TWM641534U - Intelligent marketing system based on natural language processing - Google Patents

Intelligent marketing system based on natural language processing Download PDF

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TWM641534U
TWM641534U TW112201144U TW112201144U TWM641534U TW M641534 U TWM641534 U TW M641534U TW 112201144 U TW112201144 U TW 112201144U TW 112201144 U TW112201144 U TW 112201144U TW M641534 U TWM641534 U TW M641534U
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marketing
customer
server
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劉韋杰
謝忠欽
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第一商業銀行股份有限公司
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Abstract

一種智能行銷系統包含:處理伺服器,其利用自然語言處理技術將來自數位客群互動平台有關客戶回覆之文字資訊進行斷詞處理以獲得有關該客戶的詞彙且利用該情緒分數查找表獲得有關於該詞彙的情緒分數;及行銷伺服器,其在確定出來該情緒分數不小於零時利用預建的行銷事件偏好機率估測模型且根據該客戶的基本資料、從標籤資料庫獲得有關於特定事件的標籤資料、該情緒分數以及有關於多個行銷事件的屬性資料獲得估測結果。該估測結果包含多個分別對應於該等行銷事件的偏好機率,並且根據該估測結果,產生對應於該客戶的個人化行銷推薦資訊。An intelligent marketing system includes: a processing server, which uses natural language processing technology to segment the text information about customer responses from the digital customer group interaction platform to obtain vocabulary related to the customer and uses the emotional score lookup table to obtain relevant information. The emotional score of the vocabulary; and the marketing server, when it is determined that the emotional score is not less than zero, it uses the pre-built marketing event preference probability estimation model and obtains relevant information about the specific event from the tag database according to the basic information of the customer The tag data, the sentiment score, and attribute data about multiple marketing events are used to obtain estimation results. The estimation result includes a plurality of preference probabilities respectively corresponding to the marketing events, and according to the estimation result, personalized marketing recommendation information corresponding to the customer is generated.

Description

基於自然語言處理的智能行銷系統Intelligent marketing system based on natural language processing

本新型是有關於產品行銷,特別是指一種基於自然語言處理的智能行銷系統。The present invention relates to product marketing, in particular to an intelligent marketing system based on natural language processing.

目前企業機構通常可對客戶提供一數位客服平台以進行數位客服。經由進一步分析數位客服所獲得的服務資訊,例如客戶語音信息或客戶文字信息,可確定客戶在使用服務時的情緒狀態,並進一步根據確定的情緒狀態獲得相關數位客服的服務品質評價結果。然而,如此的服務品質評價結果僅能作為企業機構如何提升數位客服品質的參考。At present, enterprise organizations usually provide customers with a digital customer service platform for digital customer service. By further analyzing the service information obtained by the digital customer service, such as customer voice information or customer text information, the emotional state of the customer when using the service can be determined, and the service quality evaluation results of the relevant digital customer service can be obtained based on the determined emotional state. However, such service quality evaluation results can only be used as a reference for enterprises to improve the quality of digital customer service.

因此,如何能發想出一種利用數位客服平台獲得的評論資訊來提供個人化行銷服務資訊的智能行銷方式已成為相關技術領域所欲解決的議題之一。Therefore, how to come up with an intelligent marketing method that provides personalized marketing service information by using the comment information obtained from the digital customer service platform has become one of the issues to be solved in the related technical field.

因此,本新型的目的,即在提供一種基於自然語言處理的智能行銷系統,其能克服現有技術至少一個缺點。Therefore, the purpose of the present invention is to provide an intelligent marketing system based on natural language processing, which can overcome at least one shortcoming of the prior art.

於是,本新型所提供的一種基於自然語言處理的智能行銷系統包含一處理伺服器、及一行銷伺服器。Therefore, an intelligent marketing system based on natural language processing provided by the present invention includes a processing server and a marketing server.

該處理伺服器用於連接一數位客群互動平台,並儲存有一有關於多個參考詞彙的情緒分數查找表。The processing server is used to connect to a digital customer group interaction platform, and stores a look-up table of sentiment scores related to a plurality of reference words.

該行銷伺服器連接該處理伺服器,並儲存有一預先建立且有關於多個行銷事件的行銷事件偏好機率估測模型、及一標籤資料庫。該標籤資料庫包含多個分別代表多個事件的標籤及其對應的標籤內容和對應的標籤代表值,該等事件包含該等行銷事件。The marketing server is connected to the processing server, and stores a pre-established marketing event preference probability estimation model related to a plurality of marketing events, and a label database. The tag database includes a plurality of tags respectively representing a plurality of events, the corresponding tag contents and corresponding tag representative values, and the events include the marketing events.

當該處理伺服器接收到來自該數位客群互動平台且有關一客戶針對一與該等事件其中至少一個特定事件有關的特定物件的互動回覆的文字資訊時,該處理伺服器利用自然語言處理技術,將該文字資訊進行斷詞處理以獲得有關該客戶的一個或多個詞彙,且利用該情緒分數查找表,獲得一有關於該(等)詞彙的情緒分數,並至少將該情緒分數傳送至該行銷伺服器。When the processing server receives text information from the digital customer group interaction platform about a customer's response to an interaction with a specific object related to at least one of the events, the processing server utilizes natural language processing technology , perform word segmentation processing on the text information to obtain one or more vocabulary related to the customer, and use the sentiment score lookup table to obtain a sentiment score related to the vocabulary(s), and at least send the sentiment score to The marketing server.

該行銷伺服器在確定出來自該處理伺服器的該情緒分數不小於零時,利用該行銷事件偏好機率估測模型,至少根據有關於該客戶的基本資料、從該標籤資料庫獲得有關於該至少一個特定事件的標籤資料、該情緒分數以及有關於該等行銷事件的屬性資料,獲得一估測結果,該估測結果包含多個分別對應於該等行銷事件的偏好機率,並且根據該估測結果,產生對應於該客戶的個人化行銷推薦資訊。When the marketing server determines that the sentiment score from the processing server is not less than zero, it uses the marketing event preference probability estimation model to obtain information about the customer from the tag database at least based on the basic information about the customer. label data for at least one specific event, the sentiment score, and attribute data about the marketing events to obtain an estimation result including a plurality of preference probabilities respectively corresponding to the marketing events, and based on the estimation Based on the test results, personalized marketing recommendation information corresponding to the customer is generated.

在一些實施例中,該行銷伺服器還用於連接該數位客群互動平台,並將該個人化行銷推薦資訊即時地傳送至該數位客群互動平台,以供其即時地提供給該客戶。In some embodiments, the marketing server is also used to connect to the digital customer group interaction platform, and transmit the personalized marketing recommendation information to the digital customer group interaction platform in real time, so that it can be provided to the customer in real time.

在一些實施例中,該行銷伺服器還預先儲存了該屬性資料。該行銷事件偏好機率估測模型是一層級貝氏邏輯模型,該層級貝氏邏輯模型包含一偏好結構層級及一偏好機率層級。該行銷伺服器先在該偏好結構層級中利用馬可夫鏈蒙地卡羅(MCMC)演算法對該基本資料、該標籤資料和該情緒分數進行迭代演算以估算出有關於該客戶的多個分別對應於多個事件屬性的模型偏好參數,然後在該偏好機率層級中根據該等模型偏好參數和該屬性資料計算出該估測結果。In some embodiments, the marketing server also pre-stores the attribute data. The marketing event preference probability estimation model is a hierarchical Bayesian logic model, and the hierarchical Bayesian logic model includes a preference structure hierarchy and a preference probability hierarchy. The marketing server first uses the Markov Chain Monte Carlo (MCMC) algorithm to iteratively calculate the basic data, the label data, and the sentiment score in the preference structure level to estimate a plurality of respective correspondences about the customer Model preference parameters based on a plurality of event attributes, and then calculate the estimation result in the preference probability level according to the model preference parameters and the attribute data.

在一些實施例中,該特定物件包含由該數位客群互動平台所提供的一特定文章。In some embodiments, the specific object includes a specific article provided by the digital customer interaction platform.

在一些實施例中,該等行銷事件其中每一者為一行銷服務或一行銷商品。In some embodiments, each of the marketing events is a marketing service or a marketing product.

在一些實施例中,該行銷伺服器還儲存有與該客戶有關的歷史行銷事件資料,並且該行銷伺服器還根據該歷史行銷事件資料來調整或再訓練該行銷事件偏好機率估測模型。In some embodiments, the marketing server also stores historical marketing event data related to the customer, and the marketing server also adjusts or retrains the marketing event preference probability estimation model according to the historical marketing event data.

在一些實施例中,該行銷伺服器還儲存有與該等行銷事件有關的行銷資訊,並且該行銷伺服器從該行銷資訊獲得有關於該等行銷事件中與該估測結果中具有相對較高的至少一個偏好機率對應的至少一個目標行銷事件的目標行銷資訊作為該個人化行銷推薦資訊。In some embodiments, the marketing server also stores marketing information related to the marketing events, and from the marketing information, the marketing server obtains information about the marketing events having a relatively higher value than the estimation result. Target marketing information of at least one target marketing event corresponding to at least one preference probability is used as the personalized marketing recommendation information.

本新型的功效在於:透過分析在該數位客群互動平台上企業方與客戶方互動的過程中所產生的互動資訊,可獲得客戶對於商品或服務的評價;特別是,利用預建的行銷事件偏好機率估測模型且根據互動資訊所含的客戶留言或評論內容所獲得的情緒分數、客戶的基本資料和特定行銷事件的標籤資料而獲得估測結果,根據該估測結果產生對應於客戶的個人化行銷推薦資訊,並將根據該估測結果產生客戶的個人化行銷推薦資訊經由數位客群互動平台即時地提供給客戶,藉此達成個人化行銷的目的,進而提升數位化行銷推薦商品或服務的成功率。The function of this new model is: by analyzing the interactive information generated during the interaction between the business side and the customer side on the digital customer group interaction platform, the customer’s evaluation of the product or service can be obtained; especially, the use of pre-built marketing events The preference probability estimation model and the estimation result are obtained according to the emotional score obtained from the customer's message or comment content contained in the interactive information, the basic information of the customer and the label information of the specific marketing event. According to the estimation result, corresponding to the customer Personalized marketing recommendation information, and provide customers with personalized marketing recommendation information based on the estimation results in real time through the digital customer group interaction platform, so as to achieve the purpose of personalized marketing, and then improve digital marketing recommended products or service success rate.

在本新型被詳細描述之前,應當注意在以下的說明內容中,類似的元件是以相同的編號來表示。Before the present invention is described in detail, it should be noted that in the following description, similar elements are denoted by the same numerals.

參閱圖1,示例性地繪示出本新型實施例的一種智能行銷系統100可應用於例如但不限於銀行的企業機構。在本實施例中,該智能行銷系統100可與該銀行企業機構所提供的一數位客群互動平台200和一客服伺服器400一起使用。該數位客群互動平台200可提供與該銀行企業機構當前行銷之金融商品和金融服務有關的各種物件,例如,報導文章、商品資訊和服務資訊,以供連線客戶(其可以是該銀行企業機構所擁有的客戶,亦可以是並非該銀行企業機構所擁有的客戶)的瀏覽與查詢,並且可收集或紀錄來自該連線客戶所使用的用戶裝置(如智慧型手機、平板電腦、個人電腦等)的數位瀏覽軌跡(如瀏覽的文章、商品廣告、服務廣告等)及互動訊息(如連線客戶的留言內容)。該客戶伺服器400係用於執行線上客服的即時回應處理。該智能行銷系統100包含一處理伺服器1及一行銷伺服器2,其可構成一電腦系統。Referring to FIG. 1 , an intelligent marketing system 100 according to an embodiment of the present invention is exemplarily shown, which can be applied to corporate institutions such as but not limited to banks. In this embodiment, the intelligent marketing system 100 can be used together with a digital customer group interaction platform 200 and a customer service server 400 provided by the banking institution. The digital customer group interaction platform 200 can provide various objects related to the financial products and financial services currently marketed by the banking enterprise, for example, news articles, product information and service information, for connecting customers (which can be the banking enterprise) Customers owned by the institution, or customers not owned by the bank's corporate institution), and can collect or record information from the user devices (such as smart phones, tablets, personal computers) used by the connected customers etc.) and interactive information (such as message content of connected customers). The client server 400 is used for performing instant response processing of online customer service. The intelligent marketing system 100 includes a processing server 1 and a marketing server 2, which can constitute a computer system.

該處理伺服器1可經由一通訊網路(圖未示)連接該數位客群互動平台200和該客服伺服器400,並儲存有一有關於多個參考詞彙的情緒分數查找表,其可視實際情況來增修。以下表1可示例性地說明該情緒分數查找表所包含的內容,但不在此限。 表1 參考詞彙 情緒分數 成功 1 陷入 0 獲利 1 成為 2 超過 0 提防 -1 反彈 -2 獲利 -1 優於 0 激勵 1 問題 0 衝擊 -1 縮減 -2 明顯 0 The processing server 1 can be connected to the digital customer group interaction platform 200 and the customer service server 400 via a communication network (not shown), and store a look-up table of emotional scores related to a plurality of reference words, which can be determined according to the actual situation Additions. The following Table 1 can exemplarily illustrate the content contained in the emotion score lookup table, but not limited thereto. Table 1 reference vocabulary sentiment score success 1 fall into 0 profit 1 become 2 Exceed 0 beware -1 rebound -2 profit -1 superior to 0 excitation 1 question 0 shock -1 reduce -2 obvious 0

該客服伺服器400可經由該通訊網路連接該數位客群互動平台200,並連接該處理伺服器1。在本實施例中,該行銷伺服器2儲存有一預先建立且有關於例如該銀行企業機構當前的多個行銷事件的行銷事件偏好機率估測模型、一標籤資料庫、屬性資料及一行銷資訊資料庫。在本實施例中,每個行銷事件例如可以是一金融商品(例如,美金定存、基金、信貸、保險等)或一金融服務(例如,行動支付的使用、個人基本資料的更新、信用卡刷卡分期的申請等)。The customer service server 400 can be connected to the digital customer group interaction platform 200 and to the processing server 1 through the communication network. In this embodiment, the marketing server 2 stores a pre-established marketing event preference probability estimation model, a label database, attribute data and a marketing information data related to multiple current marketing events of the banking organization. library. In this embodiment, each marketing event can be, for example, a financial product (for example, US dollar fixed deposit, fund, credit, insurance, etc.) or a financial service (for example, the use of mobile payment, the update of personal basic information, credit card swiping installment application, etc.).

該標籤資料庫包含多個分別代表多個事件的標籤及其相關的標籤內容。值得注意的是,該等事件包含當前的該等行銷事件。更明確地,每個行銷事件可以一對應標籤來代表,並且該標籤資料庫,對於每個標籤,還包含依照相關的標籤內容所預先定義的對應的標籤代表值。此外,在本實施例中,該數位客群互動平台200所提供的每個物件可以與一個或多個事件有關(也就是說,可與一個或多個標籤有關)。The tag library contains multiple tags representing multiple events and their associated tag content. It is worth noting that these events include the current marketing events. More specifically, each marketing event can be represented by a corresponding tag, and the tag database also includes, for each tag, a corresponding tag representative value predefined according to the relevant tag content. In addition, in this embodiment, each object provided by the digital customer group interaction platform 200 may be related to one or more events (that is, may be related to one or more tags).

該屬性資料例如包含與該等行銷事件有關的多個事件屬性及其對應的屬性內容和對應的屬性代表值。舉一簡單示例,對於該等行行銷事件有關的如「事件類別」、「行銷類別」、「專案類別」等事件屬性的屬性資料可如下表2所示。 表2 事件屬性 屬性內容 屬性代表值 事件類別 信用卡_促刷 1 信用卡_辦卡 0

Figure 02_image001
Figure 02_image001
行銷類別 例行性行銷 1 非例行性行銷 0 專案類別 商品_排除黑名單 1 通知_不排除黑名單 0 The attribute data includes, for example, a plurality of event attributes related to the marketing events, their corresponding attribute contents, and corresponding attribute representative values. To give a simple example, the attribute data related to these marketing events such as "event category", "marketing category", and "project category" can be shown in Table 2 below. Table 2 event properties attribute content attribute representative value event category Credit card_promote swiping 1 Credit card_do card 0
Figure 02_image001
Figure 02_image001
Marketing category routine marketing 1 non-routine marketing 0 Project category Commodity_exclusion blacklist 1 Notification_Do not exclude blacklist 0

該行銷事件偏好機率估測模型例如是一層級貝氏邏輯模型(Hierarchical Bayesian Model),其包含一偏好結構層級及一偏好機率層級。在該偏好結構層級中,該行銷伺服器2例如利用馬可夫鏈蒙地卡羅(Markov Chain Monte Carlo, 簡稱MCMC)演算法對輸入資料進行多次迭代演算以估算出分別對應於多個事件屬性的多個模型偏好參數。在本實施例中,該輸入資料可包含有關於客戶的基本資料(例如但不限於性別、年齡、婚姻狀態、學歷等)、一個或多個標籤、及情緒分數(將於下文中詳細說明)。更具體地,在該偏好結構層級中的演算模型例如可以下式1來表示:

Figure 02_image003
式1 其中
Figure 02_image005
為客戶 i之第 k個變數,其例如可為客戶 i之人口統計變量(demographics,例如包含但不限於性別、年齡、婚姻狀態、學歷等)、與平台/文章/行銷事件有關的標籤、情緒分數等其中一者;
Figure 02_image007
代表迴歸係數;
Figure 02_image009
代表殘差值;及
Figure 02_image011
,
Figure 02_image013
,…代表有關於客戶 i的多個分別對應於多個事件屬性的模型偏好參數。在該偏好機率層級中,該行銷伺服器2根據在該偏好結構層級所估算出的多個模型偏好參數和該屬性資料計算出有關於該輸入資料的估測結果。更具體地,在該偏好機率層級中的演算模型例如可以下式2來表示:
Figure 02_image015
式2 其中
Figure 02_image017
代表客戶 i對於J個行銷事件中的第j個行銷事件的偏好機率;及
Figure 02_image019
為擬推薦客戶 i之第j個行銷事件之屬性資料。 The marketing event preference probability estimation model is, for example, a Hierarchical Bayesian Model, which includes a preference structure hierarchy and a preference probability hierarchy. In the preference structure level, the marketing server 2, for example, uses a Markov Chain Monte Carlo (MCMC) algorithm to perform multiple iterative calculations on the input data to estimate values corresponding to multiple event attributes. Multiple model preference parameters. In this embodiment, the input data may include basic information about the customer (such as but not limited to gender, age, marital status, education, etc.), one or more tags, and emotional scores (detailed below) . More specifically, the calculus model at the preference structure level can be represented by the following formula 1, for example:
Figure 02_image003
Formula 1 where
Figure 02_image005
It is the kth variable of customer i , which can be, for example, customer i ’s demographic variables (demographics, such as including but not limited to gender, age, marital status, education, etc.), tags related to platforms/articles/marketing events, emotions one of scores, etc.;
Figure 02_image007
Represents the regression coefficient;
Figure 02_image009
represents the residual value; and
Figure 02_image011
,
Figure 02_image013
,… represent multiple model preference parameters about customer i corresponding to multiple event attributes. In the preference probability level, the marketing server 2 calculates an estimation result related to the input data according to the plurality of model preference parameters estimated in the preference structure level and the attribute data. More specifically, the calculus model in the preference probability level can be represented by the following formula 2, for example:
Figure 02_image015
Formula 2 where
Figure 02_image017
represents the probability of customer i 's preference for the jth marketing event among the J marketing events; and
Figure 02_image019
It is the attribute data of the jth marketing event of the customer i to be recommended.

該行銷資訊資料庫儲存有與該等行銷事件有關的行銷資訊。The marketing information database stores marketing information related to the marketing events.

如圖1所示,當一客戶500透過一連接該數位客群互動平台200的用戶裝置300(例如智慧型手機)瀏覽了該數位客群互動平台200所提供的一特定物件後所輸入的互動回覆之文字資訊時,其中該特定物件可以是一篇報導文章或是一金融商品/服務的文宣廣告並與一個或多個特定事件(其可為當前的行銷事件,或非當前的行銷事件)有關,在此情況下,該數位客群互動平台200例如會將有關該客戶500的基本資料、該文字資訊以及指示出該(等)特定事件的物件資料傳送至該處理伺服器1。在本實施例中,該客戶500例如為但不限於該銀行企業機構的一新客戶,而在其他實施例中,該客戶也可為該銀行企業機構的一舊客戶。As shown in FIG. 1 , when a customer 500 browses a specific object provided by the digital customer group interaction platform 200 through a user device 300 (such as a smart phone) connected to the digital customer group interaction platform 200, the input interaction When replying text information, the specific object can be a report article or a publicity advertisement of a financial product/service and one or more specific events (which can be current marketing events or non-current marketing events) In this case, the digital customer group interaction platform 200 will, for example, transmit the basic information about the customer 500 , the text information and the object data indicating the specific event(s) to the processing server 1 . In this embodiment, the customer 500 is, for example but not limited to, a new customer of the banking institution, and in other embodiments, the customer may also be an old customer of the banking institution.

以下,將參閱圖1及圖2來示例地詳細說明當該處理伺服器1接收到來自該數位客群互動平台200的該基本資料、該文字資訊和該物件資料時,該智能行銷系統100如何執行對於該客戶500的一智能行銷程序。該智能行銷程序包含以下步驟S21~S28。Hereinafter, referring to FIG. 1 and FIG. 2, when the processing server 1 receives the basic data, the text information and the object data from the digital customer group interaction platform 200, how does the intelligent marketing system 100 A smart marketing program for the client 500 is executed. The smart marketing program includes the following steps S21-S28.

首先,在步驟S21中,該處理伺服器1利用已知的自然語言處理技術,將接收到的該文字資訊進行斷詞處理,以獲得有關該客戶500的一個或多個詞彙。First, in step S21 , the processing server 1 uses known natural language processing technology to segment the received text information to obtain one or more words related to the client 500 .

然後,在步驟S22中,該處理伺服器1利用其儲存的該情緒分數查找表,查找出該(等)詞彙其中每一者的對應情緒分數,並將查找出的所有對應情緒分數的總和作為代表該客戶500的當前情緒反應的情緒分數。Then, in step S22, the processing server 1 utilizes the emotional score lookup table stored in it to find out the corresponding emotional score of each of the vocabulary(s), and use the sum of all the corresponding emotional scores found as A sentiment score representing the current emotional response of the customer 500.

之後,在步驟S23中,該處理伺服器1確定該情緒分數是否不小於零。若確定結果為肯定時,流程將進行步驟S24,否則,流程將進行步驟S28。Then, in step S23, the processing server 1 determines whether the emotion score is not less than zero. If the determination result is positive, the process will proceed to step S24, otherwise, the process will proceed to step S28.

當該處理預伺服器1確定出該情緒分數不小於零時,在步驟S24中,該處理伺服器1將該基本資料、該物件資料及該情緒分數傳送至該行銷伺服器2。When the processing pre-server 1 determines that the emotion score is not less than zero, in step S24, the processing server 1 sends the basic data, the object data and the emotion score to the marketing server 2.

當該行銷伺服器2接收到該基本資料、該物件資料及該情緒分數後,在步驟S25中,該行銷伺服器2利用該行銷事件偏好機率估測模型,可根據該基本資料、從該標籤資料庫獲得與該物件資料有關的標籤資料以及該情緒分數,獲得對應於該客戶500的一估測結果。該估測結果包含多個分別對應於該等行銷事件的偏好機率。更具體地,該行銷伺服器2先在該偏好結構層級中利用馬可夫鏈蒙地卡羅(MCMC)演算法對該基本資料、該標籤資料、該情緒分數以及有關於該等行銷事件的屬性資料進行迭代演算以估算出有關於該客戶的多個分別對應於多個事件屬性的模型偏好參數,然後在該偏好機率層級中根據該等模型偏好參數和該屬性資料計算出該估測結果。After the marketing server 2 receives the basic data, the object data and the sentiment score, in step S25, the marketing server 2 can use the marketing event preference probability estimation model to obtain the The database obtains tag data related to the object data and the sentiment score, and obtains an estimation result corresponding to the customer 500 . The estimation result includes a plurality of preference probabilities respectively corresponding to the marketing events. More specifically, the marketing server 2 first utilizes the Markov chain Monte Carlo (MCMC) algorithm in the preference structure level for the basic data, the label data, the sentiment score, and attribute data about the marketing events An iterative calculation is performed to estimate a plurality of model preference parameters corresponding to a plurality of event attributes about the customer, and then the estimation result is calculated in the preference probability level according to the model preference parameters and the attribute data.

以下,以一簡單示例來詳細地說明該行銷伺服器2在步驟S25如何利用該行銷事件偏好機率估測模型來獲得該估測結果。在此示例中,該銀行企業機構當前推出了例如3(J=3)個行銷事件(其分別為例行性信用卡辦卡通知M1、例行性信用卡促刷通知M2及非例行性信用卡商品促刷M3);具有例如3個分別對應於3個事件屬性的模型偏好參數

Figure 02_image011
Figure 02_image021
Figure 02_image023
;及在該偏好結構層級的演算模型中例如具有7個變數,其分別為「性別」、「學歷1」、「學歷2」、「文章標籤1」、「文章標籤2」、「文章標籤3」及「情緒分數」。於是,上述式1可表示成以下式3:
Figure 02_image025
式3 其中與「性別」、「學歷1」、「學歷2」等變數有關的代表值可事先定義如下表3,而與「文章標籤1」、「文章標籤2」、「文章標籤3」等變數有關的標籤代表值可事先定義如下表4:   表3 變數 內容 代表值 性別 男性 1 女性 0 學歷1 具有學士學歷 1 不具有學士學歷 0 學歷2 具有碩士學歷 1 不具有碩士學歷 0 表4 變數 標籤內容 標籤代表值 文章標籤1 有基金單筆標籤 1 無基金單筆標籤 0 文章標籤2 有保險標籤 1 無保險標籤 0 文章標籤3 有投資理財標籤 1 無投資理財標籤 0 此外,該客戶500例如為一具有碩士學歷的女性,並所瀏覽一特定物件為例如一有關於例如「保險」和「投資理財」等特定事件的報導文章且該處理伺服器1根據該客戶500的文字資訊所獲得的情緒分數為1。於是,該行銷伺服器2將自表3獲得對應於該客戶500的學歷和性別的代表值資料、自表4獲得對應於「保險」和「投資理財」標籤的標籤代表值資料,以及該情緒分數輸入到如上述式3的演算模型,並且經過例如600次的迭代演算後所估算出的三個模型偏好參數
Figure 02_image011
Figure 02_image021
Figure 02_image023
如以下式4所示: [
Figure 02_image011
,
Figure 02_image021
,
Figure 02_image023
] = [0.22, 0.85, 1.52]                            式4 另一方面,由於該等行銷事件M1,M2,M3具有3個事件屬性,因此上述式2可表示成以下式5:
Figure 02_image017
Figure 02_image027
式5 於是,根據上述表2可獲得有關於該等行銷事件M1,M2,M3的屬性代表值作為該屬性資料如以下表5所示:   表5 行銷事件 屬性內容 (事件類別,行銷類別,專案類別) 屬性資料(屬性代表值) M1 (信用卡_辦卡,例行性行銷,通知) (0,1,0) M2 (信用卡_促刷,例行性行銷,通知) (1,1,0) M3 (信用卡_促刷,非例行性行銷,商品) (1,0,1) 接著,該行銷伺服器2將上述式4的模型偏好參數
Figure 02_image011
Figure 02_image021
Figure 02_image023
以及上述表5所示的屬性資料代入上述式5後可獲得對應於每個行銷事件M1/M2/M3的
Figure 02_image029
以及偏好機率(即,
Figure 02_image031
如下表6所示:   表6 行銷事件
Figure 02_image029
偏好機率(
Figure 02_image033
M1 13.33 0.09 M2 36.23 0.24 M3 98.49 0.67
Hereinafter, a simple example is used to describe in detail how the marketing server 2 uses the marketing event preference probability estimation model to obtain the estimation result in step S25. In this example, the banking enterprise currently launches, for example, 3 (J=3) marketing events (which are respectively the routine credit card application notice M1, the routine credit card promotion notice M2 and the non-routine credit card product Promote brushing M3); have for example 3 model preference parameters corresponding to 3 event attributes respectively
Figure 02_image011
,
Figure 02_image021
,
Figure 02_image023
; and there are, for example, 7 variables in the calculus model of the preference structure level, which are respectively "sex", "education 1", "education 2", "article label 1", "article label 2", "article label 3 ” and “Sentiment Score”. Then, the above formula 1 can be expressed as the following formula 3:
Figure 02_image025
In formula 3, the representative values related to variables such as "gender", "education 1" and "education 2" can be defined in advance in the following table 3, and related to "article label 1", "article label 2", "article label 3", etc. Variable-related label representative values can be defined in advance as shown in Table 4: Table 3 variable content representative value gender male 1 female 0 Education 1 have a bachelor's degree 1 without a bachelor's degree 0 Education 2 Have a master's degree 1 Without a master's degree 0 Table 4 variable label content Labels represent values Article Tag 1 There is a fund single label 1 No fund single label 0 Article Tag 2 with insurance label 1 no insurance label 0 Article Tag 3 Has investment and financial management label 1 No investment and financial management label 0 In addition, the client 500 is, for example, a woman with a master's degree, and the specific object browsed is, for example, a report article on specific events such as "insurance" and "investment and financial management" and the processing server 1 according to the client 500 The sentiment score obtained for text messages is 1. Therefore, the marketing server 2 will obtain the representative value data corresponding to the educational background and gender of the customer 500 from Table 3, the representative value data corresponding to the labels of "insurance" and "investment and financial management" from Table 4, and the emotion The score is input into the calculation model as in the above formula 3, and the three model preference parameters estimated after, for example, 600 iterative calculations
Figure 02_image011
,
Figure 02_image021
,
Figure 02_image023
As shown in Equation 4 below: [
Figure 02_image011
,
Figure 02_image021
,
Figure 02_image023
] = [0.22, 0.85, 1.52] Formula 4 On the other hand, since the marketing events M1, M2, M3 have 3 event attributes, the above formula 2 can be expressed as the following formula 5:
Figure 02_image017
Figure 02_image027
Equation 5 Therefore, according to the above table 2, the representative values of attributes related to the marketing events M1, M2, M3 can be obtained as the attribute data as shown in the following table 5: Table 5 marketing event Attribute content (event category, marketing category, project category) Attribute data (attribute representative value) M1 (credit card_applying card, routine marketing, notice) (0,1,0) M2 (credit card_swipe promotion, routine marketing, notification) (1,1,0) M3 (Credit card_ promotion, non-routine marketing, merchandise) (1,0,1) Next, the marketing server 2 uses the model preference parameter of the above formula 4
Figure 02_image011
,
Figure 02_image021
,
Figure 02_image023
And after substituting the attribute data shown in the above Table 5 into the above formula 5, we can obtain the corresponding to each marketing event M1/M2/M3
Figure 02_image029
and preference probabilities (ie,
Figure 02_image031
Table 6 below: Table 6 marketing event
Figure 02_image029
Preference probability (
Figure 02_image033
M1 13.33 0.09 M2 36.23 0.24 M3 98.49 0.67

之後,在步驟S26中,該行銷伺服器根據該估測結果產生該客戶500的個人化行銷推薦資訊。更具體地,在本實施例中,該行銷伺服器2會選出該估測結果所含的最高偏好機率所對應的行銷事件作為要推薦給該客戶500的目標行銷事件,並且從該行銷資訊資料庫中獲取有關該目標行銷事件的目標行銷資訊作為該個人化行銷推薦資訊。Afterwards, in step S26, the marketing server generates personalized marketing recommendation information for the customer 500 according to the estimation result. More specifically, in this embodiment, the marketing server 2 will select the marketing event corresponding to the highest preference probability contained in the estimation result as the target marketing event to be recommended to the client 500, and from the marketing information data Target marketing information related to the target marketing event is obtained from the database as the personalized marketing recommendation information.

接著,在步驟S27中,該行銷伺服器2將該個人化行銷推薦資訊即時地傳送至該數位客群互動平台200,以供其即時地提供給該客戶500,藉此達成特別是對於新客戶的個人化行銷的目的。Then, in step S27, the marketing server 2 transmits the personalized marketing recommendation information to the digital customer group interaction platform 200 in real time, so that it can be provided to the customer 500 in real time, thereby achieving for personalized marketing purposes.

另一方面,當該處理伺服器1在步驟S23確定出該情緒分數小於0時,此意味該客戶500對於該數位客戶互動平台所提供之相關訊息可能處於負面評價的狀況,在步驟S28中,該處理伺服器1將該客戶500的負面評價通知該客服伺服器400,以利其作後續的反應處理。On the other hand, when the processing server 1 determines that the emotional score is less than 0 in step S23, it means that the customer 500 may be in a negative evaluation state for the relevant information provided by the digital customer interaction platform. In step S28, The processing server 1 notifies the customer service server 400 of the customer 500's negative evaluation, so as to facilitate subsequent response processing.

至此,對於該客戶500所執行的該智能行銷程序完成。另需說明的是,在其他實施例中,若該客戶為該銀行企業機構的舊客戶並且該行銷伺服器2還儲存有與該客戶有關的歷史行銷事件資料時,該行銷伺服器2還可根據該歷史行銷事件資料來調整或再訓練該行銷事件機率估測模型。So far, the intelligent marketing program executed for the client 500 is completed. It should be noted that, in other embodiments, if the customer is an old customer of the banking institution and the marketing server 2 also stores historical marketing event data related to the customer, the marketing server 2 can also The marketing event probability estimation model is adjusted or retrained according to the historical marketing event data.

綜上所述,透過分析在該數位客群互動平台200上企業方與客戶方互動的過程中所產生的互動資訊,可獲得客戶對於商品或服務的評價;特別是,利用預建的行銷事件偏好機率估測模型且根據互動資訊所含的客戶留言或評論內容所獲得的情緒分數、客戶的基本資料和特定行銷事件的標籤資料而獲得估測結果,且根據該估測結果產生對應於客戶的個人化行銷推薦資訊,並將根據該估測結果產生客戶的個人化行銷推薦資訊經由該數位客群互動平台200即時地提供給客戶。尤其,不論客戶方是舊客戶或新客戶,該智能行銷系統100均能達成個人化行銷的目的,進而提升數位化行銷推薦商品或服務的成功率。因此,本新型基於自然語言處理的智能行銷系統100確實能達成本新型的目的。To sum up, by analyzing the interactive information generated during the interaction between the business side and the customer side on the digital customer group interaction platform 200, the customer's evaluation of the product or service can be obtained; especially, by using the pre-built marketing event The preference probability estimation model and the estimation results are obtained according to the emotional scores obtained from the customer messages or comments contained in the interactive information, the basic information of the customers and the label information of specific marketing events, and according to the estimation results, corresponding to the customer The personalized marketing recommendation information of the customer is generated according to the estimation result, and the customer's personalized marketing recommendation information is provided to the customer in real time through the digital customer group interaction platform 200 . In particular, regardless of whether the customer is an old customer or a new customer, the intelligent marketing system 100 can achieve the purpose of personalized marketing, thereby increasing the success rate of digital marketing recommended products or services. Therefore, the intelligent marketing system 100 of the present invention based on natural language processing can indeed achieve the purpose of the present invention.

惟以上所述者,僅為本新型的實施例而已,當不能以此限定本新型實施的範圍,凡是依本新型申請專利範圍及專利說明書內容所作的簡單的等效變化與修飾,皆仍屬本新型專利涵蓋的範圍內。But the above-mentioned person is only the embodiment of the present invention, and should not limit the scope of implementation of the present invention with this, and all simple equivalent changes and modifications made according to the patent scope of the present application and the content of the patent specification are still within the scope of the present invention. Within the scope covered by this patent.

100:智能行銷系統 1:處理伺服器 2:行銷伺服器 200:數位客群互動平台 300:用戶裝置 400:客服伺服器 500:客戶 S21~S28:步驟100: Intelligent marketing system 1: Handle the server 2: Marketing server 200: digital customer group interaction platform 300: user device 400: customer service server 500: customer S21~S28: Steps

本新型的其他的特徵及功效,將於參照圖式的實施方式中清楚地呈現,其中: 圖1是一方塊圖,示例性地繪示出本新型實施例的一種智能行銷系統,以及連接該智能行銷系統的一數位客群互動平台和一客服伺服器;及 圖2是一流程圖,示例性地說明該實施例如何執行一智能行銷程序。Other features and functions of the present invention will be clearly presented in the implementation manner with reference to the drawings, wherein: FIG. A digital customer group interaction platform and a customer service server of the intelligent marketing system; and FIG. 2 is a flow chart illustrating how the embodiment executes an intelligent marketing program.

100:智能行銷系統 100: Intelligent marketing system

1:處理伺服器 1: Handle the server

2:行銷伺服器 2: Marketing server

200:數位客群互動平台 200: digital customer group interaction platform

300:用戶裝置 300: user device

400:客服伺服器 400: customer service server

500:客戶 500: customer

Claims (7)

一種基於自然語言處理的智能行銷系統,包含: 一處理伺服器,用於連接一數位客群互動平台,並儲存有一有關於多個參考詞彙的情緒分數查找表;及 一行銷伺服器,連接該處理伺服器,並儲存有一預先建立且有關於多個行銷事件的行銷事件偏好機率估測模型、及一標籤資料庫,該標籤資料庫包含多個分別代表多個事件的標籤及其對應的標籤內容和對應的標籤代表值,該等事件包含該等行銷事件; 其中,當該處理伺服器接收到來自該數位客群互動平台且有關一客戶針對一與該等事件其中至少一個特定事件有關的特定物件的互動回覆的文字資訊時,該處理伺服器利用自然語言處理技術,將該文字資訊進行斷詞處理以獲得有關該客戶的一個或多個詞彙,且利用該情緒分數查找表,獲得一有關於該(等)詞彙的情緒分數,並至少將該情緒分數傳送至該行銷伺服器;及 其中,該行銷伺服器在確定出來自該處理伺服器的該情緒分數不小於零時,利用該行銷事件偏好機率估測模型,至少根據有關於該客戶的基本資料、從該標籤資料庫獲得與該至少一個特定事件有關的標籤資料、該情緒分數以及有關於該等行銷事件的屬性資料,獲得一估測結果,該估測結果包含多個分別對應於該等行銷事件的偏好機率,並且根據該估測結果,產生對應於該客戶的個人化行銷推薦資訊。An intelligent marketing system based on natural language processing, comprising: a processing server, used to connect to a digital customer group interaction platform, and store a sentiment score look-up table about multiple reference words; and a marketing server, connected to the Processing the server, and storing a pre-established marketing event preference probability estimation model related to a plurality of marketing events, and a tag database, the tag database includes a plurality of tags representing a plurality of events and corresponding tags Content and corresponding tag representative values, these events include these marketing events; Wherein, when the processing server receives from the digital customer group interaction platform and a customer responds to a specific event related to at least one of these events When the text information of the interactive reply of a specific object is used, the processing server uses natural language processing technology to segment the text information to obtain one or more words related to the customer, and uses the sentiment score lookup table to obtain a has a sentiment score for the word(s), and at least transmits the sentiment score to the marketing server; and wherein the marketing server utilizes the sentiment score when determining that the sentiment score from the processing server is not less than zero A marketing event preference probability estimation model obtained at least based on the basic information about the customer, the tag data related to the at least one specific event obtained from the tag database, the sentiment score, and attribute data about the marketing events An estimation result, the estimation result includes a plurality of preference probabilities respectively corresponding to the marketing events, and according to the estimation result, personalized marketing recommendation information corresponding to the customer is generated. 如請求項1所述的基於自然語言處理的智能行銷系統,其中,該行銷伺服器還用於連接該數位客群互動平台,並將該個人化行銷推薦資訊即時地傳送至該數位客群互動平台,以供其即時地提供給該客戶。The intelligent marketing system based on natural language processing as described in claim 1, wherein the marketing server is also used to connect to the digital customer group interaction platform, and transmit the personalized marketing recommendation information to the digital customer group interaction in real time platform for it to provide immediately to that customer. 如請求項1所述的基於自然語言處理的智能行銷系統,其中: 該行銷伺服器還預先儲存了該屬性資料; 該行銷事件偏好機率估測模型是一層級貝氏邏輯模型,該層級貝氏邏輯模型包含一偏好結構層級及一偏好機率層級;及該行銷伺服器先在該偏好結構層級中利用馬可夫鏈蒙地卡羅(MCMC)演算法對該基本資料、該標籤資料和該情緒分數進行迭代演算以估算出有關於該客戶的多個分別對應於多個事件屬性的模型偏好參數,然後在該偏好機率層級中根據該等模型偏好參數和該屬性資料計算出該估測結果。The intelligent marketing system based on natural language processing as described in claim 1, wherein: the marketing server also pre-stores the attribute data; the marketing event preference probability estimation model is a hierarchical Bayesian logic model, and the hierarchical Bayesian The logic model includes a preference structure level and a preference probability level; and the marketing server first uses the Markov Chain Monte Carlo (MCMC) algorithm in the preference structure level to perform the basic data, the label data and the emotional score The iterative calculation is performed to estimate a plurality of model preference parameters corresponding to a plurality of event attributes about the customer, and then the estimation result is calculated in the preference probability level according to the model preference parameters and the attribute data. 如請求項1所述的基於自然語言處理的智能行銷系統,其中,該特定物件包含由該數位客群互動平台所提供的一特定文章。The intelligent marketing system based on natural language processing as described in Claim 1, wherein the specific object includes a specific article provided by the digital customer group interaction platform. 如請求項1所述的基於自然語言處理的智能行銷系統,其中,該等行銷事件其中每一者為一行銷服務或一行銷商品。The intelligent marketing system based on natural language processing as described in Claim 1, wherein each of the marketing events is a marketing service or a marketing commodity. 如請求項1所述的基於自然語言處理的智能行銷系統,其中: 該行銷伺服器還儲存有與該客戶有關的歷史行銷事件資料;及 該行銷伺服器還根據該歷史行銷事件資料來調整或再訓練該行銷事件偏好機率估測模型。The intelligent marketing system based on natural language processing as described in claim 1, wherein: the marketing server also stores historical marketing event data related to the customer; and the marketing server also adjusts or The marketing event preference probability estimation model is trained again. 如請求項1所述的基於自然語言處理的智能行銷系統,其中: 該行銷伺服器還儲存有與該等行銷事件有關的行銷資訊;及 該行銷伺服器從該行銷資訊獲得有關於該等行銷事件中與該估測結果中具有相對較高的至少一個偏好機率對應的至少一個目標行銷事件的目標行銷資訊作為該個人化行銷推薦資訊。The intelligent marketing system based on natural language processing as described in claim 1, wherein: the marketing server also stores marketing information related to the marketing events; and the marketing server obtains information about the marketing from the marketing information Target marketing information of at least one target marketing event corresponding to at least one target marketing event with a relatively high preference probability in the estimation result is used as the personalized marketing recommendation information.
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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI855532B (en) * 2023-02-09 2024-09-11 第一商業銀行股份有限公司 Intelligent marketing method and system based on natural language processing

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI855532B (en) * 2023-02-09 2024-09-11 第一商業銀行股份有限公司 Intelligent marketing method and system based on natural language processing

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