TWM619735U - Integrated automated teller machine system - Google Patents

Abstract

An integrated automated teller machine system includes an automated teller machine (ATM) and a barcode scanner. The barcode scanner is communicatively connected to the ATM and installed on the ATM. The ATM includes a touch display so that a user utilizes the touch display to select a scanning payment function. After the user selects the scanning payment function, the touch display prompts the user to place a payment slip in front of the barcode scanner so that the barcode scanner scans at least one barcode on the payment slip. After the barcode scanner scans the at least one barcode on the payment slip, the ATM debits a payment from an account of the user so as to complete the payment.

Description

Integrated ATM system

The present invention relates to an integrated automatic teller machine system, in particular to an integrated automatic teller machine system that performs payment by scanning a bar code on a payment slip.

At present, people pay taxes and public utility fees at the counter. Except for some taxes and fees that can be completed on the Internet banking or automatic teller machine (ATM), most of them must be processed at the bank counter. However, bank counter processing is limited by bank business hours and cannot provide customers with 24-hour tax payment and utility fees services. Therefore, how to reduce the time spent by the public on paying taxes and fees at the counter and save the processing time of the staff, and to reduce the drawbacks of the tax collection of the bank that is not easy to be embezzled by the staff due to the internal control of the counter, these are the goals for those skilled in the art.

The technical scheme adopted by the new model is: an integrated automatic teller machine system including an automatic teller machine and a barcode scanner. The barcode scanner is communicatively connected to the ATM and installed on the ATM. The ATM includes a touch display for users to choose the scan payment function. After the user selects the scan payment function, the touch display prompts the user to place the payment slip in front of the barcode scanner so that the barcode scanner scans at least one code on the payment slip. After the barcode scanner scans at least one code on the payment slip, the ATM will deduct the payment from the user's account to complete the payment.

In some embodiments, the payment slip is a tax payment slip.

In some embodiments, the payment slip is a utility fee payment slip.

In some embodiments, after the user selects the scan payment function and before the touch display prompts the user to place the payment slip in front of the barcode scanner, the touch display displays a payment type selection screen for the user to choose Type of payment.

In some embodiments, after the user selects the payment type and before the touch display prompts the user to place the payment slip in front of the barcode scanner, the touch display displays a payment method selection screen for the user to select payment Mode.

In some embodiments, the payment method is a financial card, a credit card, a deposit book, or cash.

In some embodiments, after the barcode scanner scans at least one code on the payment slip and before the ATM debits the user's account, the touch display displays a confirmation screen for the user to confirm the scanning of the barcode scanner Whether the content is correct.

In some embodiments, after the user confirms that the scanned content of the barcode scanner is correct and before the ATM debits the user's account, the touch display displays an input screen for the user to enter the contact number and the debit password.

In some embodiments, after the ATM debits the user's account, the ATM prints a payment receipt and the touch display displays a certification screen.

In some embodiments, when the payment method is cash and when the ATM cannot make change, the ATM refunds the balance to the user's account.

In order to make the above-mentioned features and advantages of the present invention more comprehensible, the following specific examples are given in conjunction with the accompanying drawings to describe in detail as follows.

The embodiments of the present invention are discussed in detail below. However, it can be understood that the embodiments provide many applicable concepts, which can be implemented in various specific contents. The discussed and disclosed embodiments are for illustrative purposes only, and are not intended to limit the scope of the present invention.

FIG. 1 is a schematic diagram of an integrated automatic teller machine system 100 according to an embodiment of the present invention. The integrated automatic teller machine system 100 includes an automatic teller machine (ATM) 120 and a barcode scanner 140. The barcode scanner 140 is communicatively connected to the automatic teller machine 120 and installed on the automatic teller machine 120. The automated teller machine 120 includes a touch display 122.

Specifically, the integrated automatic teller machine system 100 of the present invention adds a barcode scanner 140 to the existing automatic teller machine (ATM) 120. The barcode scanner 140 scans the barcode (such as : After one-dimensional bar code or two-dimensional bar code), the automated teller machine (ATM) 120 is used to achieve the purpose of paying taxes and public utility expenses.

In addition to displaying common ATM function options (such as withdrawal, deposit, transfer, etc.) for users to operate on the display screen of the touch display 122 of the automatic teller machine 120, the display screen of the touch display 122 of the present invention also has an additional display screen. Provide a scan payment function for users to choose.

After the user clicks/selects the scan payment function in the display screen on the touch display 122, the display screen of the touch display 122 will display a payment type selection screen for the user to select the payment type.

In the embodiment of the present invention, the payment types include various taxes and various public utility fees, such as license tax, fuel tax, income tax, house tax, land price tax, etc., and various public utility fees such as water Charges, electricity charges, gas charges, Chunghwa Telecom charges, etc.

After the user clicks/selects the payment type in the payment type selection screen on the touch display 122, the display screen of the touch display 122 will display a payment method selection screen for the user to select the payment method.

In the embodiment of the present invention, the payment method is a financial card, a credit card, a deposit book or cash. Specifically, the user can use the automated teller machine 120 to insert a financial card, credit card, deposit book, or deposit cash to make payment.

After the user clicks/selects the payment method on the touch display 122 to select the payment method in the screen, the display screen of the touch display 122 will prompt the user to place the payment slip on the scanning lens of the barcode scanner 140 The barcode scanner 140 scans at least one code (for example, a one-dimensional barcode or a two-dimensional barcode) on the payment slip.

In the embodiment of the present invention, the payment form is a tax payment form or a utility fee payment form.

After the barcode scanner 140 scans at least one code on the payment slip, the display screen of the touch display 122 will display a confirmation screen (displaying the field data of the payment slip) for the user to confirm the scan by the barcode scanner 140 Whether the scanned content obtained is correct.

After the user uses the confirmation screen on the touch display 122 to confirm that the scanned content of the barcode scanner 140 is correct, the touch display 122 displays an input screen for the user to input a contact number and a debit password.

After the user uses the input screen on the touch display 122 to input the contact number and the deduction password, the ATM 120 will deduct the payment from the user's account to complete the payment.

In the embodiment of the present invention, when the payment method is a financial card, the ATM 120 will deduct the payment from the user's financial card account to complete the payment. In the embodiment of the present invention, when the payment method is a credit card, the ATM 120 will deduct the payment from the user's credit card account to complete the payment. In the embodiment of the present invention, when the payment method is a deposit book, the ATM 120 will deduct money from the user's deposit book account to complete the payment.

In the embodiment of the present invention, when the payment method is cash, the ATM 120 changes the balance. In the embodiment of the present invention, when the payment method is cash and when the ATM 120 cannot make change, the ATM 120 refunds the balance to the user's account (the user's various financial institution accounts).

After the ATM 120 debits the user’s account, the ATM 120 will print the payment receipt for the user to keep, and the touch display 140 will also display a certification screen to notify the user that the payment has been deducted/ Payment is complete.

In summary, the present invention provides an integrated automatic teller machine system for users to pay taxes and public utility expenses through the 24-hour automatic teller machine 120. The user can use the financial card, credit card, deposit book or cash to select the payment method (payment type, payment method) on the touch display 122 of the ATM 120, and then place the payment slip in front of the barcode scanner 140. You can scan the barcode on the payment form to make payment.

The features of several embodiments are summarized above, so those who are familiar with the art can better understand the aspect of the present invention. Those who are familiar with this art should understand that they can easily use the present invention as a basis to design or modify other processes and structures, thereby achieving the same goals and/or the same advantages as the embodiments described herein. . Those who are familiar with this technique should also understand that these equivalent constructions do not depart from the spirit and scope of the present invention, and they can make various changes, substitutions and alterations without departing from the spirit and scope of the present invention.

100: Integrated ATM system 120: ATM 122: touch display 140: Barcode Scanner

From the following detailed description in conjunction with the accompanying drawings, we can have a better understanding of the aspect of the present invention. It should be noted that, according to industry standard practice, each feature is not drawn to scale. In fact, in order to make the discussion clearer, the size of each feature can be increased or decreased arbitrarily. [Figure 1] is a schematic diagram of an integrated automated teller machine system according to an embodiment of the present invention.

100: Integrated ATM system

120: ATM

122: touch display

140: Barcode Scanner

Claims (10)

An integrated automatic teller machine system, including: An automated teller machine; and A code scanner, communicatively connected to the ATM and installed on the ATM; The ATM includes a touch display for a user to select a scan payment function; After the user selects the scan payment function, the touch display prompts the user to place a payment slip in front of the barcode scanner so that the barcode scanner scans at least one code on the payment slip ； After the barcode scanner scans the at least one code on the payment slip, the ATM deducts money from an account of the user to complete the payment. The integrated automated teller machine system described in claim 1, wherein the payment slip is a tax payment slip. The integrated automated teller machine system according to claim 1, wherein the payment slip is a utility fee payment slip. The integrated automated teller machine system according to claim 1, wherein after the user selects the scanning payment function and before the touch display prompts the user to place the payment slip in front of the barcode scanner, The touch display displays a payment type selection screen for the user to select a payment type. The integrated automated teller machine system according to claim 4, wherein after the user selects the payment type and before the touch display prompts the user to place the payment slip in front of the barcode scanner, the The touch display displays a payment method selection screen for the user to select a payment method. The integrated automatic teller machine system according to claim 5, wherein the payment method is a financial card, a credit card, a deposit book or cash. The integrated ATM system according to claim 1, wherein after the barcode scanner scans the at least one code on the payment slip and before the ATM debits the user’s account, the touch The control display displays a confirmation screen for the user to confirm whether a scan content of the barcode scanner is correct. The integrated automated teller machine system according to claim 7, wherein after the user confirms that the scanned content of the barcode scanner is correct and before the automated teller machine debits the user's account, the touch display An input screen is displayed for the user to input a contact number and a debit password. The integrated automated teller machine system according to claim 1, wherein after the automated teller machine debits the user's account, the automated teller machine prints a payment receipt and the touch display displays a certification screen. The integrated automated teller machine system according to claim 6, wherein when the payment method is cash and when the automated teller machine cannot change change, the automated teller machine refunds a balance to the user's account.

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