TWM620132U - Transaction system with face recognition function - Google Patents

Abstract

A transaction system with face recognition function includes an enterprise end device, a bank end device and an authorized end device. The enterprise end is configured to provide an enterprise user to input an authorization request and an enterprise user verification information. The bank end device is connected to the enterprise end device. The bank end device is configured to receive the authorization request and the enterprise user verification information and to generate a transaction notification. The authorized end device is connected to the bank end device. The authorized end device includes an operation interface, a processing unit and a face recognition module signally connected to each other. The operation interface is configured to provide an authorized person to input an authentication information. The face recognition module is configured to obtain and recognize a face recognition information of the authorized person. The processing unit is configured to check the face recognition information and connects to the bank end device to obtain the transaction notification to further generate a withdrawal information.

Description

Transaction system with face recognition function

This model relates to a withdrawal system, especially a transaction system with face recognition function.

The current cash withdrawals of corporate accounts are handled at the counter, and most corporate accounts are currently handled at the counter through authorized accounting personnel holding passbooks and stamps. Therefore, the proportion of corporate accounts applying for financial cards and using automated equipment is relatively low. On the other hand, employees of corporate households also need to line up at the bank for withdrawals when withdrawing money. Therefore, a system design with both safety and convenience is required to improve the efficiency of withdrawals of corporate household employees.

Therefore, one purpose of the present invention is to provide a transaction system with face recognition function, which can provide the function of multiple people using the same corporate account to withdraw money without a card at the same time.

According to the above-mentioned object of the present invention, a transaction system with face recognition function is proposed. The transaction system with face recognition function includes an enterprise terminal device and at least one authorized terminal device. The enterprise device has an input interface, and the input interface is configured for enterprise users to input authorization requests and enterprise user verification information. The bank device and the enterprise device are connected to each other, and the bank device is configured to receive authorization requests and enterprise verification information, and generate transaction notifications according to the authorization request. The authorized end device and the bank end device are connected to each other, and the authorized end device includes an operating interface, a processing unit, and a face recognition module to signal each other. Among them, the operating interface is configured for the authorized person to input the authorized person's verification information, the face recognition module is configured to obtain and recognize the authorized person's face recognition information, and the processing unit is configured to check the authorized person's verification information and face Identify the information and connect to the bank terminal device to obtain the transaction notification to further generate withdrawal information based on the transaction notification.

According to an embodiment of the present invention, the aforementioned enterprise device further includes a verification module. The verification module signal is connected to the input interface, and the verification module is configured to receive a single valid password sent by the bank device, and further send authorization requests and corporate verification information.

According to an embodiment of the present invention, the aforementioned enterprise device further includes a setting module. Set the module signal connection input interface, and set the module configuration for enterprise users to set at least one authorized person list and the corresponding authorized person's withdrawal amount as an authorization request.

According to an embodiment of the present invention, the aforementioned enterprise device further includes a setting module. Set the module signal connection input interface, and set the module configuration for enterprise users to set up the authorized file personnel in accordance with the transaction approval process as an authorization request.

According to an embodiment of the present invention, the above-mentioned authorized end device further includes an encryption module, a signal connection processing unit, and the encryption module is configured to encrypt the authorized person verification information and the face recognition information. The bank device further includes a decryption module, which is configured to decrypt the encrypted authentication information and facial recognition information of the authorized person.

According to an embodiment of the present invention, the above-mentioned authorized terminal device further includes a verification module, a signal connection processing unit, and the verification module is configured to receive a single valid password sent by the bank terminal device.

According to an embodiment of the present invention, the operating interface of the above-mentioned authorized terminal device is configured to display withdrawal information including a two-dimensional barcode or serial number.

According to an embodiment of the present invention, the above-mentioned authorized end device further includes an activation module, a signal connection processing unit, and an activation module configuration for the authorized person to create facial recognition activation information.

According to an embodiment of the present invention, the aforementioned face recognition module further includes a living body recognition unit, and the living body recognition unit is configured to determine whether the image of the authorized person is a real person, and generate face recognition information according to the determination result.

According to an embodiment of the present invention, the above-mentioned bank device has a database, and the database is configured to store plural account information corresponding to enterprise users and authorized persons.

It can be seen from the above that the new transaction system with face recognition function can provide corporate users with the ability to withdraw funds to multiple employee users one by one without changing the company’s authorization process and in accordance with the company’s internal verification process. Under controlled conditions, the process of queuing for withdrawals from employees to the bank was resolved, and the efficiency of cash management for corporate users was improved. On the other hand, this new model provides multiple employee users with withdrawals using the same unified account. Through the number withdrawal design, an account can only withdraw money from one employee at the same time. However, the serial number of this employee account will become invalid after the withdrawal is completed. An authorized employee can obtain a new serial number to make withdrawals. In other words, by authorizing multiple employee accounts through the enterprise device, and generating different one-time passwords for different employees, it can solve the problem that individual users can only set one withdrawal password for a single account. In addition, the new model adopts two-factor authentication of face recognition, which can also improve the security of the overall transaction.

Please refer to FIGS. 1 and 2 at the same time. FIGS. 1 and 2 respectively show a device schematic diagram and a system block diagram of a transaction system with face recognition function according to an embodiment of the present invention. The transaction system 100 with face recognition function of this embodiment mainly includes an enterprise device 200, a bank device 300, and at least one authorized device 400 connected to each other through a communication network. Among them, the enterprise-end device 200 can mainly provide enterprise user operations and verify the identity of the enterprise user, and then connect to the bank-end device 300 to authorize one or more authorized persons to perform withdrawal operations. The authorized person can receive authorization information through the authorized terminal device 400, and after verifying his identity by operating the authorized terminal device 400, he can withdraw money at the ATM.

Specifically, the enterprise device 200 includes a verification module 210, an input interface 220, and a setting module 230. The verification module 210 and the setting module 230 are signal-connected to the input interface 220 respectively. The input interface 220 is configured for enterprise users to input authorization requests and enterprise user verification information. The setting module 230 is configured for the enterprise user to set the list of authorized persons and the amount of withdrawal corresponding to the authorized persons, and set the personnel with the right to file (perform authorization operations) according to the transaction approval process as authorization requests. After the enterprise user establishes an authorization request, the verification module 210 is configured to receive the one-time password sent by the bank device 300, and after further confirming that the one-time password entered by the enterprise user is correct, then Send an authorization request and corporate account verification information to the bank device 300. In an application example, an enterprise user can first go to the bank counter to apply for an account opening and activate the authorization function.

As shown in FIG. 2, the bank device 300 is configured to receive the authorization request and the enterprise verification information sent by the enterprise device 200, and generate a transaction notification according to the authorization request. Specifically, the bank terminal device 300 includes a database 310 and a decryption module 320 signally connected to each other. The database 310 is configured to store a plurality of account information corresponding to enterprise users and authorized persons, such as personal data, photos, account numbers, etc. of enterprise users and authorized persons. Based on data security protection considerations, in the embodiment of the present invention, the data transmitted between the enterprise end device 200, the bank end device 300, and the authorized end device 400 will be encrypted before transmission. The decryption module 320 is used To decrypt the encrypted data, the bank device 300 can further compare whether the enterprise account verification information sent by the enterprise device 200 is consistent with the information in the database 310, or compared with the information sent by the authorized device 400 The authorizer verifies whether the information and facial recognition information match the information in the database 310. After confirming that the enterprise verification information matches the information in the database 310, the bank terminal device 300 generates a transaction notification according to the authorization request. In one example, the transaction notification may be a push notification, and the transaction notification includes an instruction to authorize the authorized terminal device 400 to initiate a withdrawal operation.

2 again, the authorized end device 400 includes a processing unit 410, an operation interface 420, a face recognition module 430, an encryption module 440, a verification module 450, and an activation module 460. The operation interface 420, the face recognition module 430, the encryption module 440, the verification module 450 and the activation module 460 are respectively connected to the processing unit 410 by signals. In this embodiment, the operating interface 420 is configured for the authorized person to input the authorized person verification information. After the authorized person inputs the authorized person verification information, the processing unit 410 can be connected to the bank terminal device 300 to further determine whether the authorized person has activated the facial recognition function. If the judgment result is that the authorized person has not activated the face recognition function, the processing unit 410 further controls the activation module 460 to guide the authorized person to the bank device 300 to perform the face recognition activation process. Specifically, the authorized person can use the authorized terminal device 400 to sign the terms of service online, and enter his account information and mobile phone number for the bank terminal device 300 to determine whether a file has been created in a branch. At the same time, after receiving the single valid password sent by the bank device 300 through the verification module 450, the face recognition module 430 takes a picture of the authorized person, and the authorized administrator confirms the identity of the authorized person and the bank user as After the same person, you can complete the activation of the face recognition function.

When the processing unit 410 determines that the authorized person has activated the face recognition function, the face recognition module 430 further obtains and recognizes the face recognition information of the authorized person. In one embodiment, the face recognition module 430 mainly uses methods such as face detection, full-face feature value comparison, similarity comparison, and living body anti-counterfeiting detection to confirm the identity of the authorized person. Wherein, the face recognition module 430 of this embodiment includes a living body recognition unit 431 configured to determine whether the image of the authorized person is a real person, and generate face recognition information according to the determination result.

In a specific example, the face recognition method uses a neural network-like and deep learning algorithm, which uses multi-dimensional facial feature vectors, performs calculation comparisons and nonlinear weighted scoring to determine the identity of the authorized person, so as to increase security . Among them, the living body recognition unit 431 is implemented using deep learning algorithms and screen sensing technology. The deep learning algorithm is based on the film or picture taken by the lens. After layer analysis, it is determined that the image taken by the authorized person is from a real person or an unauthorized person using a photo. If it is determined that the image of the authorized person is When the photo is fraudulently used, the system will further block subsequent operations. On the other hand, the screen sensing technology can judge the real person and the counterfeit according to details such as the refracted light, surface texture, real image output, the screen high frequency peak of the counterfeit image, and the color curve. In addition, during the user’s face recognition activation process, the new system first obtains the user’s It is agreed to use facial feature recognition. The feature value is a multi-dimensional vector understandable by the algorithm and cannot be restored to photo information. The feature value or image is de-identified and encrypted and stored for protection to ensure the security of data transmission.

After the face recognition module 430 obtains the photo of the authorized person, the encryption module 440 further encrypts the account data and photo of the authorized person and completes the face recognition of the authorized person through the bank device 300. After completing the face recognition action of the authorized person, the processing unit 410 can open the transaction notification, and further generate withdrawal information based on the transaction notification. At the same time, the verification module 450 also receives a single valid password sent by the bank device 300 for the authorized person to complete the verification action and obtain withdrawal information. In this embodiment, the withdrawal information is information such as a two-dimensional bar code or serial number displayed by the operating interface 420 of the authorized terminal device 400. The authorized person can complete the withdrawal action through the authorized terminal device 400 to the ATM.

As can be seen from the above implementation of the new model, the transaction system with face recognition function of the present model can provide corporate users with the ability to withdraw funds to multiple employee users one by one in accordance with the company’s internal approval process without changing the company’s authorization process. , And under the condition of controllable risks, solve the process of queuing for withdrawals from employees to the bank, and improve the efficiency of cash management for corporate users. On the other hand, this new model provides multiple employee users with withdrawals using the same unified account. Through the number withdrawal design, an account can only withdraw money from one employee at the same time. However, the serial number of this employee account will become invalid after the withdrawal is completed. An authorized employee can obtain a new serial number to make withdrawals. In other words, by authorizing multiple employee accounts through the enterprise device, and generating different one-time passwords for different employees, it can solve the problem that individual users can only set one withdrawal password for a single account. In addition, the new model adopts two-factor authentication of face recognition, which can also improve the security of the overall transaction.

Although the embodiments of the present disclosure have been disclosed as above, they are not intended to limit the embodiments of the present disclosure. Anyone with ordinary knowledge in the relevant technical field shall not depart from the spirit and scope of the embodiments of the present disclosure. Some changes and modifications can be made, so the protection scope of the embodiments of this disclosure shall be subject to the scope of the attached patent application.

100: trading system 200: Enterprise device 210: Verification Module 220: input interface 230: Setting module 300: Bank device 310: database 320: Decryption Module 400: Authorized end device 410: Processing Unit 420: Operation interface 430: Face Recognition Module 431: Living Body Recognition Unit 440: Encryption Module 450: Verification Module 460: Enable Module

In order to have a more complete understanding of the embodiments and their advantages, now refer to the following description in conjunction with the accompanying drawings, in which: Fig. 1 is a schematic diagram showing a device of a transaction system with face recognition function according to an embodiment of the present invention; and FIG. 2 is a system block diagram of a transaction system with face recognition function according to an embodiment of the present invention.

100: trading system

200: Enterprise device

210: Verification Module

220: input interface

230: Setting module

300: Bank device

310: database

320: Decryption Module

400: Authorized end device

410: Processing Unit

420: Operation interface

430: Face Recognition Module

431: Living Body Recognition Unit

440: Encryption Module

450: Verification Module

460: Enable Module

Claims (10)

A transaction system with face recognition function, including: An enterprise device having an input interface, wherein the input interface is configured for an enterprise user to input an authorization request and an enterprise user verification information; A bank device connected to the enterprise device, wherein the bank device is configured to receive the authorization request and the enterprise verification information, and generate a transaction notification according to the authorization request; and At least one authorized end device is interconnected with the bank end device, wherein the authorized end device includes an operating interface, a processing unit, and a face recognition module that are connected to each other by signals, wherein the operating interface is configured for an authorized The person inputs an authorized person verification information, the face recognition module is configured to obtain and recognize the face recognition information of one of the authorized persons, and the processing unit is configured to check the authorized person verification information and the face recognition information, And connect to the bank terminal device to obtain the transaction notification, so as to further generate a withdrawal information based on the transaction notification. The transaction system with face recognition function according to claim 1, wherein the enterprise device further includes a verification module, the signal is connected to the input interface, and the verification module is configured to receive a single order sent by the bank device The second valid password, and further issue the authorization request and the verification information of the enterprise account. The transaction system with face recognition function according to claim 1, wherein the enterprise end device further includes a setting module, the signal is connected to the input interface, and the setting module is configured for the enterprise user to set at least one The list of authorized persons and the amount of withdrawals corresponding to one of the authorized persons shall serve as the authorization request. The transaction system with face recognition function according to claim 1, wherein the enterprise device further includes a setting module, the signal is connected to the input interface, and the setting module is configured for the enterprise user to follow the transaction approval process Set the person who has the right to create files as the authorization request. The transaction system with face recognition function as described in claim 1, wherein The authorized end device further includes an encryption module, the signal is connected to the processing unit, and the encryption module is configured to encrypt the authorized person authentication information and the face recognition information; and The bank device further includes a decryption module configured to decrypt the encrypted authentication information of the authorized person and the facial recognition information. The transaction system with face recognition function according to claim 1, wherein the authorized end device further includes a verification module, the signal is connected to the processing unit, and the verification module is configured to receive one sent by the bank end device One-time valid password. The transaction system with face recognition function according to claim 1, wherein the operation interface of the authorized end device is configured to display the withdrawal information including a two-dimensional barcode or serial number. The transaction system with face recognition function according to claim 1, wherein the authorized end device further includes an activation module, the signal is connected to the processing unit, and the activation module is configured for the authorized person to establish a face recognition Enable information. The transaction system with face recognition function according to claim 1, wherein the face recognition module further includes a living body recognition unit, and the living body recognition unit is configured to determine whether the image of the authorized person is a real person, and according to the judgment As a result, the facial recognition information is generated. The transaction system with face recognition function according to claim 1, wherein the bank device has a database configured to store plural account information corresponding to the enterprise user and the authorized person.

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