TWM645362U - System for performing cross-platform identity verification - Google Patents

Abstract

A cross-platform identity verification system includes a server electronic device, a first platform server and a second platform server. The server electronic device sends a cross-platform verification request including an identity recognition data to the first platform server. The first platform server sends an identity verification request including identification information to the second platform server. The second platform server sends an identity verification page URL to the first platform server. The first platform server sends the identity verification page URL to the server electronic device. When the client mobile communication device connects to the second platform server through the identity verification page URL, the second platform server executes an identity verification process to generate an identity verification result and sends it to the first platform server.

Description

Cross-platform identity verification system

The present invention relates to an identity verification system, in particular to a cross-platform identity verification system.

When insurance companies provide insurance services to customers, they need to verify the customer's identity. In the past, this process was inefficient and labor-consuming. The author of this new case thought that banks have a complete identity verification mechanism for their customers. If the insurance application process can use the banker's identity verification mechanism in a cross-platform manner to complete the identity verification in the insurance application process, it will effectively improve the identity verification. efficiency and cost.

Therefore, the purpose of the present invention is to provide a cross-platform identity verification system.

Therefore, the new cross-platform identity verification system is suitable for communicating with a client mobile communication device operated by a client, and includes a server electronic device, a first platform server and a second platform server.

The server electronic device is operated by a service personnel. The first platform server is electrically connected to the server electronic device. The second platform server is electrically connected to the first platform server.

The server electronic device sends a cross-platform verification request related to a service item and including an identity recognition data to the first platform server.

The first platform server sends an identity verification request including the identification information to the second platform server.

The second platform server sends an identity verification page URL to the first platform server.

The first platform server transmits the identity verification page URL to the server electronic device, so that the client mobile communication device can obtain the identity verification page URL from the server electronic device when it is adjacent to the server electronic device.

When the client mobile communication device links to the second platform server through the identity verification page URL, the second platform server executes an identity verification process for verifying the customer's identity to generate an identity verification result, and Send the identity verification result to the first platform server.

In some implementations, when the second platform server receives the cross-platform verification request, the second platform server also queries the corresponding completed identity verification project data based on the identity recognition data, and stores the completed identity verification project data. The completed identity verification item data is sent to the first platform server.

The first platform server determines whether the completed identity verification item data meets an identity verification requirement corresponding to the service item.

When the first platform server determines that the completed identity verification item data meets the identity verification requirements corresponding to the service item, the first platform server sends the identity verification page URL to the server electronic device.

In some implementations, when the identity verification result indication is passed, the second platform server also sends communication data corresponding to the identity recognition data to the first platform server.

When the identity verification result instruction is passed, the first platform server sends a one-time password based on the communication data.

When the server electronic device receives a one-time password to be verified input by the customer, the first platform server determines whether the one-time password to be verified matches the one-time password to generate a one-time password verification result.

In some implementations, the server electronic device displays the identity verification page URL in the form of a barcode for the client mobile communication device to scan to obtain the identity verification page URL.

The function of this new model is to transmit the identity verification page URL to the first platform server through the second platform server, so that the client mobile communication device can access the electronic device from the server when it is close to the server electronic device. The device obtains the identity verification page URL, and when the client mobile communication device links to the second platform server through the identity verification page URL, the second platform server executes the identity verification process for verifying the customer's identity. The verification process is used to generate the identity verification result and send it to the first platform server, thereby effectively improving the efficiency and cost of identity verification.

Before the present invention is described in detail, it should be noted that similar elements are represented by the same numbers in the following description.

Referring to Figure 1, an embodiment of the new cross-platform identity verification system 100 is suitable for communicating with a client mobile communication device 200 operated by a client, and includes a server electronic device 1 and a first platform server 2 and a second platform server 3.

The client mobile communication device 200 is, for example, a smart phone or a tablet computer. The server electronic device 1 is operated by a service personnel, and is, for example, a smart phone or a tablet computer.

The first platform server 2 and the server electronic device 1 are electrically connected through a communication network. The second platform server 3 and the first platform server 2 are electrically connected through a communication network.

In this embodiment, the server electronic device 1 and the first platform server 2 belong to an insurance company, the service staff is a salesperson of the insurance company, and the second platform server 3 belongs to a bank. The customer is a customer of the bank, and the service staff is prepared to insure the customer.

Referring to Figures 1 and 2, the steps performed by the cross-platform identity verification system 100 are described below. First, as shown in step S01, the customer chooses to verify his identity with an application of the bank on the server electronic device 1, and after reading and signing the relevant agreement terms, the server electronic device 1 sends a message related to a service item. And a cross-platform verification request including an identity recognition information (such as the customer's ID card number) is sent to the first platform server 2.

Then, as shown in step S02, the first platform server 2 sends an identity verification request including the identity recognition information to the second platform server 3.

Then, as shown in step S03, the second platform server 3 queries the corresponding completed identity verification project data based on the identity recognition data, and sends the completed identity verification project data and an identity verification page URL to the First platform server 2. The completed identity verification item data, for example, indicates the deposit account held by the bank, the authority level of online banking, completed device binding authentication, biometric authentication... and other items that have completed identity verification.

Next, as shown in step S04, the first platform server 2 determines whether the completed identity verification item data meets an identity verification requirement corresponding to the service item. If not, the process ends. If so, step S05 is executed. In other words, the insurance company can set different levels of identity verification levels for different service items. Through this step, it can be confirmed whether the completed identity verification project data meets the identity verification level corresponding to the service item that the customer currently wants to apply for. .

Step S05 is when the first platform server 2 determines that the completed identity verification item data meets the identity verification requirements corresponding to the service item, the first platform server 2 sends the identity verification page URL to the server electronically. Device 1 allows the client mobile communication device 200 to obtain the identity verification page URL from the server electronic device 1 when it is adjacent to the server electronic device 1 . In this embodiment, the server electronic device 1 displays the identity verification page URL in the form of a barcode for the client mobile communication device 200 to scan to obtain the identity verification page URL. The client mobile communication device 200 is installed with the bank. The application program can arouse the application program and link to the second platform server 3 when the client mobile communication device 200 obtains the identity verification page URL. Thereby, it is verified that the customer is next to the service staff and the server electronic device 1, and the identity verification page URL can be obtained by on-site scanning.

Next, as shown in step S06, when the client mobile communication device 200 is linked to the second platform server 3 through the identity verification page URL, the second platform server 3 executes an identity verification process for verifying the customer's identity. The verification process is to generate an identity verification result and send the identity verification result to the first platform server 2.

In this embodiment, when the identity verification result indicates that the identity verification result is passed, the second platform server 3 will also send communication data (such as a mobile phone number) corresponding to the identity recognition data to the first platform server 2 .

Next, as shown in step S07, the first platform server 2 determines whether the identity verification result indicates passing. If not, the process ends. If yes, step S08 is executed.

Step S08 is when the identity verification result indication is passed, the first platform server 2 sends a one-time password based on the communication data.

Next, as shown in step S09, when the server electronic device 1 receives a one-time password to be verified input by the customer, the first platform server 2 determines whether the one-time password to be verified matches the one-time password. to generate a one-time password verification result. In this embodiment, when the one-time password verification result indicates that the verification result is passed, the server electronic device 1 continues the insurance application process.

To sum up, the new cross-platform identity verification system 100 transmits the identity verification page URL to the first platform server 2 through the second platform server 3, so that the client mobile communication device 200 can access the service nearby. The client electronic device 1 can obtain the identity verification page URL from the server electronic device 1, and when the client mobile communication device 200 links to the second platform server 3 through the identity verification page URL, the second The platform server 3 executes the identity verification program for verifying the identity of the customer to generate the identity verification result and transmit it to the first platform server 2, thus effectively improving the efficiency and cost of identity verification. Therefore, the cost can indeed be achieved. New purpose.

However, the above are only examples of the present invention, and should not be used to limit the scope of the present invention. All simple equivalent changes and modifications made based on the patent scope of the present invention and the content of the patent specification are still within the scope of the present invention. Within the scope covered by this new patent.

100: Cross-platform identity verification system 1: Server electronic device 2:First platform server 3: Second platform server 200:Client mobile communication device S01~S09: steps

Other features and functions of the present invention will be clearly presented in the embodiments with reference to the drawings, in which: Figure 1 is a schematic diagram of a hardware connection relationship of an embodiment of the new cross-platform identity verification system; and Figure 2 is a flow chart of this embodiment.

100: Cross-platform identity verification system

1: Server electronic device

2:First platform server

3: Second platform server

200:Client mobile communication device

Claims (4)

A cross-platform identity verification system adapted to communicate with a client mobile communication device operated by a client, comprising: A server electronic device for operation by a service personnel; a first platform server electrically connected to the server electronic device; and a second platform server electrically connected to the first platform server; The server electronic device transmits a cross-platform verification request related to a service item and including an identity recognition data to the first platform server; The first platform server sends an identity verification request including the identification information to the second platform server; The second platform server sends an identity verification page URL to the first platform server; The first platform server transmits the identity verification page URL to the server electronic device, so that the client mobile communication device can obtain the identity verification page URL from the server electronic device when it is adjacent to the server electronic device; When the client mobile communication device links to the second platform server through the identity verification page URL, the second platform server executes an identity verification process for verifying the customer's identity to generate an identity verification result, and Send the identity verification result to the first platform server. The cross-platform identity verification system as described in claim 1, wherein when the second platform server receives the cross-platform verification request, the second platform server also queries a corresponding completed identity based on the identity recognition data. Verify the project data and send the completed identity verification project data to the first platform server; The first platform server determines whether the completed identity verification item data meets an identity verification requirement corresponding to the service item; When the first platform server determines that the completed identity verification item data meets the identity verification requirements corresponding to the service item, the first platform server sends the identity verification page URL to the server electronic device. The cross-platform identity verification system as described in claim 2, wherein when the identity verification result instruction is passed, the second platform server will also send communication data corresponding to the identity recognition data to the first platform server; When the identity verification result instruction is passed, the first platform server sends a one-time password based on the communication data; When the server electronic device receives a one-time password to be verified input by the customer, the first platform server determines whether the one-time password to be verified matches the one-time password to generate a one-time password verification result. The cross-platform identity verification system as described in claim 1, wherein the server electronic device displays the identity verification page URL in the form of a barcode for the client mobile communication device to scan to obtain the identity verification page URL.

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