US1185080A - Saving-card. - Google Patents

Description

A R. FERGUSSN.

SAVING CARD.

APPucfmUN man' FEB. f. m5.

i 59@ mmm MW am ma Maf June Maly Apr.'

ALAN n FFERGUssoN, or CHICAGO, ILLINOIS, AssIGNOR To DISCOUNTHCHECK CoePJrrA:` TION, or NEW YORK, N.l Y., A CORPORATION or NEW YORK. i

l SAYING-CARD.

Appncation sied February e, 1915. semi No. 6,197.

To all whom it may Concern.'

Beit knovvn that I. ALAN Il. FERCUssoN, a

' citizen of the vII-nited States, residing at Chicago. in lthe county of Cook and Sta-te of Illinois. have invented certain nevv and useful Improvements in Saving-Cards; and I do herebvv declare the following to'be a full, clear, and exact description of the invention, such as vvill enable others skilled in thel art to vvhich it appertains to make and use the saine.

This invention relates to saving cardsand has toi-ian obiect to provide a card for usein banlds and other saving institutions for conveniently taking' cai'e of and recording.

small amounts or yinstallments paid in or depositedjat stated intervals.

A further ob] sociations as Christmas saving clubs, travelers 'sztving clubs,ior the like vvhere the depositors deposit a statedl amount iveelilv or at stated intervals until. a given or aggregate amount has been reachedor the time coveredl for which the said saving cardvvas issfned. l .l

A further object of the invention is to p/rovide a Card embodying improved means for handling the business conveniently, eX-

peditiously and accuratellv.

A further object of the invention is to provide a card which shoivs the exact amount vvhich is to be deposited at each par-y ticular deposit period, the occurrence of the deposit period and the entire amount which has been deposited to and including the last deposit.

IVi'th these and other objects in vieiv the invention comprises certain novel constructions, combinations and" arrangement of parts as Will be hereinafter more tullv described and claimed.

In the drawings: Figure l a vinewvin perspective ot the improved card shoiving on the t'ront member the amount to be deposited each vveek as one dollar and beginning at the rst ot September and continuingthrmighout the year, it` being understood, liovvever. that the length of the deposit period. the amount of the deposit and the conv tinuitv of such deposit is wholly immaterialto thev present invention.. Fig. 2 is a Specification of Letters Patent.A lltented play 3Q i916 i view in. elevation of tlie'rear orsecondmeinber of the card with the -front :member ref moved. Fig. 3 is a fragmentaryv vieivfof the secondfor rear member showing a reversal: ot the amounts in Fig. 2, to give the amount still due after each deposit. Figa isffa lfrag nientarv vieiv of the rear or back member asv seen through the front member,"'exhibitingboth the amount paid and the amount to be paid to complete the-transaction.

Lilie characters designate lcorresponding parts throughout the several vievvs.--

I In carrying intoetfect the present inven-v tion. a double card is employed embodying.

the members A and B joined along one edge as at C so that each registers accurately-vvi'th p the othervvvhen folded along such fold C. ect of the invention is to 1' provide a card adapted for use in such asthe card, similar spaces 13- properly designated to. receive the amount ott-heperiodi cal deposit, spaces It properlydesignated toy receive the number of periodical deposits,I

' depositor, spaces l2 for the serial number of,

spaces l5 properlv designated tolreceive the..

date of the opening of the account. Below the spacesjust above referred to atable'is` provided on both members containing the:

naines of all of the months 'of the vear `With a column of ordinals of vveelIs contained in each ot said months. Upon 'member A spaces 1G are provided opposite said'ordis.

nals and. properly" designatedlto receive .the

amounts of periodical. depositsg Iptiii'fmemel ber B similar spaces 17 arefprovidedfor-rei ceiving total amounts governed xmbynthef amount of instalments received andiy noted. in the spaces 1G. As shown fat. Fthe; amounts are intended to be the'runningtotal of the instalments paid: as? noted irr ...the spaces 1G. As shovvn at Fig. 3'1the vorderiis intended to be reversed so'that the amounts made visible as hereinafter explained `vvil-l; shovv the running total due,"or theanno-unt. still to be paid. As shown 'atl Fig'sl'both the' total paid and the total due squaresor spaces 17. j i

lVhen a club is forme'dall the membersiof vvhich are, for instance,f pledgedv to fpay"y ja` given amount for a given length ottime,"

beginning at a'given date; tliecard's will lbe' tution with the' numerals already appliedl ferred to have both series within the spaces 17, as indicated in Fig. et, sol that by punch- 4ing out the frontspace 16 the entire rear space 17 1s exposed and the amounts thereon may be'read through the hole in the front member A. `In Fig. et the total paid is dis,- posed above the total due, but this arrangement is permissible so long as the two sums are sufiiciently small to be seen through the one hole -or window.n Y

It often'happens, however, that all of the members of 'a club do not begin payments at a 4given time or do not pay like amounts or continue the payments 'tor the same period.1 Under these conditions the cards are furnished to the bankin blank and could be filled in with a pen, typewriter or rubber stamp.

ofthe card A each of the instalment pay.

ments when it is deposited as indicated more particularly at Fig'. 4, producing thereby-a window through which `the amount in the spaces 17 of the card B are visible. 'If the cards are used as shown at Figs. 1 and 2 1t lis obvious that cutting ou-t each ot the instalments ot one dollar y will disclose Abeneath that'an amount equal to the cumulative deposit of the several. one dollar instalments;v z'. e. the total paid. As shown at Fig. 4 four of such windowsare eut out and card B shows four dollars paid 'and fortyeight dollars to be paid. It' the amount tobe paid is not filled in on card B it is obvious that the amount' shown through the windows will i be simply. the total paid. `amounts to be paid only are filled inl on card B ,then such amounts will be shown through the Windows in the lorder shown at Fi g. 3.

If preferred, the samespaces 17- It the latter, a stamp carrying the proper ligure 1s inked 1n the usualmanner If the The depositor Acarries the card with him and each tune he presents -a deposit he pre` sents the card and the receiving teller cuts out from card A the amount of' his deposit thereb makin@ a record u )on the card itself' as l of the exact instalment paid. 'Through the, hole 1n this card is then visible the total paid up to that time and the total amount to be paid, or both, depending upon the use of the numerals `in the spaces 17 on card B.

It is wholly immaterial to the present invention whether the cards are furnished to' the bank 'printed in full or whether the\v are furnished in blank and a pen, typewriter. or stamp used for completing the card at the bank before it -is issued to the depositor.

I claim:

l. A saving card comprising two members hinged together* and folded into contact, the upper member being provided with a series of spaces for the amounts of' instalment payments; and the lower member being 'provided with spaces registering with those mentioned anldadapted to contain a progressive series/of amounts whereof each is the total of all said payments on the upper member from that -in its corresponding space to one endof its series inclusive, the totals being visible when the instalment spaces are punched.

A saving card comprising two members hinged together and folded into contact, the

upper member being provided with a series of spaces for the' amounts of instalment payments. and with ad]acent designations of the dates they fall due; and the lower me1n.

ber being provided. with spaces registering with those mentioned and adapted to contain a progressive series ot running total amounts, each .being the sum of 'all payments made from the date of the first to'and including the date of that payment in the overlying space on the upper member, and the totals being visible when the instalment spaces are punched. n

3. A saving card comprising two members of like dimension, one overlying the other, the upper member'being provided with a series of spaces containing the amounts ot instalment payments; apd the lower member being provided with af`series of spaces registering with those mentioned and `each containing two amounts whereof one isthc total of the instalment payments from the beginning up to that point, and the other is the total of the instalments as lyet. unpaid .from that point to the finish of the series von the upper member, both totals being visible when the space in the upper member is punched.

l. In a saving card, two members hinged together, the first being provided withspzwes properly designated to receive repetitions of like amounts at like intervals; and the secizo ond member `being provided with spaces reglstermg wrth the spaces of the first member and visible therethrough when the amountsy are cut fronrthe'first member, the spaeesof the second member being provuled wlth numerals cumulative of' the numerals appearmg upon :the first member. A

Images