US20080190784A1 - Electronic wallet - Google Patents
Electronic wallet Download PDFInfo
- Publication number
- US20080190784A1 US20080190784A1 US11/674,242 US67424207A US2008190784A1 US 20080190784 A1 US20080190784 A1 US 20080190784A1 US 67424207 A US67424207 A US 67424207A US 2008190784 A1 US2008190784 A1 US 2008190784A1
- Authority
- US
- United States
- Prior art keywords
- smart card
- case
- switch
- wall
- actuation region
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Images
Classifications
-
- A—HUMAN NECESSITIES
- A45—HAND OR TRAVELLING ARTICLES
- A45C—PURSES; LUGGAGE; HAND CARRIED BAGS
- A45C11/00—Receptacles for purposes not provided for in groups A45C1/00-A45C9/00
- A45C11/18—Ticket-holders or the like
- A45C11/182—Credit card holders
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/005—Record carriers for use with machines and with at least a part designed to carry digital markings the record carrier comprising an arrangement to facilitate insertion into a holding device, e.g. an arrangement that makes the record carrier fit into an etui or a casing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/073—Special arrangements for circuits, e.g. for protecting identification code in memory
- G06K19/07309—Means for preventing undesired reading or writing from or onto record carriers
- G06K19/07345—Means for preventing undesired reading or writing from or onto record carriers by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches
Definitions
- Proximity payment devices are in widespread use.
- proximity payment cards in the well-known ID-1 standard size incorporate a radio frequency identification (RFID) integrated circuit (IC) and an antenna.
- RFID radio frequency identification
- the card is presented to a proximity reader that is part of a point of sale (POS) terminal to initiate a payment transaction.
- the card receives a wireless interrogation signal from the proximity reader via the card antenna.
- the interrogation signal powers up the RFID IC, which exchanges RF communications with the proximity reader.
- the RFID IC provides a payment account number to the POS terminal.
- the POS terminal uses the payment account number to obtain authorization for the payment transaction.
- PayPass One well-known standard for proximity payment applications is known as “PayPass” and was promulgated by MasterCard International Incorporated, the assignee hereof.
- proximity identification devices similar to proximity payment cards may be used for other purposes, such as transit payment/access, travel documents (e.g., “RFID-enabled passports”) and/or for other identification purposes.
- RFID-enabled passports e.g., “RFID-enabled passports”
- RFID-enabled passports e.g., “RFID-enabled passports”
- U.S. provisional patent application Ser. No. 60/857,009, filed Nov. 6, 2006 discloses contactless smart cards that are conveniently sized to be carried in a fob on a keychain.
- the smart cards shown therein may be referred to as “subcards” in the sense that they are smaller than ID-1 cards and/or may be detached from a larger carrier.
- Designs for a fob/case to conveniently carry a subcard are disclosed in U.S. design patent applications 29/268,385 and 29/268,392, both filed Nov.
- FIG. 1 is a schematic isometric view showing insertion of a subcard into a carrying case in accordance with aspects of the present invention.
- FIG. 2 is a schematic isometric view showing the carrying case of FIG. 1 with the subcard housed therein.
- FIGS. 3-5 are simplified block diagram representations of alternative circuit configurations that may be employed in the subcard of FIGS. 1 and 2 .
- FIG. 6 is a schematic isometric view showing insertion of two subcards into a carrying case in accordance with other aspects of the present invention.
- FIG. 7 is a schematic isometric view showing the carrying case of FIG. 6 with the subcards housed therein.
- FIG. 8 is a schematic sectional view of the carrying case of FIGS. 6 and 7 showing the subcards housed therein.
- FIG. 9 is a schematic isometric view showing insertion of four subcards into a carrying case in accordance with other aspects of the present invention.
- FIG. 10 is a schematic isometric view showing the carrying case of FIG. 9 with the subcards housed therein.
- FIG. 11 is a schematic plan view of the carrying case of FIGS. 9 and 10 .
- FIG. 12 is a schematic isometric view showing insertion of eight subcards into a carrying case in accordance with other aspects of the present invention.
- FIG. 13 is a schematic isometric view showing the carrying case of FIG. 12 with the subcards housed therein.
- FIG. 14 is a schematic plan view of the carrying case of FIGS. 12 and 13 .
- FIG. 15 is a schematic view of a subcard carrying case, showing an alternative arrangement, according to aspects of the invention, for allowing actuation of a subcard that is housed within the carrying case.
- FIG. 16 is a sectional view of a portion of the actuation arrangement of FIG. 15 .
- FIG. 17 is a schematic view of a subcard carrying case, showing another alternative arrangement for allowing actuation of a subcard that is housed within the carrying case.
- FIG. 18 is a flow chart that illustrates a process that may be performed according to aspects of the present invention.
- a carrying case for a proximity payment card such as a subcard
- a carrying case for a proximity payment card includes an aperture or other feature that allows a switch on the card to be manually actuated while the card is housed within the carrying case.
- Some embodiments of the carrying case may be suitable for simultaneously housing two, four or eight subcards in such a manner that the user can actuate a switch on any one of the subcards to select the subcard in question for use in a particular transaction.
- a carrying case of this type may provide many of the benefits sought from the proposed “universal” smart card, while ameliorating difficulties relating to issuance or replacement of cards.
- FIG. 1 is a schematic isometric view showing insertion of a subcard 102 into a carrying case 104 in accordance with aspects of the present invention.
- the subcard 102 may be generally conventional in its construction, except perhaps that the dimensions of the subcard 102 may be somewhat different from any subcard that has previously been proposed. Some details of the subcard 102 will be discussed below. (In some embodiments, the circuit configuration of the subcard 102 may be in accordance with teachings of U.S. patent application Ser. No. 11/517,072, filed Sep. 7, 2006, which is commonly assigned herewith, and which is incorporated herein by reference.) Initially however it will be noted that the subcard is formed from a plastic body, and that the plastic body carries a switch (indicated in phantom at 106 ) that may be manually actuatable by the card holder to activate the card.
- a switch indicated in phantom at 106
- the switch 106 may be a pressure sensor, or any device capable of sending a signal to the subcard electronics (to be discussed below) and/or completing or interrupting a circuit on the subcard 102 .
- the switch 106 may be actuated by squeezing or pressing on the subcard 102 at the locus of the switch 106 . It may be assumed that the switch 106 is carried on the front face (not visible in FIG. 1 ) of the subcard 102 and/or that the switch 106 is actuatable by pressing on the front face of the subcard 102 at the locus of the switch 106 .
- the case 104 is formed of a front half 108 and a rear half 110 .
- the front half 108 has a recess 112 formed therein generally in the size and shape of the subcard 102 , although not necessarily as deep as the subcard is thick.
- the rear half 110 has a recess 114 formed therein generally in the size and shape of the subcard 102 , although not necessarily as deep as the subcard is thick.
- the recesses 112 , 114 are defined by walls that make up the case 104 .
- the recess 112 is defined in part by front wall 116 of the case 104 and the recess 114 is defined in part by rear wall 118 of the case 104 .
- the front wall 116 has an aperture 120 formed therein at a location that corresponds to the locus of the switch 106 on the subcard 102 .
- the halves 108 , 110 may be joined by a living hinge 122 or the like.
- the subcard may be inserted in, e.g., the recess 112 as indicated by arrow 124 (e.g., with the subcard face down), and then the halves 108 , 110 may be pivoted relative to each other as indicated by arrow 126 to close the case 104 around the subcard 102 .
- the case 104 is in its closed condition (seen in FIG. 2 ) the subcard 102 is housed within the case 104 , specifically in a space formed by the recesses 112 , 114 .
- the space formed by the recesses 112 , 114 is generally planar, and is defined by the front wall 116 , the rear wall 118 and side walls of the case 104 .
- the walls 116 , 118 are substantially parallel to each other and are opposite to each other about the space in which the subcard 102 is housed.
- each of the walls 116 , 118 has a planar extent that corresponds to the planar extent of the space formed by the recesses 112 , 114 , which also substantially corresponds to the planar extent of the subcard 102 .
- the case 104 may have features that are not explicitly shown.
- the free ends of the halves 108 , 110 may cooperatively form a clasp or catch to hold the case 104 in a closed condition.
- the clasp or catch may be such as to be easily openable by the user, but such as to be relatively secure when the user is not engaged in opening it.
- one or both of the recesses 112 , 114 may have one or more fingers or tabs extending inwardly from the edges thereof to retain the subcard 102 in the recess after insertion therein of the subcard and while the case is being closed.
- the aperture 120 is positioned to allow the user's finger to actuate the switch 106 ( FIG. 1 ; not shown in FIG. 2 ) on the subcard 102 to activate the subcard 102 .
- the aperture may be suitably sized both to allow actuation of the switch and to guide the user to the location of the switch.
- the aperture may be round or square or in another shape and may take up about 100 mm 2 of the area of the wall in which it is formed. The area of the aperture may thus be on the order of about 10%, 15% or 20% of the area of the wall in which it is formed.
- FIGS. 3-5 show alternative configurations of electronic and/or electrical components and circuitry of the subcard 102 . All of the components/circuitry shown in one or more of FIGS. 3-5 may be embedded in and/or supported by a card-shaped plastic body (not separately shown) that defines the physical dimensions of the subcard 102 .
- the subcard 102 may include a conventional radio frequency identification (RFID) integrated circuit (IC) 302 .
- the RFID IC 302 may store a payment account number and/or other information that identifies the holder of the subcard 102 .
- the subcard 102 may further include an antenna 304 and a switch 306 to selectively complete the circuit between the antenna 304 and the RFID IC 302 .
- the switch 306 is actuated to complete the circuit, the RFID IC 302 is coupled to the antenna 304 so as to allow the RFID IC 302 to receive an interrogation/power signal via the antenna 304 and/or to respond to an interrogation signal by transmitting a payment account number and/or other identifying information.
- the switch 306 is unactuated (open), the subcard 102 is disabled from being successfully interrogated.
- the RFID IC 302 a is always coupled to the antenna 304 , but is enabled to receive and/or respond to an interrogation signal only when the switch 306 is actuated to send an enable signal to the RFID IC 302 a.
- FIG. 5 is a variation on the configuration of FIG. 4 .
- the RFID IC 302 b is always coupled to the antenna 304 , and may receive an enable signal in response to actuation of the switch 306 , but the switch 306 shares a terminal with the antenna 304 .
- FIG. 6 is a schematic isometric view showing insertion of two subcards 102 - 1 , 102 - 2 into a carrying case 104 a in accordance with other aspects of the present invention.
- Each of the subcards 102 - 1 , 102 - 2 may be like the subcard 102 described above in terms of structure and function, except that, for example, the two subcards may provide access to different payment accounts, or one of the subcards may be a proximity payment card, while the other may identify the holder for some other purpose.
- the case 104 a may be similar in structure to the above-described case 104 , except possibly that one or both of the recesses 112 , 114 may be increased in depth such that the space ( 802 in FIG. 8 ) formed by the recesses when the case is in its closed condition may be deep enough to simultaneously hold the two subcards 102 - 1 , 102 - 2 , as seen in FIG. 8 .
- the aperture 120 in front wall 116 there is also an aperture 602 formed in rear wall 118 .
- the aperture 602 is located in rear wall 118 so as to correspond to the locus of the switch (not shown) in the subcard 102 - 2 .
- the subcards 102 - 1 , 102 - 2 may be inserted face down in the recesses 112 , 114 , respectively. Then the halves of the case 104 a may be pivoted relative to each other as indicated by arrow 608 to close the case 104 a around the subcards 102 - 1 , 102 - 2 . With the case closed, as seen in FIGS. 7 and 8 , the subcards 102 - 1 , 102 - 2 are housed back-to-back in the space 802 ( FIG. 8 ) formed by the recesses 112 , 114 .
- the user is now permitted to select between the two subcards (i.e., to select which card to use for a particular transaction or other activity) by either actuating the switch on subcard 102 - 1 by pressing the subcard 102 - 1 through the aperture 120 in the front wall 116 of the case or by actuating the switch on subcard 102 - 2 by pressing the subcard 102 - 2 through the aperture 602 in the rear wall 118 .
- the case is transparent, with or without tinting (e.g., the case may be formed of substantially rigid molded plastic), to allow the user to see the faces of the subcard while they are inside the case to aid the user in selecting which subcard to use for the transaction/activity.
- the pressing of one of the subcards to select the subcard may occur while the case is presented to a proximity reader (e.g., the case is placed in proximity to and/or tapped on the proximity reader).
- FIG. 9 is a schematic isometric view showing insertion of four subcards 102 - 1 , 102 - 2 , 102 - 3 , 102 - 4 into a carrying case 104 b in accordance with other aspects of the present invention.
- the case 104 b differs from the case 104 a of FIGS. 6-7 in that in the case 104 b each half of the case has two recesses therein, to form two card-housing spaces when the case is closed.
- Each card-housing space is sized to hold two subcards back-to-back. Both card-housing spaces are in a common plane.
- the front wall of the case has two apertures therein and the rear wall also has two apertures therein. Each of the four apertures is positioned to give access for the user's finger to the switch of a respective one of the four subcards housed in the case.
- FIG. 10 shows the case 104 b in its closed condition with subcards housed inside the case 104 b .
- FIG. 11 is a plan view of the closed case, showing the loci of the four apertures 120 - 1 (front wall), 120 - 2 (front wall), 120 - 3 (rear wall) and 120 - 4 (rear wall). It will be noted that the four apertures are all offset from each other in one or more directions parallel to the plane of the card-housing spaces. With this arrangement, it is fairly well assured that when the user activates one of the subcards in the case, he/she will not simultaneously activate any other of the subcards.
- the subcards shown in FIG. 9 may be like those described above in connection with FIGS. 1-8 .
- the user may select among the four subcards housed in the case 104 b by actuating a switch on the particular subcard to be selected.
- the case provides a convenient card-shaped holder in which up to four subcards may be carried, and any one of the four may be selected for use in a given transaction by presenting the case to the proximity reader and activating the selected card by actuating its switch.
- FIG. 12 is a schematic isometric view showing insertion of eight subcards 102 - 1 , 102 - 2 , 102 - 3 , 102 - 4 , 102 - 5 , 102 - 6 , 102 - 7 , 102 - 8 into a carrying case 104 c in accordance with other aspects of the present invention.
- the case 104 c differs from cases 104 a , 104 b in that in the case 104 c each half of the case has four recesses therein, to form four card-housing spaces when the case is closed.
- Each card-housing space is sized to hold two subcards back-to-back. All four card-housing spaces are in a common plane.
- the card-housing spaces are arranged as a two-by-two array in the common plane.
- the front wall of the case has four apertures therein and the rear wall also has four apertures therein.
- Each of the eight apertures is positioned to give access for the user's finger to the switch of a respective one of the eight subcards housed in the case.
- FIG. 13 shows the case 104 c in its closed condition with subcards housed inside the case 104 c .
- FIG. 14 is a plan view of the closed case, showing the loci of the eight apertures 120 - 1 (front wall), 120 - 2 (front wall), 120 - 3 (front wall), 120 - 4 (front wall), 120 - 5 (rear wall), 120 - 6 (rear wall), 120 - 7 (rear wall) and 120 - 8 (rear wall).
- all of the apertures in the case 104 c are offset from each other in one or more directions parallel to the plane of the card-housing spaces.
- the offsets among the apertures helps to assure that only one subcard is activated at a time.
- the case 104 c may (when closed) have overall dimensions similar to the standard ID-1 card (i.e., about 54 mm high by 86 mm wide) but may be thicker than the standard ID-1 card, say four to six times thicker.
- each subcard may have about one-quarter of the surface area of the standard ID-1 card, and thus may be about 27 mm high by 43 mm wide. All of the subcards discussed herein may be of this size, and the other cases 104 b , 104 a , 104 may be sized accordingly.
- case 104 b may be about half the size of the case 104 c in terms of planar extent, and the cases 104 a , 104 may be about one-quarter of the size of the case 104 c in terms of planar extent.
- the subcards may be of any convenient size, including but not limited to any size less than the standard ID-1 card, and the cases may be sized to match the subcards.
- the subcards may be suitably sized as keychain fobs and the case may include an opening to receive a keychain and may otherwise be arranged like a fob to hold one or two subcards, but with one or two apertures to permit the user to actuate the (respective) switch of the subcard(s).
- the apertures referred to in connection with FIGS. 1-14 or otherwise herein constitute “actuation regions” of the carrying cases in that the apertures permit actuation, by a user's finger, of a switch on a subcard carried in the case.
- actuation region may be provided in alternative embodiments of the invention.
- one or more or all of the apertures may each respectively be replaced by a flap 1502 integrally formed in the corresponding wall of the carrying case.
- the flap 1502 may have a button 1602 ( FIG. 16 ) formed on an underside of the flap 1502 .
- the flap 1502 may deflect inwardly relative to the corresponding wall of the carrying case so that the button 1602 contacts and actuates the switch (not shown in FIGS. 15 , 16 ) of the subcard (not shown in FIGS. 15 , 16 ) lying beneath the corresponding wall of the carrying case.
- the actuation region may be formed as a dimple 1702 ( FIG. 1702 ) or another area of reduced thickness and/or increased flexibility and/or contrasting material composition relative to the balance of the wall of the carrying case, the nature of the actuation region 1702 being such that it may be pressed inwardly, by the user's finger, relative to the wall to permit the user's finger to actuate the switch (not shown in FIG. 17 ) on the subcard (not shown in FIG. 17 ) inside the carrying case and beneath the wall of the case which includes the actuation region 1702 .
- An actuation region of the type described in the previous sentence may be referred to as a “depressable button”.
- FIG. 18 is a flow chart that illustrates a process that may be performed according to aspects of the present invention.
- the user inserts two or more subcards into a carrying case 104 a , 104 b or 104 c .
- the user presents the case (with the subcards housed therein) to a proximity reader for use in a payment transaction or another activity that requires interrogation and reading of one of the subcards.
- the user may present the case to the proximity reader by tapping the case on a designated part of the reader or by otherwise bringing the case into proximity with the reader. While doing so, the user uses his/her finger to actuate a switch on one of the subcards to activate that subcard and to thereby select that subcard for reading by the reader and use in the transaction/activity.
- a carrying case such as one of those described herein is shipped to a prospective cardholder as part of a kit which also includes a subcard appointed for use by the prospective cardholder.
- the cardholder may in effect assemble the kit by inserting the subcard (and perhaps other subcards as well) in the carrying case.
- an end of the case includes a slot to allow for insertion lengthwise of one or more subcards into the card-housing spaces.
- the case is always closed, and does not include two mutually pivotable halves.
- a single carrier embodies multi-application functionality, without requiring that a single card be transported among and/or accessed by several different card issuers. That is, with this arrangement, issuers for different cards or types of cards each issue a respective subcard to the user, who then inserts the subcards in the carrying case to assemble the multi-application carrier.
- subcards may be replaced or reissued one-by-one.
- the applications collectively provided by the subcards in the same carrier may include payment (e.g., for plural payment card accounts), customer loyalty, access control, medical records/identification, passport and/or transit.
- This arrangement also takes advantage of the proposal to include “on” switches in contactless cards by using the existence of such switches to solve what would otherwise be an issue of contention and/or selection if a number of “always on” cards were simultaneously presented to a reader.
- This is a novel application for the “on” switch, which was originally proposed as a way of enhancing the security of contactless cards.
- a “contactless smart card” refers to a proximity payment card or other smart card that can be read by radio signals, even if also equipped with contacts.
- Each of the card-housing spaces referred to herein may also be referred to as a “chamber”.
Landscapes
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Hardware Design (AREA)
- Computer Security & Cryptography (AREA)
- General Engineering & Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Purses, Travelling Bags, Baskets, Or Suitcases (AREA)
Abstract
Description
- Proximity payment devices are in widespread use. For example, proximity payment cards in the well-known ID-1 standard size incorporate a radio frequency identification (RFID) integrated circuit (IC) and an antenna. In use, the card is presented to a proximity reader that is part of a point of sale (POS) terminal to initiate a payment transaction. The card receives a wireless interrogation signal from the proximity reader via the card antenna. The interrogation signal powers up the RFID IC, which exchanges RF communications with the proximity reader. As part of the communications, the RFID IC provides a payment account number to the POS terminal. The POS terminal uses the payment account number to obtain authorization for the payment transaction.
- One well-known standard for proximity payment applications is known as “PayPass” and was promulgated by MasterCard International Incorporated, the assignee hereof.
- It has also been proposed that proximity identification devices similar to proximity payment cards may be used for other purposes, such as transit payment/access, travel documents (e.g., “RFID-enabled passports”) and/or for other identification purposes. Cards of this kind, including proximity payment cards that incorporate RFID chips, fall under the rubric of “contactless smart cards”.
- Some holders of payment card accounts may find it convenient to carry a proximity payment device that is smaller than a standard ID-1 card, and issuers of proximity payment cards are moving to issue such smaller devices. For example, U.S. provisional patent application Ser. No. 60/857,009, filed Nov. 6, 2006 (which has a common inventor herewith), discloses contactless smart cards that are conveniently sized to be carried in a fob on a keychain. The smart cards shown therein may be referred to as “subcards” in the sense that they are smaller than ID-1 cards and/or may be detached from a larger carrier. Designs for a fob/case to conveniently carry a subcard are disclosed in U.S. design patent applications 29/268,385 and 29/268,392, both filed Nov. 6, 2006 and both also having a common inventor herewith. Moreover, U.S. patent application Ser. No. 11/585,499, filed Oct. 24, 2006 (also having a common inventor herewith), discloses a mailable kit for conveniently sending both a subcard and a fob/case to the account holder.
- It has been proposed (e.g., in U.S. Pat. No. 6,863,220) to include a user-actuated switch in a proximity payment card. The switch may be normally open, and the card may be disabled from entering into a payment transaction except when the switch is actuated. This arrangement may enhance the security of proximity payment cards by preventing unauthorized interrogation of the proximity payment cards.
- There have also been proposals for a so-called “universal” smart card; i.e., a single card that stores multiple payment card account numbers, and/or identification numbers for a number of different purposes. Switches or the like may be provided on the card to allow the holder to select the particular function/account/identification information to be uploaded from the card for a particular transaction. However, such proposals have not made much headway in terms of practical applications. Among other issues, it may be a logistical challenge to load data from numerous issuing authorities into a single card, or to update or replace information in the card after it has been sent to the cardholder.
-
FIG. 1 is a schematic isometric view showing insertion of a subcard into a carrying case in accordance with aspects of the present invention. -
FIG. 2 is a schematic isometric view showing the carrying case ofFIG. 1 with the subcard housed therein. -
FIGS. 3-5 are simplified block diagram representations of alternative circuit configurations that may be employed in the subcard ofFIGS. 1 and 2 . -
FIG. 6 is a schematic isometric view showing insertion of two subcards into a carrying case in accordance with other aspects of the present invention. -
FIG. 7 is a schematic isometric view showing the carrying case ofFIG. 6 with the subcards housed therein. -
FIG. 8 is a schematic sectional view of the carrying case ofFIGS. 6 and 7 showing the subcards housed therein. -
FIG. 9 is a schematic isometric view showing insertion of four subcards into a carrying case in accordance with other aspects of the present invention. -
FIG. 10 is a schematic isometric view showing the carrying case ofFIG. 9 with the subcards housed therein. -
FIG. 11 is a schematic plan view of the carrying case ofFIGS. 9 and 10 . -
FIG. 12 is a schematic isometric view showing insertion of eight subcards into a carrying case in accordance with other aspects of the present invention. -
FIG. 13 is a schematic isometric view showing the carrying case ofFIG. 12 with the subcards housed therein. -
FIG. 14 is a schematic plan view of the carrying case ofFIGS. 12 and 13 . -
FIG. 15 is a schematic view of a subcard carrying case, showing an alternative arrangement, according to aspects of the invention, for allowing actuation of a subcard that is housed within the carrying case. -
FIG. 16 is a sectional view of a portion of the actuation arrangement ofFIG. 15 . -
FIG. 17 is a schematic view of a subcard carrying case, showing another alternative arrangement for allowing actuation of a subcard that is housed within the carrying case. -
FIG. 18 is a flow chart that illustrates a process that may be performed according to aspects of the present invention. - In general, and for the purpose of introducing concepts of embodiments of the present invention, a carrying case for a proximity payment card, such as a subcard, includes an aperture or other feature that allows a switch on the card to be manually actuated while the card is housed within the carrying case. Some embodiments of the carrying case may be suitable for simultaneously housing two, four or eight subcards in such a manner that the user can actuate a switch on any one of the subcards to select the subcard in question for use in a particular transaction. A carrying case of this type may provide many of the benefits sought from the proposed “universal” smart card, while ameliorating difficulties relating to issuance or replacement of cards.
-
FIG. 1 is a schematic isometric view showing insertion of asubcard 102 into acarrying case 104 in accordance with aspects of the present invention. - The
subcard 102 may be generally conventional in its construction, except perhaps that the dimensions of thesubcard 102 may be somewhat different from any subcard that has previously been proposed. Some details of thesubcard 102 will be discussed below. (In some embodiments, the circuit configuration of thesubcard 102 may be in accordance with teachings of U.S. patent application Ser. No. 11/517,072, filed Sep. 7, 2006, which is commonly assigned herewith, and which is incorporated herein by reference.) Initially however it will be noted that the subcard is formed from a plastic body, and that the plastic body carries a switch (indicated in phantom at 106) that may be manually actuatable by the card holder to activate the card. Theswitch 106 may be a pressure sensor, or any device capable of sending a signal to the subcard electronics (to be discussed below) and/or completing or interrupting a circuit on thesubcard 102. In some embodiments, theswitch 106 may be actuated by squeezing or pressing on thesubcard 102 at the locus of theswitch 106. It may be assumed that theswitch 106 is carried on the front face (not visible inFIG. 1 ) of thesubcard 102 and/or that theswitch 106 is actuatable by pressing on the front face of thesubcard 102 at the locus of theswitch 106. - The
case 104 is formed of afront half 108 and arear half 110. Thefront half 108 has arecess 112 formed therein generally in the size and shape of thesubcard 102, although not necessarily as deep as the subcard is thick. Therear half 110 has arecess 114 formed therein generally in the size and shape of thesubcard 102, although not necessarily as deep as the subcard is thick. Therecesses case 104. Therecess 112 is defined in part byfront wall 116 of thecase 104 and therecess 114 is defined in part byrear wall 118 of thecase 104. Thefront wall 116 has anaperture 120 formed therein at a location that corresponds to the locus of theswitch 106 on thesubcard 102. - The
halves living hinge 122 or the like. The subcard may be inserted in, e.g., therecess 112 as indicated by arrow 124 (e.g., with the subcard face down), and then thehalves arrow 126 to close thecase 104 around thesubcard 102. It will be appreciated that when thecase 104 is in its closed condition (seen inFIG. 2 ) thesubcard 102 is housed within thecase 104, specifically in a space formed by therecesses recesses front wall 116, therear wall 118 and side walls of thecase 104. When thecase 104 is in its closed condition, thewalls subcard 102 is housed. It will be appreciated that each of thewalls recesses subcard 102. - The
case 104 may have features that are not explicitly shown. For example, the free ends of thehalves case 104 in a closed condition. The clasp or catch may be such as to be easily openable by the user, but such as to be relatively secure when the user is not engaged in opening it. Moreover, one or both of therecesses subcard 102 in the recess after insertion therein of the subcard and while the case is being closed. - With the
case 104 closed around thesubcard 102, theaperture 120 is positioned to allow the user's finger to actuate the switch 106 (FIG. 1 ; not shown inFIG. 2 ) on thesubcard 102 to activate thesubcard 102. The aperture may be suitably sized both to allow actuation of the switch and to guide the user to the location of the switch. For example, the aperture may be round or square or in another shape and may take up about 100 mm2 of the area of the wall in which it is formed. The area of the aperture may thus be on the order of about 10%, 15% or 20% of the area of the wall in which it is formed. -
FIGS. 3-5 show alternative configurations of electronic and/or electrical components and circuitry of thesubcard 102. All of the components/circuitry shown in one or more ofFIGS. 3-5 may be embedded in and/or supported by a card-shaped plastic body (not separately shown) that defines the physical dimensions of thesubcard 102. - Referring now to
FIG. 3 , thesubcard 102 may include a conventional radio frequency identification (RFID) integrated circuit (IC) 302. TheRFID IC 302 may store a payment account number and/or other information that identifies the holder of thesubcard 102. Thesubcard 102 may further include anantenna 304 and aswitch 306 to selectively complete the circuit between theantenna 304 and theRFID IC 302. When theswitch 306 is actuated to complete the circuit, theRFID IC 302 is coupled to theantenna 304 so as to allow theRFID IC 302 to receive an interrogation/power signal via theantenna 304 and/or to respond to an interrogation signal by transmitting a payment account number and/or other identifying information. When theswitch 306 is unactuated (open), thesubcard 102 is disabled from being successfully interrogated. - Referring now to
FIG. 4 , in this circuit configuration, theRFID IC 302 a is always coupled to theantenna 304, but is enabled to receive and/or respond to an interrogation signal only when theswitch 306 is actuated to send an enable signal to theRFID IC 302 a. -
FIG. 5 is a variation on the configuration ofFIG. 4 . In the configuration ofFIG. 5 , theRFID IC 302 b is always coupled to theantenna 304, and may receive an enable signal in response to actuation of theswitch 306, but theswitch 306 shares a terminal with theantenna 304. - Other alternative configurations may reflect teachings of the above-referenced patent application Ser. No. 11/517,072.
-
FIG. 6 is a schematic isometric view showing insertion of two subcards 102-1, 102-2 into a carryingcase 104 a in accordance with other aspects of the present invention. - Each of the subcards 102-1, 102-2 may be like the
subcard 102 described above in terms of structure and function, except that, for example, the two subcards may provide access to different payment accounts, or one of the subcards may be a proximity payment card, while the other may identify the holder for some other purpose. - The
case 104 a may be similar in structure to the above-describedcase 104, except possibly that one or both of therecesses FIG. 8 ) formed by the recesses when the case is in its closed condition may be deep enough to simultaneously hold the two subcards 102-1, 102-2, as seen inFIG. 8 . Moreover, in addition to theaperture 120 infront wall 116, there is also anaperture 602 formed inrear wall 118. Theaperture 602 is located inrear wall 118 so as to correspond to the locus of the switch (not shown) in the subcard 102-2. - As indicated by
arrows recesses case 104 a may be pivoted relative to each other as indicated byarrow 608 to close thecase 104 a around the subcards 102-1, 102-2. With the case closed, as seen inFIGS. 7 and 8 , the subcards 102-1, 102-2 are housed back-to-back in the space 802 (FIG. 8 ) formed by therecesses - The user is now permitted to select between the two subcards (i.e., to select which card to use for a particular transaction or other activity) by either actuating the switch on subcard 102-1 by pressing the subcard 102-1 through the
aperture 120 in thefront wall 116 of the case or by actuating the switch on subcard 102-2 by pressing the subcard 102-2 through theaperture 602 in therear wall 118. Preferably the case is transparent, with or without tinting (e.g., the case may be formed of substantially rigid molded plastic), to allow the user to see the faces of the subcard while they are inside the case to aid the user in selecting which subcard to use for the transaction/activity. The pressing of one of the subcards to select the subcard may occur while the case is presented to a proximity reader (e.g., the case is placed in proximity to and/or tapped on the proximity reader). -
FIG. 9 is a schematic isometric view showing insertion of four subcards 102-1, 102-2, 102-3, 102-4 into a carryingcase 104 b in accordance with other aspects of the present invention. Thecase 104 b differs from thecase 104 a ofFIGS. 6-7 in that in thecase 104 b each half of the case has two recesses therein, to form two card-housing spaces when the case is closed. Each card-housing space is sized to hold two subcards back-to-back. Both card-housing spaces are in a common plane. The front wall of the case has two apertures therein and the rear wall also has two apertures therein. Each of the four apertures is positioned to give access for the user's finger to the switch of a respective one of the four subcards housed in the case. -
FIG. 10 shows thecase 104 b in its closed condition with subcards housed inside thecase 104 b.FIG. 11 is a plan view of the closed case, showing the loci of the four apertures 120-1 (front wall), 120-2 (front wall), 120-3 (rear wall) and 120-4 (rear wall). It will be noted that the four apertures are all offset from each other in one or more directions parallel to the plane of the card-housing spaces. With this arrangement, it is fairly well assured that when the user activates one of the subcards in the case, he/she will not simultaneously activate any other of the subcards. - The subcards shown in
FIG. 9 may be like those described above in connection withFIGS. 1-8 . - As in the example of the two-
card case 104 a, the user may select among the four subcards housed in thecase 104 b by actuating a switch on the particular subcard to be selected. The case provides a convenient card-shaped holder in which up to four subcards may be carried, and any one of the four may be selected for use in a given transaction by presenting the case to the proximity reader and activating the selected card by actuating its switch. -
FIG. 12 is a schematic isometric view showing insertion of eight subcards 102-1, 102-2, 102-3, 102-4, 102-5, 102-6, 102-7, 102-8 into a carryingcase 104 c in accordance with other aspects of the present invention. Thecase 104 c differs fromcases case 104 c each half of the case has four recesses therein, to form four card-housing spaces when the case is closed. Each card-housing space is sized to hold two subcards back-to-back. All four card-housing spaces are in a common plane. The card-housing spaces are arranged as a two-by-two array in the common plane. The front wall of the case has four apertures therein and the rear wall also has four apertures therein. Each of the eight apertures is positioned to give access for the user's finger to the switch of a respective one of the eight subcards housed in the case. -
FIG. 13 shows thecase 104 c in its closed condition with subcards housed inside thecase 104 c.FIG. 14 is a plan view of the closed case, showing the loci of the eight apertures 120-1 (front wall), 120-2 (front wall), 120-3 (front wall), 120-4 (front wall), 120-5 (rear wall), 120-6 (rear wall), 120-7 (rear wall) and 120-8 (rear wall). As in thecase 104 b, all of the apertures in thecase 104 c are offset from each other in one or more directions parallel to the plane of the card-housing spaces. As noted above regarding thecase 104 b, the offsets among the apertures helps to assure that only one subcard is activated at a time. - The
case 104 c may (when closed) have overall dimensions similar to the standard ID-1 card (i.e., about 54 mm high by 86 mm wide) but may be thicker than the standard ID-1 card, say four to six times thicker. Correspondingly, each subcard may have about one-quarter of the surface area of the standard ID-1 card, and thus may be about 27 mm high by 43 mm wide. All of the subcards discussed herein may be of this size, and theother cases case 104 b may be about half the size of thecase 104 c in terms of planar extent, and thecases case 104 c in terms of planar extent. Alternatively, the subcards may be of any convenient size, including but not limited to any size less than the standard ID-1 card, and the cases may be sized to match the subcards. - In some embodiments, the subcards may be suitably sized as keychain fobs and the case may include an opening to receive a keychain and may otherwise be arranged like a fob to hold one or two subcards, but with one or two apertures to permit the user to actuate the (respective) switch of the subcard(s).
- It may be said that the apertures referred to in connection with
FIGS. 1-14 or otherwise herein constitute “actuation regions” of the carrying cases in that the apertures permit actuation, by a user's finger, of a switch on a subcard carried in the case. - However, other forms of actuation region may be provided in alternative embodiments of the invention. For example, as seen from
FIG. 15 one or more or all of the apertures may each respectively be replaced by aflap 1502 integrally formed in the corresponding wall of the carrying case. Theflap 1502 may have a button 1602 (FIG. 16 ) formed on an underside of theflap 1502. Upon being pressed by a user's finger, theflap 1502 may deflect inwardly relative to the corresponding wall of the carrying case so that thebutton 1602 contacts and actuates the switch (not shown inFIGS. 15 , 16) of the subcard (not shown inFIGS. 15 , 16) lying beneath the corresponding wall of the carrying case. Alternatively, the actuation region may be formed as a dimple 1702 (FIG. 1702 ) or another area of reduced thickness and/or increased flexibility and/or contrasting material composition relative to the balance of the wall of the carrying case, the nature of theactuation region 1702 being such that it may be pressed inwardly, by the user's finger, relative to the wall to permit the user's finger to actuate the switch (not shown inFIG. 17 ) on the subcard (not shown inFIG. 17 ) inside the carrying case and beneath the wall of the case which includes theactuation region 1702. An actuation region of the type described in the previous sentence may be referred to as a “depressable button”. -
FIG. 18 is a flow chart that illustrates a process that may be performed according to aspects of the present invention. - At 1802, the user inserts two or more subcards into a carrying
case - According to certain aspects of the invention, a carrying case such as one of those described herein is shipped to a prospective cardholder as part of a kit which also includes a subcard appointed for use by the prospective cardholder. The cardholder may in effect assemble the kit by inserting the subcard (and perhaps other subcards as well) in the carrying case.
- In an alternative embodiment of the carrying case(s), an end of the case includes a slot to allow for insertion lengthwise of one or more subcards into the card-housing spaces. In such embodiments, the case is always closed, and does not include two mutually pivotable halves.
- Particularly with the multi-card carrying cases, a single carrier embodies multi-application functionality, without requiring that a single card be transported among and/or accessed by several different card issuers. That is, with this arrangement, issuers for different cards or types of cards each issue a respective subcard to the user, who then inserts the subcards in the carrying case to assemble the multi-application carrier. By the same token, subcards may be replaced or reissued one-by-one. The applications collectively provided by the subcards in the same carrier may include payment (e.g., for plural payment card accounts), customer loyalty, access control, medical records/identification, passport and/or transit.
- This arrangement also takes advantage of the proposal to include “on” switches in contactless cards by using the existence of such switches to solve what would otherwise be an issue of contention and/or selection if a number of “always on” cards were simultaneously presented to a reader. This is a novel application for the “on” switch, which was originally proposed as a way of enhancing the security of contactless cards.
- As used herein and in the appended claims, a “contactless smart card” refers to a proximity payment card or other smart card that can be read by radio signals, even if also equipped with contacts.
- Each of the card-housing spaces referred to herein may also be referred to as a “chamber”.
- Although the present invention has been described in connection with specific exemplary embodiments, it should be understood that various changes, substitutions, and alterations apparent to those skilled in the art can be made to the disclosed embodiments without departing from the spirit and scope of the invention as set forth in the appended claims.
Claims (20)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US11/674,242 US7533826B2 (en) | 2007-02-13 | 2007-02-13 | Electronic wallet |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US11/674,242 US7533826B2 (en) | 2007-02-13 | 2007-02-13 | Electronic wallet |
Publications (2)
Publication Number | Publication Date |
---|---|
US20080190784A1 true US20080190784A1 (en) | 2008-08-14 |
US7533826B2 US7533826B2 (en) | 2009-05-19 |
Family
ID=39684906
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US11/674,242 Expired - Fee Related US7533826B2 (en) | 2007-02-13 | 2007-02-13 | Electronic wallet |
Country Status (1)
Country | Link |
---|---|
US (1) | US7533826B2 (en) |
Cited By (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20080121707A1 (en) * | 2006-11-06 | 2008-05-29 | Simon Phillips | Method, apparatus, asembly and kit for identification token |
US20090050689A1 (en) * | 2007-08-21 | 2009-02-26 | Sony Corporation | Electronic wallet device and method of using electronic value |
US20090050688A1 (en) * | 2007-08-23 | 2009-02-26 | Sony Corporation | Electronic wallet device and communication method |
US20110112918A1 (en) * | 2009-11-06 | 2011-05-12 | Mestre Patrick | Methods for risk management in payment-enabled mobile device |
CN102475401A (en) * | 2010-11-23 | 2012-05-30 | 中国辐射防护研究院 | Non-contact IC card storage box and method for reading IC cards in storage box |
US20140096880A1 (en) * | 2012-10-09 | 2014-04-10 | Eric Tsz Kin Yeung | Security protected credit cards container and billfold |
US8812402B2 (en) | 2009-01-05 | 2014-08-19 | Mastercard International Incorporated | Methods, apparatus and articles for use in association with token |
US20150216278A1 (en) * | 2012-10-09 | 2015-08-06 | Eric Tsz Kin Yeung | Security protected credit cards container and billfold |
US9652909B1 (en) * | 2015-11-06 | 2017-05-16 | Amazon Technologies, Inc. | Security badge |
WO2017204644A1 (en) * | 2016-05-26 | 2017-11-30 | R.J. Van Geer Beheer Bv | Credit card ejector having break coupling |
USD823395S1 (en) | 2015-11-06 | 2018-07-17 | Amazon Technologies, Inc. | Identification badge |
US20190378118A1 (en) * | 2014-09-02 | 2019-12-12 | NXT-ID, Inc. | Components for enhancing or augmenting wearable accessories by adding electronics thereto |
USD954825S1 (en) * | 2019-12-17 | 2022-06-14 | Intersell Ventures, LLC | Ball target |
Families Citing this family (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7956743B2 (en) * | 2007-06-29 | 2011-06-07 | Oberthur Technologies | Dual communication fob assembly comprising an insert within a base |
US8061620B2 (en) | 2007-07-27 | 2011-11-22 | Mastercard International, Inc. | Removably securing small contactless payment card to electronic device |
JP2009053766A (en) * | 2007-08-23 | 2009-03-12 | Sony Corp | Electronic wallet device, communication method and program |
EP2053546A1 (en) * | 2007-10-26 | 2009-04-29 | Gemplus | Radiofrequency communication device comprising a timer |
USD613293S1 (en) * | 2008-08-26 | 2010-04-06 | Sandisk Corporation | Memory card holder |
US8047363B2 (en) | 2008-08-26 | 2011-11-01 | Sandisk Technologies Inc. | Memory card holder and organizer for holding and organizing a plurality of portable memory cards |
EP2475281A1 (en) | 2009-09-09 | 2012-07-18 | SanDisk IL Ltd. | Holders for portable memory cards and method for manufacturing same |
US8730046B2 (en) * | 2010-10-01 | 2014-05-20 | B&G Plastics, Inc. | EAS integrated faucet tag assembly |
USD1016478S1 (en) * | 2022-08-26 | 2024-03-05 | Xiujuan Wang | Card holder |
Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4518080A (en) * | 1982-09-10 | 1985-05-21 | Ohlson Kurt L | Card, especially ID-card intended retainer |
US4941172A (en) * | 1987-11-24 | 1990-07-10 | U.S. News | Preprogrammed autodialer and related process |
US5598792A (en) * | 1995-01-09 | 1997-02-04 | Wales; Forrest A. | Credit card security device having card invalidating electromagnet |
US6155410A (en) * | 1999-10-07 | 2000-12-05 | Davis; Mathew | Credit card case |
US6186403B1 (en) * | 1997-11-12 | 2001-02-13 | Yalcin Ozbey | Method and apparatus for accurate color reading of material having variable depth and motif |
US20040124248A1 (en) * | 2002-12-31 | 2004-07-01 | Massachusetts Institute Of Technology | Methods and apparatus for wireless RFID cardholder signature and data entry |
US20060208062A1 (en) * | 2005-03-16 | 2006-09-21 | Osborn Warren R | Injection molded gift case for debit, credit and smart cards |
-
2007
- 2007-02-13 US US11/674,242 patent/US7533826B2/en not_active Expired - Fee Related
Patent Citations (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4518080A (en) * | 1982-09-10 | 1985-05-21 | Ohlson Kurt L | Card, especially ID-card intended retainer |
US4941172A (en) * | 1987-11-24 | 1990-07-10 | U.S. News | Preprogrammed autodialer and related process |
US5598792A (en) * | 1995-01-09 | 1997-02-04 | Wales; Forrest A. | Credit card security device having card invalidating electromagnet |
US6186403B1 (en) * | 1997-11-12 | 2001-02-13 | Yalcin Ozbey | Method and apparatus for accurate color reading of material having variable depth and motif |
US6155410A (en) * | 1999-10-07 | 2000-12-05 | Davis; Mathew | Credit card case |
US20040124248A1 (en) * | 2002-12-31 | 2004-07-01 | Massachusetts Institute Of Technology | Methods and apparatus for wireless RFID cardholder signature and data entry |
US7100835B2 (en) * | 2002-12-31 | 2006-09-05 | Massachusetts Institute Of Technology | Methods and apparatus for wireless RFID cardholder signature and data entry |
US20060208062A1 (en) * | 2005-03-16 | 2006-09-21 | Osborn Warren R | Injection molded gift case for debit, credit and smart cards |
Cited By (25)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7861931B2 (en) * | 2006-11-06 | 2011-01-04 | Mastercard International, Inc. | Method, apparatus, assembly and kit for identification token |
US20110101112A1 (en) * | 2006-11-06 | 2011-05-05 | Simon Phillips | Method, apparatus, assembly and kit for identification token |
US20080121707A1 (en) * | 2006-11-06 | 2008-05-29 | Simon Phillips | Method, apparatus, asembly and kit for identification token |
US8167198B2 (en) | 2006-11-06 | 2012-05-01 | Mastercard International, Inc. | Method, apparatus, assembly and kit for identification token |
US20090050689A1 (en) * | 2007-08-21 | 2009-02-26 | Sony Corporation | Electronic wallet device and method of using electronic value |
US20090050688A1 (en) * | 2007-08-23 | 2009-02-26 | Sony Corporation | Electronic wallet device and communication method |
US7980458B2 (en) * | 2007-08-23 | 2011-07-19 | Sony Corporation | Electronic wallet device and communication method |
US8812402B2 (en) | 2009-01-05 | 2014-08-19 | Mastercard International Incorporated | Methods, apparatus and articles for use in association with token |
US9240005B2 (en) * | 2009-11-06 | 2016-01-19 | Mastercard International, Incorporated | Methods for risk management in payment-enabled mobile device |
US20110112918A1 (en) * | 2009-11-06 | 2011-05-12 | Mestre Patrick | Methods for risk management in payment-enabled mobile device |
CN102475401A (en) * | 2010-11-23 | 2012-05-30 | 中国辐射防护研究院 | Non-contact IC card storage box and method for reading IC cards in storage box |
US20140096880A1 (en) * | 2012-10-09 | 2014-04-10 | Eric Tsz Kin Yeung | Security protected credit cards container and billfold |
US20150216278A1 (en) * | 2012-10-09 | 2015-08-06 | Eric Tsz Kin Yeung | Security protected credit cards container and billfold |
US9615641B2 (en) * | 2012-10-09 | 2017-04-11 | Eric Tsz Kin Yeung | Security protected credit cards container and billfold |
US11004066B2 (en) * | 2014-09-02 | 2021-05-11 | NXT-ID, Inc. | Components for enhancing or augmenting wearable accessories by adding electronics thereto |
US20190378118A1 (en) * | 2014-09-02 | 2019-12-12 | NXT-ID, Inc. | Components for enhancing or augmenting wearable accessories by adding electronics thereto |
US9870658B1 (en) | 2015-11-06 | 2018-01-16 | Amazon Technologies, Inc. | Security badge |
USD823395S1 (en) | 2015-11-06 | 2018-07-17 | Amazon Technologies, Inc. | Identification badge |
US9652909B1 (en) * | 2015-11-06 | 2017-05-16 | Amazon Technologies, Inc. | Security badge |
WO2017204644A1 (en) * | 2016-05-26 | 2017-11-30 | R.J. Van Geer Beheer Bv | Credit card ejector having break coupling |
CN109302840A (en) * | 2016-05-26 | 2019-02-01 | R.J.范吉尔公司 | A kind of credit card ejector with disconnection connection parts |
RU2745685C2 (en) * | 2016-05-26 | 2021-03-30 | Р.Й. ван Гер Бехер бв | Credit card ejector with detachable connection |
CN113229584A (en) * | 2016-05-26 | 2021-08-10 | R.J.范吉尔公司 | Credit card ejector with disconnection connecting part |
US11234502B2 (en) | 2016-05-26 | 2022-02-01 | R.J. Van Geer Beheer B.V. | Credit card ejector having break coupling |
USD954825S1 (en) * | 2019-12-17 | 2022-06-14 | Intersell Ventures, LLC | Ball target |
Also Published As
Publication number | Publication date |
---|---|
US7533826B2 (en) | 2009-05-19 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
US7533826B2 (en) | Electronic wallet | |
US8670242B2 (en) | Data storage devices | |
AU2005332555B2 (en) | Carrying devices for RF tokens | |
US7798415B1 (en) | Wireless transaction fobs and methods of using the same | |
US7949373B2 (en) | Combined telephone and credit transaction enabler | |
AU2007286044B2 (en) | Proximity payment card with user-actuated switch and methods of making the card | |
US7604176B2 (en) | Radio frequency fobs and methods of using the same | |
US20100250812A1 (en) | Electronic multipurpose card | |
US8328106B1 (en) | Convertible transaction card | |
US20060208062A1 (en) | Injection molded gift case for debit, credit and smart cards | |
US20050194450A1 (en) | Interactive multimedia smart affinity card | |
US11544514B2 (en) | Smart card system for holding multiple smart cards | |
US20060283940A1 (en) | Multifunctional card reader | |
WO1998014916A2 (en) | Universal credit card | |
EP0987660A1 (en) | Portable electronic apparatus | |
JP2005332015A (en) | Card case with booster | |
TW201817212A (en) | Electronic identification selecting system and operating device thereof capable of switching and selecting identification information recorded on an electronic identification device | |
JP2001202483A (en) | Information input/output device | |
US12056548B2 (en) | Transaction card with storage for a physical key | |
RU5273U1 (en) | INTELLIGENT MAP | |
KR200265243Y1 (en) | Multi-function rf card | |
JP5457022B2 (en) | Payment processing device | |
KR20180093309A (en) | Rf card activation device | |
TWM539100U (en) | Electronic recognition and selection system, and operation device thereof | |
JP2004310793A (en) | Information input and output device |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
AS | Assignment |
Owner name: MASTERCARD INTERNATIONAL, INC., NEW YORK Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:PHILLIPS, SIMON;REEL/FRAME:018885/0809 Effective date: 20070212 |
|
STCF | Information on status: patent grant |
Free format text: PATENTED CASE |
|
CC | Certificate of correction | ||
FPAY | Fee payment |
Year of fee payment: 4 |
|
FPAY | Fee payment |
Year of fee payment: 8 |
|
FEPP | Fee payment procedure |
Free format text: MAINTENANCE FEE REMINDER MAILED (ORIGINAL EVENT CODE: REM.); ENTITY STATUS OF PATENT OWNER: LARGE ENTITY |
|
LAPS | Lapse for failure to pay maintenance fees |
Free format text: PATENT EXPIRED FOR FAILURE TO PAY MAINTENANCE FEES (ORIGINAL EVENT CODE: EXP.); ENTITY STATUS OF PATENT OWNER: LARGE ENTITY |
|
STCH | Information on status: patent discontinuation |
Free format text: PATENT EXPIRED DUE TO NONPAYMENT OF MAINTENANCE FEES UNDER 37 CFR 1.362 |
|
FP | Lapsed due to failure to pay maintenance fee |
Effective date: 20210519 |