TWM632500U - Virtual Environment Transfer Processing System - Google Patents

Abstract

A virtual environment transfer processing system managed by a financial institution stores financial account data corresponding to a financial account, and the virtual environment transfer processing system is used to determine the first and second pending verification included in a virtual environment transfer request. After the data are respectively matched with a virtual identity identification data and a certificate device identification data, a debit amount is generated from the financial account, and a transfer request related to the debit amount is sent to a virtual environment that can provide a the virtual service system so that the debit is converted into a virtual currency transfer in the virtual environment. The virtual currency transfer money is transferred by a virtual character in the virtual environment and is transferred through a virtual bank operated by the financial institution in the virtual environment.

Description

Virtual Environment Transfer Processing System

The present invention relates to a transfer processing system, in particular to a virtual environment transfer processing system suitable for processing the transfer of virtual environment.

With the development of the concept of Metaverse, the life circle of modern people has begun to expand from the real world to the virtual environment. Therefore, how to realize the life functions in the real world in the virtual environment has become a topic worthy of discussion. .

The purpose of the present invention is to provide a virtual environment transfer processing system that can integrate the capital flow of the real and virtual environments.

The novel virtual environment transfer processing system is suitable for cooperating with a virtual service system capable of providing a virtual environment. The virtual environment transfer processing system includes a management system managed by a financial institution, the management system includes a processing unit suitable for electrical connection with the virtual service system, and a storage unit electrically connected to the processing unit, wherein the The storage unit stores a financial account data, and the financial account data corresponds to a financial account opened by the financial institution for a client. The processing unit is used to convert a virtual identity information related to the virtual environment and the customer and a The certificate device identification data in a certificate electronic device is stored in the storage unit, wherein the virtual identification data corresponds to a virtual character that the customer can control in the virtual environment. The processing unit is further configured to, after receiving a virtual environment transfer request including a first data to be verified and a second data to be verified, determine whether the first data to be verified and the second data to be verified respectively correspond to the The virtual identity identification data and the certificate device identification data stored in the storage unit, and if the judgment result is yes, a debit amount deducted from the financial account is generated according to the financial account data, and a related A transfer request for debit money is transmitted to the virtual service system, so that the debit amount is converted into a virtual currency transfer payment in the virtual environment, wherein the virtual currency transfer payment is made by the virtual character as the transferor, and It is transferred out through a virtual bank operated by the financial institution in the virtual environment.

In some implementation aspects of the novel virtual environment transfer processing system, the virtual environment transfer processing system further includes a consumer system for electrically connecting to the management system via the virtual service system, and the consumer system includes a consumer system suitable for connecting with the management system. A virtual character control unit electrically connected to the virtual service system, wherein the virtual character control unit is used to generate the virtual environment transfer request including the first data to be verified and the second data to be verified, and to send the virtual environment transfer request is transmitted to the processing unit of the management system via the virtual service system.

In some implementation aspects of the novel virtual environment transfer processing system, the user system further includes the certificate for electrically connecting with the virtual character control unit an electronic device, and the virtual character control unit includes a head-mounted display device that can be electrically connected with the certificate electronic device, and the virtual environment transfer request is received by the head-mounted display device according to the certificate electronic device. generated and transmitted to the management system.

In some implementation aspects of the novel virtual environment transfer processing system, the virtual identification data is generated by the management system, and the virtual identification data is a unique identification code representing a non-fungible token.

The effect of the new type is that the virtual environment transfer processing system can bind the financial account that the customer applies to the financial institution in the real environment with the specific virtual character controlled by the customer in the virtual environment, so that the customer can use the real environment. The deposit in the financial account is transferred in the virtual environment through the virtual bank operated by the financial institution, whereby the virtual environment transfer processing system can integrate the financial transfer services in the real and virtual environments, and can be used in the Metaverse. Play a wide range of application value in the world.

1: Virtual environment transfer processing system

11: Management System

111: Financial Account Management Server

112: Virtual Financial Services Server

113: Mobile Device Management Server

12: Use end systems

121: Virtual character control unit

122: Head Mounted Displays

123: Input device

2: Mobile Devices

3: Credential electronic device

5: Virtual service system

E: virtual environment

b: virtual bank

10: Financial Institutions

20: Customers

50: Virtual Service Providers

D1: Financial Account Information

D2: Virtual ID Information

D3: Credential device identification data

D4: Certificate device password data

D5: Control device identification data

D6: Mobile device identification data

D7: Virtual transfer setting information

S11~S17: Steps

S21~S30: Steps

Other features and effects of the present invention will be clearly presented in the embodiments with reference to the drawings, wherein: FIG. 1 is a schematic diagram of a hardware block, exemplarily representing an embodiment of the new virtual environment transfer processing system, and A mobile device suitable for cooperating with this embodiment and a The virtual service system, and the dotted arrows in the figure are used to represent the corresponding relationship between the hardware blocks and their managers; FIG. 2 is a flow chart for exemplarily illustrating a virtual environment transfer process in this embodiment. A virtual environment account opening process included in the method; FIG. 3 is a schematic diagram, exemplarily representing the data stored in a financial account management server of the embodiment, and the dashed arrows in the figure are used to represent the data between and FIG. 4 (composed of FIG. 4A and FIG. 4B ) is a flowchart for exemplarily explaining a virtual environment transfer process included in the virtual environment transfer processing method.

Before the present invention is described in detail, it should be noted: if not specifically defined, the "electrical connection" described in this patent specification generally refers to the "wired connection" between multiple electronic devices/devices/elements connected to each other through conductive materials. electrical connection” and “radio connection” for one-way/two-way wireless signal transmission through wireless communication technology. On the other hand, the "electrical connection" mentioned in this patent specification also generally refers to the "direct electrical connection" formed by directly connecting multiple electronic devices/devices/components to each other, as well as the connection between multiple electronic devices/devices/components. The “indirect electrical connection” is formed by the indirect connection between other electronic equipment/devices/elements.

Referring to Figure 1, an embodiment of the new virtual environment transfer processing system 1 It is suitable for working with a virtual service system 5 . In the application of this embodiment, the virtual service system 5 is managed by a virtual service provider 50 , and the virtual service system 5 includes, for example, a plurality of servo devices (not shown) that are electrically connected to each other. More specifically, in an application of this embodiment, the virtual service system 5 is implemented as a blockchain network, and the server devices are, for example, a plurality of nodes in the blockchain network, respectively, However, it should be understood that the application of this embodiment is not limited to the blockchain network.

The virtual service system 5 can provide a virtual environment E, and the virtual environment E is, for example, a three-dimensional virtual environment realized based on a computer three-dimensional drawing technology. Moreover, the virtual service system 5 can be logged in by a plurality of users with a plurality of pre-registered user accounts respectively, and the users are respectively used for operation by a plurality of users. Thereby, each user can operate the corresponding user terminal to control a virtual character to move in the virtual environment E, that is, to play the virtual character in the virtual environment E. Moreover, the activities that each virtual character can perform in the virtual environment E include but are not limited to interacting with virtual objects in the virtual environment E (such as virtual service agencies, virtual buildings, virtual objects and NPCs), as well as interacting with other virtual objects in the virtual environment E. User-controlled avatar interaction.

In this embodiment, the virtual environment transfer processing system 1 includes a management system 11 and a consumer system 12 for electrically connecting the management system 11 via the virtual service system 5 , wherein the management system 11 is composed of a Managed by a financial institution 10 (eg, a bank), and the consumer system 12 is intended for operation by a client 20 of the financial institution 10 . However, in various embodiments, the virtual environment transfer processing system The system 1 can also be implemented only by the management system 11 without including the consumer system 12. In other words, in other embodiments, the consumer system 12 does not have to be included in the virtual environment transfer processing system 1. middle.

In this embodiment, the management system 11 includes three server terminals, wherein each server terminal is a server device, and each server terminal includes a processing device with data computing and processing functions, and an electrical connection to the processing device. And a data storage device for storing digital data. Further, the processing device is, for example, a central processing unit, and the data storage device is, for example, a hard disk.

More specifically, in this embodiment, the three servers are respectively used as a financial account management server 111, a virtual financial service server 112 electrically connected to the financial account management server 111, and a virtual financial service server 112 electrically connected to the financial account management server 111. The mobile device management server 113 of the account management server 111 . The virtual financial service server 112 is adapted to be electrically connected to the virtual service system 5 through the network, and the mobile device management server 113 is adapted to be electrically connected to a mobile device 2 held by the customer 20 through the network. And the mobile device 2 is a smart phone.

The financial account management server 111 stores a financial account data D1 , and the financial account data D1 corresponds to a financial account opened by the financial institution 10 for the client 20 . More specifically, the financial account corresponding to the financial account data D1 is a legal currency deposit account subscribed by the customer 20 to the financial institution 10 , and the financial account data D1, for example, includes at least one account corresponding to the financial account. account number and an account balance. It should be understood that, in an actual implementation, the financial account management server 111 will also store a plurality of other financial account data corresponding to other financial accounts. However, for the convenience of description and understanding, this embodiment only The financial account attributable to the customer 20 will be described.

The virtual financial service server 112 is adapted to be electrically connected to the virtual service system 5 through a network (including but not limited to the public Internet), thereby communicating with the virtual service system 5 . In particular, there is a virtual bank b in the virtual environment E provided by the virtual service system 5, and the virtual bank b is set in the virtual environment E by the virtual service provider 50 for the financial institution 10 . In other words, the virtual bank b is a virtual financial service institution operated by the financial institution 10 in the virtual environment E. Therefore, when any virtual character goes to the virtual bank b in the virtual environment E to request virtual financial services (for example, requesting to open an account in the virtual bank b), the virtual financial service server 112 will receive the information from the virtual service system 5 and related information (eg, an account opening request) related to the request for financial services.

The mobile device management server 113 is used to manage and record the binding relationship between the financial account of the client 20 and the mobile device 2 . More specifically, the client 20 can operate the mobile device 2 to install and execute a financial service application issued by the financial institution 10, and input his identification information (eg, identity) in the operating environment of the financial service application. certificate number and/or account number of financial account), and then control the mobile device 2 to provide its identification information and mobile phone number to the mobile device The management server 113 is installed. In this way, the mobile device management server 113 will store the mobile phone number of the customer 20, and establish a corresponding relationship between the financial account of the customer 20 and the mobile phone number of the customer 20, which is equivalent to the financial account of the customer 20. The account is bound to the mobile device 2 .

It is added that the three processing devices of the financial account management server 111 , the virtual financial service server 112 and the mobile device management server 113 are jointly used as a processing unit included in the management system 11 . And the three data storage devices of the financial account management server 111 , the virtual financial service server 112 and the mobile device management server 113 are collectively used as a unit included in the management system 11 and electrically connected to the processing unit storage unit. However, in different implementation aspects, the management system 11 can also be implemented as a single server device, that is, the processing unit can also be implemented as a single processing device, and the storage unit can also be implemented as A single data storage device. In addition, in different implementations, each processing device can also be a set of multiple central processing units, and each data storage device can also be a different type of computer-readable recording medium, or a plurality of computer-readable media. Read the collection of recording media. Therefore, the hardware implementation of the management system 11 is not limited to this embodiment.

In this embodiment, the client system 12 includes a virtual character control unit 121, and the virtual character control unit 121 includes a head-mounted display device 122 that can be worn by the client 20 on the head, and a An input device 123 that is electrically connected to the head mounted display device 122 and can be used for operation by the client 20 . Among them, the head-mounted The display device 122 is a virtual reality (VR) glasses, and the head-mounted display device 122 is suitable for being electrically connected to the virtual service system 5 through a network. The input device 123 is a gamepad, and the input device 123 can be electrically connected to the head-mounted display device 122 in a wired or wireless manner. More specifically, the avatar control unit 121 is one of the users that can log in to the virtual service system 5 , that is, the client 20 can control an avatar by operating the avatar control unit 121 Active in the virtual environment E. For the convenience of description, the virtual character controlled by the client 20 is taken as a specific virtual character corresponding to the client 20 in this embodiment.

It should be added that, in other implementation aspects, the virtual character control unit 121 can also be implemented as a computer (such as a desktop computer or a notebook computer), or a game console with a game handle , and is not limited to the aspect of this embodiment. In addition, in some implementation aspects, the virtual service system 5 may be included in the virtual environment transfer processing system 1 .

The following describes how the virtual environment transfer processing system 1 of this embodiment is applied to the virtual service system 5, and implements a virtual environment transfer processing method.

In this embodiment, the virtual environment transfer processing method includes a virtual environment account opening process, and a virtual environment transfer process after the virtual environment account opening process is completed. Referring to FIG. 2 and FIG. 3 together, the following describes the account opening process of the virtual environment.

First, in step S11, the virtual financial service server 112 is receiving After receiving an account opening request from the virtual service system 5, generate and store a virtual identity information related to the virtual environment E and the client 20 according to the account opening request, and pass the virtual identity information through the virtual service system 5 is transmitted to the head-mounted display device 122 of the virtual character control unit 121 for display, thereby providing the virtual identity information to the client 20.

In this embodiment, the account opening request is generated and transmitted by the virtual service system 5 when the specific avatar goes to the virtual bank b in the virtual environment E to apply for an account opening. In other words, if the customer 20 controls the specific avatar The virtual character goes to the virtual bank b to apply for opening an account, and the customer 20 will obtain the virtual identification information fed back by the virtual financial service server 112 via the virtual service system 5 . Further, the virtual identification data generated by the virtual financial service server 112 is a unique identification code representing a Non-Fungible Token (NFT for short). More specifically, the virtual identity information represents a non-fungible token issued by the financial institution 10 to the customer 20, and if the specific virtual character successfully opens an account with the virtual bank b in the virtual environment E, After becoming a virtual customer of the virtual bank b, the virtual identity information can be used for the virtual financial service server 112 to identify the virtual customer's identity.

After the virtual financial service server 112 generates and stores the virtual identification data, the process proceeds to step S12.

In step S12, the financial account management server 111 and the mobile device The configuration management servers 113 each obtain and store the virtual identity identification data and a certificate device identification data stored in a portable certificate electronic device 3 . Moreover, the virtual identity identification data and the certificate device identification data correspond to each other in the financial account management server 111 and the mobile device management server 113 .

In more detail, after the customer 20 learns the virtual identity information, if the customer 20 wants to complete the account opening operation of the specific virtual character in the virtual bank b, the customer 20 must first go to the financial institution 10 to A physical branch established in the environment obtains the electronic credential device 3 to be distributed to the customer 20 from the physical branch on the basis of at least the virtual identity information. The certificate electronic device 3 includes, for example, a processor, a memory electrically connected to the processor, and a button combination electrically connected to the processor (for example, including up, down, left, right, confirm, cancel, and Arabic numeral zero). button), and a wireless communication module electrically connected to the processor, and the wireless communication module is a Bluetooth communication module in this embodiment (in other embodiments, it can also be a near field communication module) , namely NFC module). Through the bluetooth communication module, the credential electronic device 3 can be connected with the head mounted display device 122 of the virtual character control unit 121 through bluetooth radio. In addition, a certificate device identification data is stored in the memory of the certificate electronic device 3, and the certificate device identification data is a series of unique codes.

In this embodiment, the financial account management server 111 obtains the virtual account from a clerk user terminal (not shown) set in a physical branch of the financial institution 10 The identification data and the certificate device identification data are then stored as the virtual identification data D2 and the certificate device identification data D3 shown in FIG. 3 , and the virtual identification data D2 and the certificate device identification data D3 are created. and then provide the corresponding virtual identity identification data D2 and the certificate device identification data D3 to the mobile device management server 113 for storage. The banker's terminal is operated by a banker of the physical branch of the financial institution 10 , and the banker's terminal is obtained, for example, according to the banker's manual operation before the banker delivers the electronic voucher device 3 to the customer 20 . And transmit the virtual identity identification data and the certificate device identification data to the financial account management server 111 for storage.

It is particularly noted that, in a preferred embodiment of this embodiment, the electronic certificate device 3 is suitable to be implemented as a "non" smart device (ie, not a smart phone or a tablet computer) that is easy to carry around. Further, the credential electronic device 3 itself does not have the function of directly connecting to the network (eg Wi-fi connection function), but is equivalent to a cold wallet device. In this way, the identification data of the certificate device can be stored in the memory of the electronic certificate device 3 in an offline state, so that the risk of the identification data of the certificate device being leaked out through the network can be reduced.

After both the financial account management server 111 and the mobile device management server 113 obtain the virtual identity identification data and the certificate device identification data, the process proceeds to step S13 .

In step S13, the financial account management server 111 obtains and stores A pair of certificate device password data D4 (shown in FIG. 3 ) corresponding to the certificate device identification data D3 , and the certificate device password data D4 is a series of passwords designated by the client 20 . In this embodiment, the certificate device password data D4 is, for example, generated by the banker's user terminal before the banker delivers the certificate electronic device 3 to the customer 20 according to the banker's manual operation and sent to the financial account management The server 111 stores it. However, in different implementations, the certificate device password data D4 may also be generated by the client 20 operating the mobile device 2 after the client 20 obtains the certificate electronic device 3 and provided to the financial account management server terminal 111 is stored.

After the financial account management server 111 stores the certificate device password data D4, the process proceeds to step S14.

In step S14, when the financial account management server 111 receives a binding request output from the mobile device 2 and indicating the certificate device identification data D3 and the financial account data D1 via the mobile device management server 113 , the financial account management server 111 establishes a corresponding relationship between the certificate device identification data D3 and the financial account data D1 as shown in FIG. 3 according to the binding request. Thereby, the financial account management server 111 is equivalent to binding the specific avatar that the client 20 can operate with the financial account of the client 20, that is, the specific avatar is in the virtual bank in the virtual environment E. b successfully opens an account and becomes a virtual customer of the virtual bank b.

Create the certificate device identification information at the financial account management server 111 After the corresponding relationship between the data D3 and the financial account data D1 is determined, the flow proceeds to step S15 and step S16.

In step S15, the financial account management server 111 obtains and stores a control device identification data D5 stored in the head-mounted display device 122 of the virtual character control unit 121, and establishes the control as shown in FIG. 3 The corresponding relationship between the device identification data D5 and the certificate device identification data D3. More specifically, the financial account management server 111 receives the control device identification data D5 from the head-mounted display device 122 of the virtual character control unit 121 , and the control device identification data D5 corresponds to the head-mounted display A unique code for device 122. Moreover, the head-mounted display device 122 installs, for example, a certificate application issued by the financial institution 10 and related to the certificate electronic device 3 according to the manual operation of the customer 20 , and then runs the certificate application. Next, according to the manual operation of the client 20, the stored identification data of the control device is transmitted to the financial account management server 111 for storage. In addition, by running the credential application, the head-mounted display device 122 can communicate with the credential electronic device 3 via bluetooth, so as to read the credential device identification data from the credential electronic device 3 via the bluetooth.

In step S16, the financial account management server 111 obtains and stores a mobile device identification data D6 stored in the mobile device 2, and establishes the mobile device identification data D6 and the certificate device identification as shown in FIG. 3 Correspondence between data D3. More specifically, the financial account management server 111, for example, from the bank The mobile device management server 113 receives the mobile device identification data D6 , and the mobile device identification data D6 is a unique code corresponding to the mobile device 2 . Further, the mobile device identification data D6 is, for example, transmitted by the mobile device 2 to the mobile device management server 113 according to the manual operation of the customer 20 when the financial service application is running. Moreover, when the mobile device management server 113 receives the mobile device identification data D6 from the mobile device 2 , the mobile device management server 113 , for example, firstly determines whether the mobile device 2 already has a financial account with the customer 20 . The mobile device identification data D6 is sent to the financial account management server 111 for storage only when the determination result is yes.

After the financial account management server 111 stores the mobile device identification data D6 and establishes a corresponding relationship between the mobile device identification data D6 and the certificate device identification data D3, the process proceeds to step S17.

In step S17, the financial account management server 111 receives and stores a virtual transfer setting data D7 output by the mobile device 2 via the mobile device management server 113, and establishes the virtual transfer setting data D7 and the certificate device identification Correspondence between data D3. More specifically, the virtual transfer setting data D7 is transmitted by the mobile device 2 to the financial account management server through the mobile device management server 113 according to the manual operation of the client 20 under the condition of running the financial service application. The terminal 111 stores, and the virtual transfer setting data D7 includes, for example, the upper limit of the single transfer amount preferred by the customer 20, and other multiple virtual identity identification data, Wherein, the other virtual identity information, for example, respectively correspond to the virtual roles played by a plurality of friends of the customer 20 in the virtual environment E, and are equivalent to being jointly used as the specific virtual roles in the virtual bank b A list of commonly used transfers.

The above is the description of the account opening process in the virtual environment of this embodiment. It is added that, steps S11 to S17 of the virtual environment account opening process are equivalent to being executed by the processing unit of the management system 11 . Moreover, after the virtual environment account opening process is completed, the electronic certificate device 3 is kept by the client 20 . Therefore, the electronic certificate device 3 is equivalent to being added to the user-end system 12 , that is, it is associated with the virtual character control unit 121 . are included in the consumer system 12 together.

Referring to FIG. 1 in conjunction with FIG. 3 and FIG. 4 (composed of FIG. 4A and FIG. 4B ), the following describes the transfer process of the virtual environment in this embodiment. Wherein, the virtual environment transfer process is performed when the client 20 operates the virtual character manipulation unit 121 to control the specific virtual character to move in the virtual environment E.

First, in step S21, the virtual character control unit 121 of the user system 12 generates a first data to be verified, a second data to be verified, a specified transfer amount, a virtual identity of the payee and the manipulation The device identifies the virtual environment transfer request of the data, and transmits the virtual environment transfer request to the virtual financial service server 112 via the virtual service system 5 . Wherein, the designated transfer amount represents the virtual currency amount that the customer 20 wants to transfer in the virtual environment E, and the payee's virtual identity information is, for example, one of the virtual identities in the common transfer list material.

In a preferred embodiment of this embodiment, the virtual environment transfer request is sent by the head-mounted display device 122 under the condition that the head-mounted display device 122 and the credential electronic device 3 communicate with each other through bluetooth It is generated and transmitted to the virtual financial service server 112 according to the user operation received by the certificate electronic device 3 . In other words, when the customer 20 wants to control the specific avatar to transfer money through the virtual bank b in the virtual environment E, the customer 20 can make the electronic certificate device 3 by operating the button combination of the electronic certificate device 3 The processor of 3 transmits an instruction to the head-mounted display device 122 through the wireless communication module, and further enables the head-mounted display device 122 to generate and transmit the virtual environment transfer request to the virtual financial service server 112 . However, in different implementation aspects, the virtual environment transfer request may also be generated by the head-mounted display device 122 according to the user operation received by the head-mounted display device 122 itself or the input device 123 . Therefore, in different implementation aspects, the client 20 can also make the head-mounted display device 122 generate and transmit the virtual environment transfer request to the virtual environment by operating the head-mounted display device 122 or the input device 123 . The virtual financial service server 112 .

More specifically, in this embodiment, the first data to be verified is the virtual identity identification data stored by the head mounted display device 122 itself or obtained from the virtual service system 5 , and the second data to be verified The data is read from the credential electronic device 3 by the head-mounted display device 122 when it is electrically connected to the credential electronic device 3 The obtained identification data of the certificate device. That is to say, the virtual character control unit 121 takes the virtual identity identification data and the certificate device identification data as the first data to be verified and the second data to be verified, respectively.

After the virtual character manipulation unit 121 transmits the virtual environment transfer request to the virtual financial service server 112 via the virtual service system 5, the process proceeds to step S22.

In step S22, when the virtual financial service server 112 receives the virtual environment transfer request via the virtual service system 5, the virtual financial service server 112 generates a transfer request including at least the first pending verification according to the virtual environment transfer request data and the virtual transfer verification request of the second to-be-verified data, and transmit the virtual transfer verification request to the financial account management server 111 . Next, the flow proceeds to step S23.

In step S23, when the financial account management server 111 receives the virtual transfer verification request from the virtual financial service server 112, the financial account management server 111 determines the first pending transaction in the virtual transfer verification request Whether the verification data and the second to-be-verified data respectively correspond to the virtual identity identification data D2 and the certificate device identification data D3 stored by the financial account management server 111 itself. If the determination result is yes, the financial account management server 111 determines that the verification is successful, and the process proceeds to step S24.

In step S24, once the financial account management server 111 determines that the verification is successful, the financial account management server 111 sends a certificate and password request to the virtual account The financial service server 112 then proceeds to step S25.

In step S25, once the virtual financial service server 112 receives the certificate password request from the financial account management server 111, the virtual financial service server 112 sends a certificate password input prompt via the virtual financial service server 112 according to the certificate password request. The service system 5 transmits to the head-mounted display device 122 of the virtual character control unit 121, so that the head-mounted display device 122 displays the certificate password input prompt, thereby prompting the client 20 to input the certificate device password set by him . Next, the flow proceeds to step S26.

In step S26, when the financial account management server 111 receives a password to be verified that is transmitted by the virtual character control unit 121 via the virtual service system 5 and the virtual financial service server 112 and corresponds to the certificate password requirement At the time, the financial account management server 111 determines whether the password to be verified matches the certificate device password data D4 stored by the financial account management server 111 itself. The password to be verified is, for example, generated by the input device 123 of the virtual character control unit 121 according to the manual operation of the customer 20, and is generated by the head-mounted display device 122 via the virtual service system 5 and the virtual financial service The server 112 transmits to the virtual financial service server 112 . If the financial account management server 111 determines that the password to be verified is consistent with the stored certificate device password data D4, the financial account management server 111 determines that the password to be verified is correct, and the process proceeds to step S27.

In step S27, once the financial account management server 111 determines that the After verifying that the password is correct, the financial account management server 111 generates a debit from the financial account of the client 20 according to the financial account data D1, and then generates a virtual environment transfer instruction for the debit, and sends The virtual environment transfer instruction is sent to the virtual financial service server 112 . Wherein, the virtual environment transfer instruction includes, for example, the specified transfer amount, the virtual identity information corresponding to the customer 20, and the payee's virtual identity information. On the other hand, the amount of the debit is calculated by the financial account management server 111 according to the exchange rate between the virtual currency and the legal currency in the virtual environment E.

After the financial account management server 111 transmits the virtual environment transfer instruction to the virtual financial service server 112, the process proceeds to step S28.

In step S28, when the virtual financial service server 112 receives the virtual environment transfer instruction from the financial account management server 111, the virtual financial service server 112 generates a transfer instruction including the specified transfer according to the virtual environment transfer instruction The transfer request of the amount, the virtual identity information corresponding to the customer 20 and the virtual identity information of the payee, and the transfer request is transmitted to the virtual service system 5, so that the debited money is processed by the virtual service system 5 is converted into a virtual currency transfer payment in the virtual environment E. Wherein, the virtual currency transfer payment is based on the specific virtual character controlled by the customer 20 as the transferor, and another virtual character corresponding to the virtual identity information of the payee (for example, controlled by a friend of the customer 20 ) the virtual character) is the payee, and the virtual currency transfer payment is made through the financial institution 10 in the virtual ring The virtual bank b operated in the environment E transfers out.

After the virtual financial service server 112 transmits the transfer request to the virtual service system 5, the process proceeds to step S29.

In step S29, when the virtual financial service server 112 receives a transfer completion record corresponding to the transfer request from the virtual service system 5, it means that the virtual currency transfer money has been successfully transferred to the payee virtual currency The virtual character corresponding to the identification data, in this case, the virtual financial service server 112 stores the transfer completion record, and sends a transfer success notification corresponding to the transfer completion record to the head of the virtual character control unit 121 Wearable display device 122 . Optionally, the virtual financial service server 112 also transmits another transfer success notification corresponding to the transfer completion record to the mobile device 2 via the mobile device management server 113, so that the mobile device 2 can output the transfer. Successful notification to the client 20 references. Finally, the flow proceeds to step S30.

In step S30, when the head-mounted display device 122 receives the transfer success notification from the virtual financial service server 112, the head-mounted display device 122 displays the transfer success notification, thereby prompting the client 20 to The virtual currency transfer payment has been completed.

The above is the description of the transfer process in the virtual environment of this embodiment. It is supplemented that, steps S22 to S29 of the virtual environment transfer process are equivalent to being executed by the processing unit of the management system 11 .

It should be understood that, steps S11-S17, S21-S30 and the flowcharts in Figs. 2 and 4 in this embodiment are only one of the possible implementations for illustrating the novel virtual environment transfer processing method. It should be understood that, even if steps S11 to S17 and S21 to S30 are merged, split or sequence adjusted, if the process after the merge, split or sequence adjustment is compared with the present embodiment, it is substantially the same in the same way. Therefore, the steps S11-S17, S21-S30 and the flowcharts in Figs. 2 and 4 are not used to limit the implementation of the present invention. scope.

To sum up, the virtual environment transfer processing system 1 can bind the financial account subscribed by the customer 20 to the financial institution 10 in the real environment with the specific virtual character controlled by the customer 20 in the virtual environment E, and This enables the customer 20 to transfer virtual currency in the virtual environment E through the virtual bank b operated by the financial institution 10 using the deposits in the financial account of the real environment, whereby the virtual environment transfer processing system 1 can integrate The financial transfer service in the real and virtual environment can exert a wide range of application value in the metaverse world, so it can indeed achieve the purpose of this new type. It is worth mentioning that, when the customer 20 wants to transfer money in the virtual environment E, it is necessary to operate the avatar control unit 121 to use the certificate device identification data stored in the certificate electronic device 3 as the first data to be verified. It is sent to the management system 11 for verification, and the financial account management server 111 of the management system 11 will determine the verification only when it at least determines that the first data to be verified is consistent with the certificate device identification data D3 stored by itself. The client 20 is allowed to transfer funds in the virtual environment E after the certificate is successful. Since the certificate device identification data is stored in the certificate electronic device 3, which is kept by the client 20 and has no network connection function, the certificate is used. The device identification data is used for verification, which can prevent the deposit of the financial account of the customer 20 from being stolen because the specific virtual character is stolen by others, and is beneficial to ensure the security of the transfer in the virtual environment.

However, the above are only examples of the present invention, which should not limit the scope of the present invention. Any simple equivalent changes and modifications made according to the scope of the patent application for this new model and the contents of the patent specification are still within the scope of the present invention. within the scope of this new patent.

1: Virtual environment transfer processing system

11: Management System

111: Financial Account Management Server

112: Virtual Financial Services Server

113: Mobile Device Management Server

12: Use end systems

121: Virtual character control unit

122: Head Mounted Displays

123: Input device

2: Mobile Devices

3: Credential electronic device

5: Virtual service system

E: virtual environment

b: virtual bank

10: Financial Institutions

20: Customers

50: Virtual Service Providers

Claims (4)

A virtual environment transfer processing system, suitable for cooperating with a virtual service system capable of providing a virtual environment; the virtual environment transfer processing system comprises: a management system managed by a financial institution and comprising a processing unit adapted to be electrically connected to the virtual service system, and a storage unit electrically connected to the processing unit, wherein the storage unit stores a financial account information, and the financial account information corresponds to a financial account opened by the financial institution for a client; in, The processing unit is used for storing a virtual identification data related to the virtual environment and the customer and a certificate device identification data existing in a certificate electronic device to the storage unit, wherein the virtual identification data corresponds to a virtual character that the client can control in the virtual environment, The processing unit is further configured to, after receiving a virtual environment transfer request including a first data to be verified and a second data to be verified, determine whether the first data to be verified and the second data to be verified respectively correspond to the The virtual identity identification data and the certificate device identification data stored in the storage unit, and if the judgment result is yes, a debit amount deducted from the financial account is generated according to the financial account data, and a related A transfer request for debit money is transmitted to the virtual service system, so that the debit amount is converted into a virtual currency transfer payment in the virtual environment, wherein the virtual currency transfer payment is made by the virtual character as the transferor, and It is transferred out through a virtual bank operated by the financial institution in the virtual environment. The virtual environment transfer processing system according to claim 1, further comprising a consumer system for electrically connecting to the management system via the virtual service system, the consumer system comprising a virtual system suitable for electrical connection with the virtual service system A character manipulation unit, wherein the virtual character manipulation unit is configured to generate the virtual environment transfer request including the first data to be verified and the second data to be verified, and transmit the virtual environment transfer request to the virtual environment via the virtual service system This processing unit of the management system. The virtual environment transfer processing system according to claim 2, wherein the user system further includes the voucher electronic device for electrically connecting with the virtual character control unit, and the virtual character control unit includes an electronic device capable of connecting with the voucher electronic device. A head-mounted display device to which the device is electrically connected, and the virtual environment transfer request is generated and transmitted to the management system by the head-mounted display device according to the user operation received by the credential electronic device. The virtual environment transfer processing system according to claim 1, wherein the virtual identification data is generated by the management system, and the virtual identification data is a unique identification code representing a non-fungible token.

Images