TWM620783U - Personalized mobile payment system - Google Patents

Abstract

A personalized mobile payment system is provided. The personalized mobile payment system includes a mobile device and a payment server. The mobile device is configured to generate payment information in accordance with an operation of a user. The payment server is configured to receive the payment information and to perform a payment process in accordance with the payment information. After the payment process is completed, the mobile device displays a successful payment image. The successful payment image includes a predetermined personalized picture of the user.

Description

Personalized mobile payment system

This model relates to a personalized mobile payment system.

With the increasing use of mobile devices, mobile payment has become a common payment method in today's society. The main purpose of mobile payment is to allow users to go out without using physical cards such as financial cards, credit cards, and leisure cards. Users only need to carry their mobile devices to make payments. At present, the government and various financial institutions are vigorously promoting the mobile payment method of Taiwan Pay (E Pay). The recipient of the current mechanism can show the receipt code for the payer to scan and make the payment.

The embodiment of the present invention proposes a personalized mobile payment system, which can display a personalized payment success message on the mobile device after the mobile payment operation is completed.

According to an embodiment of the present invention, a personalized mobile payment system includes a mobile device and a payment server. The mobile device is used to correspondingly generate payment information according to the user's operation. The payment server is used to receive the payment information generated by the mobile device, and execute the payment process according to the payment information. After the payment server completes the payment process, the mobile device displays a successful payment screen, where the successful payment screen contains a personalized picture preset by the user.

In some embodiments, the aforementioned personalized picture includes a photo.

In some embodiments, the aforementioned photos include images of users.

In some embodiments, the aforementioned photo includes an image of a ball star.

In some embodiments, the mobile device described above generates payment information by scanning a code.

In some embodiments, the aforementioned barcode is a one-dimensional barcode or a two-dimensional barcode.

In some embodiments, the mobile device is a smart phone.

In some embodiments, the mobile device is a smart watch.

In some embodiments, the mobile device is a tablet computer.

The embodiments of the present invention are discussed in detail below. However, it is understandable that the embodiments provide many applicable concepts, which can be implemented in various specific contents. The discussed and disclosed embodiments are for illustrative purposes only, and are not intended to limit the scope of the present invention.

FIG. 1 is a functional block diagram of a personalized mobile payment system 100 according to an embodiment of the present invention. The personalized mobile payment system 100 includes a mobile device 120 and a payment server 140. The mobile device 120 may be a portable computer device of a user (such as a buyer's side, a consumer's side), such as a smart phone, a tablet computer, or a smart watch.

The payment server 140 communicates with the mobile device 120 via the Internet. In the embodiment of the present invention, the connection between the mobile device 120 and the payment server 140 can be through a wireless network connection, for example, a radio frequency device, a baseband device, an antenna or other similar components that include wireless network functions can be used. A combination of the above elements.

In an embodiment of the present invention, the mobile device 120 can correspondingly generate payment information according to the user's operation. The aforementioned user operation may be, for example, that the user uses the mobile device 120 to scan the payment code provided by the seller to generate corresponding payment information. The payment server 140 is used to receive payment information via a wireless network, so as to perform a payment process based on the payment information. The content of the payment information and the content of the payment result may be the same or different. For example, both the payment information and the payment result include the same payee, consumption amount, consumption time, etc.

In some embodiments of the present invention, the payment code may include a one-dimensional bar code or a two-dimensional bar code. The one-dimensional bar code can be, for example, an EAN-8 bar code, and the two-dimensional bar code can be, for example, a QR code. However, the embodiments of the present invention are not limited to this. After the payment procedure is completed, the mobile device 120 will correspondingly display a screen of successful payment. The successful payment screen may include the aforementioned payee, consumption amount, consumption time, etc. In this embodiment, the successful payment screen may further include a personalized picture preset by the user. This personalized picture 210 can occupy two-thirds of the area of a display screen 122 of the mobile device 120, as shown in FIG. 2.

In one embodiment, the personalized picture 210 preset by the user is a photo of the user. In other words, the successful payment screen will contain an image of the user.

In one embodiment, the personalized picture 210 preset by the user is a photo of a star. In other words, the successful payment screen will contain the image of the star. The star can be a cooperative spokesperson or partner of the issuer of an electronic payment application (APP).

In some embodiments, the personalized picture 210 may be stored in the payment server 140 in advance. The user/APP issuer can upload a personalized picture 210 to be stored in the payment server 140 in advance. After the payment process is completed, the payment server 140 will provide a successful payment page containing the personalized picture 210, so that the user's mobile device 120 displays the corresponding successful payment screen.

In other embodiments, the personalized picture 210 may be pre-stored in the mobile device 120 of the user. After the payment process is completed, the mobile device 120 of the user can obtain the personalized picture 210 from the mobile device 120 to generate a successful payment screen.

In summary, the present invention proposes a personalized mobile payment system, which can display a personalized picture preset by the user in the successful payment screen. Every time the user displays the successful payment screen on the mobile device 120, it is a show off.

Although the present invention has been disclosed in the above embodiments, it is not intended to limit the present invention. Anyone with ordinary knowledge in the relevant technical field can make some changes and modifications without departing from the spirit and scope of the present invention. Therefore, The scope of protection of this new model shall be subject to those defined by the attached patent scope.

100: Personalized mobile payment system 120: mobile device 122: display screen 140: payment server 210: Personalized Picture

Fig. 1 is a functional block diagram of a personalized mobile payment system according to an embodiment of the present invention. Figure 2 shows a successful payment screen according to an embodiment of the present invention.

100: Personalized mobile payment system

120: mobile device

140: payment server

Claims (10)

A personalized mobile payment system, including: A mobile device for correspondingly generating a payment information according to an operation of a user; and A payment server for receiving the payment information generated by the mobile device to execute a payment process based on the payment information: Wherein, after the payment server completes the payment procedure, the mobile device displays a successful payment screen, wherein the successful payment screen includes a personalized picture preset by the user. The personalized mobile payment system according to claim 1, wherein the personalized picture includes a photo. The personalized mobile payment system according to claim 2, wherein the photo includes an image of the user. The personalized mobile payment system according to claim 2, wherein the photo includes an image of a football star. The personalized mobile payment system according to claim 1, wherein the mobile device generates the payment information by scanning a code. The personalized mobile payment system according to claim 5, wherein the barcode is a one-dimensional barcode or a two-dimensional barcode. The personalized mobile payment system according to claim 1, wherein the personalized picture occupies two-thirds of an area of a display screen of the mobile device. The personalized mobile payment system according to claim 1, wherein the mobile device is a smart phone. The personalized mobile payment system according to claim 1, wherein the mobile device is a smart watch. The personalized mobile payment system according to claim 1, wherein the mobile device is a tablet computer.

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