TWM651608U - System for cardless withdrawal using electronic device - Google Patents
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Abstract
Description
本創作涉及一種無卡服務系統,特別是有關於利用電子裝置進行無卡提款之系統。This invention relates to a cardless service system, especially a system for cardless withdrawal using electronic devices.
隨著科技日新月異的蓬勃發展,電子裝置無不朝向更便利且多功能的方向發展。在現有的自動櫃員機(Automatic Teller Machine, ATM)提款之應用中,大多需要提款人透過金融卡進行提款。With the rapid development of science and technology, electronic devices are all developing towards more convenience and multi-function. In existing automatic teller machine (ATM) cash withdrawal applications, most require the cashier to withdraw money through a debit card.
攜帶多張金融卡及重覆性地輸入提款資料會對提款人造成不便。為了解決此問題,無卡提款遂應運而生。目前常見的無卡提款操作方式,係持卡人透過電子裝置登入行動網銀APP之後,在行動網銀APP完成提款預約而得到專用序號。然後,持卡人在時限內前往自動櫃員機輸入上述專用序號,再輸入欲提款之金額,從而完成無卡提款的操作。Carrying multiple financial cards and repeatedly entering withdrawal information will cause inconvenience to the withdrawer. In order to solve this problem, cardless withdrawal came into being. The current common cardless withdrawal operation method is that after the cardholder logs into the mobile online banking APP through an electronic device, he completes the withdrawal reservation on the mobile online banking APP and obtains a special serial number. Then, the cardholder goes to the ATM within the time limit and enters the above-mentioned special serial number, and then enters the amount to be withdrawn, thereby completing the cardless withdrawal operation.
然而,目前同業提供之自動櫃員機的無卡提款係以一次性密碼(OTP)認證開放後,每筆無卡提款需登入行動網銀APP預約取得序號後,於時限內在實體ATM輸入序號始得取款,過程十分繁瑣。However, after the cardless withdrawals at ATMs currently provided by peers are opened with one-time password (OTP) authentication, each cardless withdrawal needs to log in to the mobile online banking APP to make an appointment to obtain the serial number, and then enter the serial number at the physical ATM within the time limit. Withdrawing money is a very cumbersome process.
為了解決上述問題與提升使用者的便利性,相關領域莫不費盡心思來謀求解決之道,但長久以來仍未發展出適當的解決方案。In order to solve the above problems and improve user convenience, relevant fields have tried their best to find solutions, but for a long time, appropriate solutions have not been developed.
為解決上述問題,本創作提供一種利用電子裝置進行無卡提款之系統。系統包含伺服器、自動櫃員機以及驗證模組。伺服器儲存複數個金融卡資訊。每一金融卡資料包含卡號資料、用戶端密碼資料以及主機端密碼資料。自動櫃員機包含通訊模組以及觸發模組。通訊模組配置以連接伺服器。觸發模組配置以在接收觸發訊號後產生啟動訊號。驗證模組配置以根據啟動訊號的產生執行驗證程序。驗證程序包含:將自動櫃員機所接收的第一驗證資料與伺服器中的金融卡資料進行比對;在第一驗證資料與金融卡資料中之一者的卡號資料及用戶端密碼資料匹配時,將自動櫃員機所接收的第二驗證資料與金融卡資料中之該者的主機端密碼資料進行比對;以及在第二驗證資料與主機端密碼資料匹配時,產生無卡交易許可訊號。In order to solve the above problems, this invention provides a system for cardless withdrawal using electronic devices. The system includes servers, ATMs and verification modules. The server stores multiple financial card information. Each financial card information includes card number information, user-side password information and host-side password information. The ATM includes a communication module and a trigger module. Communication module configured to connect to the server. The trigger module is configured to generate a start signal after receiving the trigger signal. The verification module is configured to perform the verification process based on the generation of the enable signal. The verification process includes: comparing the first verification information received by the ATM with the financial card information in the server; when the first verification information matches the card number information and client password information of one of the financial card information, Compare the second verification data received by the ATM with the host-side password data of the financial card data; and generate a card-not-present transaction permission signal when the second verification data matches the host-side password data.
在本創作的一個或多個實施方式中,觸發模組進一步配置以接收第一驗證資料。In one or more implementations of the present invention, the trigger module is further configured to receive the first verification data.
在本創作的一個或多個實施方式中,觸發模組為近場通訊(Near-field communication, NFC)讀取器。In one or more implementations of the invention, the trigger module is a near-field communication (NFC) reader.
在本創作的一個或多個實施方式中,驗證模組設置於伺服器中,並配置以經由通訊模組連接觸發模組。In one or more implementations of the present invention, the verification module is provided in the server and configured to connect to the trigger module via the communication module.
在本創作的一個或多個實施方式中,驗證模組設置於自動櫃員機中。In one or more implementations of the present invention, the verification module is provided in the automatic teller machine.
在本創作的一個或多個實施方式中,驗證程序進一步包含:在驗證程序執行預定時間內未收到第一驗證資料時,停止驗證程序。In one or more implementations of this invention, the verification program further includes: stopping the verification program when the first verification data is not received within a predetermined time for executing the verification program.
在本創作的一個或多個實施方式中,自動櫃員機進一步包含輸入模組。輸入模組配置以接收第二驗證資料。In one or more implementations of the present invention, the ATM further includes an input module. Enter module configuration to receive secondary verification data.
在本創作的一個或多個實施方式中,自動櫃員機進一步包含提示模組。驗證程序進一步包含:產生要求輸入第一驗證資料的提示訊號給提示模組。In one or more implementations of the invention, the ATM further includes a prompt module. The verification program further includes: generating a prompt signal requesting input of the first verification data to the prompt module.
在本創作的一個或多個實施方式中,自動櫃員機進一步包含提示模組。驗證程序進一步包含:在第一驗證資料與卡號資料及用戶端密碼資料匹配時,產生要求輸入第二驗證資料的提示訊號給提示模組。In one or more implementations of the invention, the ATM further includes a prompt module. The verification program further includes: when the first verification data matches the card number data and client password data, generating a prompt signal requiring input of the second verification data to the prompt module.
在本創作的一個或多個實施方式中,自動櫃員機進一步包含服務模組。驗證程序進一步包含:使服務模組根據無卡交易許可訊號提供交易服務,其中交易服務包含提款服務。In one or more implementations of the present invention, the ATM further includes a service module. The verification process further includes: enabling the service module to provide transaction services based on the card-not-present transaction permission signal, where the transaction services include cash withdrawal services.
綜上所述,於本創作的利用電子裝置進行無卡提款之系統中,驗證模組所執行的驗證程序可先藉由比對自動櫃員機所接收的第一驗證資料與金融卡資料中之一者的卡號資料及用戶端密碼資料匹配來確認第一驗證資料所對應的用戶身份,再藉由比對自動櫃員機所接收的第二驗證資料與金融卡資料中之該者的主機端密碼資料來決定是否提供無卡交易服務。藉此,系統可讓用戶經由簡單的操作程序即能使用安全控管機制良好的無卡交易服務。To sum up, in the system of using electronic devices for cardless withdrawals of this invention, the verification process executed by the verification module can first be done by comparing the first verification data received by the ATM with one of the financial card data. The user's card number information and client password information are matched to confirm the user identity corresponding to the first verification information, and then the user's identity is determined by comparing the second verification information received by the ATM with the user's host password information in the financial card information. Whether to provide card-not-present transaction services. In this way, the system allows users to use card-not-present transaction services with good security control mechanisms through simple operating procedures.
以上所述僅係用以闡述本創作所欲解決的問題、解決問題的技術手段、及其產生的功效等等,本創作之具體細節將在下文的實施方式及相關圖式中詳細介紹。The above is only used to describe the problems to be solved by this invention, the technical means to solve the problems, the effects thereof, etc. The specific details of this invention will be introduced in detail in the implementation manner and related drawings below.
以下將以圖式揭露本創作之複數個實施方式,為明確說明起見,許多實務上的細節將在以下敘述中一併說明。然而,應瞭解到,這些實務上的細節不應用以限制本創作。也就是說,在本創作部分實施方式中,這些實務上的細節是非必要的。此外,為簡化圖式起見,一些習知慣用的結構與元件在圖式中將以簡單示意的方式繪示之。A plurality of implementations of the invention will be disclosed below with diagrams. For the sake of clarity, many practical details will be explained in the following description. However, it should be understood that these practical details should not be used to limit the invention. That is to say, in some implementations of this invention, these practical details are not necessary. In addition, for the sake of simplifying the drawings, some commonly used structures and components will be illustrated in a simple schematic manner in the drawings.
於本創作中所使用之「連接」,可指二或多個元件相互通訊連接、相互直接作實體或電性接觸,或是相互間接作實體或電性接觸,亦可指二或多個元件相互操作或動作,或藉由網路連接其均不脫離本創作之精神與範圍。再者,在本創作中所使用的系統、裝置、元件與電子伺服器等元件,可以是運作於各個獨立的電腦主機或設備之中,亦可以運作並整合於一個或多個的電腦主機或設備中,其均不脫離本創作的精神與範圍。The "connection" used in this creation can refer to two or more components communicating with each other, making direct physical or electrical contact with each other, or indirectly making physical or electrical contact with each other. It can also refer to two or more components. Interoperability or actions, or connecting them via the Internet do not depart from the spirit and scope of this creation. Furthermore, the systems, devices, components and electronic servers used in this creation can operate on each independent computer host or device, or can also operate and be integrated into one or more computer hosts or devices. equipment, they do not deviate from the spirit and scope of this creation.
請參照第1圖。第1圖為繪示根據本創作一實施方式之利用電子裝置進行無卡提款之系統100的功能方塊圖。如第1圖所示,於本實施方式中,系統100包含伺服器110以及自動櫃員機120。伺服器110儲存複數個金融卡資訊。每一金融卡資料包含卡號資料、用戶端密碼資料以及主機端密碼資料。具體來說,於本實施方式中,伺服器110包含資料庫111。資料庫111儲存前述金融卡資訊。Please refer to picture 1. Figure 1 is a functional block diagram illustrating a
如第1圖所示,於本實施方式中,自動櫃員機120包含通訊模組121以及觸發模組122。通訊模組121配置以連接伺服器110。觸發模組122配置以在接收觸發訊號後產生啟動訊號。As shown in FIG. 1 , in this embodiment, the
於一些實施方式中,通訊模組121與伺服器110之間的連接可以透過無線網路連線,例如可利用包含無線網路功能之射頻裝置、基頻裝置、天線或其他類似元件或上述元件的組合。通訊模組121與伺服器110之間的連接也可以透過有線網路連線,例如可以利用包含有線網路功能之乙太網路卡。In some embodiments, the connection between the
於一些實施方式中,觸發模組122可為近場通訊(Near-field communication, NFC)讀取器。對應於此,觸發模組122所接收的觸發訊號為符合NFC格式的訊號。In some embodiments, the
於其他一些實施方式中,觸發模組122可採用其他短距離無線傳輸技術,例如紅外線、藍牙、ZigBee、ANT…等等。In some other implementations, the
如第1圖所示,一用戶經由其電子裝置900發送觸發訊號。電子裝置900為具有NFC收發模組(圖未示)的電子產品。舉例來說,電子裝置900例如為智慧型手機、智慧手錶、平板電腦…等電子產品,但本揭露並不以此為限。在電子裝置900為智慧手錶的實施例中,當用戶以其智慧手錶在其NFC收發模組啟動的狀態下靠近自動櫃員機120的觸發模組122時,觸發模組122就會對應地產生啟動訊號。As shown in Figure 1, a user sends a trigger signal through his
如第1圖所示,於本實施方式中,系統100進一步包含驗證模組130。驗證模組130設置於伺服器110中,並配置以經由自動櫃員機120的通訊模組121連接觸發模組122。驗證模組130配置以根據啟動訊號的產生執行驗證程序。As shown in Figure 1, in this embodiment, the
於一些實施方式中,驗證程序包含:將自動櫃員機120所接收的第一驗證資料與伺服器110中的金融卡資料進行比對;在第一驗證資料與金融卡資料中之一者的卡號資料及用戶端密碼資料匹配時,將自動櫃員機120所接收的第二驗證資料與金融卡資料中之該者的主機端密碼資料進行比對;以及在第二驗證資料與主機端密碼資料匹配時,產生無卡交易許可訊號。In some embodiments, the verification process includes: comparing the first verification data received by the
於一些實施方式中,觸發模組122進一步配置以接收第一驗證資料。換言之,觸發模組122可用來接收觸發訊號以及第一驗證資料。於其他一些實施方式中,自動櫃員機120可包含額外的接收模組(圖未示)接收第一驗證資料。In some implementations, the
在電子裝置900為智慧手錶的實施例中,用戶可預先在智慧手錶的電子錢包內註冊其金融卡的卡號資料,並同時在電子錢包內設定對應此金融卡的錢包密碼(即用戶端密碼資料)。當用戶開啟電子錢包並輸入用戶端密碼資料之後,智慧手錶即以NFC格式發送帶有用戶的金融卡的卡號資料與用戶端密碼資料的第一驗證資料。In the embodiment where the
如前所述,伺服器110的資料庫111已預先儲存金融卡的卡號資料與用戶端密碼資料,因此當用戶將發送第一驗證資料的智慧手錶靠近自動櫃員機120的觸發模組122時,觸發模組122即可接收此第一驗證資料。接著,驗證模組130將自動櫃員機120所接收的第一驗證資料與伺服器110中的金融卡資料進行比對。在第一驗證資料與金融卡資料中之一者的卡號資料及用戶端密碼資料匹配時,驗證模組130即可確認第一驗證資料所對應的用戶身份。As mentioned above, the
如第1圖所示,於本實施方式中,自動櫃員機120進一步包含輸入模組123。輸入模組123配置以接收第二驗證資料。於一些實施方式中,輸入模組123可以是實體鍵盤。對應於此,第二驗證資料例如為數字密碼。於其他一些實施方式中,輸入模組123可以是觸控螢幕。對應於此,第二驗證資料例如為數字密碼或圖形密碼。於其他一些實施方式中,輸入模組123可以是指紋辨識器。對應於此,第二驗證資料例如為用戶的指紋。於其他一些實施方式中,輸入模組123可以是攝影機。對應於此,第二驗證資料例如為用戶的臉部或電子裝置900所呈現的條碼(例如QR cord)。As shown in FIG. 1 , in this embodiment, the
最後,在第二驗證資料與此用戶的主機端密碼資料匹配時,驗證模組130即可允許自動櫃員機120提供無卡交易服務。舉例來說,主機端密碼資料為一般將金融卡插入自動櫃員機120的卡片插槽後,需於自動櫃員機120的實體鍵盤輸入的金融卡密碼。Finally, when the second verification information matches the user's host password information, the
如第1圖所示,於本實施方式中,自動櫃員機120進一步包含提示模組124。驗證模組130所執行的驗證程序進一步包含:產生要求輸入第一驗證資料的提示訊號給提示模組124。於一些實施方式中,提示模組124為自動櫃員機120的顯示螢幕。顯示螢幕在接收到提示訊號後係例如顯示「請在電子錢包內輸入用戶端密碼資料」的提示訊息。As shown in FIG. 1 , in this embodiment, the
於本實施方式中,驗證模組130所執行的驗證程序進一步包含:在第一驗證資料與卡號資料及用戶端密碼資料匹配時,產生要求輸入第二驗證資料的提示訊號給提示模組124。舉例來說,在提示模組124為自動櫃員機120的顯示螢幕的實施例中,顯示螢幕在接收到提示訊號後係例如顯示「請在自動櫃員機120的輸入模組123上輸入主機端密碼資料」的提示訊息。In this embodiment, the verification process executed by the
如第1圖所示,於本實施方式中,自動櫃員機120進一步包含服務模組125。驗證模組130所執行的驗證程序進一步包含:使服務模組125根據無卡交易許可訊號提供交易服務,其中交易服務包含提款服務。舉例來說,此處所稱的交易服務例如為一般持金融卡插入自動櫃員機120的插槽並成功登入之後所能獲得的金融服務。As shown in FIG. 1 , in this embodiment, the
藉由前述結構配置,本實施方式的系統100可讓用戶經由簡單的操作程序即能在自動櫃員機120上使用安全控管機制良好的無卡交易服務。Through the foregoing structural configuration, the
請參照第2圖,其為繪示根據本創作另一實施方式之利用電子裝置進行無卡提款之系統200的功能方塊圖。如第2圖所示,其包含伺服器210、自動櫃員機220以及驗證模組130。伺服器210包含資料庫111。自動櫃員機220包含通訊模組121、觸發模組122、輸入模組123、提示模組124以及服務模組125。資料庫111、通訊模組121、觸發模組122、輸入模組123、提示模組124與服務模組125的功能與第1圖所示的實施方式相同,因此在此不再贅述,可參照前述相關說明。需說明的是,第2圖所示的實施方式與第1圖所示的實施方式的差異處,在於本實施方式中的驗證模組130設置於自動櫃員機220中。因此,在第1圖所示的實施方式中,驗證模組130係經由通訊模組121獲得觸發模組122所接收的第一驗證資料以及由輸入模組123獲得的第二驗證資料,以與資料庫111內的金融卡資訊進行比對。在第2圖所示的實施方式中,驗證模組130係經由通訊模組121獲得資料庫111內的金融卡資訊,以與觸發模組122所接收的第一驗證資料以及由輸入模組123獲得的第二驗證資料進行比對。Please refer to Figure 2, which is a functional block diagram of a
請參照第3圖。第3圖為繪示根據本創作一實施方式之系統100的運作流程圖。如第3圖所示,於本實施方式中,系統100的運作流程主要包含步驟S110、步驟S120以及步驟S130。以下配合第1圖所示的系統100進行說明。需瞭解到,第2圖所示的系統200亦可進行此運作流程。Please refer to Figure 3. Figure 3 is a flowchart illustrating the operation of the
步驟S110:判斷是否接收觸發訊號。若步驟S110的判斷結果為是,則執行步驟S120。Step S110: Determine whether the trigger signal is received. If the determination result in step S110 is yes, step S120 is executed.
如前所述,舉例來說,在電子裝置900為智慧手錶且觸發模組122為NFC讀取器的實施例中,當用戶以其智慧手錶在其NFC收發模組啟動的狀態下靠近自動櫃員機120的觸發模組122時,觸發模組122就會對應地產生啟動訊號。此時,驗證模組130即可經由通訊模組121接收到啟動訊號。As mentioned above, for example, in an embodiment in which the
步驟S120:產生要求輸入第一驗證資料的提示訊號給提示模組124。Step S120: Generate a prompt signal requesting input of the first verification data to the
如前所述,在自動櫃員機120的提示模組124為顯示螢幕的實施例中,顯示螢幕在接收到提示訊號後係例如顯示「請在電子錢包內輸入用戶端密碼資料」的提示訊息。As mentioned above, in the embodiment in which the
步驟S130:執行驗證程序。Step S130: Execute the verification procedure.
需說明的是,雖然步驟S120於第3圖中早於步驟S130執行,但本揭露並不以此為限。於實際應用中,步驟S120可與步驟S130同時執行,或晚與步驟S130執行。It should be noted that although step S120 is executed earlier than step S130 in Figure 3, the present disclosure is not limited thereto. In practical applications, step S120 may be executed at the same time as step S130, or may be executed later than step S130.
請參照第4圖,其為繪示根據本創作一實施方式之驗證程序的運作流程圖。如第4圖所示,於本實施方式中,驗證程序的運作流程主要包含步驟S131、步驟S132、步驟S133、步驟S134、步驟S135以及步驟S136。以下配合第1圖所示的系統100進行說明。需瞭解到,第2圖所示的系統200亦可進行此運作流程。Please refer to Figure 4, which is a flowchart illustrating the operation flow of the verification process according to an embodiment of the present invention. As shown in Figure 4, in this embodiment, the operation flow of the verification program mainly includes step S131, step S132, step S133, step S134, step S135 and step S136. The following description is based on the
步驟S131:判斷是否接收到第一驗證資料。若步驟S131的判斷結果為是,則執行步驟S132。若步驟S131的判斷結果為否,則結束驗證程序。Step S131: Determine whether the first verification data is received. If the determination result in step S131 is yes, step S132 is executed. If the determination result in step S131 is no, the verification procedure ends.
如前所述,舉例來說,在電子裝置900為智慧手錶的實施例中,用戶可預先在智慧手錶的電子錢包內註冊其金融卡的卡號資料,並同時在電子錢包內設定對應此金融卡的用戶端密碼資料。當用戶開啟電子錢包並輸入用戶端密碼資料之後,智慧手錶即以NFC格式發送帶有用戶的金融卡的卡號資料與用戶端密碼資料的第一驗證資料。當用戶將發送第一驗證資料的智慧手錶靠近自動櫃員機120的觸發模組122時,觸發模組122即可接收此第一驗證資料。As mentioned above, for example, in the embodiment where the
於一些實施方式中,若在步驟S131中未於預定時間內接收到第一驗證資料,則結束驗證程序。In some implementations, if the first verification data is not received within a predetermined time in step S131, the verification process ends.
步驟S132:判斷第一驗證資料是否與金融卡資料中之一者的卡號資料及客戶端密碼資料匹配。若步驟S132的判斷結果為是,則執行步驟S133。若步驟S132的判斷結果為否,則結束驗證程序。Step S132: Determine whether the first verification data matches the card number data and client password data of one of the financial card data. If the determination result in step S132 is yes, step S133 is executed. If the determination result in step S132 is no, the verification procedure ends.
如前所述,驗證模組130將自動櫃員機120所接收的第一驗證資料與伺服器110中的金融卡資料進行比對。在第一驗證資料與金融卡資料中之一者的卡號資料及用戶端密碼資料匹配時,驗證模組130即可確認第一驗證資料所對應的用戶身份。As mentioned above, the
步驟S133:產生要求輸入第二驗證資料的提示訊號給提示模組124。Step S133: Generate a prompt signal requesting input of the second verification data to the
如前所述,在自動櫃員機120的提示模組124為顯示螢幕的實施例中,顯示螢幕在接收到提示訊號後係例如顯示「請在自動櫃員機120的輸入模組123上輸入主機端密碼資料」的提示訊息。As mentioned above, in the embodiment where the
步驟S134:判斷是否接收到第二驗證資料。若步驟S134的判斷結果為是,則執行步驟S135。若步驟S134的判斷結果為否,則結束驗證程序。Step S134: Determine whether the second verification data is received. If the determination result in step S134 is yes, step S135 is executed. If the determination result in step S134 is no, the verification procedure ends.
如前所述,自動櫃員機120的輸入模組123可以是實體鍵盤、觸控螢幕、指紋辨識器、攝影機…等。對應於此,第二驗證資料可以是數字密碼、圖形密碼、用戶的指紋、用戶的臉部、條碼…等。As mentioned above, the
於一些實施方式中,若在步驟S134中未於預定時間內接收到第二驗證資料,則結束驗證程序。In some implementations, if the second verification data is not received within the predetermined time in step S134, the verification process ends.
步驟S135:判斷第二驗證資料是否與金融卡資料中之該者的主機端密碼資料。若步驟S135的判斷結果為是,則執行步驟S136。若步驟S135的判斷結果為否,則結束驗證程序。Step S135: Determine whether the second verification data is the same as the host-side password data in the financial card data. If the determination result in step S135 is yes, step S136 is executed. If the determination result in step S135 is no, the verification procedure ends.
如前所述,在第二驗證資料與此用戶的主機端密碼資料匹配時,驗證模組130即可允許自動櫃員機120的服務模組125提供無卡交易服務。As mentioned above, when the second verification information matches the user's host password information, the
綜上所述,於本創作的利用電子裝置進行無卡提款之系統中,驗證模組所執行的驗證程序可先藉由比對自動櫃員機所接收的第一驗證資料與金融卡資料中之一者的卡號資料及用戶端密碼資料匹配來確認第一驗證資料所對應的用戶身份,再藉由比對自動櫃員機所接收的第二驗證資料與金融卡資料中之該者的主機端密碼資料來決定是否提供無卡交易服務。藉此,系統可讓用戶經由簡單的操作程序即能使用安全控管機制良好的無卡交易服務。To sum up, in the system of using electronic devices for cardless withdrawals of this invention, the verification process executed by the verification module can first be done by comparing the first verification data received by the ATM with one of the financial card data. The user's card number information and client password information are matched to confirm the user identity corresponding to the first verification information, and then the user's identity is determined by comparing the second verification information received by the ATM with the user's host password information in the financial card information. Whether to provide card-not-present transaction services. In this way, the system allows users to use card-not-present transaction services with good security control mechanisms through simple operating procedures.
100,200:系統 110,210:伺服器 111:資料庫 120,220:自動櫃員機 121:通訊模組 122:觸發模組 123:輸入模組 124:提示模組 125:服務模組 130:驗證模組 900:電子裝置 S110,S120,S130,S131,S132,S133,S134,S135,S136:步驟 100,200:System 110,210:server 111:Database 120,220:ATM 121: Communication module 122:Trigger module 123:Input module 124: Prompt module 125:Service module 130: Verification module 900: Electronic devices S110, S120, S130, S131, S132, S133, S134, S135, S136: Steps
為描述獲得本創作上述或其它的優點和特徵,將通過參考其具體實施方式對上述簡要描述的原理進行更具體的闡釋,而具體實施方式被展現在附圖中。這些附圖僅例示性地描述本創作,因此不被認為是對範圍的限制,其中: 第1圖為繪示根據本創作一實施方式之利用電子裝置進行無卡提款之系統的功能方塊圖。 第2圖為繪示根據本創作另一實施方式之系統的功能方塊圖。 第3圖為繪示根據本創作一實施方式之系統的運作流程圖。 第4圖為繪示根據本創作一實施方式之驗證程序的運作流程圖。 In order to describe the attainment of the above and other advantages and features of the present invention, the principles briefly described above will be explained in more detail with reference to specific embodiments thereof, which are illustrated in the accompanying drawings. These drawings depict the present invention by way of illustration only and are therefore not to be considered limiting of scope, wherein: Figure 1 is a functional block diagram illustrating a system for cardless withdrawal using an electronic device according to an embodiment of the present invention. Figure 2 is a functional block diagram illustrating a system according to another embodiment of the present invention. Figure 3 is a flowchart illustrating the operation of a system according to an embodiment of the present invention. Figure 4 is an operational flow chart illustrating the verification procedure according to an implementation manner of the present invention.
100:系統 100:System
110:伺服器 110:Server
111:資料庫 111:Database
120:自動櫃員機 120:ATM
121:通訊模組 121: Communication module
122:觸發模組 122:Trigger module
123:輸入模組 123:Input module
124:提示模組 124: Prompt module
125:服務模組 125:Service module
130:驗證模組 130: Verification module
900:電子裝置 900: Electronic devices
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