TWM657247U - Guaranteed delivery service system - Google Patents

Abstract

A guaranteed delivery service system includes a communication unit, a storage unit and a processing unit that establish a communication channel with a terminal computer device. After the processing unit receives a guaranteed delivery application form with a commercial invoice copy and a bill of lading copy from the terminal computer device through the communication unit, it determines whether the balance in the bank account of the goods importer recorded in the guaranteed delivery application form is sufficient to pay the amount of goods recorded in the guaranteed delivery application form. When the processing unit sends the authorization deduction application to the terminal computer device through the communication unit, the amount of the goods will be deducted from the bank account of the goods importer according to the authorized authorization deduction application sent by the terminal computer device. After reviewing that the contents of the guaranteed delivery application are consistent with the contents of the commercial invoice copy and the bill of lading copy, the processing unit will generate a guaranteed delivery certificate and provide it to the goods importer.

Description

Guaranteed delivery service system

The present invention relates to a guarantee service system, in particular to a guarantee delivery service system.

When an importer uses a letter of credit (a document indicating that the (guaranteeing) bank will pay the exporter on behalf of the importer) to import goods, before going to the shipping company to pick up the goods, under normal circumstances, the importer should first go to the issuing bank to redeem the bill and obtain the shipping documents before going through the customs declaration and picking up the goods. However, with the development of international shipping, when importing goods from nearby regions such as Hong Kong, Japan, the Philippines and Singapore, there are cases where the goods have arrived at the port, but the original shipping documents have not yet been sent to the issuing bank. In this case, in order to save ship delay fees, customs warehousing fees or urgently need to pick up goods for market or processing, the importer often requires the issuing bank to issue an "Indemnity and Guarantee Delivery Without Bill". of Lading) and can be presented to the shipping company or its agent to pick up the goods.

The current operating method is that customers (importers) need to present the "Guaranteed Delivery Application Form" at the counter. After the bank reviews and approves it, the customer pays for the goods and receives the Guaranteed Delivery Form and other related documents. Then, based on these documents, the customer goes to the shipping company or its agent to pick up the goods. However, in practice, the procedures for customers to pick up goods at the counter are quite complicated and inconvenient, which may affect the manufacturer's delivery schedule and the quality of the goods.

Therefore, the purpose of this invention is to provide a guaranteed delivery service system, which can effectively improve the operating efficiency of the guaranteed delivery business and speed up the delivery schedule for customers.

Therefore, the new guaranteed delivery service system is applied to a bank and can communicate with a terminal computer device of a goods importer, and includes a communication unit, a storage unit and a processing unit.

The communication unit establishes a communication channel with the terminal computer device.

The processing unit is electrically connected to the communication unit and the storage unit, and when the processing unit receives a guaranteed delivery application accompanied by a commercial invoice copy and a bill of lading copy from the terminal computer device through the communication unit, the processing unit determines, based on the goods importer recorded in the guaranteed delivery application, that a balance in a bank account of the goods importer at the bank is sufficient to pay the amount of goods recorded in the guaranteed delivery application, and then the processing unit transmits an authorization deduction application to the terminal computer device through the communication unit.

After receiving the authorized authorization deduction application form transmitted by the terminal computer device through the communication unit, the processing unit deducts the amount of the goods from the bank account according to the authorized authorization deduction application form, and after reviewing that the contents recorded in the guaranteed delivery application form are consistent with the contents recorded in the commercial invoice copy and the bill of lading copy, a guaranteed delivery book is generated, and the guaranteed delivery book, the commercial invoice copy and the bill of lading copy are stored in the storage unit.

In some implementations of the present invention, the terminal computer device also encrypts the guaranteed delivery application based on a financial transaction certificate provided in advance by the bank to the importer of the goods to generate a digital signature, and transmits the digital signature together with the guaranteed delivery application to the processing unit. The processing unit will accept the guaranteed delivery application only after verifying that the digital signature is correct.

In some implementations of the present invention, the storage unit records the bank account of the goods importer and the balance corresponding to the bank account. The processing unit reads the balance corresponding to the bank account from the storage unit, and when it is determined that the balance is greater than the amount of the goods, the processing unit transmits the authorization deduction application to the terminal computer device.

In some embodiments of the present invention, the copy of the commercial invoice and the copy of the bill of lading are provided by a goods exporter that ships the goods to the goods importer, and the copy of the commercial invoice and the copy of the bill of lading are derived from an original commercial invoice and an original bill of lading issued by the goods exporter.

In some implementations of the present invention, the guaranteed delivery service system is a computer device installed on the Internet as a server.

In some implementations of the present invention, the processing unit transmits the guaranteed delivery document to the terminal computer device via the communication unit.

In some implementations of the present invention, the processing unit outputs the guaranteed delivery letter to a printer electrically connected thereto, the printer prints out a paper copy of the guaranteed delivery letter, and the bank mails the paper copy of the guaranteed delivery letter to the goods importer.

The effect of this new model is that the cargo importer can apply for a guaranteed delivery document online through the terminal computer device connected to the guaranteed delivery service system, which not only makes the original guaranteed delivery application paperless and the counter application process online, but also improves the processing efficiency of the guaranteed delivery service and reduces the time for related documents to go back and forth and the risk of document loss.

Before the present invention is described in detail, it should be noted that similar components are represented by the same reference numerals in the following description.

Referring to FIG. 1 , it is an embodiment of the novel guaranteed delivery service system. The guaranteed delivery service system 1 of the embodiment can be, for example, a computer device set up on a network as a server, which is applied to a bank and can communicate with a terminal computer device 2 of a goods importer through, for example, the Internet; the guaranteed delivery service system 1 mainly includes a communication unit 11, a storage unit 12 and a processing unit 13.

The communication unit 11 is a network communication medium, such as a network card, etc., which can establish a communication channel with the terminal computer device 2 through the communication network and related communication architecture provided by the network communication operator.

The storage unit 12 is a memory module composed of a memory, for example, in which a bank account of the goods importer and a balance stored in the bank account are recorded.

The processing unit 13 is electrically connected to the communication unit 11 and the storage unit 12 to communicate with the terminal computer device 2 through the communication unit 11 and access the storage unit 12; and the processing unit 13 responds to requests from the terminal computer device 2, for example, when the shipping company notifies the cargo importer that the goods have arrived at the designated location, the cargo importer (user) needs to report to the developer. The bank of the letter of credit applies for a guaranteed delivery letter, and by operating the terminal computer device 2 to log in to an official website (not shown) of the guaranteed delivery service system 1 set up on the Internet, and after selecting a guaranteed delivery application option provided by the official website, the processing unit 13 provides a guaranteed delivery application form (electronic file) to the terminal computer device 2 through the communication unit 11.

After the terminal computer device 2 receives the guaranteed delivery application, the cargo importer fills in the delivery-related information in the guaranteed delivery application displayed by the terminal computer device 2, and then the cargo importer instructs the terminal computer device 2 to transmit a copy of a commercial invoice and a copy of a bill of lading (electronic file) stored therein together with the filled-in guaranteed delivery application to the processing unit 13. The copy of the commercial invoice and the copy of the bill of lading are provided by a cargo exporter who ships the cargo to the cargo importer, and the copy of the commercial invoice and the copy of the bill of lading are from an original commercial invoice and an original bill of lading issued by the cargo exporter but not yet delivered to the bank.

When the processing unit 13 receives the guaranteed delivery application accompanied by the commercial invoice copy and the bill of lading copy from the terminal computer device 2 via the communication unit 11, the processing unit 13 reads the balance corresponding to the bank account of the goods importer (applicant) from the storage unit 12 according to the goods importer (applicant) recorded in the guaranteed delivery application, and determines whether the balance is sufficient (greater than) Pay the amount of goods recorded in the guaranteed delivery application form. If yes, the processing unit 13 then transmits an authorization deduction application form (electronic file) to the terminal computer device 2 through the communication unit 11, so that the goods importer completes the authorization (such as electronic signature, etc.) on the authorization deduction application form through the terminal computer device 2, and then returns the authorized authorization deduction application form to the processing unit 13.

On the contrary, when the processing unit 13 determines that the balance in the bank account is insufficient to pay the amount of the goods, the processing unit 13 transmits an insufficient balance notification to the terminal computer device 2 via the communication unit 11 to notify (or remind) the goods importer to replenish the balance in the bank account and reapply.

It is worth mentioning that, in order to enhance operational security, in the present embodiment, the terminal computer device 2 can also encrypt the content of the guaranteed delivery application form according to a financial transaction certificate (private key) provided in advance by the bank to the importer of the goods, such as a financial XML certificate, to generate a digital signature, and transmit the digital signature together with the guaranteed delivery application form to the processing unit 13. The processing unit 13 decrypts the digital signature with a public key of the bank and verifies that the decrypted content is correct (i.e., verifies that the digital signature is correct) before accepting the guaranteed delivery application form.

Next, when the processing unit 13 receives the authorized authorization deduction application form transmitted by the terminal computer device 2 through the communication unit 11, the processing unit 13 deducts the amount of the goods from the bank account according to the authorized authorization deduction application form, and reviews whether the contents recorded in the guaranteed delivery application form (such as the name of the importer and the name, quantity, amount, etc. of the goods) are consistent with the contents recorded in the commercial invoice copy and the bill of lading copy. If so, a guaranteed delivery form (electronic file) is generated, and the guaranteed delivery form, the commercial invoice copy and the bill of lading copy are stored together in the storage unit 12. At this point, the guaranteed delivery application operation is completed.

On the contrary, if the processing unit 13 examines whether the contents recorded in the application for guaranteed delivery are consistent with the contents recorded in the commercial invoice copy and the bill of lading copy, a failure to pass the examination notification is sent to the terminal computer device 2 to notify the cargo importer to re-examine the contents recorded in the application for guaranteed delivery for the inconsistencies between the contents recorded in the application for guaranteed delivery and the contents recorded in the commercial invoice copy and the bill of lading copy, and to modify the application for guaranteed delivery before re-submitting the application.

Then, the bank can provide the guaranteed delivery document to the goods importer. For example, the processing unit 13 of the guaranteed delivery service system 1 can transmit the guaranteed delivery document to the terminal computer device 2 through the communication unit 11. Then, the goods importer outputs the guaranteed delivery document to a printer (not shown) through the terminal computer device 2 or other computer devices, and the printer prints out a guaranteed delivery document. Alternatively, the processing unit 13 outputs the guaranteed delivery note to a printer (not shown) electrically connected thereto, and after the printer prints out a guaranteed delivery note, the bank mails the guaranteed delivery note to the cargo importer; the cargo importer can take the guaranteed delivery note, the commercial invoice copy, the bill of lading copy and other documents to the shipping company to handle the delivery operation.

Afterwards, when the bank receives the original commercial invoice and the original bill of lading sent by the exporter of the goods, the bank will fill out a notice of exchange for the guaranteed delivery letter and deliver it (for example, by mail) to the shipping company together with the original commercial invoice and the original bill of lading to exchange for the previously provided paper guarantee delivery letter and other delivery documents to complete the case.

In summary, the above embodiment provides the guaranteed delivery service system 1, so that the importer of the goods can apply for the guaranteed delivery book online through the terminal computer device connected to the guaranteed delivery service system 1, which not only makes the original guaranteed delivery application paperless and the counter application process online, but also improves the processing efficiency of the guaranteed delivery service, reduces the time for the relevant documents to go back and forth and the risk of document loss, and introduces digital signatures in the transmission of documents to improve the safety of operations, and uses the system to record the relevant application operation track, which is convenient for subsequent inquiry of the application process, and truly achieves the effect and purpose of this new type.

However, the above is only an example of the implementation of the present invention, and it cannot be used to limit the scope of the implementation of the present invention. All simple equivalent changes and modifications made according to the scope of the patent application of the present invention and the content of the patent specification are still within the scope of the present patent.

1: Guaranteed delivery service system 11: Communication unit 12: Storage unit 13: Processing unit 2: Terminal computer device

Other features and functions of the present invention will be clearly shown in the implementation method of the reference drawings, in which: Figure 1 is a block diagram of the main components of an implementation example of the new guaranteed delivery service system.

1: Guaranteed delivery service system

11: Communication unit

12: Storage unit

13: Processing unit

2: Terminal computer device

Claims (7)

A guaranteed delivery service system is applied to a bank and can communicate with a terminal computer device of a goods importer, and includes: a communication unit, which establishes a communication channel with the terminal computer device; a storage unit; and a processing unit electrically connected to the communication unit and the storage unit, and when receiving a guaranteed delivery application accompanied by a commercial invoice copy and a bill of lading copy from the terminal computer device through the communication unit, the processing unit determines, based on the goods importer recorded in the guaranteed delivery application, that a balance in a bank account of the goods importer at the bank is sufficient to pay the amount of goods recorded in the guaranteed delivery application, and then transmits an authorization deduction application to the terminal computer device through the communication unit; After receiving the authorized authorization deduction application form transmitted by the terminal computer device through the communication unit, the processing unit deducts the amount of the goods from the bank account according to the authorized authorization deduction application form, and after reviewing that the contents recorded in the guaranteed delivery application form are consistent with the contents recorded in the commercial invoice copy and the bill of lading copy, a guaranteed delivery book is generated, and the guaranteed delivery book, the commercial invoice copy and the bill of lading copy are stored in the storage unit. In the guaranteed delivery service system as described in claim 1, the terminal computer device also encrypts the guaranteed delivery application form based on a financial transaction certificate provided in advance by the bank to the importer of the goods to generate a digital signature, and transmits the digital signature together with the guaranteed delivery application form to the processing unit. The processing unit will accept the guaranteed delivery application form only after verifying that the digital signature is correct. The guaranteed delivery service system as described in claim 1, wherein the bank account of the goods importer and the balance corresponding to the bank account are recorded in the storage unit, and the processing unit reads the balance corresponding to the bank account from the storage unit, and when it is determined that the balance is greater than the amount of the goods, transmits the authorization deduction application to the terminal computer device. A guaranteed delivery service system as described in claim 1, wherein the copy of the commercial invoice and the copy of the bill of lading are provided by a cargo exporter that ships the cargo to the cargo importer, and the copy of the commercial invoice and the copy of the bill of lading are derived from an original commercial invoice and an original bill of lading issued by the cargo exporter. The guaranteed delivery service system as described in claim 1, wherein the guaranteed delivery service system is a computer device set up on the Internet as a server. The guaranteed delivery service system as described in claim 1, wherein the processing unit transmits the guaranteed delivery document to the terminal computer device via the communication unit. A guaranteed delivery service system as described in claim 1, wherein the processing unit outputs the guaranteed delivery letter to a printer electrically connected thereto, the printer prints out a paper copy of the guaranteed delivery letter, and the bank mails the paper copy of the guaranteed delivery letter to the importer of the goods.

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