TWM651105U - Electronic property rights certificate retrieval system - Google Patents

Abstract

This new model provides an electronic property rights certificate retrieval system, which is installed in a bank host server, communicates with a bank employee's device, and receives the identity verification information transmitted by the bank employee's device, including a form module. When the above identity verification information is received, an application is provided. Give the clerk to fill out the form. The signature module, when receiving the above application form, checks whether the application form is passed and generates a signature result. The interface module, when the received signature result is passed, searches for the corresponding electronic property rights certificate information in the external database according to the application form, and the electronic property rights certificate information is returned to the signature module. The storage/download module is used to store electronic property rights certificate information and allow employees to download electronic property rights certificate information.

Description

Electronic property rights certificate retrieval system

An electronic property rights certificate review system, especially an electronic property rights certificate review system used to manage the work process when a customer wants to handle a property rights certificate review.

A certificate of title is a legal document used to prove ownership of real estate or property, usually issued by a government agency or relevant department of local government, and records the owner, location, area and other relevant details of the property. Title certificates can be in paper form or electronic form. Paper certificates of title are usually printed by the local government and given to the legal owner of the property. Electronic property rights certificates are recorded in a digital system and can be viewed and verified through online platforms.

People who hold title certificates can legally prove their ownership of specific properties, which is very important in real estate transactions, inheritance distribution, property management, etc. The existence of title deeds helps ensure the legitimacy of real estate transactions and prevent criminals from committing property fraud or other improper conduct.

Recently, rental housing fraud incidents have emerged one after another, so people's awareness of rental housing prevention is increasing day by day. In order to confirm the legality and authenticity of rented houses, people need to go to relevant agencies or land offices for inspection in person. However, the current property title certificate inspection process still uses the traditional paper method, and the custodian needs to track the progress of the loan return of the physical title certificate. In addition, the operation process is cumbersome, labor-intensive and time-consuming.

This invention develops an electronic property rights certificate retrieval system that can solve the above problems, which has become a problem to be solved in the technical field.

In order to solve the above problem, according to one embodiment, the present invention provides an electronic property rights certificate retrieval system, which is installed in a bank host server, communicates with a bank employee device, and receives identity verification information transmitted by the bank device, including a form template. group, signature module, interface module and storage/download module.

The above form module, when receiving the above identity verification information, provides an application form for an employee to fill out. The above-mentioned signature module communicates with the above-mentioned form module and multiple supervisory devices. When receiving the above-mentioned application form, the above-mentioned signature module is used to review whether the above-mentioned application form is passed and generate a signature result. The above-mentioned interface module communicates with the above-mentioned signature module and an external database. When the above-mentioned signature result received is passed, the above-mentioned interface module searches for a corresponding electronic mail in the above-mentioned external database according to the above-mentioned application form. Property rights certificate information, the above-mentioned electronic property rights certificate information is returned to the above-mentioned signature module. The above-mentioned storage/download module communicates with the above-mentioned interface module and the above-mentioned employee device, and is used to store the above-mentioned electronic property certificate information and allow employees to download the electronic property certificate information.

According to another embodiment, when the electronic property certificate information is sent back to the signature module, the signature module will review and release it.

According to another embodiment, when the signature module releases the electronic property rights certificate information, the operator device downloads the electronic property rights certificate information to the storage/download module.

According to another embodiment, when the signature result is failed, the clerk refills the application form based on the reason for rejection.

According to another embodiment, the above application form includes document type, asset type, asset number and address.

According to another embodiment, the electronic property certificate information includes property rights information and a verification code.

According to another embodiment, the external database is an electronic property rights certificate system.

The claimed functions of this new model include: (1) Cross-organizational information integration to obtain the latest and correct information in real time. (2) Simplify written verification and make the process fully electronic, reducing paper usage and saving space for document storage. (3) Reduce manual work costs and risks.

In order to describe each embodiment of the present invention in more detail, the following description is supplemented by the accompanying drawings. In order to describe each embodiment of the present invention in more detail, the following description is supplemented by the accompanying drawings. It should be understood that, when an element is referred to as being "connected" or "disposed" to another element, it can mean that the element is directly located on the other element, or that intervening elements may also be present to connect the element to the other element through the intermediate elements. In contrast, when an element is referred to as being "directly on" or "directly connected to" another element, it will be understood that there are no intervening elements present.

In addition, the terms “first”, “second” and “third” are only used to distinguish one element, component, region or section from another element, component, region, layer or section and do not indicate Its inevitable sequence. In addition, relative terms, such as "lower" and "upper," may be used herein to describe one element's relationship to another element, and it will be understood that these relative terms are intended to encompass differences in the orientation of the device in addition to the orientation illustrated in the figures. position. For example, if the device in one of the figures is turned over, elements described as "below" other elements would then be oriented "above" the other elements. This only represents a relative orientation relationship, not an absolute orientation relationship.

Please refer to Figure 1. According to one embodiment, the present invention provides an electronic property rights certificate retrieval system 100, in particular, it automatically connects to the official website and reads and downloads the corresponding electronic property rights certificates according to the application form filled out by the bank clerk. After completing the retrieval procedure, the new system will automatically store and download the corresponding electronic property certificate and provide it to the bank clerk for review. In addition, the application form and electronic property rights certificate must be reviewed and approved before release.

Continuing to refer to Figure 1, the electronic property certificate retrieval system 100 is set up in the bank's host server, communicates with the banker's device 150, and receives the identity verification information transmitted by the banker's device 150, including a form module 110, a signature module 120, Interface module 130 and storage/download module 140.

When a customer goes to the bank to request a property title certificate due to requirements such as ownership confirmation, registered address use, lease notarization, etc., the bank clerk who handles the business transmits the identity verification information to the form module 110 through the bank clerk device 150 . The form module 110 provides the application form to the clerk device 150 for the clerk to fill in the application form. Among them, banks can set the format of the application form themselves. The above application form includes document type, asset type, asset number and address.

The signature module 120 communicates with the form module 110 and multiple supervisory devices. When receiving the application form transmitted by the form module 110, the signature module 120 starts the review process, verifies whether the application form meets the requirements through the first supervisory device 160 (the device of the business management section chief), and generates a signature result. . When the result of the above-mentioned signature is failed, the above-mentioned bank clerk will refill the above-mentioned application form based on the reasons for rejection.

There may be many reasons why the application form fails to pass review. Here are some possible reasons for rejection: 1. Incomplete or wrong information : The information on the application form may be incomplete or contain errors, making it impossible to confirm the applicant’s identity or property rights information. . 2. The application does not meet the conditions: The application may not meet relevant conditions or qualification requirements, for example, the applicant may not have legal property rights or authorization. 3. The application violates policies or regulations: The application may violate relevant policies, regulations or standards, and therefore cannot be approved. 4. Inconsistent information: The information in the application documents may be inconsistent with other relevant documents, causing doubts or not meeting the requirements. In either case, clear review feedback is usually provided so that the applicant understands the reasons for failure and can make corrections or provide further information if necessary.

The interface module 130 communicates with the above-mentioned signature module 120 and the external database 200 (ie, the electronic property rights certificate system). When the interface module 130 receives that the signature result provided by the signature module 120 is passed, the interface module 130 searches the external database 200 according to the application form to obtain the corresponding electronic property certificate information. The above-mentioned external database 200 is an electronic property rights certificate system. The above-mentioned electronic property rights certificate information includes property rights information and verification code (QR code, which allows a third party to verify the authenticity of the electronic property rights certificate).

When the interface module 130 successfully obtains the required electronic property certificate information, the electronic property certificate information will be sent back to the above-mentioned signature module 120. The signature module 120 will review the received electronic property certificate information to ensure its integrity and legality. After examination through the second supervisory device 170 (i.e., the chief device of the title custody section), if the electronic property certificate information meets the relevant standards and requirements, the signature module 120 will release it, so that the electronic property certificate information can be received. be used in the following processes. This series of steps ensures the reliability and security of information, thereby ensuring that customers can obtain accurate and legal property rights-related information.

When the interface module 130 successfully obtains the required electronic property rights certificate information, the electronic property rights certificate information is imported into the storage/download module 140 of the communication connection. When the signature module 120 releases the electronic property certificate information, the clerk can download the electronic property certificate information through the clerk device 150 to the storage/download module 140 .

Please refer to FIG. 2 , which is a schematic flow chart of an electronic property rights certificate retrieval system 100 according to an embodiment of the present invention.

In step 300, the clerk transmits the identity verification information to the electronic property certificate retrieval system 100 through the clerk device 150.

In step 310, the form module 110 provides an application form to the clerk's device 150 for the clerk to fill in.

In step 320, the signature module 120 checks whether the application form transmitted by the form module 110 passes. If yes, proceed to step 330a; if not, proceed to step 330b.

In step 330a, the interface module 130 searches the external database 200 for corresponding electronic property certificate information according to the application form.

In step 330b, the clerk can refill the application form or give up the application based on the reasons for rejection. If you choose to refill, proceed to step 310. If you choose to give up the application, proceed to step 380 to end the application for accessing the electronic property certificate.

In step 340, the storage/download module 140 stores the electronic property certificate information transmitted by the interface module 130.

In step 350, the interface module 130 returns the electronic property certificate information to the signature module 120.

In step 360, the signature module 120 determines whether to release the electronic property certificate information. If yes, proceed to step 370a; if not, proceed to step 370b.

In step 370a, the clerk downloads the electronic property certificate information applied by the clerk in the storage/download module 140 through the clerk device 150.

In step 370b, the clerk ends the application for access to the electronic property certificate.

The claimed functions of this new model include: (1) Cross-organizational information integration to obtain the latest and correct information in real time. (2) Simplify written verification and make the process fully electronic, reducing paper usage and saving space for document storage. (3) Reduce manual work costs and risks.

According to embodiments of the present invention, the process described above with reference to the flowchart can be implemented as a computer instruction software program. For example, embodiments of the present invention include a computer program product including a computer program tangibly embodied on a machine-readable memory, the computer program including program code for executing the method illustrated in the flowchart. In such embodiments, the computer program may be downloaded and installed from the network via the communications component, and/or installed from removable memory.

For the convenience of description, when describing the above device, the functions are divided into various units and described separately. Of course, when implementing the present invention, the functions of each unit can be implemented in the same or multiple software and/or hardware. The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each process and/or block in the flowchart illustrations and/or block diagrams, and combinations of processes and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing device to produce a machine that causes instructions to be executed by the processor of the computer or other programmable data processing device. Means are generated for implementing the functions specified in the process or processes of the flowchart diagrams and/or the block or blocks of the block diagrams.

These computer program instructions may also be stored in a computer-readable memory that causes a computer or other programmable data processing device to operate in a specific manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including the instruction device. , the instruction device implements the functions specified in one process or multiple processes of the flow chart and/or one block or multiple blocks of the block diagram.

These computer program instructions may also be loaded onto a computer or other programmable data processing device, causing a series of operating steps to be performed on the computer or other programmable device to produce computer-implemented processing, allowing it to be executed on the computer or other programmable data processing device. The instructions executed on the device provide steps for implementing the functions specified in the process or processes of the flow diagrams and/or the block or blocks of the block diagrams.

It should also be noted that the terms "comprises," "comprises" or any other variation thereof are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that includes a list of elements not only includes those elements, but also includes no Other elements expressly listed, or elements inherent to the process, method, article or equipment. Without further limitation, an element defined by the statement "comprises a..." does not exclude the presence of additional identical elements in a process, method, article, or device that includes the stated element.

Those skilled in the art will understand that embodiments of the present invention may be provided as processes, systems or computer program products. Accordingly, the invention may take the form of an entirely hardware embodiment or an embodiment that combines software and hardware aspects. Furthermore, the present invention may employ computer program products implemented on one or more computer-usable storage memories (including but not limited to disk memory, CD-ROM, optical memory, etc.) containing computer-usable program code. form.

The invention may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types. The invention may also be practiced in distributed computing environments where tasks are performed by remote processing devices connected through communications networks. In a distributed computing environment, program modules may be located in both local and remote computer storage media, including storage devices.

Each embodiment in this specification is described in a progressive manner. The same and similar parts between the various embodiments can be referred to each other. Each embodiment focuses on its differences from other embodiments. In particular, for the system embodiment, since it is basically similar to the method embodiment, the description is relatively simple. For relevant details, please refer to the partial description of the method embodiment.

The above-mentioned implementation examples are only illustrative and specific descriptions, and are not intended to limit the scope of the present invention. Any equivalent modifications or changes thereto do not deviate from the spirit and scope of the present invention and shall be included in this application. within patent scope.

100: Electronic property rights certificate retrieval system 110:Form module 120:Signature module 130: Interface module 140:Save/Download Module 150: Operator device 160:First supervisory device 170: Second supervisory device 200:External database 300~380: steps

In order to make the above-mentioned technology and other objects, features, advantages and embodiments of the present invention more clearly understandable, the accompanying drawings are described as follows: Figure 1 is a schematic structural diagram of an electronic property rights certificate retrieval system according to an embodiment of the present invention. Figure 2 is a schematic flow chart of an electronic property rights certificate retrieval system according to an embodiment of the present invention.

100: Electronic property rights certificate retrieval system

110:Form module

120:Signature module

130: Interface module

140:Save/Download Module

150: Operator device

160:First supervisory device

170: Second supervisory device

200:External database

Claims (7)

An electronic property rights certificate retrieval system is set up in a bank host server, communicates with a banker's device, and receives an identity verification information transmitted by the banker's device, including: A form module, when receiving the identity verification information, provides an application form for a banker to fill out; A signature module that communicates with the form module and a plurality of supervisory devices. When receiving the application form, the signature module is used to review whether the application form is passed and generate a signature result; An interface module communicates with the signature module and an external database. When the received signature result is passed, the interface module searches the external database for a corresponding electronic property right according to the application form. Certificate information, the electronic property certificate information is returned to the signature module; and A storage/download module communicates with the interface module and the banker's device to store the electronic property rights certificate information and allow the banker to download the electronic property rights certificate information. The electronic property rights certificate retrieval system as described in claim 1, wherein when the electronic property rights certificate information is returned to the signature module, the signature module will review and release it. The electronic property rights certificate retrieval system as described in claim 2, wherein when the signature module releases the electronic property rights certificate information, the operator device downloads the electronic property rights certificate information to the storage/download module. The electronic property rights certificate retrieval system as described in claim 1, wherein when the signature result is failed, the banker refills the application form based on the reason for rejection. The electronic property rights certificate retrieval system as described in claim 1, wherein the application form includes document type, asset type, asset number and address. The electronic property rights certificate retrieval system as described in claim 1, wherein the electronic property rights certificate information includes property rights information and verification codes. The electronic property rights certificate retrieval system as described in claim 1, wherein the external database is an electronic property rights certificate system.

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