US20130282394A1 - Health care financing system and method - Google Patents
Health care financing system and method Download PDFInfo
- Publication number
- US20130282394A1 US20130282394A1 US13/900,491 US201313900491A US2013282394A1 US 20130282394 A1 US20130282394 A1 US 20130282394A1 US 201313900491 A US201313900491 A US 201313900491A US 2013282394 A1 US2013282394 A1 US 2013282394A1
- Authority
- US
- United States
- Prior art keywords
- health care
- patient
- financial assistance
- code instructions
- computer
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
Links
- 238000000034 method Methods 0.000 title claims abstract description 24
- 238000012797 qualification Methods 0.000 claims abstract description 44
- 238000004590 computer program Methods 0.000 claims abstract description 9
- 238000012545 processing Methods 0.000 description 18
- 238000010586 diagram Methods 0.000 description 3
- 230000000737 periodic effect Effects 0.000 description 2
- 238000012360 testing method Methods 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000005540 biological transmission Effects 0.000 description 1
- 238000012549 training Methods 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/10—Office automation; Time management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/22—Social work or social welfare, e.g. community support activities or counselling services
Definitions
- the present invention relates to the field of health care billing systems, and more particularly to financing health care treatment.
- Public and private financial assistance programs of which there can be dozens at any time, have proven helpful in defraying some expenses experienced by health care providers in providing health care services to individuals of less than adequate means.
- the suitability of individual assistance programs can vary depending upon the demographic, health care and financial data of each patient.
- identifying suitable financial assistance programs can be difficult in view both of the changing number and type of financial assistance programs, and the inaccuracies associated with interpreting the demographic, health care and financial data.
- the successful identification of suitable assistance programs can depend on the experience, training and knowledge of individual admitting and billing clerks employed by the health care provider.
- a method for financing health care includes the steps of: receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; and, comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met.
- the patient data can include at least one of credit data, insurance data, and income data.
- the health care grant information can include qualification criteria.
- the health care grant system can be any suitable system, for example, Medicaid.
- the single database can be accessed by the data processing system through an internet connection.
- the health care grant information can be collected from the health care grant systems by accessing the systems and querying for such information, and such queries and responsive data can also be transmitted through an internet connection.
- the health care grant information can also be collected from the health care grant systems by receiving information transmitted by the health care grant systems, as in periodic or intermittent updates.
- the health care grant information can include health care grant amounts, and the method can further comprise the step of obtaining such health care grant amounts for health care grant systems which have criteria which have been satisfied by the patient data.
- the grant amount can be compared to the health care costs of the patient. Financing can be obtained for any portion of the health care costs of the patient in excess of the grant amount.
- a health care grant application can be provided for the health care grant system for which the criteria have been satisfied.
- a system for obtaining health care financing includes a data processing system adapted to receive patient data and a single database having stored therein the health care grant information of a plurality of disparate health care grant systems.
- the data processing system is adapted to identify qualification criteria in the health care grant information, to compare the patient data to the qualification criteria and, if the patient data satisfies the criteria, to create a notification that the criteria have been met.
- the data processing system can comprise structure for collecting the health care grant information from the health care grant systems by accessing the systems and querying for the information.
- the data processing system can comprise structure for collecting the health care grant information from the health care grant systems by receiving information transmitted by the health care grant systems, as in regular or intermittent updates.
- the health care grant information can include health care grant amounts, and the system of the invention can obtain the grant amounts for the health care grant systems which have criteria which have been satisfied by the patient data.
- the system further can comprise structure for comparing the grant amounts to health care costs for the patient, and for obtaining financing for any portion of the health care costs of the patient in excess of the amount of the grant.
- the system can provide a health care grant application for the health care grant system for which the criteria have been satisfied.
- a machine readable storage has stored thereon a computer program for financing health care.
- the computer program has a plurality of code sections executable by a machine for causing the machine to perform the steps of: receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met.
- FIG. 1 is a schematic diagram of a health care financing system according to the invention.
- FIG. 2 is a flow diagram of a health care financing method according to the invention.
- the present invention is a health care financing system in which health care grant information can be analyzed to determine whether a patient qualifies for a health care grant.
- a health care financing system according to the invention is shown in FIG. 1 .
- a data processing system 14 is adapted to receive patient data.
- the data processing system 14 will typically be operated by a health care provider 20 , although it is possible that the data processing system 14 could be operated by the patient 24 or by another person or entity.
- the data processing system 14 includes a database 28 .
- Health care grant systems maintain health care grant information in respective health care grant system databases 32 , 36 and 40 .
- the illustrated embodiment includes three health care grant systems, it will be apparent that any number of health care grant systems and health care grant system databases are possible.
- the health care grant systems can be selected from any suitable system which tracks programs which offer financial assistance to patients meeting qualification criteria. Such programs can include public programs such as Medicare and Medicaid, WAGES, TANF, and WIC programs, as well as private programs such as foundations and for-profit and not-for-profit entities offering health care financial assistance for qualifying applicants.
- Health care grant information retrieved from the health care systems 32 , 36 and 40 can be stored in a single database.
- the database can be associated with the health care provider 20 , as shown by the database 28 . It is also possible, however, that the database is located remotely from the health care provider 20 as indicated by the database 44 .
- the remote database 44 can have an associated data processing system 54 . Access to the remote database 44 can be accomplished by any suitable methodology. In one aspect, access to the remote database 44 is accomplished through the Internet 50 .
- the data processing system 54 can query health care grant systems 32 , 36 and 40 for health care grant information.
- the responses including the health care grant information can be stored in the remote database 44 or in the database 28 of the health care provider 20 .
- the health care grant systems update the databases with current health care grant information. These updates can be periodic, and can be performed so as to regularly update the database 28 or 44 with health care grant information. The updates can also be intermittent, such as whenever there is information to be updated or when a given amount of new information is available for update.
- the transmission of the health care grant information and the queries can be transmitted over a suitable network medium such as the Internet 50 .
- the patient data can include any suitable data useful or necessary for applying for or qualifying for health care grants.
- the patient data can include credit data.
- the patient data can include insurance data.
- the patient data can further include income data.
- an asset test is performed to determine financial aid eligibility.
- a credit report can be used in lieu of such asset test.
- patient data information typically is used by health care grant systems to make decisions as to health care grant qualifications which can be utilized.
- qualification criteria can be identified in the health care grant information. This identification can be performed by a local data processing system 14 or by a remote data processing system 54 . In either case, the qualification criteria are compared to the patient data to determine if the patient data satisfies the criteria. This comparison can be performed by a local data processing system 14 or by a remote data processing system 54 .
- the qualification criteria can include a debt to income ratio.
- the debt to income ratio can be computed as an adjustable, programmable, benchmark for automatic approval or denials for financial aid.
- the health care grant information that is obtained can include health care grant amounts for the health care grant systems. These amounts can then be compared with the amount of health care costs for the patient, to determine the balance to be paid by the patient. Arrangements can then be made to obtain financing for all or some portion of the health care costs of the patient that are in excess of the grant amount.
- a notification is created to identify that a grant can be obtained.
- This notification can be in the form of letter or e-mail correspondence identifying the particular grant, the grant amount, and any necessary application data.
- the notification includes a printout or electronic form for applying for the grant.
- the patient 24 or health care provider 20 or another third party, can then make application for the grant.
- Prompt application for the grant is beneficial as grants can expire, grant amounts can change, and patient data can change with time.
- FIG. 2 A flow diagram illustrating the method of the invention is shown in FIG. 2 .
- the method begins with step 70 , wherein health care grant information is collected into a single database.
- Patient data is received in step 74 .
- the patient data can be used as part of the financial aid application process.
- a phone number of the patient can be acquired.
- an automatic reverse telephone number lookup can be performed in order to verify residence information included as part of the financial aid process.
- qualification criteria is identified in step 78 .
- step 82 the qualification criteria is compared to the patient data and it is determined if the patient data satisfies the qualification criteria. If not, the method cycles through a path 86 to compare the patient data qualification criteria from another health care grant system, whereupon the qualification criteria is again identified in step 78 . If the patient data satisfies the criteria, a notification is created in step 90 .
- the invention also comprises a machine readable storage having stored thereon a computer program for financing health care.
- the computer program has a plurality of code sections executable by a machine for causing the machine to perform the steps of receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met.
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Marketing (AREA)
- Development Economics (AREA)
- Technology Law (AREA)
- Human Resources & Organizations (AREA)
- Entrepreneurship & Innovation (AREA)
- Tourism & Hospitality (AREA)
- Quality & Reliability (AREA)
- Operations Research (AREA)
- Data Mining & Analysis (AREA)
- Medical Treatment And Welfare Office Work (AREA)
- Health & Medical Sciences (AREA)
- Child & Adolescent Psychology (AREA)
- General Health & Medical Sciences (AREA)
- Primary Health Care (AREA)
Abstract
A method and related computer program product for determining eligibility of a patient to receive health care financial assistance. An embodiment discloses receiving patient data comprising data suitable for applying for health care financial assistance; receiving credit information derived from a credit report of the patient; comparing at least a portion of the patient data and at least a portion of the credit information to respective portions of qualification criteria for each of a plurality of health care financial assistance plans stored in a database within a computer memory; determining if the comparison satisfies the qualification criteria for at least one of the plurality of health care financial assistance plans; and providing notification of eligibility for every one of the plurality of health care financial assistance plans in which the comparison satisfied the qualification criteria.
Description
- This application is a continuation application of U.S. patent application Ser. No. 13/451,488, filed on Apr. 19, 2012, entitled “Health Care Financing System and Method”, which is a continuation application of U.S. patent application Ser. No. 12/018342, filed on Jan. 23, 2008, entitled “Health Care Financing System and Method” which issued as U.S. Pat. No. 8,185,408 on May 22, 2012, which is a continuation application of Ser. No. 09/951,962, filed on Sep. 13, 2001, entitled “Health Care Financing System and Method” which issued as U.S. Pat. No. 7,333,937 on Feb. 19, 2008, all of which are incorporated herein by reference in their entirety.
- 1. Field of the Invention
- The present invention relates to the field of health care billing systems, and more particularly to financing health care treatment.
- 2. Background of the Invention
- Current methods employed by health care organizations in the qualification of applicants for health care financial assistance generally include the manual interpretation of demographic, health care and financial data. The interpretation of such data can include the comparison of the data with written guidelines provided by public and private agencies offering health care financial assistance through grants, tax fund programs, and government programs such as Medicaid and Medicare. Additionally, many health care financial assistance programs require the interpretation of financial data, such as those obtainable through conventional credit reporting, as part of the grant process. Still, the interpretive result can be characterized as having less than desirable accuracy.
- Public and private financial assistance programs, of which there can be dozens at any time, have proven helpful in defraying some expenses experienced by health care providers in providing health care services to individuals of less than adequate means. The suitability of individual assistance programs, however, can vary depending upon the demographic, health care and financial data of each patient. Yet, identifying suitable financial assistance programs can be difficult in view both of the changing number and type of financial assistance programs, and the inaccuracies associated with interpreting the demographic, health care and financial data. In many cases, the successful identification of suitable assistance programs can depend on the experience, training and knowledge of individual admitting and billing clerks employed by the health care provider.
- A method for financing health care includes the steps of: receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; and, comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met. The patient data can include at least one of credit data, insurance data, and income data. The health care grant information can include qualification criteria. The health care grant system can be any suitable system, for example, Medicaid.
- The single database can be accessed by the data processing system through an internet connection. The health care grant information can be collected from the health care grant systems by accessing the systems and querying for such information, and such queries and responsive data can also be transmitted through an internet connection. The health care grant information can also be collected from the health care grant systems by receiving information transmitted by the health care grant systems, as in periodic or intermittent updates.
- The health care grant information can include health care grant amounts, and the method can further comprise the step of obtaining such health care grant amounts for health care grant systems which have criteria which have been satisfied by the patient data. The grant amount can be compared to the health care costs of the patient. Financing can be obtained for any portion of the health care costs of the patient in excess of the grant amount. A health care grant application can be provided for the health care grant system for which the criteria have been satisfied.
- A system for obtaining health care financing includes a data processing system adapted to receive patient data and a single database having stored therein the health care grant information of a plurality of disparate health care grant systems. The data processing system is adapted to identify qualification criteria in the health care grant information, to compare the patient data to the qualification criteria and, if the patient data satisfies the criteria, to create a notification that the criteria have been met.
- The data processing system can comprise structure for collecting the health care grant information from the health care grant systems by accessing the systems and querying for the information. The data processing system can comprise structure for collecting the health care grant information from the health care grant systems by receiving information transmitted by the health care grant systems, as in regular or intermittent updates.
- The health care grant information can include health care grant amounts, and the system of the invention can obtain the grant amounts for the health care grant systems which have criteria which have been satisfied by the patient data. The system further can comprise structure for comparing the grant amounts to health care costs for the patient, and for obtaining financing for any portion of the health care costs of the patient in excess of the amount of the grant. The system can provide a health care grant application for the health care grant system for which the criteria have been satisfied.
- A machine readable storage according to the invention has stored thereon a computer program for financing health care. The computer program has a plurality of code sections executable by a machine for causing the machine to perform the steps of: receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met.
- There are shown in the drawings embodiments which are presently preferred, it being understood, however, that the invention is not limited to the precise arrangements and instrumentalities shown, wherein:
-
FIG. 1 is a schematic diagram of a health care financing system according to the invention; and, -
FIG. 2 is a flow diagram of a health care financing method according to the invention. - The present invention is a health care financing system in which health care grant information can be analyzed to determine whether a patient qualifies for a health care grant. A health care financing system according to the invention is shown in
FIG. 1 . In the health care financing system of the present invention, adata processing system 14 is adapted to receive patient data. Thedata processing system 14 will typically be operated by ahealth care provider 20, although it is possible that thedata processing system 14 could be operated by thepatient 24 or by another person or entity. In one aspect of the invention, thedata processing system 14 includes adatabase 28. - Health care grant systems maintain health care grant information in respective health care
grant system databases - Health care grant information retrieved from the
health care systems health care provider 20, as shown by thedatabase 28. It is also possible, however, that the database is located remotely from thehealth care provider 20 as indicated by the database 44. The remote database 44 can have an associated data processing system 54. Access to the remote database 44 can be accomplished by any suitable methodology. In one aspect, access to the remote database 44 is accomplished through the Internet 50. - The data processing system 54 can query health
care grant systems database 28 of thehealth care provider 20. In another aspect, the health care grant systems update the databases with current health care grant information. These updates can be periodic, and can be performed so as to regularly update thedatabase 28 or 44 with health care grant information. The updates can also be intermittent, such as whenever there is information to be updated or when a given amount of new information is available for update. The transmission of the health care grant information and the queries can be transmitted over a suitable network medium such as theInternet 50. - The patient data can include any suitable data useful or necessary for applying for or qualifying for health care grants. For instance, the patient data can include credit data. Also, the patient data can include insurance data. Finally, the patient data can further include income data. Typically, when applying for Medicare and Medicaid, an asset test is performed to determine financial aid eligibility. In the present invention, a credit report can be used in lieu of such asset test. Still, these examples are not intended to be limiting and are only exemplary of possible patient data. In particular, as is known in the art, such patient data information typically is used by health care grant systems to make decisions as to health care grant qualifications which can be utilized.
- Qualification criteria can be identified in the health care grant information. This identification can be performed by a local
data processing system 14 or by a remote data processing system 54. In either case, the qualification criteria are compared to the patient data to determine if the patient data satisfies the criteria. This comparison can be performed by a localdata processing system 14 or by a remote data processing system 54. For example, in one aspect of the invention, the qualification criteria can include a debt to income ratio. In particular, the debt to income ratio can be computed as an adjustable, programmable, benchmark for automatic approval or denials for financial aid. - The health care grant information that is obtained can include health care grant amounts for the health care grant systems. These amounts can then be compared with the amount of health care costs for the patient, to determine the balance to be paid by the patient. Arrangements can then be made to obtain financing for all or some portion of the health care costs of the patient that are in excess of the grant amount.
- Upon determining that the patient data satisfies the qualification criteria, a notification is created to identify that a grant can be obtained. This notification can be in the form of letter or e-mail correspondence identifying the particular grant, the grant amount, and any necessary application data. In one aspect, the notification includes a printout or electronic form for applying for the grant. The patient 24 or
health care provider 20, or another third party, can then make application for the grant. Prompt application for the grant is beneficial as grants can expire, grant amounts can change, and patient data can change with time. - A flow diagram illustrating the method of the invention is shown in
FIG. 2 . The method begins withstep 70, wherein health care grant information is collected into a single database. Patient data is received instep 74. The patient data can be used as part of the financial aid application process. Notably, in step 74 a phone number of the patient can be acquired. Subsequently, an automatic reverse telephone number lookup can be performed in order to verify residence information included as part of the financial aid process. - Qualification criteria is identified in
step 78. Instep 82 the qualification criteria is compared to the patient data and it is determined if the patient data satisfies the qualification criteria. If not, the method cycles through apath 86 to compare the patient data qualification criteria from another health care grant system, whereupon the qualification criteria is again identified instep 78. If the patient data satisfies the criteria, a notification is created instep 90. - The invention also comprises a machine readable storage having stored thereon a computer program for financing health care. The computer program has a plurality of code sections executable by a machine for causing the machine to perform the steps of receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met.
- This invention can be embodied in other forms without departing from the spirit or essential attributes thereof, and accordingly, reference should be had to the following claims, rather than the foregoing specification, as indicating the scope of the invention.
Claims (18)
1. A computer program product stored on a non-transitory computer-readable medium, the computer program product having computer-executable code instructions which are executable on a computer server to determine eligibility of a patient to receive health care financial assistance, the computer-executable code instructions comprising:
first code instructions for receiving patient data;
second code instructions for receiving credit information derived from a credit report of the patient;
third code instructions for comparing at least a portion of the patient data and at least a portion of the credit information to respective portions of qualification criteria for each of a plurality of health care financial assistance plans stored in a database within a computer memory, at least a portion of the qualification criteria providing a measure to identify whether the patient has less than adequate means to pay for a health care expense associated with the patient, each of the plurality of health care financial assistance plans offering defrayment of at least a portion of the health care expense if the patient qualifies for the respective health care financial assistance plan;
fourth code instructions for determining if the comparison satisfies the qualification criteria for at least one of the plurality of health care financial assistance plans; and
fifth code instructions for providing notification of eligibility for every one of the plurality of health care financial assistance plans in which the comparison satisfied the qualification criteria.
2. The non-transitory computer-readable medium of claim 1 , wherein at least one of the health care financial assistance plans is provided by an entity selected from the group consisting of a hospital, a private foundation, a for-profit entity, and a not-for-profit entity.
3. The non-transitory computer-readable medium of claim 1 , wherein at least one of the health care financial assistance plans is selected from the group consisting of Medicare, Medicaid, WAGES, TANF, and WIC.
4. The non-transitory computer-readable medium of claim 1 , wherein the qualification criteria includes a debt to income ratio.
5. The non-transitory computer-readable medium of claim 1 , further comprising fifth code instructions for verifying residence information of the patient.
6. A computer-based system for determining eligibility of a patient to receive health care financial assistance, the system comprising:
a computer server;
a computer memory having computer-executable code instructions stored therein comprising:
first code instructions for receiving patient data;
second code instructions for receiving credit information derived from a credit report of the patient;
third code instructions for comparing at least a portion of the patient data and at least a portion of the credit information to respective portions of qualification criteria for each of a plurality of health care financial assistance plans stored in a database within the memory, at least a portion of the qualification criteria providing a measure to identify whether the patient has less than adequate means to pay for a health care expense associated with the patient, each of the plurality of health care financial assistance plans offering defrayment of at least a portion of the health care expense if the patient qualifies for the respective health care financial assistance plan;
fourth code instructions for determining if the comparison satisfies the qualification criteria for at least one of the plurality of health care financial assistance plans; and
fifth code instructions for providing notification of eligibility for every one of the plurality of health care financial assistance plans in which the comparison satisfied the qualification criteria.
7. The system of claim 6 , wherein at least one of the health care financial assistance plans is provided by an entity selected from the group consisting of a hospital, a private foundation, a for-profit entity, and a not-for-profit entity.
8. The system of claim 6 , wherein at least one of the health care financial assistance plans is selected from the group consisting of Medicare, Medicaid, WAGES, TANF, and WIC.
9. The system of claim 6 , wherein the qualification criteria includes a debt to income ratio.
10. The system of claim 6 , the computer-executable code instructions stored within the memory further comprising fifth code instructions for verifying residence information of the patient.
11. A method in a computer system having a computer server processor and a computer memory for determining eligibility of a patient to receive health care financial assistance, the method comprising the steps of:
receiving at the computer server processor, over a communication network from a plurality of client machines, health care financial assistance information, including qualification criteria, for each of a plurality of health care financial assistance plans, at least a portion of the qualification criteria providing a measure to identify whether the patient has less than adequate means to pay for a health care expense associated with the patient, each of the plurality of health care financial assistance plans offering defrayment of at least a portion of the health care expense if the patient qualifies for the respective health care financial assistance plan;
storing the health care financial assistance information in a database within the memory;
receiving at the computer server processor, over a communication network from a client machine, patient data;
receiving at the computer server processor, over a communication network from a client machine, credit information derived from a credit report of the patient;
comparing using the computer server processor at least a portion of the patient data and at least a portion of the credit information to respective portions of qualification criteria for each of a plurality of health care financial assistance plans stored in the database within the memory;
determining using the computer server processor if the comparison satisfies the qualification criteria for at least one of the plurality of health care financial assistance plans; and
transmitting from the computer server processor notification of eligibility for every one of the plurality of health care financial assistance plans in which the comparison satisfied the qualification criteria.
12. The method of claim 11 , wherein the health care financial assistance information includes health care grant amounts for the health care financial assistance plan.
13. The method of claim 11 , wherein at least one of the health care financial assistance plans is provided by an entity selected from the group consisting of a hospital, a private foundation, a for-profit entity, and a not-for-profit entity.
14. The method of claim 11 , wherein at least one of the health care financial assistance plans is selected from the group consisting of Medicare, Medicaid, WAGES, TANF, and WIC.
15. The method of claim 11 , wherein the qualification criteria includes a debt to income ratio.
16. The method of claim 11 , further comprising the step of verifying using the computer server processor residence information of the patient.
17. The method of claim 16 , wherein the step of verifying residence information of the patient is facilitated by a reverse telephone number lookup.
18. A computer program product stored on a non-transitory computer-readable medium, the computer program product having computer-executable code instructions which are executable on a computer to determine eligibility of a patient to receive health care financial assistance, the computer-executable code instructions comprising:
first code instructions for receiving patient data;
second code instructions for receiving credit information derived from a credit report of the patient;
third code instructions for comparing at least a portion of the patient data and at least a portion of the credit information to respective portions of qualification criteria for each of a plurality of health care financial assistance plans stored within a computer memory, at least a portion of the qualification criteria providing a measure to identify whether the patient has less than adequate means to pay for a health care expense associated with the patient, each of the plurality of health care financial assistance plans offering defrayment of at least a portion of the health care expense if the patient qualifies for the respective health care financial assistance plan;
fourth code instructions for determining if the comparison satisfies the qualification criteria for at least one of the plurality of health care financial assistance plans; and
fifth code instructions for providing notification of eligibility for every one of the plurality of health care financial assistance plans in which the comparison satisfied the qualification criteria.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/900,491 US20140172440A9 (en) | 2001-09-13 | 2013-05-22 | Health care financing system and method |
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09/951,962 US7333937B2 (en) | 2001-09-13 | 2001-09-13 | Health care financing method |
US12/018,342 US8185408B2 (en) | 2001-09-13 | 2008-01-23 | Health care financing system and method |
US13/451,488 US20120265553A1 (en) | 2001-09-13 | 2012-04-19 | Health care financing system and method |
US13/900,491 US20140172440A9 (en) | 2001-09-13 | 2013-05-22 | Health care financing system and method |
Related Parent Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US13/451,488 Continuation US20120265553A1 (en) | 2001-09-13 | 2012-04-19 | Health care financing system and method |
Publications (2)
Publication Number | Publication Date |
---|---|
US20130282394A1 true US20130282394A1 (en) | 2013-10-24 |
US20140172440A9 US20140172440A9 (en) | 2014-06-19 |
Family
ID=25492400
Family Applications (5)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US09/951,962 Expired - Fee Related US7333937B2 (en) | 2001-09-13 | 2001-09-13 | Health care financing method |
US11/957,059 Abandoned US20080288283A1 (en) | 2001-09-13 | 2007-12-14 | Health care financing system and method |
US12/018,342 Expired - Fee Related US8185408B2 (en) | 2001-09-13 | 2008-01-23 | Health care financing system and method |
US13/451,488 Abandoned US20120265553A1 (en) | 2001-09-13 | 2012-04-19 | Health care financing system and method |
US13/900,491 Abandoned US20140172440A9 (en) | 2001-09-13 | 2013-05-22 | Health care financing system and method |
Family Applications Before (4)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US09/951,962 Expired - Fee Related US7333937B2 (en) | 2001-09-13 | 2001-09-13 | Health care financing method |
US11/957,059 Abandoned US20080288283A1 (en) | 2001-09-13 | 2007-12-14 | Health care financing system and method |
US12/018,342 Expired - Fee Related US8185408B2 (en) | 2001-09-13 | 2008-01-23 | Health care financing system and method |
US13/451,488 Abandoned US20120265553A1 (en) | 2001-09-13 | 2012-04-19 | Health care financing system and method |
Country Status (1)
Country | Link |
---|---|
US (5) | US7333937B2 (en) |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US10566090B2 (en) | 2014-01-06 | 2020-02-18 | iVinci Partners, LLC | Systems and methods of managing payments that enable linking accounts of multiple guarantors |
US11114194B2 (en) | 2015-10-01 | 2021-09-07 | Audacious Inquiry | Network-based systems and methods for providing readmission notifications |
US11645344B2 (en) | 2019-08-26 | 2023-05-09 | Experian Health, Inc. | Entity mapping based on incongruent entity data |
Families Citing this family (105)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9400589B1 (en) | 2002-05-30 | 2016-07-26 | Consumerinfo.Com, Inc. | Circular rotational interface for display of consumer credit information |
US9710852B1 (en) | 2002-05-30 | 2017-07-18 | Consumerinfo.Com, Inc. | Credit report timeline user interface |
US9569797B1 (en) | 2002-05-30 | 2017-02-14 | Consumerinfo.Com, Inc. | Systems and methods of presenting simulated credit score information |
US7922083B2 (en) * | 2003-11-19 | 2011-04-12 | Harrison Sarah E | Payment programs for healthcare plans |
US7590557B2 (en) * | 2003-11-19 | 2009-09-15 | American Express Travel Related Services Company, Inc. | Healthcare card incentive program for multiple users |
US20100211493A9 (en) * | 2003-11-19 | 2010-08-19 | American Express Travel Related Services Company, Inc. | Incentive Programs For Healthcare Cards |
US7904306B2 (en) * | 2004-09-01 | 2011-03-08 | Search America, Inc. | Method and apparatus for assessing credit for healthcare patients |
US8732004B1 (en) | 2004-09-22 | 2014-05-20 | Experian Information Solutions, Inc. | Automated analysis of data to generate prospect notifications based on trigger events |
US20070185800A1 (en) * | 2004-11-19 | 2007-08-09 | Harrison Sarah E | Spending Account Systems and Methods |
US20100070409A1 (en) * | 2004-11-19 | 2010-03-18 | Harrison Sarah E | Healthcare Card Incentive Program for Multiple Users |
US20070185802A1 (en) * | 2004-11-19 | 2007-08-09 | American Express Travel Related Services Company, Inc. | Incentive Programs For Healthcare Cards |
US7905399B2 (en) | 2004-11-19 | 2011-03-15 | Barnes Brian T | Linking transaction cards with spending accounts |
US7970626B2 (en) * | 2005-07-08 | 2011-06-28 | Oltine Acquistitions NY LLC | Facilitating payments to health care providers |
US7711636B2 (en) * | 2006-03-10 | 2010-05-04 | Experian Information Solutions, Inc. | Systems and methods for analyzing data |
US11887175B2 (en) | 2006-08-31 | 2024-01-30 | Cpl Assets, Llc | Automatically determining a personalized set of programs or products including an interactive graphical user interface |
US8799148B2 (en) | 2006-08-31 | 2014-08-05 | Rohan K. K. Chandran | Systems and methods of ranking a plurality of credit card offers |
US8036979B1 (en) | 2006-10-05 | 2011-10-11 | Experian Information Solutions, Inc. | System and method for generating a finance attribute from tradeline data |
US8359278B2 (en) | 2006-10-25 | 2013-01-22 | IndentityTruth, Inc. | Identity protection |
US20080120234A1 (en) * | 2006-11-17 | 2008-05-22 | American Express Travel Related Services Company, Inc. | Variable Revenue Sharing For Multiple Account Payment Instruments |
US20080183627A1 (en) * | 2007-01-29 | 2008-07-31 | American Express Travel Related Services Company, Inc. | Filtered healthcare payment card linked to tax-advantaged accounts |
US8606666B1 (en) | 2007-01-31 | 2013-12-10 | Experian Information Solutions, Inc. | System and method for providing an aggregation tool |
US8606626B1 (en) | 2007-01-31 | 2013-12-10 | Experian Information Solutions, Inc. | Systems and methods for providing a direct marketing campaign planning environment |
US7949543B2 (en) * | 2007-02-13 | 2011-05-24 | Oltine Acquisitions NY LLC | Methods, systems, and computer program products for promoting healthcare information technologies to card members |
US20080197188A1 (en) * | 2007-02-15 | 2008-08-21 | American Express Travel Related Services Company, Inc. | Transmission and capture of line-item-detail to assist in transaction substantiation and matching |
US8285656B1 (en) | 2007-03-30 | 2012-10-09 | Consumerinfo.Com, Inc. | Systems and methods for data verification |
US20080294540A1 (en) | 2007-05-25 | 2008-11-27 | Celka Christopher J | System and method for automated detection of never-pay data sets |
US20090006135A1 (en) * | 2007-06-26 | 2009-01-01 | American Express Travel Related Services Company, Inc. | Accelerated Payments for Health Care Plans |
US20090006251A1 (en) * | 2007-06-28 | 2009-01-01 | American Express Travel Related Services Company, Inc. | Universal rollover account |
US9690820B1 (en) | 2007-09-27 | 2017-06-27 | Experian Information Solutions, Inc. | Database system for triggering event notifications based on updates to database records |
US8127986B1 (en) | 2007-12-14 | 2012-03-06 | Consumerinfo.Com, Inc. | Card registry systems and methods |
US9990674B1 (en) | 2007-12-14 | 2018-06-05 | Consumerinfo.Com, Inc. | Card registry systems and methods |
US8312033B1 (en) | 2008-06-26 | 2012-11-13 | Experian Marketing Solutions, Inc. | Systems and methods for providing an integrated identifier |
US7991689B1 (en) | 2008-07-23 | 2011-08-02 | Experian Information Solutions, Inc. | Systems and methods for detecting bust out fraud using credit data |
US9256904B1 (en) | 2008-08-14 | 2016-02-09 | Experian Information Solutions, Inc. | Multi-bureau credit file freeze and unfreeze |
US8412593B1 (en) | 2008-10-07 | 2013-04-02 | LowerMyBills.com, Inc. | Credit card matching |
US8060424B2 (en) | 2008-11-05 | 2011-11-15 | Consumerinfo.Com, Inc. | On-line method and system for monitoring and reporting unused available credit |
US20100174638A1 (en) | 2009-01-06 | 2010-07-08 | ConsumerInfo.com | Report existence monitoring |
US9652802B1 (en) | 2010-03-24 | 2017-05-16 | Consumerinfo.Com, Inc. | Indirect monitoring and reporting of a user's credit data |
US8931058B2 (en) | 2010-07-01 | 2015-01-06 | Experian Information Solutions, Inc. | Systems and methods for permission arbitrated transaction services |
US8744956B1 (en) | 2010-07-01 | 2014-06-03 | Experian Information Solutions, Inc. | Systems and methods for permission arbitrated transaction services |
US8930262B1 (en) | 2010-11-02 | 2015-01-06 | Experian Technology Ltd. | Systems and methods of assisted strategy design |
US8782217B1 (en) | 2010-11-10 | 2014-07-15 | Safetyweb, Inc. | Online identity management |
US9147042B1 (en) | 2010-11-22 | 2015-09-29 | Experian Information Solutions, Inc. | Systems and methods for data verification |
EP2676197B1 (en) | 2011-02-18 | 2018-11-28 | CSidentity Corporation | System and methods for identifying compromised personally identifiable information on the internet |
US9558519B1 (en) | 2011-04-29 | 2017-01-31 | Consumerinfo.Com, Inc. | Exposing reporting cycle information |
US9665854B1 (en) | 2011-06-16 | 2017-05-30 | Consumerinfo.Com, Inc. | Authentication alerts |
US9483606B1 (en) | 2011-07-08 | 2016-11-01 | Consumerinfo.Com, Inc. | Lifescore |
US9106691B1 (en) | 2011-09-16 | 2015-08-11 | Consumerinfo.Com, Inc. | Systems and methods of identity protection and management |
US8819793B2 (en) | 2011-09-20 | 2014-08-26 | Csidentity Corporation | Systems and methods for secure and efficient enrollment into a federation which utilizes a biometric repository |
US8738516B1 (en) | 2011-10-13 | 2014-05-27 | Consumerinfo.Com, Inc. | Debt services candidate locator |
US11030562B1 (en) | 2011-10-31 | 2021-06-08 | Consumerinfo.Com, Inc. | Pre-data breach monitoring |
US9853959B1 (en) | 2012-05-07 | 2017-12-26 | Consumerinfo.Com, Inc. | Storage and maintenance of personal data |
US9654541B1 (en) | 2012-11-12 | 2017-05-16 | Consumerinfo.Com, Inc. | Aggregating user web browsing data |
US9916621B1 (en) | 2012-11-30 | 2018-03-13 | Consumerinfo.Com, Inc. | Presentation of credit score factors |
US10255598B1 (en) | 2012-12-06 | 2019-04-09 | Consumerinfo.Com, Inc. | Credit card account data extraction |
US20140236614A1 (en) * | 2013-02-15 | 2014-08-21 | Passport Health Communications, Inc. | Financial Triage |
US9697263B1 (en) | 2013-03-04 | 2017-07-04 | Experian Information Solutions, Inc. | Consumer data request fulfillment system |
US10102570B1 (en) | 2013-03-14 | 2018-10-16 | Consumerinfo.Com, Inc. | Account vulnerability alerts |
US8812387B1 (en) | 2013-03-14 | 2014-08-19 | Csidentity Corporation | System and method for identifying related credit inquiries |
US9406085B1 (en) | 2013-03-14 | 2016-08-02 | Consumerinfo.Com, Inc. | System and methods for credit dispute processing, resolution, and reporting |
US9870589B1 (en) | 2013-03-14 | 2018-01-16 | Consumerinfo.Com, Inc. | Credit utilization tracking and reporting |
US10664936B2 (en) | 2013-03-15 | 2020-05-26 | Csidentity Corporation | Authentication systems and methods for on-demand products |
US9633322B1 (en) | 2013-03-15 | 2017-04-25 | Consumerinfo.Com, Inc. | Adjustment of knowledge-based authentication |
US10685398B1 (en) | 2013-04-23 | 2020-06-16 | Consumerinfo.Com, Inc. | Presenting credit score information |
US9721147B1 (en) | 2013-05-23 | 2017-08-01 | Consumerinfo.Com, Inc. | Digital identity |
US9443268B1 (en) | 2013-08-16 | 2016-09-13 | Consumerinfo.Com, Inc. | Bill payment and reporting |
WO2015054290A1 (en) * | 2013-10-07 | 2015-04-16 | Ckn Group, Inc. | Systems and methods for interactive digital data collection |
US10102536B1 (en) | 2013-11-15 | 2018-10-16 | Experian Information Solutions, Inc. | Micro-geographic aggregation system |
US10325314B1 (en) | 2013-11-15 | 2019-06-18 | Consumerinfo.Com, Inc. | Payment reporting systems |
US9477737B1 (en) | 2013-11-20 | 2016-10-25 | Consumerinfo.Com, Inc. | Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules |
US9529851B1 (en) | 2013-12-02 | 2016-12-27 | Experian Information Solutions, Inc. | Server architecture for electronic data quality processing |
US10417380B1 (en) | 2013-12-31 | 2019-09-17 | Mckesson Corporation | Systems and methods for determining and communicating a prescription benefit coverage denial to a prescriber |
US10489552B2 (en) | 2014-02-14 | 2019-11-26 | Mckesson Corporation | Systems and methods for determining and communicating patient incentive information to a prescriber |
US10262362B1 (en) | 2014-02-14 | 2019-04-16 | Experian Information Solutions, Inc. | Automatic generation of code for attributes |
US20150269695A1 (en) * | 2014-03-18 | 2015-09-24 | Mckesson Financial Holdings | Systems and methods for identifying financial assistance opportunities for medications as part of the processing of a healthcare transaction |
USD760256S1 (en) | 2014-03-25 | 2016-06-28 | Consumerinfo.Com, Inc. | Display screen or portion thereof with graphical user interface |
USD759690S1 (en) | 2014-03-25 | 2016-06-21 | Consumerinfo.Com, Inc. | Display screen or portion thereof with graphical user interface |
USD759689S1 (en) | 2014-03-25 | 2016-06-21 | Consumerinfo.Com, Inc. | Display screen or portion thereof with graphical user interface |
US9892457B1 (en) | 2014-04-16 | 2018-02-13 | Consumerinfo.Com, Inc. | Providing credit data in search results |
US10373240B1 (en) | 2014-04-25 | 2019-08-06 | Csidentity Corporation | Systems, methods and computer-program products for eligibility verification |
US10339527B1 (en) | 2014-10-31 | 2019-07-02 | Experian Information Solutions, Inc. | System and architecture for electronic fraud detection |
US10445152B1 (en) | 2014-12-19 | 2019-10-15 | Experian Information Solutions, Inc. | Systems and methods for dynamic report generation based on automatic modeling of complex data structures |
US10157262B1 (en) | 2015-03-10 | 2018-12-18 | Mckesson Corporation | Systems and methods for determining patient financial responsibility for multiple prescription products |
US11151468B1 (en) | 2015-07-02 | 2021-10-19 | Experian Information Solutions, Inc. | Behavior analysis using distributed representations of event data |
US11410230B1 (en) | 2015-11-17 | 2022-08-09 | Consumerinfo.Com, Inc. | Realtime access and control of secure regulated data |
US10757154B1 (en) | 2015-11-24 | 2020-08-25 | Experian Information Solutions, Inc. | Real-time event-based notification system |
US11514137B1 (en) | 2016-03-30 | 2022-11-29 | Mckesson Corporation | Alternative therapy identification system |
WO2018144612A1 (en) | 2017-01-31 | 2018-08-09 | Experian Information Solutions, Inc. | Massive scale heterogeneous data ingestion and user resolution |
US10999224B1 (en) | 2017-02-01 | 2021-05-04 | Mckesson Corporation | Method and apparatus for parsing an electronic message and constructing multiple differently prioritized messages therefrom |
US10735183B1 (en) | 2017-06-30 | 2020-08-04 | Experian Information Solutions, Inc. | Symmetric encryption for private smart contracts among multiple parties in a private peer-to-peer network |
US10699028B1 (en) | 2017-09-28 | 2020-06-30 | Csidentity Corporation | Identity security architecture systems and methods |
US10896472B1 (en) | 2017-11-14 | 2021-01-19 | Csidentity Corporation | Security and identity verification system and architecture |
US10911234B2 (en) | 2018-06-22 | 2021-02-02 | Experian Information Solutions, Inc. | System and method for a token gateway environment |
US10862832B1 (en) | 2018-07-24 | 2020-12-08 | Mckesson Corporation | Computing system and method for automatically reversing an action indicated by an electronic message |
US20200074541A1 (en) | 2018-09-05 | 2020-03-05 | Consumerinfo.Com, Inc. | Generation of data structures based on categories of matched data items |
US10963434B1 (en) | 2018-09-07 | 2021-03-30 | Experian Information Solutions, Inc. | Data architecture for supporting multiple search models |
US11315179B1 (en) | 2018-11-16 | 2022-04-26 | Consumerinfo.Com, Inc. | Methods and apparatuses for customized card recommendations |
WO2020146667A1 (en) | 2019-01-11 | 2020-07-16 | Experian Information Solutions, Inc. | Systems and methods for secure data aggregation and computation |
US11238656B1 (en) | 2019-02-22 | 2022-02-01 | Consumerinfo.Com, Inc. | System and method for an augmented reality experience via an artificial intelligence bot |
US11562437B1 (en) | 2019-06-26 | 2023-01-24 | Mckesson Corporation | Method, apparatus, and computer program product for providing estimated prescription costs |
US11636548B1 (en) | 2019-06-26 | 2023-04-25 | Mckesson Corporation | Method, apparatus, and computer program product for providing estimated prescription costs |
US11941065B1 (en) | 2019-09-13 | 2024-03-26 | Experian Information Solutions, Inc. | Single identifier platform for storing entity data |
US11610240B1 (en) | 2020-02-17 | 2023-03-21 | Mckesson Corporation | Method, apparatus, and computer program product for partitioning prescription transaction costs in an electronic prescription transaction |
US11587657B2 (en) | 2020-09-04 | 2023-02-21 | Mckesson Corporation | Method, apparatus, and computer program product for performing an alternative evaluation procedure in response to an electronic message |
US11880377B1 (en) | 2021-03-26 | 2024-01-23 | Experian Information Solutions, Inc. | Systems and methods for entity resolution |
Family Cites Families (41)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6073A (en) * | 1849-01-30 | Combined spring rock-drilling machine | ||
US4359509A (en) * | 1981-02-27 | 1982-11-16 | Koehler Manufacturing Company | Tubular positive electrode means for use in lead-acid storage batteries including shaped grid structure and self-registering grid complement means therefor |
US4491725A (en) | 1982-09-29 | 1985-01-01 | Pritchard Lawrence E | Medical insurance verification and processing system |
US4667292A (en) | 1984-02-16 | 1987-05-19 | Iameter Incorporated | Medical reimbursement computer system |
US5018067A (en) | 1987-01-12 | 1991-05-21 | Iameter Incorporated | Apparatus and method for improved estimation of health resource consumption through use of diagnostic and/or procedure grouping and severity of illness indicators |
US5301105A (en) | 1991-04-08 | 1994-04-05 | Desmond D. Cummings | All care health management system |
US5359509A (en) | 1991-10-31 | 1994-10-25 | United Healthcare Corporation | Health care payment adjudication and review system |
US5583760A (en) * | 1992-05-22 | 1996-12-10 | Beneficial Franchise Company, Inc. | System for establishing and administering funded and post-funded charge accounts |
US6012035A (en) | 1993-07-08 | 2000-01-04 | Integral Business Services, Inc. | System and method for supporting delivery of health care |
US5748907A (en) | 1993-10-25 | 1998-05-05 | Crane; Harold E. | Medical facility and business: automatic interactive dynamic real-time management |
US5644778A (en) | 1993-11-02 | 1997-07-01 | Athena Of North America, Inc. | Medical transaction system |
US5550734A (en) | 1993-12-23 | 1996-08-27 | The Pharmacy Fund, Inc. | Computerized healthcare accounts receivable purchasing collections securitization and management system |
US5832447A (en) | 1994-05-24 | 1998-11-03 | Envoy Corporation | Automated system and method for providing real-time verification of health insurance eligibility |
US6073104A (en) | 1994-11-09 | 2000-06-06 | Field; Richard G. | System for invoice record management and asset-backed commercial paper program management |
US5918208A (en) | 1995-04-13 | 1999-06-29 | Ingenix, Inc. | System for providing medical information |
US5699527A (en) * | 1995-05-01 | 1997-12-16 | Davidson; David Edward | Method and system for processing loan |
US5809478A (en) * | 1995-12-08 | 1998-09-15 | Allstate Insurance Company | Method for accessing and evaluating information for processing an application for insurance |
US6067522A (en) | 1996-03-01 | 2000-05-23 | Warady; Arthur D. | Health and welfare benefit enrollment and billing system and method |
DE19652826A1 (en) * | 1996-12-18 | 1998-06-25 | Nokia Mobile Phones Ltd | Holding device for a communication unit |
US6112183A (en) | 1997-02-11 | 2000-08-29 | United Healthcare Corporation | Method and apparatus for processing health care transactions through a common interface in a distributed computing environment |
US6061657A (en) | 1998-02-18 | 2000-05-09 | Iameter, Incorporated | Techniques for estimating charges of delivering healthcare services that take complicating factors into account |
US6208973B1 (en) | 1998-02-27 | 2001-03-27 | Onehealthbank.Com | Point of service third party financial management vehicle for the healthcare industry |
US6148297A (en) | 1998-06-01 | 2000-11-14 | Surgical Safety Products, Inc. | Health care information and data tracking system and method |
US6542905B1 (en) * | 1999-03-10 | 2003-04-01 | Ltcq, Inc. | Automated data integrity auditing system |
US8036941B2 (en) * | 2000-03-21 | 2011-10-11 | Bennett James D | Online purchasing system supporting lenders with affordability screening |
US7171371B2 (en) * | 1999-09-03 | 2007-01-30 | Smg Trust | Method and system for providing pre and post operative support and care |
SE523182C2 (en) * | 1999-12-22 | 2004-03-30 | Abb Ab | Device comprising a control unit, an electromagnetic energy converter comprising an internal combustion engine with a mechanically free movable piston, use of the device and vehicles comprising said device |
US20010034618A1 (en) | 2000-02-24 | 2001-10-25 | Kessler David G. | Healthcare payment and compliance system |
US20010047325A1 (en) * | 2000-03-03 | 2001-11-29 | Lifewise Family Financial Security, Inc. | Loans and lines of credit provided to terminally ill individuals |
US20010037218A1 (en) * | 2000-04-14 | 2001-11-01 | Kaker Donald R. | System and method for providing prescription assistance for indigent patients using programs provided by pharmaceutical manufacturers |
US20020028426A1 (en) * | 2000-09-01 | 2002-03-07 | Pasant Cynthia M. | Method and system for electronic post-secondary education planning including user feedback |
US20020107849A1 (en) * | 2000-11-01 | 2002-08-08 | Hickey Matthew W. | Scholarship search method and system |
US20020082863A1 (en) | 2000-12-21 | 2002-06-27 | Kleinke John D. | Systems and methods for obtaining approval for medical reimbursements |
US20020087356A1 (en) * | 2000-12-29 | 2002-07-04 | Andros William T. | Method and system for information retrieval and transfer |
US20020120538A1 (en) * | 2001-02-08 | 2002-08-29 | American Management Systems | Multi-channel grants management system |
US20020116308A1 (en) * | 2001-02-21 | 2002-08-22 | Cunningham Guy N. | Computerized asset verification system and method |
US20020172911A1 (en) * | 2001-04-12 | 2002-11-21 | Inline Dental, Inc. | Inline orthodontics system and methods |
US20010044765A1 (en) * | 2001-06-08 | 2001-11-22 | Steven Wolberg | Method for funding post-secondary education |
US20030002639A1 (en) * | 2001-07-02 | 2003-01-02 | Huie David L. | Real-time call validation system |
US20030023544A1 (en) * | 2001-07-24 | 2003-01-30 | Gary Chodes | Method and system for affluent retiree advance |
US8306829B2 (en) * | 2001-08-15 | 2012-11-06 | Chamberlin Edmonds & Associates | Method for determining eligibility for an assistance program |
-
2001
- 2001-09-13 US US09/951,962 patent/US7333937B2/en not_active Expired - Fee Related
-
2007
- 2007-12-14 US US11/957,059 patent/US20080288283A1/en not_active Abandoned
-
2008
- 2008-01-23 US US12/018,342 patent/US8185408B2/en not_active Expired - Fee Related
-
2012
- 2012-04-19 US US13/451,488 patent/US20120265553A1/en not_active Abandoned
-
2013
- 2013-05-22 US US13/900,491 patent/US20140172440A9/en not_active Abandoned
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US10566090B2 (en) | 2014-01-06 | 2020-02-18 | iVinci Partners, LLC | Systems and methods of managing payments that enable linking accounts of multiple guarantors |
US11101041B2 (en) | 2014-01-06 | 2021-08-24 | iVinci Partners, LLC | Systems and methods of managing payments that enable linking of billing accounts of one or more guarantors |
US11791046B2 (en) | 2014-01-06 | 2023-10-17 | iVinci Partners, LLC | Systems and methods of managing payments that enable linking accounts of multiple guarantors |
US11114194B2 (en) | 2015-10-01 | 2021-09-07 | Audacious Inquiry | Network-based systems and methods for providing readmission notifications |
US11645344B2 (en) | 2019-08-26 | 2023-05-09 | Experian Health, Inc. | Entity mapping based on incongruent entity data |
Also Published As
Publication number | Publication date |
---|---|
US20090276244A1 (en) | 2009-11-05 |
US20120265553A1 (en) | 2012-10-18 |
US20080288283A1 (en) | 2008-11-20 |
US8185408B2 (en) | 2012-05-22 |
US20030050796A1 (en) | 2003-03-13 |
US20140172440A9 (en) | 2014-06-19 |
US7333937B2 (en) | 2008-02-19 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
US8185408B2 (en) | Health care financing system and method | |
US7747484B2 (en) | Automated tax return with universal data import | |
US20070198407A1 (en) | Self-pay management system and process for the healthcare industry | |
US7548883B2 (en) | Construction industry risk management clearinghouse | |
US6542905B1 (en) | Automated data integrity auditing system | |
US7783545B2 (en) | Automated coaching for a financial modeling and counseling system | |
US7447652B2 (en) | Methods and systems for portfolio cash flow valuation | |
US20130317974A1 (en) | System and method for compiling information for resolving transactions | |
US20060080200A1 (en) | System and method for benefit plan administration | |
US20070288399A1 (en) | Qualitative retirement advice and management system and method for creating a retirement plan | |
US20040220865A1 (en) | Financial record processing system | |
US20030149660A1 (en) | Method and system for managing employee access to payroll information | |
US8317095B2 (en) | Exception notification system and method | |
US20040002924A1 (en) | Interactive health insurance system | |
US20130018664A1 (en) | Construction industry risk management clearinghouse | |
US20060026037A1 (en) | Online doctor/patient lead system and associated methods | |
CN101253531A (en) | Method for performing due diligence and legal, financial and other types of audits | |
US20030144933A1 (en) | Method and apparatus for determining a customer's likelihood of reusing a financial account | |
US7844533B2 (en) | Report generator apparatus for allowing a financial entity to monitor securities class action lawsuits and potential monetary claims resulting therefrom | |
US20040205010A1 (en) | Report Generator for Allowing Financial Entity to Monitor Securities Class Action Lawsuits and Potential Monetary Claims Resulting Therefrom | |
US20030028464A1 (en) | Method and system for assisting participants in an investment plan | |
US8775292B2 (en) | Process for creating reports of noteworthy securities class action lawsuits customized to show potential monetary claims resulting from the lawsuits for securities purchased or acquired by one or more financial entities and including loss chart selection | |
US20070219886A1 (en) | System and method for managing data relating to non-traditional investments | |
US20030028465A1 (en) | Method and system for providing professional assistance to participants in an investment plan | |
US20090043680A1 (en) | System and method for coordinating student loans |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
STCB | Information on status: application discontinuation |
Free format text: EXPRESSLY ABANDONED -- DURING EXAMINATION |