TWM646926U - Open automated teller machine system - Google Patents

Abstract

An open automated teller machine is provided. The open automated teller machine includes: an automated teller machine and a plurality of servers. The automated teller machine provides a service institutions menu. The plurality of servers belong to different plurality of financial institutions respectively. In response to a service institution option being selected from the service institutions menu, the automated teller machine connects with a selected server corresponding to the service institution option. The automated teller machine receives a service items menu from the selected server. The automated teller machine provides the service items menu.

Description

Open ATM system

The novel invention relates to an open automatic teller machine system.

In response to changes in users' consumption habits, the density of ATM deployment has been reduced. In addition, since the specifications of ATMs in various financial institutions are different, and some specific financial services (such as: financial card opening service, password change service, inter-bank deposit service or cardless withdrawal service, etc.) require the use of designated financial services Only institution-specific ATMs can be used. Accordingly, if the number of ATMs is reduced, it will inevitably bring great inconvenience to users.

In view of this, this new creation provides an open ATM system that can be connected to the server of a designated financial institution through the ATM to complete financial services, which can greatly improve user convenience.

This new invention provides an open automatic teller machine system, including an automatic teller machine and multiple servers. The ATM provides a service agency menu. Multiple servers belong to multiple different financial institutions. In response to the service agency option of the service agency menu being selected, the ATM connects to the selected server corresponding to the service agency option. The ATM receives the service menu from the selected server. ATMs provide service menus.

In an embodiment of the present invention, the above-mentioned service institution menu includes multiple service institution options corresponding to multiple financial institutions.

In an embodiment of the present invention, in response to a service item in the service item menu being selected, the ATM outputs a service request corresponding to the service item to the selected server.

In an embodiment of the present invention, the above-mentioned services are financial card opening services, password changing services, inter-bank deposit services, cardless withdrawal services or user information changing services.

In an embodiment of the present invention, the above-mentioned ATM is connected to the selected server through an Open Application Programming Interface (Open API).

In an embodiment of the present invention, the above-mentioned automatic teller machine provides a service institution menu or a service item menu through a graphical user interface (GUI).

Based on the above, the ATMs in the open ATM system created by the present invention can connect to the selected server corresponding to the designated financial institution through the open application interface to complete the service project. In this way, users can complete multiple services corresponding to multiple different financial institutions through the open ATM system created by this new type, which can greatly improve the convenience of use.

In order to make the contents of the present invention easier to understand, the following embodiments are given as examples according to which the present invention can be implemented. In addition, wherever possible, elements/components/steps with the same reference numbers in the drawings and embodiments represent the same or similar parts.

Figure 1 is a schematic diagram of an open ATM system according to an embodiment of the present invention. The open ATM system 100 includes an ATM 110 and servers 120-1~120-n.

The ATM 110 (or servers 120-1~120-n) may have a processing unit (such as a processor but not limited to this), a communication unit (such as various communication chips, mobile communication chips, Bluetooth chips, WiFi chips, etc. but not limited to this) and storage units (such as removable random access memory, flash memory, hard disk, etc. but not limited to this) that run the ATM 110 (or servers 120-1~120-n) Necessary components. The ATM 110 may further include input and output devices. For example, the ATM 110 may include a touch screen for receiving user operations or displaying images. In this embodiment, servers 120-1~120-n respectively belong to multiple different financial institutions.

The ATM 110 provides a service agency menu. Specifically, the service institution menu may include multiple service institution options corresponding to multiple financial institutions to which the servers 120-1~120-n belong (for example, the names and/or trademarks of multiple financial institutions). The ATM 110 may provide a service organization menu through a graphical user interface (GUI).

Next, if a service institution option of the service institution menu is selected (for example, the user can operate the touch screen of the ATM 110 to select a service institution option), the ATM 110 and the selected server corresponding to the service institution option server (for example, server 120-1) to connect. Specifically, the ATM 110 can connect to the selected server 120-1 through an Open Application Programming Interface (Open API). In this way, the ATM 110 can further access or use the data and modules of the selected server 120-1, so that the user can communicate with the designated financial institution (that is, the selected server 120) through the ATM 110. -1 corresponding financial institution) service operations.

On the other hand, if any service agency option in the service agency menu is not selected, the ATM 110 will not connect to the servers 120-1~120-n.

The ATM 110 may receive the service menu from the selected server 120-1. Specifically, after the ATM 110 is connected to the selected server 120-1, the selected server 120-1 may transmit the service menu to the ATM 110. Then, the ATM 110 may provide a service menu. For example, the service menu has multiple service items, which include but are not limited to: debit card opening service, password change service, inter-bank deposit service, cardless withdrawal service or user information change service. In this embodiment, the ATM 110 can provide a service menu through a graphical user interface.

If a service item in the service item menu is selected (for example, the user can operate the touch screen of the ATM 110 to select a service item), the ATM 110 outputs a service request corresponding to the service item to the selected server 120 - 1. Accordingly, the selected server 120-1 can complete the service with the ATM 110. In this way, users can use the ATM 110 to complete multiple services corresponding to different financial institutions, which can greatly improve the convenience of use.

On the other hand, if any service item in the service item menu is not selected, the ATM 110 does not output the service request to the selected server 120-1.

In summary, the open ATM system created in this new type can connect the ATM to the selected server corresponding to the designated financial institution through the open application programming interface, so as to provide multiple services of the designated financial institution to User. Accordingly, the user can select and complete the desired service items through the ATM 110 . In other words, users can complete multiple services corresponding to multiple different financial institutions through the open ATM system created by this new type, which can greatly improve the convenience of use.

100: Open ATM system 110:ATM 120-1, 120-2, 120-n: server

Figure 1 is a schematic diagram of an open ATM system according to an embodiment of the present invention.

100: Open ATM system

110:ATM

120-1, 120-2, 120-n: server

Claims (6)

An open ATM system consisting of: ATMs with a menu of service providers; and Multiple servers belong to multiple different financial institutions, among which In response to the service agency option of the service agency menu being selected, the ATM connects with the selected server corresponding to the service agency option to receive the service item menu from the selected server and provide the service item. menu. The open ATM system as claimed in claim 1, wherein the service institution menu includes a plurality of service institution options corresponding to the financial institutions. The open automatic teller machine system as claimed in claim 1, wherein in response to a service item of the service item menu being selected, the automatic teller machine outputs a service request corresponding to the service item to the selected server. The open ATM system as described in claim 3, wherein the service is one of the financial card opening service, password changing service, inter-bank deposit service, cardless withdrawal service and user information changing service. The open automatic teller machine system as described in claim 1, wherein the automatic teller machine is connected to the selected server through an open application programming interface. The open automatic teller machine system as described in claim 1, wherein the automatic teller machine provides the service institution menu and the service item menu through a graphical user interface.

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