TWM617701U - Electronic device of assigning service bank branch for store - Google Patents

Electronic device of assigning service bank branch for store Download PDF

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Publication number
TWM617701U
TWM617701U TW110204193U TW110204193U TWM617701U TW M617701 U TWM617701 U TW M617701U TW 110204193 U TW110204193 U TW 110204193U TW 110204193 U TW110204193 U TW 110204193U TW M617701 U TWM617701 U TW M617701U
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Taiwan
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merchant
bank branch
bank
electronic device
branch
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TW110204193U
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Chinese (zh)
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陳煒群
陳威廷
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兆豐國際商業銀行股份有限公司
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Abstract

An electronic device of assigning a service bank branch for a store is provided. The data collection module of the electronic device obtains a plurality of store profiles, wherein the plurality of store profiles include a first store profile corresponding to the store. The match module determines whether the first store profile is matched with the store name. In response to the first store profile matching with the store name, the assign module assigns a first bank branch in the bank branch list corresponding to the service branch name to the store to generate an assignment result. In response to the first store profile not matching with the store name, selects a second bank branch from the bank branch list according to a genetic algorithm, and assigns the second bank branch to the store to generate the assignment result. The output module outputs the assignment result.

Description

為商家指派服務銀行分行的電子裝置Assign the electronic device of the service bank branch to the merchant

本揭露是有關於一種為商家指派服務銀行分行的電子裝置。 This disclosure relates to an electronic device for assigning service bank branches to merchants.

為了拓展金融業務,銀行的各個分行時常需要各自去發掘新的合作商家。由於不同銀行分行的資源條件不同,因此,如何為合作商家分配最適合該商家的服務銀行分行,是本領域亟待解決的問題之一。 In order to expand the financial business, each branch of the bank often needs to discover new cooperative merchants on its own. Because different bank branches have different resource conditions, how to allocate the most suitable service bank branch for a cooperative merchant is one of the problems that need to be solved urgently in this field.

本揭露提供一種為商家指派服務銀行分行的電子裝置,可自動地為多個商家分配適合的服務銀行分行。 The present disclosure provides an electronic device for assigning service bank branches to merchants, which can automatically assign suitable service bank branches to multiple merchants.

本揭露的一種為商家指派服務銀行分行的電子裝置,包含處理器、儲存媒體以及收發器。儲存媒體儲存多個模組、商家清單以及銀行分行清單,其中商家清單包含商家名稱以及對應於商家名稱的服務分行名稱。處理器耦接儲存媒體以及收發器,並 且存取和執行多個模組,其中多個模組包含資料收集模組、匹配模組、指派模組以及輸出模組。資料收集模組通過收發器取得多個商家檔案,其中多個商家檔案包含對應於商家的第一商家檔案。匹配模組判斷第一商家檔案是否與商家名稱匹配。指派模組響應於第一商家檔案與商家名稱匹配,將銀行分行清單中與服務分行名稱相對應的第一銀行分行指派給商家以產生指派結果,其中指派模組響應於第一商家檔案與商家名稱不匹配,根據遺傳演算法從銀行分行清單中選出第二銀行分行,並且將第二銀行分行指派給商家以產生指派結果。輸出模組通過收發器輸出指派結果。 An electronic device for assigning a service bank branch to a merchant in the present disclosure includes a processor, a storage medium, and a transceiver. The storage medium stores multiple modules, a list of merchants, and a list of bank branches, where the list of merchants includes the name of the merchant and the name of the service branch corresponding to the name of the merchant. The processor is coupled to the storage medium and the transceiver, and And access and execute multiple modules, including data collection modules, matching modules, assignment modules, and output modules. The data collection module obtains multiple business files through the transceiver, and the multiple business files include the first business file corresponding to the business. The matching module determines whether the first business file matches the business name. In response to the match between the first merchant file and the merchant name, the assignment module assigns the first bank branch corresponding to the service branch name in the bank branch list to the merchant to generate the assignment result, wherein the assignment module responds to the first merchant file and the merchant The names do not match, the second bank branch is selected from the bank branch list according to the genetic algorithm, and the second bank branch is assigned to the merchant to produce the assignment result. The output module outputs the assignment result through the transceiver.

在本揭露的一實施例中,上述的指派模組根據多個商家檔案以及銀行分行清單產生對應於遺傳演算法的母體,並且根據母體將第二銀行分行指派給商家。 In an embodiment of the present disclosure, the above-mentioned assignment module generates a parent body corresponding to the genetic algorithm based on a plurality of merchant files and a bank branch list, and assigns the second bank branch to the merchant based on the parent body.

在本揭露的一實施例中,上述的母體包含第一染色體,其中第一染色體包含多個基因,其中指派模組將多個商家檔案分別配對給銀行分行清單中的多個銀行分行以產生多個基因。 In an embodiment of the present disclosure, the aforementioned maternal body includes a first chromosome, wherein the first chromosome includes a plurality of genes, and the assignment module respectively pairs a plurality of merchant files to a plurality of bank branches in the bank branch list to generate a plurality of bank branches. Genes.

在本揭露的一實施例中,上述的母體包含母代集合,其中指派模組根據母代集合產生子代集合,並且為母代集合以及子代集合執行突變以更新母體。 In an embodiment of the present disclosure, the aforementioned parent includes a parent set, and the assignment module generates a child set according to the parent set, and performs mutations for the parent set and the child set to update the parent.

在本揭露的一實施例中,上述的指派模組根據輪盤法從母體中選出母代集合,並且對母代集合執行交配以產生子代集合。 In an embodiment of the present disclosure, the above-mentioned assignment module selects the mother generation set from the parent body according to the roulette method, and performs mating on the mother generation set to generate the offspring set.

在本揭露的一實施例中,上述的指派模組根據輪盤法從 突變後的母體中選出多個染色體以更新母體。 In an embodiment of the present disclosure, the above-mentioned assignment module follows the roulette method from Multiple chromosomes are selected from the mutated mother to renew the mother.

在本揭露的一實施例中,上述的指派模組響應於更新後的母體中具有最高適應度函數值的染色體的基因與第一商家檔案以及第二銀行分行匹配而將第二銀行分行指派給商家。 In an embodiment of the present disclosure, the above-mentioned assignment module assigns the second bank branch to the second bank branch in response to the matching of the gene of the chromosome with the highest fitness function value in the updated maternal body with the first merchant file and the second bank branch Business.

在本揭露的一實施例中,上述的指派模組根據局部對應交配法執行交配。 In an embodiment of the present disclosure, the above-mentioned assignment module performs mating according to a local corresponding mating method.

在本揭露的一實施例中,上述的遺傳演算法的適應度函數關聯於下列的至少其中之一:商家地點、銀行分行地點、銀行分行人力資源以及銀行分行服務商家數量。 In an embodiment of the present disclosure, the fitness function of the above genetic algorithm is associated with at least one of the following: business location, bank branch location, bank branch human resources, and bank branch service business number.

基於上述,本揭露的電子裝置可基於遺傳演算法為尚不具有往來分行的商家指派適合的服務銀行分行。 Based on the above, the electronic device of the present disclosure can assign a suitable service bank branch to a merchant that does not yet have a correspondent branch based on a genetic algorithm.

100:電子裝置 100: electronic device

110:處理器 110: processor

120:儲存媒體 120: storage media

121:資料收集模組 121: Data Collection Module

122:匹配模組 122: matching module

123:指派模組 123: Assign module

124:輸出模組 124: output module

130:收發器 130: Transceiver

S210、S220、S230、S240、S241、S242、S243、S244、S245、S246、S247、S250、S401、S402、S403、S404、S405、S406:步驟 S210, S220, S230, S240, S241, S242, S243, S244, S245, S246, S247, S250, S401, S402, S403, S404, S405, S406: steps

圖1根據本揭露的一實施例繪示一種為商家指派服務銀行分行的電子裝置的示意圖。 FIG. 1 illustrates a schematic diagram of an electronic device for assigning a service bank branch to a merchant according to an embodiment of the disclosure.

圖2根據本揭露的一實施例繪示一種為商家指派服務銀行分行的方法的流程圖。 Fig. 2 shows a flowchart of a method for assigning a service bank branch to a merchant according to an embodiment of the disclosure.

圖3根據本揭露的一實施例繪示步驟S240的詳細流程圖。 FIG. 3 shows a detailed flowchart of step S240 according to an embodiment of the disclosure.

圖4根據本揭露的另一實施例繪示一種為商家指派服務銀行分行的方法的流程圖。 FIG. 4 illustrates a flowchart of a method for assigning a service bank branch to a merchant according to another embodiment of the disclosure.

為了使本揭露之內容可以被更容易明瞭,以下特舉實施例作為本揭露確實能夠據以實施的範例。另外,凡可能之處,在圖式及實施方式中使用相同標號的元件/構件/步驟,係代表相同或類似部件。 In order to make the content of this disclosure more comprehensible, the following embodiments are specifically cited as examples on which this disclosure can indeed be implemented. In addition, wherever possible, elements/components/steps with the same reference numbers in the drawings and embodiments represent the same or similar components.

圖1根據本揭露的一實施例繪示一種為商家指派服務銀行分行的電子裝置100的示意圖。電子裝置100可包含處理器110、儲存媒體120以及收發器130。 FIG. 1 illustrates a schematic diagram of an electronic device 100 for assigning a service bank branch to a merchant according to an embodiment of the disclosure. The electronic device 100 may include a processor 110, a storage medium 120 and a transceiver 130.

處理器110例如是中央處理單元(central processing unit,CPU),或是其他可程式化之一般用途或特殊用途的微控制單元(micro control unit,MCU)、微處理器(microprocessor)、數位信號處理器(digital signal processor,DSP)、可程式化控制器、特殊應用積體電路(application specific integrated circuit,ASIC)、圖形處理器(graphics processing unit,GPU)、影像訊號處理器(image signal processor,ISP)、影像處理單元(image processing unit,IPU)、算數邏輯單元(arithmetic logic unit,ALU)、複雜可程式邏輯裝置(complex programmable logic device,CPLD)、現場可程式化邏輯閘陣列(field programmable gate array,FPGA)或其他類似元件或上述元件的組合。處理器110可耦接至儲存媒體120以及收發器130,並且存取和執行儲存於儲存媒體120中的多個模組和各種應用程式。 The processor 110 is, for example, a central processing unit (CPU), or other programmable general-purpose or special-purpose micro control unit (MCU), microprocessor, or digital signal processing Digital signal processor (DSP), programmable controller, application specific integrated circuit (ASIC), graphics processing unit (GPU), image signal processor (ISP) ), image processing unit (IPU), arithmetic logic unit (ALU), complex programmable logic device (CPLD), field programmable gate array , FPGA) or other similar components or a combination of the above components. The processor 110 may be coupled to the storage medium 120 and the transceiver 130, and access and execute multiple modules and various application programs stored in the storage medium 120.

儲存媒體120例如是任何型態的固定式或可移動式的隨 機存取記憶體(random access memory,RAM)、唯讀記憶體(read-only memory,ROM)、快閃記憶體(flash memory)、硬碟(hard disk drive,HDD)、固態硬碟(solid state drive,SSD)或類似元件或上述元件的組合,而用於儲存可由處理器110執行的多個模組或各種應用程式。在本實施例中,儲存媒體120可儲存包含資料收集模組121、匹配模組122、指派模組123以及輸出模組124等多個模組,其功能將於後續說明。 The storage medium 120 is, for example, any type of fixed or removable random Machine access memory (random access memory, RAM), read-only memory (read-only memory, ROM), flash memory (flash memory), hard disk (hard disk drive, HDD), solid state drive (solid State drive (SSD) or similar components or a combination of the above components are used to store multiple modules or various application programs that can be executed by the processor 110. In this embodiment, the storage medium 120 can store multiple modules including a data collection module 121, a matching module 122, an assignment module 123, and an output module 124, the functions of which will be described later.

收發器130以無線或有線的方式傳送及接收訊號。收發器130還可以執行例如低噪聲放大、阻抗匹配、混頻、向上或向下頻率轉換、濾波、放大以及類似的操作。 The transceiver 130 transmits and receives signals in a wireless or wired manner. The transceiver 130 may also perform operations such as low noise amplification, impedance matching, frequency mixing, up or down frequency conversion, filtering, amplification, and the like.

儲存媒體120可儲存商家清單以及銀行分行清單。商家清單可記載已經與銀行往來的商家的資料。商家清單可包含商家名稱以及對應於商家名稱的服務分行名稱。舉例來說,若銀行分行B已經成為商家A的往來分行,則商家清單可記載商家A的商家名稱、銀行分行B的服務分行名稱以及兩者的關係。銀行分行清單可記載銀行的所有銀行分行的分行名稱。舉例來說,銀行分行清單可記載銀行分行B的分行名稱。 The storage medium 120 can store a list of merchants and a list of bank branches. The merchant list can record the information of the merchants that have contacted the bank. The merchant list may include the name of the merchant and the name of the service branch corresponding to the name of the merchant. For example, if bank branch B has become a branch of merchant A, the merchant list may record the merchant name of merchant A, the name of the service branch of bank branch B, and the relationship between the two. The bank branch list can record the branch names of all bank branches of the bank. For example, the bank branch list may record the branch name of bank branch B.

圖2根據本揭露的一實施例繪示一種為商家指派服務銀行分行的方法的流程圖,其中所述方法可由如圖1所示的電子裝置100實施。 FIG. 2 shows a flowchart of a method for assigning a service bank branch to a merchant according to an embodiment of the present disclosure, wherein the method can be implemented by the electronic device 100 shown in FIG. 1.

在步驟S210中,資料收集模組121可通過收發器130取得多個商家檔案,其中所述多個商家檔案可包含待被電子裝置100 指派服務銀行分行之商家的相關資訊。舉例來說,所述多個商家檔案可包含對應於商家的第一商家檔案。 In step S210, the data collection module 121 may obtain a plurality of business files through the transceiver 130, wherein the plurality of business files may include the electronic device 100 to be used. Information about the merchant assigned to serve the bank branch. For example, the plurality of business profiles may include a first business profile corresponding to the business.

在步驟S220中,匹配模組122可判斷第一商家檔案是否與商家清單中的商家名稱匹配。若第一商家檔案與商家名稱匹配,則進入步驟S230。若第一商家檔案與商家名稱不匹配,則進入步驟S240。 In step S220, the matching module 122 can determine whether the first merchant profile matches the merchant name in the merchant list. If the first merchant profile matches the merchant name, step S230 is entered. If the first merchant profile does not match the merchant name, step S240 is entered.

若步驟S220中第一商家檔案與商家名稱匹配,代表與第一商家檔案相對應的商家已經記載在商家清單之中。也就是說,所述商家已經是特定銀行分行的客戶,並且商家清單中已經記載了服務所述商家的服務分行名稱。因此,電子裝置100不需再次為所述商家指派服務銀行分行。據此,在步驟S230中,指派模組123可將銀行分行清單中與服務分行名稱相對應的第一銀行分行指派給所述商家以產生指派結果。 If the first merchant profile matches the merchant name in step S220, it means that the merchant corresponding to the first merchant profile has been recorded in the merchant list. That is, the merchant is already a customer of a specific bank branch, and the name of the service branch serving the merchant has been recorded in the merchant list. Therefore, the electronic device 100 does not need to assign a service bank branch to the merchant again. Accordingly, in step S230, the assignment module 123 can assign the first bank branch corresponding to the service branch name in the bank branch list to the merchant to generate the assignment result.

另一方面,若步驟S220中第一商家檔案與商家名稱不匹配,代表與第一商家檔案相對應的商家並未被記載在商家清單之中。也就是說,所述商家尚未被指派過服務銀行分行。據此,在步驟S240中,指派模組123可根據遺傳演算法(genetic algorithm,GA)從銀行分行清單中選出第二銀行分行,並且將第二銀行分行指派給所述商家以產生指派結果。 On the other hand, if the first merchant profile does not match the merchant name in step S220, it means that the merchant corresponding to the first merchant profile has not been recorded in the merchant list. That is, the merchant has not been assigned a service bank branch. Accordingly, in step S240, the assignment module 123 can select the second bank branch from the bank branch list according to a genetic algorithm (GA), and assign the second bank branch to the merchant to generate the assignment result.

在步驟S250中,輸出模組124可通過收發器130輸出指派結果。舉例來說,輸出模組124可將指派結果傳送至銀行的主管的終端裝置。主管可根據指派結果來為各個商家安排對應的服 務銀行分行。 In step S250, the output module 124 may output the assignment result through the transceiver 130. For example, the output module 124 may transmit the assignment result to the terminal device of the bank supervisor. The supervisor can arrange the corresponding service for each business according to the assignment result Bank branch.

圖3根據本揭露的一實施例繪示步驟S240的詳細流程圖。在步驟中S241,指派模組123可根據多個商家檔案以及銀行分行清單產生對應於遺傳演算法的母體。母體可包含多個染色體。以多個染色體中的第一染色體為例,第一染色體可包含多個基因。指派模組123可將多個商家檔案分別配對給銀行分行清單中的多個銀行分行以產生所述多個基因。表1為染色體的範例。在本實施例中,多個商家檔案可包含N個商家的商家檔案,其中N為正整數,並且N個商家可包含商家A1、商家A2以及商家AN等商家。染色體可包含N個基因,但本揭露不限於此。 FIG. 3 shows a detailed flowchart of step S240 according to an embodiment of the disclosure. In step S241, the assignment module 123 can generate a matrix corresponding to the genetic algorithm according to the multiple business files and the bank branch list. The maternal body can contain multiple chromosomes. Taking the first chromosome among multiple chromosomes as an example, the first chromosome may contain multiple genes. The assignment module 123 can respectively pair a plurality of business files to a plurality of bank branches in the bank branch list to generate the plurality of genes. Table 1 is an example of chromosomes. In this embodiment, multiple merchant profiles may include business profiles of N merchants, where N is a positive integer, and N merchants may include merchants such as merchant A1, merchant A2, and merchant AN. The chromosome may contain N genes, but the present disclosure is not limited to this.

具體來說,多個商家檔案所包含的商家檔案數量可與染色體的基因數量相同或相異。參照表1,指派模組123可根據多個商家檔案以及銀行分行清單產生染色體#1。染色體#1的基因#1對應於商家A1以及銀行分行B1。換句話說,染色體#1的基因#1代表「將銀行分行B1指派給商家A1」。類似地,染色體#1的基因#2代表「將銀行分行B2指派給商家A2」。染色體#1的基因#N代表「將銀行分行BM指派給商家AN」。 Specifically, the number of business files contained in multiple business files may be the same as or different from the number of genes of the chromosome. Referring to Table 1, the assignment module 123 can generate chromosome #1 based on multiple merchant files and bank branch lists. Gene #1 of chromosome #1 corresponds to merchant A1 and bank branch B1. In other words, gene #1 of chromosome #1 represents "assign bank branch B1 to merchant A1". Similarly, gene #2 of chromosome #1 represents "assign bank branch B2 to merchant A2." The gene #N of chromosome #1 stands for "Assign the bank branch BM to the merchant AN".

Figure 110204193-A0305-02-0009-1
Figure 110204193-A0305-02-0009-1

在步驟中S242,指派模組123可從母體中選出包含多個母代染色體的母代集合。母代染色體與母代染色體可通過交配產 生子代染色體。表2為母代集合的範例。在本實施例中,母代集合可包含X個染色體,其中X為正整數。X個染色體可包含染色體#1、染色體#2以及染色體#X等染色體。 In step S242, the assignment module 123 can select a maternal generation set containing multiple maternal chromosomes from the maternal population. Maternal chromosomes and maternal chromosomes can be produced by mating Give birth to offspring chromosomes. Table 2 is an example of the mother generation set. In this embodiment, the set of mother generations may include X chromosomes, where X is a positive integer. The X chromosomes may include chromosomes such as chromosome #1, chromosome #2, and chromosome #X.

Figure 110204193-A0305-02-0010-2
Figure 110204193-A0305-02-0010-2

在一實施例中,指派模組123可根據輪盤法(roulette wheel seleetion method)從母體中選出母代集合。 In one embodiment, the assignment module 123 can select a set of mother generations from the mothers according to the roulette wheel seleetion method.

在步驟中S243,指派模組123可對母代集合執行交配(crossover)以產生子代集合。子代集合可包含多個子代染色體。具體來說,指派模組123可根據局部對應交配法(partially-mapped crossover,PMX)來對母代集合執行交配。表3為子代集合的範例。在本實施例中,子代集合可包含Y個染色體,其中Y為正整數。Y個染色體可包含染色體#X+1以及染色體#X+Y等染色體。染色體#X+1為由染色體#1與染色體#2交配所產生的子代染色體。染色體#X+1的基因#1來自於染色體#1的基因#1。染色體#X+1的基因#2來自於染色體#2的基因#2。染色體#X+1的基因#N來自於染色體#1的基因#N。染色體#X+Y為由染色體#2與染色體#X交配所產生的子代染色體。染色體#X+Y的基因#1來自於染色體#2的 基因#1。染色體#X+Y的基因#2來自於染色體#X的基因#2。染色體#X+Y的基因#3來自於染色體#X的基因#3。 In step S243, the assignment module 123 may perform crossover on the parent generation set to generate the offspring set. The progeny set can contain multiple progeny chromosomes. Specifically, the assignment module 123 may perform mating on the set of mother generations according to the partial-mapped crossover (PMX) method. Table 3 is an example of the offspring set. In this embodiment, the progeny set may include Y chromosomes, where Y is a positive integer. The Y chromosomes may include chromosomes such as chromosome #X+1 and chromosome #X+Y. Chromosome #X+1 is the offspring chromosome produced by the mating of chromosome #1 and chromosome #2. Gene #1 of chromosome #X+1 is derived from gene #1 of chromosome #1. Gene #2 of chromosome #X+1 is derived from gene #2 of chromosome #2. The gene #N of chromosome #X+1 is derived from the gene #N of chromosome #1. Chromosome #X+Y is the offspring chromosome produced by the mating of chromosome #2 and chromosome #X. Chromosome #X+Y's gene #1 comes from chromosome #2 Gene #1. Gene #2 of chromosome #X+Y is derived from gene #2 of chromosome #X. Gene #3 of chromosome #X+Y is derived from gene #3 of chromosome #X.

Figure 110204193-A0305-02-0011-3
Figure 110204193-A0305-02-0011-3

在步驟中S244,指派模組123可為母代集合與子代集合執行突變(mutation)以更新母體,從而產生突變後的母體。在本實施例中,母代集合與子代集合中的染色體都可參與突變。表4為突變後的母體的範例。染色體#2的基因#1發生突變而從原本的(A1,B2)轉變為(A1,B5)。染色體#X的基因#2發生突變而從原本的(A2,B5)轉變為(A2,B3)。染色體#X+Y的基因#1發生突變而從原本的(A1,B2)轉變為(A1,B6)。 In step S244, the assignment module 123 can perform mutations for the parent generation set and the offspring set to update the parent, thereby generating a mutant parent. In this embodiment, both the chromosomes in the mother set and the offspring set can participate in mutation. Table 4 is an example of the maternal body after mutation. Gene #1 of chromosome #2 is mutated and changed from (A1, B2) to (A1, B5). The gene #2 of chromosome #X is mutated and changed from (A2, B5) to (A2, B3). The gene #1 of chromosome #X+Y is mutated and changed from the original (A1, B2) to (A1, B6).

Figure 110204193-A0305-02-0011-4
Figure 110204193-A0305-02-0011-4

在步驟中S245,指派模組123從突變後的母體中選出多個染色體以更新母體,從而產生更新後的母體。在一實施例中,指派模組123可根據輪盤法從突變後的母體中選出多個染色體。表5為更新後的母體的範例。指派模組123可從如表4所示的突變後的母體中選出染色體#1、染色體#X以及染色體#X+Y以作為更新後的母體。 In step S245, the assignment module 123 selects multiple chromosomes from the mutated mother to update the mother, thereby generating an updated mother. In one embodiment, the assignment module 123 can select multiple chromosomes from the mutated mother according to the roulette method. Table 5 is an example of the updated parent body. The assignment module 123 can select chromosome #1, chromosome #X, and chromosome #X+Y from the mutated mothers as shown in Table 4 as the updated mothers.

Figure 110204193-A0305-02-0012-5
Figure 110204193-A0305-02-0012-5

在步驟中S246,指派模組123可判斷更新後的母體是否符合終止條件。若更新後的母體是否符合終止條件,則進入步驟S247。更新後的母體是否不符合終止條件,則重新執行步驟S242。終止條件例如與遺傳演算法的適應度函數有關。舉例來說,指派模組123可計算更新後的母體中的每一個染色體的適應度函數值。若存在適應度函數值大於閾值的染色體,則指派模組123可判斷更新後的母體符合終止條件。若不存在適應度函數值大於閾值的染色體,則指派模組123可判斷更新後的母體不符合終止條件。 In step S246, the assignment module 123 can determine whether the updated parent body meets the termination condition. If the updated parent body meets the termination condition, step S247 is entered. Whether the updated parent body does not meet the termination condition, step S242 is executed again. The termination condition is, for example, related to the fitness function of the genetic algorithm. For example, the assignment module 123 can calculate the fitness function value of each chromosome in the updated maternal body. If there are chromosomes with a fitness function value greater than the threshold, the assignment module 123 can determine that the updated maternal body meets the termination condition. If there is no chromosome whose fitness function value is greater than the threshold, the assignment module 123 can determine that the updated maternal body does not meet the termination condition.

在一實施例中,遺傳演算法的適應度函數可關聯於商家地點、銀行分行地點、銀行分行人力資源或銀行分行服務商家數量等,本揭露不限於此。舉例來說,指派模組123可配置適應度 函數以使具有相同地域性條件的分行被分配到相同數量的商家。舉另一例來說,指派模組123可配置適應度函數以使符合特定條件的商家(例如:地點過於偏遠的商家)或銀行分行(例如:地點過於偏遠或人力資源不足的銀行分行)不參與銀行分行的指派。 In one embodiment, the fitness function of the genetic algorithm may be associated with the location of the merchant, the location of the bank branch, the human resources of the bank branch, or the number of merchants served by the bank branch, etc. The disclosure is not limited to this. For example, the assignment module 123 can be configured with adaptability Function so that branches with the same regional conditions are allocated to the same number of merchants. For another example, the assignment module 123 can configure the fitness function so that merchants that meet certain conditions (for example, merchants in too remote locations) or bank branches (for example, bank branches with too remote locations or insufficient human resources) do not participate Assignment of bank branch.

在步驟中S247,指派模組123可根據更新後的母體為商家指派銀行分行以產生指派結果。例如,指派模組123可從更新後的母體中選出具有最高適應度函數值的染色體。接著,指派模組123可響應於受選的染色體的基因與第一商家檔案以及第二銀行分行匹配而將第二銀行分行指派給與第一商家檔案相對應的商家。以表5的更新後的母體為例,假設指派模組123判斷在染色體#1、染色體#X以及染色體#X+Y中,染色體#1具有最高的最高適應度函數值。指派模組123可根據染色體#1的基因#1將銀行分行B1指派給商家A1。指派模組123可根據染色體#1的基因#2將銀行分行B2指派給商家A2。指派模組123可根據染色體#1的基因#3將銀行分行BM指派給商家AN。 In step S247, the assignment module 123 can assign a bank branch to the merchant based on the updated parent body to generate an assignment result. For example, the assignment module 123 can select the chromosome with the highest fitness function value from the updated mother. Then, the assignment module 123 can assign the second bank branch to the merchant corresponding to the first merchant profile in response to the genes of the selected chromosome being matched with the first merchant profile and the second bank branch. Taking the updated maternal body in Table 5 as an example, suppose that the assignment module 123 judges that chromosome #1 has the highest value of the highest fitness function among chromosome #1, chromosome #X, and chromosome #X+Y. The assignment module 123 can assign the bank branch B1 to the merchant A1 according to the gene #1 of the chromosome #1. The assignment module 123 can assign the bank branch B2 to the merchant A2 according to the gene #2 of chromosome #1. The assignment module 123 can assign the bank branch BM to the merchant AN according to gene #3 of chromosome #1.

圖4根據本揭露的另一實施例繪示一種為商家指派服務銀行分行的方法的流程圖,其中所述方法可由如圖1所示的電子裝置100實施。在步驟S401中,取得商家清單以及銀行分行清單,其中商家清單包含商家名稱以及對應於商家名稱的服務分行名稱。在步驟S402中,取得多個商家檔案,其中多個商家檔案包含對應於商家的第一商家檔案。在步驟S403中,判斷第一商家檔案是否 與商家名稱匹配。在步驟S404中,響應於第一商家檔案與商家名稱匹配,將銀行分行清單中與服務分行名稱相對應的第一銀行分行指派給商家以產生指派結果。在步驟S405中,響應於第一商家檔案與商家名稱不匹配,根據遺傳演算法從銀行分行清單中選出第二銀行分行,並且將第二銀行分行指派給商家以產生指派結果。在步驟S406中,輸出指派結果。 FIG. 4 illustrates a flowchart of a method for assigning a service bank branch to a merchant according to another embodiment of the disclosure, wherein the method can be implemented by the electronic device 100 shown in FIG. 1. In step S401, a list of merchants and a list of bank branches are obtained, where the list of merchants includes the name of the merchant and the name of the service branch corresponding to the name of the merchant. In step S402, multiple business files are obtained, where the multiple business files include the first business file corresponding to the business. In step S403, it is determined whether the first merchant profile Matches the business name. In step S404, in response to the first merchant profile matching the merchant name, the first bank branch corresponding to the service branch name in the bank branch list is assigned to the merchant to generate the assignment result. In step S405, in response to the mismatch between the first merchant profile and the merchant name, the second bank branch is selected from the bank branch list according to the genetic algorithm, and the second bank branch is assigned to the merchant to generate the assignment result. In step S406, the assignment result is output.

綜上所述,本揭露的電子裝置可判斷商家是否已與特定的銀行分行往來。若商家並未與特定的銀行分行往來,則電子裝置可自動地為商家分配服務銀行分行。電子裝置可通過遺傳演算法產生的母體來為多個銀行指派服務銀行分行。母體的母代集合或子代集合可以參與交配或突變等程序以更新母體。電子裝置可從母體中選出具有最高適應度函數值的染色體,從而根據所選擇的染色體為多個商家指派服務銀行分行。 In summary, the electronic device disclosed in the present disclosure can determine whether the merchant has contacted a specific bank branch. If the merchant does not interact with a specific bank branch, the electronic device can automatically assign a service bank branch to the merchant. The electronic device can assign service bank branches to multiple banks through the matrix generated by the genetic algorithm. The mother or offspring collection of the mother can participate in mating or mutation procedures to renew the mother. The electronic device can select the chromosome with the highest fitness function value from the mother, so as to assign service bank branches to multiple merchants according to the selected chromosome.

100:電子裝置 100: electronic device

110:處理器 110: processor

120:儲存媒體 120: storage media

121:資料收集模組 121: Data Collection Module

122:匹配模組 122: matching module

123:指派模組 123: Assign module

124:輸出模組 124: output module

130:收發器 130: Transceiver

Claims (9)

一種為商家指派服務銀行分行的電子裝置,包括: 收發器; 儲存媒體,儲存多個模組、商家清單以及銀行分行清單,其中所述商家清單包括商家名稱以及對應於所述商家名稱的服務分行名稱;以及 處理器,耦接所述儲存媒體以及所述收發器,並且存取和執行所述多個模組,其中所述多個模組包括: 資料收集模組,通過所述收發器取得多個商家檔案,其中所述多個商家檔案包括對應於所述商家的第一商家檔案; 匹配模組,判斷所述第一商家檔案是否與所述商家名稱匹配; 指派模組,響應於所述第一商家檔案與所述商家名稱匹配,將所述銀行分行清單中與所述服務分行名稱相對應的第一銀行分行指派給所述商家以產生指派結果,其中所述指派模組響應於所述第一商家檔案與所述商家名稱不匹配,根據遺傳演算法從所述銀行分行清單中選出第二銀行分行,並且將所述第二銀行分行指派給所述商家以產生所述指派結果;以及 輸出模組,通過所述收發器輸出所述指派結果。 An electronic device for assigning service bank branches to merchants, including: transceiver; A storage medium that stores multiple modules, a list of merchants, and a list of bank branches, where the list of merchants includes the name of the merchant and the name of the service branch corresponding to the name of the merchant; and The processor is coupled to the storage medium and the transceiver, and accesses and executes the multiple modules, wherein the multiple modules include: A data collection module that obtains a plurality of business files through the transceiver, wherein the plurality of business files includes the first business file corresponding to the business; The matching module determines whether the first merchant file matches the name of the merchant; The assignment module, in response to the first merchant file matching the merchant name, assigns the first bank branch corresponding to the service branch name in the bank branch list to the merchant to generate an assignment result, wherein In response to the mismatch between the first business file and the business name, the assignment module selects a second bank branch from the list of bank branches according to a genetic algorithm, and assigns the second bank branch to the The merchant to generate the assignment result; and The output module outputs the assignment result through the transceiver. 如請求項1所述的電子裝置,其中所述指派模組根據所述多個商家檔案以及所述銀行分行清單產生對應於所述遺傳演算法的母體,並且根據所述母體將所述第二銀行分行指派給所述商家。The electronic device according to claim 1, wherein the assignment module generates a matrix corresponding to the genetic algorithm according to the plurality of business files and the bank branch list, and transfers the second matrix according to the matrix The bank branch is assigned to the merchant. 如請求項2所述的電子裝置,其中所述母體包括第一染色體,其中所述第一染色體包括多個基因,其中所述指派模組將所述多個商家檔案分別配對給所述銀行分行清單中的多個銀行分行以產生所述多個基因。The electronic device according to claim 2, wherein the mother body includes a first chromosome, wherein the first chromosome includes a plurality of genes, and wherein the assignment module pairs the plurality of business files to the bank branch respectively Multiple bank branches in the list to generate the multiple genes. 如請求項2所述的電子裝置,其中所述母體包括母代集合,其中所述指派模組根據所述母代集合產生子代集合,並且為所述母代集合以及所述子代集合執行突變以更新所述母體。The electronic device according to claim 2, wherein the parent body includes a parent generation set, wherein the assignment module generates a child generation set according to the parent generation set, and performs execution for the parent generation set and the child generation set Mutations to renew the parent body. 如請求項4所述的電子裝置,其中所述指派模組根據輪盤法從所述母體中選出所述母代集合,並且對所述母代集合執行交配以產生所述子代集合。The electronic device according to claim 4, wherein the assignment module selects the parent generation set from the parent body according to the roulette method, and performs mating on the parent generation set to generate the offspring set. 如請求項4所述的電子裝置,其中所述指派模組根據輪盤法從突變後的所述母體中選出多個染色體以更新所述母體。The electronic device according to claim 4, wherein the assignment module selects a plurality of chromosomes from the mutated mother to update the mother according to the roulette method. 如請求項6所述的電子裝置,其中所述指派模組響應於更新後的所述母體中具有最高適應度函數值的染色體的基因與所述第一商家檔案以及所述第二銀行分行匹配而將所述第二銀行分行指派給所述商家。The electronic device according to claim 6, wherein the assignment module matches the first merchant profile and the second bank branch in response to the updated gene of the chromosome with the highest fitness function value in the mother The second bank branch is assigned to the merchant. 如請求項5所述的電子裝置,其中所述指派模組根據局部對應交配法執行所述交配。The electronic device according to claim 5, wherein the assignment module performs the mating according to a local corresponding mating method. 如請求項1所述的電子裝置,其中所述遺傳演算法的適應度函數關聯於下列的至少其中之一:商家地點、銀行分行地點、銀行分行人力資源以及銀行分行服務商家數量。The electronic device according to claim 1, wherein the fitness function of the genetic algorithm is associated with at least one of the following: merchant location, bank branch location, bank branch human resources, and bank branch service merchant number.
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* Cited by examiner, † Cited by third party
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