TWM619259U - Financial service system - Google Patents

Abstract

A financial service system includes an input device and a server. The input device is configured to receive an input of transaction information. The server is connected to the input device and an electronic device, and is configured to generate a barcode information according to the transaction information. The sever is further configured to execute an authentication procedure after the electronic device scanning the barcode information. The server is further configured to send the transaction information to the electronic device after the authentication procedure passed.

Description

Financial Service System

This disclosure is related to a financial service system.

When the customer chooses to go to the bank counter for remittance or non-discounted deposit, according to laws and regulations (financial institutions accept domestic remittances and non-discounted deposits to confirm customer identity), the name, ID number and telephone number should be filled in the application form or subpoena News. In addition to the first bank retention coupon, the second customer receipt and execution coupon also has customer personal information.

However, if the customer's receipt and receipt are lost, there may be concerns about information leakage.

Therefore, how to propose a financial service system that can solve the above-mentioned problems is one of the problems that the industry urgently wants to invest in research and development resources to solve.

In view of this, one purpose of this disclosure is to provide a financial service system that can solve the above-mentioned problems.

In order to achieve the above objective, according to an embodiment of the present disclosure, a financial service system includes an input device and a server. The input device is configured to receive input about transaction information. The server is connected to the input device and the electronic device, and is configured to: generate barcode information based on the transaction information; execute the identity verification procedure after the electronic device scans the barcode information; and send the transaction information to the electronic device after the identity verification procedure is passed.

In one or more embodiments of the present disclosure, the input device is further configured to: receive input about the printing command.

In one or more embodiments of the present disclosure, the financial service system further includes a printing module, and the server is configured to control the printing module to print barcode information on paper according to the printing command.

In one or more embodiments of the present disclosure, the paper is a paper receipt.

In one or more embodiments of the present disclosure, the server is further configured to accept the identity verification request sent by the electronic device when scanning the barcode information.

In one or more embodiments of the present disclosure, the server is further configured to execute an identity verification procedure based on the identity verification request.

In one or more embodiments of the present disclosure, the identity verification process is that the server displays the identity information input screen via the display unit of the electronic device, when the input data received by the server via the electronic device matches the account information associated with the transaction information At that time, the server determined that the identity verification process passed.

In one or more embodiments of the present disclosure, the server further includes a comparison unit. The comparison unit is configured to: compare the input data with the account information.

In one or more embodiments of the present disclosure, the server is further configured to: after the comparison unit determines that the input data is successfully compared with the account information, display the transaction information via the display unit of the electronic device.

In one or more embodiments of the present disclosure, the server is further configured to: after the comparison unit determines that the input data and the account information are failed to be compared, the display unit of the electronic device displays an access rejection screen.

In summary, in the financial service system disclosed in this disclosure, by generating a two-dimensional bar code and printing it on a paper receipt and delivering it to the customer, the customer can use the electronic device to scan the two-dimensional bar code and enter an input data to know The transaction content of the day to reduce the risk of personal information leakage. In the financial service system disclosed in this disclosure, the transaction content can be easily accessed in the electronic device. There is no need to worry about the loss of the customer's receipt or the illegibility of the printed information, and it can be easily forwarded to the relevant personnel to know that the funds have been deposited/remitted. , To facilitate customers to effectively manage personal accounts.

The above descriptions are only used to illustrate the problems to be solved by the present disclosure, the technical means to solve the problems, and the effects they produce, etc. The specific details of the present disclosure will be described in detail in the following embodiments and related drawings.

Hereinafter, multiple implementation manners of the present disclosure will be disclosed in diagrams. For the sake of clarity, many practical details will be described in the following description. However, it should be understood that these practical details should not be used to limit this disclosure. In other words, in some implementations of this disclosure, these practical details are unnecessary. In addition, in order to simplify the drawings, some conventionally used structures and elements are shown in the drawings in a simple and schematic manner. The same reference numerals will be used to indicate the same or similar elements in all the drawings.

The structure and function of each component included in the financial service system 100 of this embodiment and the connection relationship between each component will be described in detail below.

Please refer to FIG. 1, which is a functional block diagram of the financial service system 100 according to an embodiment of the present disclosure. As shown in FIG. 1, the financial service system 100 of this embodiment includes an input device 110, a server 120 and a printing module 130. The input device 110 is configured to receive input regarding transaction information and to receive input regarding printing instructions. The server 120 includes a communication interface 122, a processor 124, and a database 128. The communication interface 122 and the database 128 are respectively coupled to the processor 124. The processor 124 of the server 120 is configured to control the printing module 130 to print barcode information on the paper according to the printing command. The database 128 is configured to store transaction information, account data associated with the transaction information, and input data. The printing module 130 is configured to print barcode information on paper. In addition, the input device 110 and the printing module 130 are respectively communicatively connected to the server 120 through the communication interface 122.

Please refer to FIG. 2, which is a detailed functional block diagram of the financial service system 100 according to an embodiment of the present disclosure. Specifically, the processor 124 of the server 120 includes a creation unit 125, a control unit 126, and a comparison unit 127, and is communicatively connected to the electronic device 200 through the communication interface 122. Moreover, the electronic device 200 includes a display unit 210. The creating unit 125 is configured to generate barcode information based on the transaction information. The control unit 126 is configured to control the printing module 130 to print barcode information on the paper according to the printing command. The control unit 126 is also configured to accept the identity verification request sent by the electronic device when scanning the barcode information. The control unit 126 is also configured to execute an identity verification procedure based on the identity verification request. The control unit 126 is also configured to send transaction information to the electronic device after the identity verification procedure is passed. The comparing unit 127 is configured to compare the input data with the account information.

As described above, the identity verification process is that the server 120 displays the identity information input screen via the display unit 210 of the electronic device 200. For example, when the input data received by the server 120 via the electronic device 200 matches the account information associated with the transaction information, the server 120 determines that the identity authentication process has passed.

In addition, the server 120 is further configured to display the transaction information via the display unit 210 of the electronic device 200 after the comparison unit 127 determines that the input data is successfully compared with the account information. The server 120 is further configured to display an access rejection screen via the display unit 210 of the electronic device 200 after the comparison unit 127 determines that the input data and the account information have failed to be compared.

With the aforementioned structural configuration, when the input device 110 accepts the input of transaction information, the creating unit 125 creates the barcode information associated with the transaction information. Then, when the input device 110 accepts the input of the printing command, the control unit 126 controls the printing module 130 according to the printing command so that the printing module 130 prints the barcode information on the paper. Then, when the electronic device 200 scans the barcode information on the paper, it sends an identity verification request to the server 120. Then, after the server 120 accepts the identity verification request, the display unit 210 of the electronic device 200 displays the identity information input screen. Then, after the server 120 receives the input data from the electronic device 200, the comparison unit 127 compares the input data with the account information associated with the transaction information. When the comparison unit 127 determines that the input data is successfully compared with the account data, the display unit 210 displays the transaction information. When the comparison unit 127 determines that the input data and the account data have failed to be compared, the display unit 210 displays an access rejection screen.

In a usage scenario, when the client handles the business of remittance or non-discount deposit at the bank side, the client will fill in the transaction information in the application form or subpoena provided by the bank. The transaction information includes the transaction time, the name of the remitter, and ID card number, payee name and ID card number, sender and beneficiary's contact number, transaction amount and other information.

Then, the bank terminal inputs the above transaction information into the server 120 through an input device 110 such as a keyboard (for example, a computer keyboard) with the application form or voucher filled in by the client side. At the same time, the creation unit creates the transaction information based on the transaction information. Bar code information like QR-Code. Then, the bank wants to print the barcode information on paper like a paper receipt. The bank then uses the computer keyboard to input the printing command to the server 120. When the server 120 receives the printing command, the control unit 126 controls the printing module 130 like a printer to print the QR-Code on the paper. On this receipt. Subsequently, the bank will deliver the QR-Code printed receipt to the client for retention.

Then, if the client terminal wants to read the transaction information, the client terminal can scan the QR-Code using an electronic device 200 such as a smart phone with a barcode scanning function. After the QR-Code scanning operation is completed, the display unit 210 of the electronic device 200 will display the identity information input screen. For example, the identity information input screen will require the client to enter input data such as a default password. For example, the default password can be the client's ID number. When the client enters the default password on the identity information input screen and sends it to the server 120, the comparison unit 127 compares the default password with the account data associated with the transaction information. For example, the account information can be the personal information that the client previously filled in when applying for a bank account at the bank and the account password of the online banking APP. When the preset password entered above matches the account information, the display unit 210 displays transaction information. If the input default password does not match the account information, the display unit 210 displays an access rejection screen.

In some embodiments, the input device 110 may be any typing device capable of inputting transaction information. In some embodiments, the input device 110 may also be an input device that uses voice input. In other words, the present disclosure does not intend to limit the type of the input device 110.

In some embodiments, the printing module 130 can be any printer that can output paper, such as a printer, a photocopier, and the like. In other words, it is not easy to restrict the type of the printing module 130 in the present disclosure.

In some embodiments, the barcode information can be any pattern that enables the electronic device 200 to read transaction information through scanning, such as a one-dimensional barcode, a two-dimensional barcode, and so on. In other words, this disclosure does not intend to limit the types of barcode information.

In some embodiments, the electronic device 200 may be any electronic product that has a barcode scanning function and includes a display unit 210, such as a smart phone, a tablet computer, and the like. In other words, the present disclosure does not intend to limit the types of the electronic device 200.

In some embodiments, in the identity verification process, the identity information input screen displayed on the display unit 210 may also require the client to enter a verification code sent by the server 120 via SMS, but the disclosure is not limited to this. In some embodiments, in the identity verification process, the identity information input screen displayed on the display unit 210 may also request the client to perform fingerprint recognition (for example, Touch ID) or face recognition (Face ID). All in all, this is just an example for simple description, and this disclosure does not intend to limit the identity verification methods and means required by the client during the identity verification procedure.

In some embodiments, in the identity verification process, if the comparison unit 127 determines that the input data and the account data have failed to be compared, the server 120 may request the client to display the identity information input screen on the display unit 210 to input the input data again. In some embodiments, the server 120 may request the client to display the identity information input screen on the display unit 210 to input input data for a limited number of times. For example, when the client keeps inputting input data on the identity information input screen that does not match the account data. When data is being entered, the server 120 may allow the client to input errors three times. This is just an example for simple description, and this disclosure does not intend to limit this limited number of times. Once the limited number of times is exceeded, the access rejection screen is displayed via the display unit 210.

In some embodiments, the customer can store the transaction information viewed through the display unit 210 in the electronic device 200, and send the transaction information screenshot to the other electronic device 200 of the person involved in the transaction, so as to make the transaction related The personnel know.

In some embodiments, the term "associated with transaction information" mentioned in the present disclosure means that any component includes information related to transaction information, or means that any component is bound to the transaction information.

In some embodiments, this disclosure refers to the term "matching", which means that the information is matched and matched with each other.

In some embodiments, the spirit of the disclosure is to cancel the client's personal information and transaction information on the application form or subpoena, and to electronicize the client's personal information and transaction information so that the client can directly Read the transaction information on the electronic device 200, and enable the client to make more use of the transaction information. As long as the structures, components, configurations, methods, and means conform to the above spirit, they are all within the scope of the present disclosure.

From the above detailed description of the specific implementation of this disclosure, it is obvious that in the financial service system of this disclosure, by generating a two-dimensional bar code and printing it on a paper receipt and delivering it to the customer, the customer uses an electronic device to scan After entering the two-dimensional bar code and inputting the data, you can know the transaction content of the day, so as to reduce the risk of personal information leakage. In the financial service system disclosed in this disclosure, the transaction content can be easily accessed in the electronic device. There is no need to worry about the loss of the customer's receipt or the vagueness of the printed information, and it can be easily forwarded to the relevant personnel to know that the money has been deposited/remitted , To facilitate customers to effectively manage personal accounts.

Although this disclosure has been disclosed in the above manner, it is not intended to limit this disclosure. Anyone who is familiar with this technique can make various changes and modifications without departing from the spirit and scope of this disclosure. Therefore, this disclosure is protected The scope shall be subject to the scope of the attached patent application.

100: Financial Services System 110: Input device 120: server 122: Communication interface 124: processor 125: Create Unit 126: control unit 127: Comparison unit 128: database 130: Print module 200: electronic device 210: display unit

In order to make the above and other objectives, features, advantages and embodiments of the present disclosure more comprehensible, the description of the accompanying drawings is as follows: Figure 1 is a functional block diagram of a financial service system according to an embodiment of the present disclosure picture. FIG. 2 is a detailed functional block diagram of the financial service system according to an embodiment of the present disclosure.

100: Financial Services System

110: Input device

120: server

122: Communication interface

124: processor

125: Create Unit

126: control unit

127: Comparison unit

128: database

130: Print module

200: electronic device

210: display unit

Claims (10)

A financial service system, comprising: an input device configured to receive an input of information about a transaction; and A server, connected to the input device and an electronic device, and configured to: Generate a piece of code information based on the transaction information; After the electronic device scans the barcode information, perform an identity verification procedure; and After the identity verification procedure is passed, the transaction information is sent to the electronic device. The financial service system according to claim 1, wherein the input device is further configured to: Receive an input on a print command. The financial service system according to claim 2, further comprising a printing module, and the server is configured to control the printing module to print the barcode information on a paper according to the printing instruction. The financial service system according to claim 3, wherein the paper is a paper receipt. The financial service system according to claim 1, wherein the server is further configured to: Accept an identity verification request sent by the electronic device when scanning the barcode information. The financial service system according to claim 5, wherein the server is further configured to: Perform the identity verification procedure based on the identity verification request. The financial service system according to claim 6, wherein the identity verification process is that the server displays an identity information input screen via a display unit of the electronic device, and when the server receives an input data and When one of the account information associated with the transaction information matches, the server determines that the identity verification process has passed. The financial service system according to claim 7, wherein the server further includes a comparison unit configured to: Compare the input data with the account information. The financial service system according to claim 8, wherein the server is further configured to: After the comparison unit determines that the input data is successfully compared with the account information, the transaction information is displayed via the display unit of the electronic device. The financial service system according to claim 8, wherein the server is further configured to: After the comparison unit determines that the input data and the account information are failed to be compared, an access rejection screen is displayed via the display unit of the electronic device.

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