TWM646947U - Electronic signature system - Google Patents

Abstract

An electronic signature system includes a handling computer device, a touch module and an image capture module electrically connected to the handling computer device, a review computer device, and an electronic signature server. The handling computer device controls the touch module to display an electronic form to provide a customer operation to generate electronic signature information. The electronic signature data includes a signature trajectory data, a signature pen pressure-sensitive data, and a signature image file. After the handling computer device and the review computer device determine that the electronic signature data has passed the review and review, the electronic signature server performs a processing on the received reviewed data containing the electronic signature data. Use a program with the supervisor to generate a preparatory encrypted data, and encapsulate the preparatory encrypted data using a key encryption method to generate an encrypted data.

Description

Electronic signature system

The present invention relates to an electronic signature system, in particular to an electronic signature system with legal effect.

The current financial operation process of banking institutions is to print paper applications for customers to review, and ask customers to sign on the paper applications to express their agreement to the application. However, in addition to wasting paper, this method also has risks in storing paper applications (for example, a fire breaks out in the paper storage space or is lost when transferring documents). Therefore, whether there is a paperless and legally binding document signing system has become a problem to be solved.

Therefore, the purpose of the present invention is to provide an electronic signature system that can generate an electronic signature similar to a paper signature.

Therefore, the present invention provides an electronic signature system including a touch module, an image capture module, a processing computer device, a review computer device, and an electronic signature server.

The touch module is used to display and receive information. The image capture module is used to capture images from the customer and the touch module to generate customer image data. The handling computer device is electrically connected to the touch module and the image capture module, and controls the touch module to display an electronic form to provide a customer with an operation to generate electronic signature information on the electronic form. The electronic signature data includes a signature trajectory data, a signature pen pressure-sensitive data, and a signature image file. The review computer device is electrically connected to the handling computer device. The electronic signature server is electrically connected to the review computer device.

Among them, after receiving the electronic form, the signature track, and the customer image data, the handling computer device executes an audit procedure on the electronic form, the electronic signature data, and the customer image data, and confirms the audit When an audit result obtained in the program is passed, a post-audit data is generated and sent to the review computer device. The audited data includes the audit results, the electronic form, the electronic signature data, and the customer image data.

The review computer device executes a review process on the reviewed data, and when confirming that a review result obtained in the review process is passed, generates and sends a review data to the electronic signature server . The post-review data includes the review result, the electronic form, the electronic signature data, and the customer image data.

The electronic signature server performs an administrative and supervisory sealing procedure on the received verified data to generate a preliminary encrypted data, and encapsulates the preliminary encrypted data using a key encryption method to generate an encrypted data. The prepared encrypted data includes a management and supervisor seal data, the electronic form, the electronic signature data, and the customer image data.

In some implementations, the electronic signature system is also applicable to a client terminal device of the customer, and also includes an internal server, wherein the internal server is electrically connected to the electronic signature server and stores the customer an email address. Among them, the electronic signature server also transmits the generated pre-encrypted data to the internal server. After receiving the pre-encrypted data from the electronic signature server, the internal server reads the email address , generate and send an email containing the prepared encryption data to the client terminal device of the customer through the email address.

In some implementations, the electronic signature server also transmits the encrypted data to the internal server, and the internal server receives and stores the encrypted data.

In some implementations, the key encryption method is a hash algorithm.

The function of the present invention is that the electronic signature data includes the signature trajectory data and the signature pen pressure data, and the electronic signature server uses the key encryption method to include the signature trajectory data and the signature pen pressure. The encrypted data is generated by encapsulating the preparatory encrypted data of the sensed data. In this way, the encrypted data is unique and non-repudiation, and meets the confidentiality, integrity and security required by regulations.

Before the present invention is described in detail, it should be noted that similar elements are represented by the same numbers in the following description. If not specifically defined, the "electrical connection" described in this patent specification generally refers to the "wired electrical connection" achieved by connecting multiple electronic devices/devices/components to each other through conductive materials, as well as through wireless communication technology. "Radio connection" for one/two-way wireless signal transmission. On the other hand, the "electrical connection" mentioned in this patent specification also generally refers to the "direct electrical connection" formed by multiple electronic devices/devices/components being directly connected to each other, as well as the "direct electrical connection" between multiple electronic devices/devices/components. They are also indirectly connected to each other through other electronic equipment/devices/components to form an "indirect electrical connection".

Referring to Figure 1, an electronic signature system according to an embodiment of the present invention is shown and is suitable for a customer terminal device 7 of a customer, and includes a touch module 1, an image capture module 2, and a processing module. Computer device 3, a review computer device 4, an electronic signature server 5, and an internal server 6. The customer is, for example, a new account or an old account of a banking institution. The client terminal device 7 is, for example, a smart phone, a tablet computer, a desktop computer, a notebook computer and other devices capable of sending and receiving emails, but is not limited thereto.

The touch module 1 is used for displaying and receiving information. In this embodiment, the touch module 1 is, for example, a combination of a liquid crystal tablet and a stylus, but it is not limited to this. The image capture module 2 is used to capture images from the customer and the touch module 1 to generate customer image data. In this embodiment, the image capture module 2 is, for example, a network camera or a digital camera, but is not limited to this.

The handling computer device 3 is electrically connected to the touch module 1 and the image capture module 2, and controls the touch module 1 to display an electronic form to provide the customer with the ability to generate an electronic signature on the electronic form. Chapter information. In this embodiment, the electronic form is, for example, an account opening application, but it is not limited to this. The electronic signature data includes a signature trajectory data, a signature pen pressure-sensitive data, and a signature image file. More specifically, the handling computer device 3 is operated by an employee of the banking institution, and is, for example, a desktop computer, but is not limited to this. In this embodiment, when the customer indicates to the banker that he wants to open an account, the banker operates the handling computer device 3 to control the touch module 1 to display the electronic form and simultaneously input a personal information dictated by the customer. to update the electronic form and make it available for the customer to view. The personal information is, for example, a name, an ID card number, a household registration address, a date of birth, an occupation, an email address, etc., but is not limited to this. After confirming that all the contents in the updated electronic form are correct, the customer generates the electronic signature data on the electronic form by operating the touch module 1. The signature trace data is, for example, the stroke sequence (stroke order) of the signature. The signature pen pressure-sensitive data is, for example, the pressure value sensed by the touch module 1 when the customer writes. The signature image file is, for example, a signature style completed by the customer. In addition, when the customer signs, the clerk controls the image capture module 2 to take photos or videos of the customer and the touch module 1 by operating the handling computer device 3 to generate the customer image data. In this way, the banking institution can retain the customer's image and assist in identity verification, and can also strengthen its dependence on the electronic form.

The review computer device 4 is electrically connected to the handling computer device 3 . In this embodiment, the review computer device 4 is operated by a supervisor (such as an assistant manager, assistant manager or manager, etc.) of the clerk, and is, for example, a desktop computer, but is not limited to this. The electronic signature server 5 is electrically connected to the review computer device 4 . In this embodiment, the electronic signature server 5 is, for example, a cloud server set up by the banking institution or a physical server within the banking institution, but is not limited to this. The internal server 6 is electrically connected to the electronic signature server 5 . More specifically, the internal server 6 includes, for example, a sending module (not shown) for sending emails and a storage module (not shown) for storing data, but is not limited to this. .

After receiving the electronic form, the signature track, and the customer image data, the handling computer device 3 executes an audit procedure on the electronic form, the electronic signature data, and the customer image data, and confirms the audit procedure. When an audit result obtained is passed, a post-audit data is generated and sent to the review computer device 4 . The audited data includes the audit results, the electronic form, the electronic signature data, and the customer image data. In this embodiment, the audit procedure is, for example, that the banker uses the handling computer device 3 to view the electronic form, the signature track, and the customer image data, and then operates the handling computer device 3 to input an audit command to generate The results of this review. This audit instruction indicates pass or fail.

The review computer device 4 executes a review process on the reviewed data, and when confirming that a review result obtained in the review process is passed, generates and sends a review data to the electronic signature server Device 5. The post-review data includes the review result, the electronic form, the electronic signature data, and the customer image data. In this embodiment, the review process is, for example, after the supervisor checks the review results, the electronic form, the signature track, and the customer image data contained in the reviewed data through the review computer device 4, The review computer device 4 is operated to input a review command to generate the review result. The review order indicates pass or fail.

The electronic signature server 5 performs an administrative and supervisory sealing procedure on the received verified data, generates preliminary encrypted data, and transmits the generated preliminary encrypted data to the internal server 6 . After receiving the pre-encrypted data from the electronic signature server 5, the internal server 6 reads an email address of the customer stored therein, generates and sends an email containing the pre-encrypted data through the email address. An email is sent to the client terminal device 7 of the client. The prepared encrypted data includes a management and supervisor seal data, the electronic form, the electronic signature data, and the customer image data. In this embodiment, the managerial and supervisory seal program is, for example, the electronic signature server 5 generating the managerial and supervisory seal information (for example, a supervisory seal and an administrative seal) on the electronic form.

The electronic signature server 5 also encapsulates the prepared encrypted data using a key encryption method (for example, a hash algorithm) to generate encrypted data and transmits it to the internal server 6 . The internal server 6 receives and stores the encrypted data.

After the internal server 6 stores the encrypted data and sends an email containing the prepared encrypted data to the customer's client terminal device 7, the banker delivers the passbook and debit card applied for by the customer to open an account to the customer. .

To sum up, since the electronic signature data includes the signature trajectory data and the signature pen pressure data, and the electronic signature server 5 will include the signature trajectory data and the signature pen pressure through the key encryption method. The encrypted data is generated by encapsulating the preparatory encrypted data of the sensed data. In this way, the encrypted data is unique and non-repudiation, and meets the confidentiality, integrity and security required by regulations. Therefore, the purpose and effect of this new type can indeed be achieved.

However, the above are only examples of the present invention, and should not be used to limit the scope of the present invention. All simple equivalent changes and modifications made based on the patent scope of the present invention and the content of the patent specification are still within the scope of the present invention. Within the scope covered by this new patent.

1:Touch module 2:Image capture module 3: Handle computer equipment 4: Review computer equipment 5: Electronic signature server 6: Internal server 7:Customer terminal device

Other features and functions of the present invention will be clearly presented in the embodiments with reference to the drawings, in which: Figure 1 is a block diagram illustrating the configuration of an electronic signature system according to an embodiment of the present invention. .

1:Touch module

2:Image capture module

3: Handle computer equipment

4: Review computer equipment

5: Electronic signature server

6: Internal server

7:Customer terminal device

Claims (4)

An electronic signature system including: a touch module for displaying and receiving information; An image capture module is used to capture images from the customer and the touch module to generate customer image data; Once the processing computer device is electrically connected to the touch module and the image capture module, and controls the touch module to display an electronic form, so as to provide a customer with an operation to generate an electronic signature data on the electronic form, the The electronic signature data includes a signature trajectory data, a signature pen pressure-sensitive data, and a signature image file; A review computer device, electrically connected to the handling computer device; and An electronic signature server electrically connected to the review computer device; Among them, after receiving the electronic form, the signature track, and the customer image data, the handling computer device executes an audit procedure on the electronic form, the electronic signature data, and the customer image data, and confirms the audit When an audit result obtained in the program is passed, a post-audit data is generated and sent to the review computer device. The post-audit data includes the audit result, the electronic form, the electronic signature data, and the customer image data. , The review computer device executes a review process on the reviewed data, and when confirming that a review result obtained in the review process is passed, generates and sends a review data to the electronic signature server , the reviewed data includes the review result, the electronic form, the electronic signature data, and the customer image data, The electronic signature server performs an administrative and supervisory sealing procedure on the received verified data to generate a preliminary encrypted data, and encapsulates the preliminary encrypted data using a key encryption method to generate an encrypted data. The prepared encrypted data includes a manager and supervisor stamped data, the electronic form, the electronic signature data, and the customer image data. The electronic signature system as described in claim 1 is also applicable to a client terminal device of the customer, and also includes an internal server. The internal server is electrically connected to the electronic signature server and stores a client's Email address, where the electronic signature server also transmits the generated pre-encrypted data to the internal server. After receiving the pre-encrypted data from the electronic signature server, the internal server reads The email address generates and sends an email containing the prepared encryption data to the client terminal device of the customer through the email address. The electronic signature system as described in claim 2, wherein the electronic signature server also transmits the encrypted data to the internal server, and the internal server receives and stores the encrypted data. The electronic signature system as described in claim 3, wherein the key encryption method is a hash algorithm.

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