parallel computing.
  • a second set of approaches known as community detection algorithms or hierarchical clustering, utilize adjacency structures to identify community structure within a graph. The methodology described herein best fits with the second class of algorithms and seeks to label natural divisions within the simplicial complex graph G in an unsupervised manner.
  • Algorithms in community detection attempt to divide the graph of interest into natural subgroups; typically the number and size of the groups are determined by the network itself. Further, first approaches in community detection assume that it not such division may exist. The addition of each community's modularity score introduces a level of optimization to the problem; the application seeks to find the natural subdivision that optimizes the graph's modularity score. As with typical approaches in community detection, this methodology in graph division, which optimizes the graph's modularity score, is not bounded by the number or size of each sub graph.
  • the method may approach the optimization problem in stages with heavy emphasis on the significance of the distribution of vertex and edge weight. That is to say, community detection in a graph identifies sub communities by selecting a minimum cut in the graph that establishes two separate, but adjacent, sub communities.
  • the minimum cut of a graph is an edge or set of edges which, when removed, separates the graph into two disjoint components in such a way that minimizes the quantifiable difference between the components of the resulting division using an invariant of interest.
  • the weighted variation of a simplicial complex can represent the distribution of the document set population throughout the vertices and edges in the graph.
  • the relationship of an edge's weight carries two elements of significance for classifying the edge as a separation or shared adjacency between two sub-communities.
  • the edge weight's position in the distribution of all edge weights in the graph yields one measure of connectivity significance as it relates to all adjacencies across the network.
  • the edge and vertex weights can be directly related to the population sizes for each respective community. As such, the strength associated with each adjacency is also locally related to the total weight of each vertex on the edge.
  • the identification of a minimum cut in a graph identifies the edge, or set smallest set of edges, which would split the graph into two disjoint components upon their removal.
  • the identification of a minimum cut identifies the smallest valued edge, or smallest accumulated value within a set of edges, which would split the graph into two disjoint components upon their removal.
  • the method applies methodologies in community detection which optimize the modularity score of the unweighted or weighted simplicial complex.
  • One such methodology divides a graph according to its modularity score.
  • a modularity score is a quantification of true community structure within the subgraph, as relates to all potential adjacencies across the graph. More formally, a graph's modularity score is the number of edges within a group minus the expected number of edges in an isomorphic graph with random edge assignment. (derived formulation below) The modularity score was designed to measure the strength of division of a network into separate clusters or communities.
  • a modularity score for a graph can range; a graph with a high modularity has dense connectivity between identified sub-graphs but sparse connections between nodes in different sub-graphs.
  • n and
  • m.
  • a ij to be the weighted or binary adjacency matrix of G.
  • the method seeks to discover the natural division of the graph G into non-overlapping communities that can be of any size and then can apply the methodology of optimal modularity to divide and discover such a partition.
  • the use of other techniques in graph division such as, but not limited to, clique analysis, dominating sets, independent sets, connectivity, small-world property, heavy-tailed degree distributions, clustering, statistical inference, partitionings, . . . etc, may be used.
  • the modularity score of this graph partition is understood to be the density of the edges within each community minus the expected number of edges between the groups.
  • E ij The expected number of edges between any two vertices, denoted herein with E ij , preserves the degree distribution of the graph while considering all possible graphs with the same distribution.
  • ⁇ (v i ) denotes the degree of vertex v i
  • the modularity is A ij ⁇ E ij for all pairs of vertices in the same group, and zero otherwise.
  • the method may maximize the modularity by choosing an appropriate division of the network by choice of the index vector s.
  • the weighted adjacency matrix can be constructed as a modularity matrix, or some other combination of graph invariants with application knowledge.
  • optimal_split(G) describes the process of network division according to principal eigenvalue calculation and binary neighborhood assignment from the associated eigenvector.
  • Other techniques in graph divisions such as, but not limited to, clique analysis, dominating sets, independent sets, connectivity, small-world property, heavy-tailed degree distributions, clustering, statistical inference, partitionings, . . . etc, may be used and yield a desired graph partition for this analytics architecture.
  • the method may, for each node neighborhood, train a set of classifiers on all the claims vectors in the feature matrix associated to that neighborhood ( 308 ) and then select a best classifier ( 310 ) to determine the status (denial, overpayment or underpayment) of a particular claim.
  • the method has compressed the original claims database into an abstract graph where each node in the graph represents a group of claims in the original database and there is an edge between two nodes if the claim groups overlap in anyway and the method used graph invariants and techniques in node partitioning to group the nodes into neighborhoods.
  • the method may use a “bucket of models” approach to train a classifier for each node neighborhood.
  • the method randomly splits the data points in Ni into a training set and cross validation set, where 80% of the data points are used for training and the remaining 20% are held out for cross validation.
  • SVM RandomForest, LogisticRegression in this example
  • the method trains the algorithm on the trainging set and then uses the cross vailidation data set to calculate the root mean squared error of the classifier.
  • the method chooses the classifier for Ni that has the lowest root mean squared error.
  • a method for selecting the best classifier for each neighborhood may be:
  • the claims database was used to produce the mapper output simplicial complex as described above and then this simplical complex was partitioned into node neighborhoods using the process described above.
  • the method then coverts the claim into a vector using the same process that converted the claim database into the feature matrix and employ the filter function used in the mapper process to determine which node neighborhood the claim vector belongs to in which that neighborhood may be designated Neighborhoodi.
  • the method looks up the best trained classifier for Neighborhoodi, which lets assume is RandomForesti in this example. Since RandomForesti is a trained classifier for Neighborhoodi, we can use it to predict the class of the claim vector. The possible classes the classifier could predict would be “Denied” or “Accepted”.
  • system and method disclosed herein may be implemented via one or more components, systems, servers, appliances, other subcomponents, or distributed between such elements.
  • systems may include an/or involve, inter alia, components such as software modules, general-purpose CPU, RAM, etc. found in general-purpose computers.
  • components such as software modules, general-purpose CPU, RAM, etc. found in general-purpose computers.
  • a server may include or involve components such as CPU, RAM, etc., such as those found in general-purpose computers.
  • system and method herein may be achieved via implementations with disparate or entirely different software, hardware and/or firmware components, beyond that set forth above.
  • components e.g., software, processing components, etc.
  • computer-readable media associated with or embodying the present inventions
  • aspects of the innovations herein may be implemented consistent with numerous general purpose or special purpose computing systems or configurations.
  • exemplary computing systems, environments, and/or configurations may include, but are not limited to: software or other components within or embodied on personal computers, servers or server computing devices such as routing/connectivity components, hand-held or laptop devices, multiprocessor systems, microprocessor-based systems, set top boxes, consumer electronic devices, network PCs, other existing computer platforms, distributed computing environments that include one or more of the above systems or devices, etc.
  • aspects of the system and method may be achieved via or performed by logic and/or logic instructions including program modules, executed in association with such components or circuitry, for example.
  • program modules may include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular instructions herein.
  • the inventions may also be practiced in the context of distributed software, computer, or circuit settings where circuitry is connected via communication buses, circuitry or links. In distributed settings, control/instructions may occur from both local and remote computer storage media including memory storage devices.
  • Computer readable media can be any available media that is resident on, associable with, or can be accessed by such circuits and/or computing components.
  • Computer readable media may comprise computer storage media and communication media.
  • Computer storage media includes volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data.
  • Computer storage media includes, but is not limited to, RAM, ROM, EEPROM, flash memory or other memory technology, CD-ROM, digital versatile disks (DVD) or other optical storage, magnetic tape, magnetic disk storage or other magnetic storage devices, or any other medium which can be used to store the desired information and can accessed by computing component.
  • Communication media may comprise computer readable instructions, data structures, program modules and/or other components. Further, communication media may include wired media such as a wired network or direct-wired connection, however no media of any such type herein includes transitory media. Combinations of the any of the above are also included within the scope of computer readable media.
  • the terms component, module, device, etc. may refer to any type of logical or functional software elements, circuits, blocks and/or processes that may be implemented in a variety of ways.
  • the functions of various circuits and/or blocks can be combined with one another into any other number of modules.
  • Each module may even be implemented as a software program stored on a tangible memory (e.g., random access memory, read only memory, CD-ROM memory, hard disk drive, etc.) to be read by a central processing unit to implement the functions of the innovations herein.
  • the modules can comprise programming instructions transmitted to a general purpose computer or to processing/graphics hardware via a transmission carrier wave.
  • the modules can be implemented as hardware logic circuitry implementing the functions encompassed by the innovations herein.
  • the modules can be implemented using special purpose instructions (SIMD instructions), field programmable logic arrays or any mix thereof which provides the desired level performance and cost.
  • SIMD instructions special purpose instructions
  • features consistent with the disclosure may be implemented via computer-hardware, software and/or firmware.
  • the systems and methods disclosed herein may be embodied in various forms including, for example, a data processor, such as a computer that also includes a database, digital electronic circuitry, firmware, software, or in combinations of them.
  • a data processor such as a computer that also includes a database
  • digital electronic circuitry such as a computer
  • firmware such as a firmware
  • software such as a computer
  • the systems and methods disclosed herein may be implemented with any combination of hardware, software and/or firmware.
  • the above-noted features and other aspects and principles of the innovations herein may be implemented in various environments.
  • Such environments and related applications may be specially constructed for performing the various routines, processes and/or operations according to the invention or they may include a general-purpose computer or computing platform selectively activated or reconfigured by code to provide the necessary functionality.
  • the processes disclosed herein are not inherently related to any particular computer, network, architecture, environment, or other apparatus, and may be implemented by a suitable combination of hardware, software, and/or firmware.
  • various general-purpose machines may be used with programs written in accordance with teachings of the invention, or it may be more convenient to construct a specialized apparatus or system to perform the required methods and techniques.
  • aspects of the method and system described herein, such as the logic may also be implemented as functionality programmed into any of a variety of circuitry, including programmable logic devices (“PLDs”), such as field programmable gate arrays (“FPGAs”), programmable array logic (“PAL”) devices, electrically programmable logic and memory devices and standard cell-based devices, as well as application specific integrated circuits.
  • PLDs programmable logic devices
  • FPGAs field programmable gate arrays
  • PAL programmable array logic
  • Some other possibilities for implementing aspects include: memory devices, microcontrollers with memory (such as EEPROM), embedded microprocessors, firmware, software, etc.
  • aspects may be embodied in microprocessors having software-based circuit emulation, discrete logic (sequential and combinatorial), custom devices, fuzzy (neural) logic, quantum devices, and hybrids of any of the above device types.
  • the underlying device technologies may be provided in a variety of component types, e.g., metal-oxide semiconductor field-effect transistor (“MOSFET”) technologies like complementary metal-oxide semiconductor (“CMOS”), bipolar technologies like emitter-coupled logic (“ECL”), polymer technologies (e.g., silicon-conjugated polymer and metal-conjugated polymer-metal structures), mixed analog and digital, and so on.
  • MOSFET metal-oxide semiconductor field-effect transistor
  • CMOS complementary metal-oxide semiconductor
  • ECL emitter-coupled logic
  • polymer technologies e.g., silicon-conjugated polymer and metal-conjugated polymer-metal structures
  • mixed analog and digital and so on.
  • the words “comprise,” “comprising,” and the like are to be construed in an inclusive sense as opposed to an exclusive or exhaustive sense; that is to say, in a sense of “including, but not limited to.” Words using the singular or plural number also include the plural or singular number respectively. Additionally, the words “herein,” “hereunder,” “above,” “below,” and words of similar import refer to this application as a whole and not to any particular portions of this application. When the word “or” is used in reference to a list of two or more items, that word covers all of the following interpretations of the word: any of the items in the list, all of the items in the list and any combination of the items in the list.

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JP2017560549A JP2018526704A (ja) 2015-05-18 2016-05-18 効率的な請求処理のための動的トポロジカルシステム及び方法
PCT/US2016/033016 WO2017082959A1 (en) 2015-05-18 2016-05-18 Dynamic topological system and method for efficient claims processing
CN201680042285.2A CN108352035A (zh) 2015-05-18 2016-05-18 用于高效索赔处理的动态拓扑系统和方法
EP16864696.6A EP3298554A4 (en) 2015-05-18 2016-05-18 DYNAMIC TOPOLOGICAL SYSTEM AND METHOD FOR THE EFFECTIVE TREATMENT OF REQUESTS
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US10474792B2 (en) 2019-11-12
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US20160342751A1 (en) 2016-11-24
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