TWM645450U - Automatic teller equipment with contactless control unit - Google Patents
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- TWM645450U TWM645450U TW112206062U TW112206062U TWM645450U TW M645450 U TWM645450 U TW M645450U TW 112206062 U TW112206062 U TW 112206062U TW 112206062 U TW112206062 U TW 112206062U TW M645450 U TWM645450 U TW M645450U
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- 238000001514 detection method Methods 0.000 claims abstract description 37
- 230000000717 retained effect Effects 0.000 claims abstract description 15
- 238000004891 communication Methods 0.000 claims description 3
- 210000001508 eye Anatomy 0.000 description 7
- 238000000034 method Methods 0.000 description 7
- 238000012795 verification Methods 0.000 description 7
- 230000006870 function Effects 0.000 description 3
- 238000010586 diagram Methods 0.000 description 2
- 230000001815 facial effect Effects 0.000 description 2
- 238000012546 transfer Methods 0.000 description 2
- 210000005252 bulbus oculi Anatomy 0.000 description 1
- 230000014759 maintenance of location Effects 0.000 description 1
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- 238000011022 operating instruction Methods 0.000 description 1
- 210000001747 pupil Anatomy 0.000 description 1
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Abstract
一種自動櫃員設備,包含一設備主體、一控制單元、一顯示單元及一非接觸式操控單元。顯示單元具有一指令顯示區,指令顯示區用於顯示至少一個操作指令。非接觸式操控單元包括一生物特徵識別組件及一視線識別組件。其中,生物特徵識別組件能獲取使用者當下的生物特徵偵測資料,以比對生物特徵偵測資料是否與一客戶帳戶資料的生物特徵留存資訊相符。若比對結果相符,視線識別組件能獲取使用者當下的視線方位偵測資料,以判斷使用者當下的視線方位是否落在顯示單元的指令顯示區。若判斷結果為是,控制單元於視線狀態符合一預設條件時執行指令顯示區顯示的操作指令。An automatic teller equipment includes an equipment main body, a control unit, a display unit and a non-contact control unit. The display unit has an instruction display area, and the instruction display area is used to display at least one operation instruction. The non-contact control unit includes a biometric recognition component and a sight recognition component. Among them, the biometric identification component can obtain the user's current biometric detection data to compare whether the biometric detection data is consistent with the biometric retained information of a customer account data. If the comparison results are consistent, the gaze recognition component can obtain the user's current gaze direction detection data to determine whether the user's current gaze direction falls in the command display area of the display unit. If the judgment result is yes, the control unit executes the operation command displayed in the command display area when the line of sight state meets a preset condition.
Description
本新型是有關於一種自動櫃員設備,特別是指一種具非接觸式操控單元的自動櫃員設備。The present invention relates to an automatic teller equipment, in particular to an automatic teller equipment with a non-contact control unit.
自動櫃員設備(ATM)是目前各家銀行普遍會提供的業務服務裝置,能提供存提款、轉帳、繳費等各項功能,讓使用者能便利地使用相關服務,並且能為銀行節省人力成本。然而,目前的自動櫃員設備通常是以金融卡搭配密碼作為驗證身分的方式,在忘記攜帶金融卡或忘記密碼時就無法使用相關服務。此外,由於使用自動櫃員設備時需要透過觸控螢幕、按鍵來輸入指令,存在一定的衛生安全風險。Automated teller equipment (ATM) is a business service device commonly provided by banks. It can provide various functions such as deposits and withdrawals, transfers, and payments, allowing users to conveniently use related services and saving labor costs for banks. . However, current automated teller equipment usually uses a financial card and a password as a way to verify identity. If you forget to bring your financial card or forget your password, you will not be able to use related services. In addition, since you need to enter instructions through touch screens and buttons when using automated teller equipment, there are certain health and safety risks.
因此,本新型之其中一目的,即在提供一種能解決前述問題的自動櫃員設備。Therefore, one of the purposes of the present invention is to provide an automatic teller device that can solve the aforementioned problems.
於是,本新型自動櫃員設備在一些實施態樣中,適用於通訊連接於一金融伺服器,該金融伺服器包括一帳戶資料庫,該帳戶資料庫具有一客戶帳戶資料,該客戶帳戶資料具有一生物特徵留存資訊。該自動櫃員設備包含一設備主體、一設置於該設備主體的控制單元、一設置於該設備主體且電連接於該控制單元的顯示單元以及一非接觸式操控單元。該顯示單元具有一指令顯示區,該指令顯示區用於顯示至少一個操作指令。該非接觸式操控單元包括一生物特徵識別組件及一視線識別組件。該生物特徵識別組件設置於該設備主體且電連接於該控制單元,用於獲取使用者的一生物特徵偵測資料。該視線識別組件設置於該設備主體及該顯示單元的其中一者,且電連接於該控制單元,用於獲取使用者的一視線方位偵測資料。其中,該生物特徵識別組件能獲取使用者當下的該生物特徵偵測資料,並傳送該生物特徵偵測資料至該控制單元,供該控制單元比對該生物特徵偵測資料是否與一相應的客戶帳戶資料的該生物特徵留存資訊相符。若該生物特徵偵測資料與該生物特徵留存資訊相符,該控制單元能令該視線識別組件獲取使用者當下的該視線方位偵測資料,並依據該視線方位偵測資料判斷使用者當下的視線方位是否落在該顯示單元的該指令顯示區。若使用者當下的視線方位落在該指令顯示區,該控制單元於該視線狀態符合一預設條件時執行該指令顯示區顯示的該操作指令。Therefore, in some embodiments, the new automatic teller equipment is suitable for communication connection with a financial server. The financial server includes an account database, the account database has a customer account information, and the customer account information has a Biometric retention information. The automatic teller equipment includes an equipment main body, a control unit provided on the equipment main body, a display unit provided on the equipment main body and electrically connected to the control unit, and a non-contact control unit. The display unit has an instruction display area, and the instruction display area is used to display at least one operation instruction. The non-contact control unit includes a biometric recognition component and a sight recognition component. The biometric identification component is disposed on the device body and electrically connected to the control unit, and is used to obtain a user's biometric detection data. The sight recognition component is disposed on one of the device body and the display unit, and is electrically connected to the control unit, and is used to obtain a user's sight direction detection data. Among them, the biometric identification component can obtain the user's current biometric detection data and send the biometric detection data to the control unit for the control unit to compare whether the biometric detection data matches a corresponding The biometric information stored in the customer's account data matches. If the biometric detection data matches the biometric retained information, the control unit can enable the sight recognition component to obtain the user's current sight direction detection data, and determine the user's current sight line based on the sight direction detection data. Whether the orientation falls in the command display area of the display unit. If the user's current sight direction falls on the command display area, the control unit executes the operation command displayed in the command display area when the sight state meets a preset condition.
在一些實施態樣中,該控制單元於使用者當下的視線方位持續落在該指令顯示區顯示的該操作指令處達一時間閾值時,執行該操作指令。In some implementations, the control unit executes the operation instruction when the user's current line of sight continues to fall on the operation instruction displayed in the instruction display area for a time threshold.
在一些實施態樣中,該生物特徵識別組件為鏡頭模組,該生物特徵偵測資料為包括眼部影像的影像資料,該控制單元是比對該生物特徵偵測資料及該生物特徵留存資訊的虹膜特徵或鞏膜特徵是否相符。In some implementations, the biometric recognition component is a lens module, the biometric detection data is image data including eye images, and the control unit compares the biometric detection data with the biometric retained information. Whether the iris characteristics or scleral characteristics match.
在一些實施態樣中,該視線識別組件為眼動追蹤模組或鏡頭模組。In some implementations, the gaze recognition component is an eye tracking module or a lens module.
在一些實施態樣中,該指令顯示區顯示多個操作指令,該視線識別組件具有多個鏡頭模組,每一鏡頭模組設置於該指令顯示區的一相應的操作指令處。In some implementations, the instruction display area displays multiple operation instructions, and the line of sight recognition component has multiple lens modules, and each lens module is disposed at a corresponding operation instruction in the instruction display area.
在一些實施態樣中,該非接觸式操控單元還包括一收音組件,該收音組件設置於該設備主體且電連接於該控制單元,用於獲取使用者發出的一語音資料;若該生物特徵偵測資料與該生物特徵留存資訊相符,該控制單元能令該收音組件獲取使用者當下發出的該語音資料,並分析該語音資料而執行一相應的操作指令。In some implementations, the non-contact control unit also includes a sound pickup component, which is disposed on the device body and electrically connected to the control unit, and is used to obtain a voice data sent by the user; if the biometric detection If the measured data is consistent with the biometric retained information, the control unit can enable the radio component to obtain the voice data currently issued by the user, analyze the voice data, and execute a corresponding operation command.
本新型至少具有以下功效:該自動櫃員設備透過該非接觸式操控單元的設置,讓使用者能以非接觸的方式進行身分驗證程序及各種操作指令的下達,因而在忘記攜帶金融卡或忘記密碼時亦能使用該自動櫃員設備的業務服務,並且能有效避免手部操作該自動櫃員設備時可能帶來的衛生安全疑慮。This new model at least has the following functions: the automatic teller equipment allows users to perform identity verification procedures and issue various operation instructions in a non-contact manner through the setting of the contactless control unit. Therefore, when forgetting to carry a financial card or forgetting a password, You can also use the business services of the automated teller equipment, and can effectively avoid health and safety concerns that may arise when operating the automated teller equipment with your hands.
參閱圖1及圖2,為本新型自動櫃員設備100的一實施例。該自動櫃員設備100適用於通訊連接於銀行機構設置的一金融伺服器200,該金融伺服器200包括一帳戶資料庫201,該帳戶資料庫201具有多筆客戶帳戶資料,各該客戶帳戶資料具有一生物特徵留存資訊。舉例來說,各該客戶帳戶資料是銀行客戶在申請金融帳戶時由銀行建置的客戶資料,生物特徵留存資訊可以是臉部影像資料、眼部影像資料等,可從中存取該客戶的生物特徵訊息。Referring to FIG. 1 and FIG. 2 , an embodiment of the new
該自動櫃員設備100包含一設備主體1、一控制單元2、一顯示單元3、一存提款單元4及一非接觸式操控單元5。The
該設備主體1包括機殼、現金存取口、金融卡存取口、操作按鍵等相關構件,為該自動櫃員設備100的主體結構。The device main body 1 includes a casing, a cash access port, a financial card access port, operation buttons and other related components, which is the main structure of the
該控制單元2設置於該設備主體1,為該自動櫃員設備100的運作控制中樞,可藉由各式微處理器、微控制器、系統晶片來實現。The
該顯示單元3設置於該設備主體1且電連接於該控制單元2,並具有一指令顯示區31,該指令顯示區31用於顯示至少一個操作指令。舉例來說,該顯示單元3是一觸控式螢幕,該指令顯示區31中的該操作指令例如可以是提款、存款、轉帳、繳費、餘額查詢等金融業務相關之指令,在圖1中是以XXXXX表示各操作指令。The
該存提款單元4設置於該設備主體1中,例如包括點鈔裝置、現金存取裝置等,可用於存提款的相關業務執行。The deposit and
該非接觸式操控單元5包括一生物特徵識別組件51、一視線識別組件52及一收音組件53,可讓使用者藉由非接觸式的方式進行該自動櫃員設備100的身分驗證程序及相關操控程序。The
該生物特徵識別組件51設置於該設備主體1且電連接於該控制單元2,用於獲取使用者的一生物特徵偵測資料。舉例來說,該生物特徵識別組件51為鏡頭模組,可用於獲取使用者的臉部影像或眼部影像,以用於使用者的身分驗證。The
該視線識別組件52設置於該設備主體1及該顯示單元3的其中一者,且電連接於該控制單元2,用於獲取使用者的一視線方位偵測資料。舉例來說,該視線識別組件52為眼動追蹤模組或鏡頭模組,可透過眼動追蹤模組發出的紅外線偵測瞳孔的移動軌跡並配合影像辨識來判斷使用者的視線方向,或是從鏡頭模組獲取的影像資料依照臉部轉向角度、眼球轉向角度等特徵辨識來判斷使用者的視線方向,據以判定使用者的視線焦點是在觀察該顯示單元3的顯示畫面的何處。The
該收音組件53設置於該設備主體1且電連接於該控制單元2,用於獲取使用者發出的一語音資料。舉例來說,該收音組件53例如是麥克風,讓該控制單元能藉由對該語音資料進行語音識別後,判斷使用者下達何種操作指令。The sound-
當使用者欲使用該自動櫃員設備100的相關服務時,可以將臉部靠近該生物特徵識別組件51,該生物特徵識別組件51能獲取使用者當下的該生物特徵偵測資料,並傳送該生物特徵偵測資料至該控制單元2,供該控制單元2比對該生物特徵偵測資料是否與一相應的客戶帳戶資料的該生物特徵留存資訊相符。舉例來說,若該生物特徵偵測資料為包括眼部影像的影像資料,該控制單元2是比對該生物特徵偵測資料及該生物特徵留存資訊的虹膜特徵或鞏膜特徵是否相符,據以進行使用者的身分驗證程序。When the user wants to use the related services of the
隨後,若該生物特徵偵測資料與該生物特徵留存資訊相符,代表使用者已通過身分驗證程序,此時使用者能夠開始查看該顯示單元3的該指令顯示區31的該等操作指令,因而該控制單元2能令該視線識別組件52獲取使用者當下的該視線方位偵測資料,並依據該視線方位偵測資料判斷使用者當下的視線方位是否落在該顯示單元3的該指令顯示區31。Subsequently, if the biometric detection data matches the biometric retained information, it means that the user has passed the identity verification process. At this time, the user can start to view the operation instructions in the
若使用者當下的視線方位落在該指令顯示區31,該控制單元2便會在該視線狀態符合一預設條件時執行該指令顯示區31顯示的被使用者注視的該操作指令。舉例來說,該控制單元2可以配置為在使用者當下的視線方位持續落在該指令顯示區31中的一特定的操作指令處達一時間閾值 (例如3秒鐘)時,執行該操作指令。此外,在一特定的實施態樣中,該指令顯示區31顯示多個操作指令,該視線識別組件52具有多個鏡頭模組(圖1中以四個直排並列的圓圈示意),每一鏡頭模組設置於該指令顯示區31的一相應的操作指令處。據此,每個鏡頭模組都僅對應單一操作指令的位置來設置,能有效增進視線方位辨識的精確性。If the user's current gaze direction falls on the
另一方面,在該生物特徵偵測資料與該生物特徵留存資訊相符而通過身分驗證程序後,使用者也能夠透過口語方式發出特定操作指令的聲音,如此該控制單元2能令該收音組件53獲取使用者當下發出的該語音資料,並分析該語音資料而執行一相應的操作指令,同樣能達成非接觸式操控該自動櫃員設備100的目的。On the other hand, after the biometric detection data matches the biometric retained information and passes the identity verification process, the user can also issue specific operating instructions through spoken language. In this way, the
綜合上述說明,本新型自動櫃員設備100透過該非接觸式操控單元5的設置,讓使用者能以非接觸的方式進行身分驗證程序及各種操作指令的下達,在忘記攜帶金融卡或忘記密碼時亦能使用該自動櫃員設備100的業務服務,並且能有效避免手部操作該自動櫃員設備100時可能帶來的衛生安全疑慮,故確實能達成本新型的目的。Based on the above description, the new
惟以上所述者,僅為本新型之實施例而已,當不能以此限定本新型實施之範圍,凡是依本新型申請專利範圍及專利說明書內容所作之簡單的等效變化與修飾,皆仍屬本新型專利涵蓋之範圍內。However, the above are only examples of the present invention and should not be used to limit the scope of the present invention. All simple equivalent changes and modifications made based on the patent scope of the present invention and the content of the patent specification are still within the scope of the present invention. Within the scope covered by this new patent.
100:自動櫃員設備 200:金融伺服器 201:帳戶資料庫 1:設備主體 2:控制單元 3:顯示單元 31:指令顯示區 4:存提款單元 5:非接觸式操控單元 51:生物特徵識別組件 52:視線識別組件 53:收音組件 100:ATM equipment 200:Financial server 201:Account database 1:Device body 2:Control unit 3: Display unit 31: Instruction display area 4: Deposit and withdrawal unit 5: Non-contact control unit 51:Biometric components 52: Gaze recognition component 53: Radio components
本新型之其他的特徵及功效,將於參照圖式的實施方式中清楚地呈現,其中: 圖1是一示意圖,說明本新型自動櫃員設備的一實施例;及 圖2是該自動櫃員設備與一金融伺服器連線使用的系統方塊圖。 Other features and functions of the present invention will be clearly presented in the embodiments with reference to the drawings, in which: Figure 1 is a schematic diagram illustrating an embodiment of the new automated teller equipment; and Figure 2 is a system block diagram of the automatic teller equipment connected to a financial server.
100:自動櫃員設備 100:ATM equipment
200:金融伺服器 200:Financial server
201:帳戶資料庫 201:Account database
2:控制單元 2:Control unit
3:顯示單元 3: Display unit
4:存提款單元 4: Deposit and withdrawal unit
5:非接觸式操控單元 5: Non-contact control unit
51:生物特徵識別組件 51:Biometric components
52:視線識別組件 52: Gaze recognition component
53:收音組件 53: Radio components
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