TWM617260U - Identity verification and account opening system based on video image - Google Patents

Abstract

This model provides an identity verification and account opening system based on video images, which operates on a blockchain network and includes a main bank host and a customer host. The main bank host includes a main bank video module and a main bank verification module. The main bank video module outputs video commands; and the main bank verification module outputs the main bank contract. The client host includes a client data module and a client video module. The client data module receives and signs the main bank contract, and outputs basic data and the signed main bank contract; the client video module receives video commands and executes Video commands record video images to output video images. Then, the main bank verification module receives and verifies basic information and video images to open an account with the main bank.

Description

Identity verification and account opening system based on video images

The model relates to an identity verification and account opening system, in particular to an identity verification and account opening system based on a video image of a blockchain network.

At present, all financial institutions provide customers with more convenient financial transaction platforms through the Internet. What's more, they have directly replaced entities with the Internet, and developed services such as pure online banking, which completely changed the traditional financial system. Transaction mode. Among them, among the financial transactions involved, the most popular one is "digital deposit accounts", which can provide financial services such as deposits and withdrawals. But to enjoy these convenient financial services, you need to "open an account" before you can have a convenient "digital deposit account."

Therefore, how can we escape from the traditional physical account opening channels, such as the process of filling out a large amount of paper information at the counter, and providing the entity’s identification information, and providing verification without the presence of the counter, high information security and convincing Lili's online account opening platform has become a problem to be solved in the technical field.

In order to solve the above-mentioned problems, the embodiment of the present invention develops an identity verification and account opening system, which can operate on the blockchain network. Therefore, the data uploaded through the blockchain network It is expected that it will therefore have the advantages of anonymity and irreplaceability. In addition, the data uploaded by the client host as a node of the blockchain network can include the client's basic data (such as name, ID number or birthday, etc.) and the video recorded by the client in real time according to the video command image. And as the main bank host of a node of the blockchain network, it can further access the customer's basic data and video images to verify whether the customer meets the main bank's account opening qualifications. At the same time, as the slave bank host of other nodes of the blockchain network, it can judge whether to complete the account opening of the slave bank for the same customer based on the verification result completed by the master bank. In this way, in addition to the customer no longer needing to go to the physical counter to open an account and identity verification in person, it can also avoid the need for customers to repeat the traditional online banking with their own forms and verification processes, which can greatly save customers The time and cost required to open an account will increase the willingness of customers to open an account and facilitate financial transactions.

Specifically, the embodiment of the present invention develops an identity verification and account opening system based on video images, which operates on a blockchain network. The aforementioned identity verification and account opening system includes the main bank host and the client host. The main bank host mentioned above includes the main bank blockchain module, the main bank video module, and the main bank verification module. Among them, the above-mentioned main bank blockchain module is to communicate with the blockchain network; the above-mentioned main bank video module is to communicate with the main bank blockchain module to output video commands to the blockchain network, where the video The command has multiple action commands for customers to record video images according to the action commands; and the above-mentioned main bank verification module communicates with the main bank blockchain module to output the main bank contract to the blockchain network. And for customers to sign the main bank contract, where the above-mentioned main bank contract is a smart contract. The aforementioned client host includes a client blockchain module, a client data module, and a client video module. Among them, the above-mentioned customer block chain module is to communicate with the blockchain network; the above-mentioned customer data module is to communicate with the customer block chain module to receive and sign the main bank contract, and output basic data and signed host The bank contract is connected to the blockchain network, where basic data includes the customer’s name, gender, birthday, and ID number; and the above-mentioned customer video module communicates with the customer’s blockchain module to receive video commands and follow the video commands Record video images to output the video images to the blockchain network. Then, the main bank verification module receives and verifies the basic data and video images to output the main bank verification result to the blockchain network, and based on the main bank verification result, opens the main bank account to output the main bank account opening result to Blockchain network.

According to an embodiment, the above-mentioned main bank host further includes a main bank account opening module. The above-mentioned main bank account opening module is connected to the main bank verification module to receive the verification result of the main bank, and according to the verification result of the main bank, handle the account of the main bank to output the result of the main bank account opening to the blockchain network.

According to another embodiment, the above-mentioned identity verification and account opening system further includes a slave bank host. The above-mentioned slave bank host includes the slave bank blockchain module and the slave bank verification module. Among them, the above-mentioned slave bank blockchain module is a communication connection to the blockchain network; and the above-mentioned slave bank verification module is a communication connection to the slave bank blockchain module to output the bank contract to the blockchain network. And for customers to sign the slave bank contract, where the above slave bank contract is a smart contract.

According to another embodiment, the above-mentioned slave bank verification module receives and verifies the basic information and the signed slave bank contract to output the slave bank verification result, and based on the slave bank verification result, opens an account with the slave bank to output the slave bank The bank account opening result is sent to the blockchain network.

According to another embodiment, the above-mentioned slave bank host further includes a slave bank account opening module. The above-mentioned slave bank account opening module is a communication connection with the slave bank verification module to receive the verification result from the bank, and according to the verification result from the bank, handle the bank account opening to output the result of the bank account opening to the blockchain network.

According to another embodiment, the above-mentioned slave bank blockchain module includes a slave bank encryption and decryption unit. The above-mentioned slave bank encryption and decryption unit is used to encrypt the slave bank contract.

According to another embodiment, the above-mentioned slave bank encryption and decryption unit further decrypts the verification result of the master bank, the basic data, and the signed slave bank contract.

According to another embodiment, the above-mentioned master bank blockchain module includes a master bank encryption and decryption unit. The above-mentioned main bank encryption and decryption unit is used to encrypt the main bank contract and the main bank verification result.

According to another embodiment, the above-mentioned master bank encryption and decryption unit further decrypts the basic data, the signed slave bank contract and the video image.

According to another embodiment, the above-mentioned client blockchain module includes a client encryption and decryption unit. The above encryption and decryption unit is used to encrypt basic data, the signed master bank contract, and video images.

Combining the technical features of the above embodiments, the embodiments of the present invention can achieve the following effects:

(1) Through the distributed ledger technology of the blockchain network, the various data involved in the embodiments of the present invention can therefore have a high degree of anonymity, irreplaceability or modification, thereby providing a complete protection mechanism for information security .

(2) In addition to the traditional basic identity data verification of the customer, the embodiment of the present invention further verifies the video image recorded by the customer to double confirm whether the customer's identity is consistent to complete the account opening. In this way, the embodiments of the present invention can better avoid illegal acts such as deliberate stealing or opening an account with someone else as a person, and can indeed prevent the occurrence of potential financial fraud cases.

(3) In addition, the video image recorded by the customer in the embodiment of the present invention can be a real-time video image recorded in accordance with the video instructions specified by the main bank. In this way, the embodiment of the present invention can eliminate all kinds of pre-recorded video images, and even through the question and answer questions that may be mixed in the video command, it can further avoid illegal acts such as deliberate stealing or opening an account with someone else as a person. Occurs, so it is indeed better to prevent the occurrence of potential financial fraud cases.

(4) In addition, after verifying the customer's real-time video image through the main bank, other subordinate banks can perform rapid verification based on the main bank verification result from the main bank, supplemented by the basic information provided by the client, without the need for further verification. Through the familiar and complex identity information filling and verification procedures, customers can directly complete the corresponding bank account opening. In this way, the embodiments of the present invention can indeed substantially save the operation process, time and cost required by the customer to open an account at the main bank and each subsidiary bank, thereby increasing the customer's willingness to open an account and facilitating financial transactions.

100: Identity verification and account opening method at the main bank

110-170, 171-172: steps

200: Identity verification and account opening method from the bank

210-240, 241-242: steps

300: Identity verification and account opening system

310: client host

311: Customer Blockchain Module

312: Client Encryption and Decryption Unit

313: Customer Data Module

314: Customer Video Module

320: main bank host

321: Main Bank Blockchain Module

322: Main bank encryption and decryption unit

323: Main Bank Verification Module

324: Main Bank Video Module

325: Main bank account opening module

330: From the bank host

331: Blockchain module from the bank

332: Encryption and decryption unit from the bank

333: Verify the module from the bank

334: From the bank account opening module

In order to make the above-mentioned technology and other objectives, features, advantages and embodiments of the present invention more comprehensible, the description of the attached drawings is as follows: Figure 1 depicts the identity verification of the main bank terminal according to an embodiment of the present invention and Flow chart of account opening method.

Fig. 2 is a flowchart of a method of identity verification and account opening from the bank side according to an embodiment of the present invention.

FIG. 3 is a schematic diagram of an identity verification and account opening system according to an embodiment of the present invention.

In view of the above-mentioned problems to be overcome, the embodiment of the present invention develops an identity verification and account opening system, which is based on the technology of the blockchain network, and uploads basic data and video images to the blockchain network through the customer. Provide the primary bank’s initial identity verification. After the primary bank’s initial identity verification is passed, the verification result of the primary bank will be output, and an account will be opened at the primary bank based on the verification result of the primary bank. Other secondary banks can obtain the basic information of the corresponding customer and the verification result of the primary bank through the blockchain network to perform quick identity verification again. After passing the quick identity verification from the secondary bank, you can open an account at the secondary bank. In this way, the customer uses the identity verification and account opening system provided by the embodiment of the present invention, so it is no longer necessary for the customer to go to the counter in person, fill in a large number of different paper materials and complete the identity of each bank. Verification can complete the account opening of only one bank. In other words, the embodiment of the present invention does save a lot of time and cost of the customer's original account opening process, and can improve the customer's willingness to open an account.

In order to more specifically describe the various embodiments of the present invention, the following description is supplemented with the accompanying drawings.

Please refer to Figure 1 and Figure 3 at the same time. Figure 1 depicts a flowchart of the method of identity verification and account opening at the main bank according to an embodiment of the present invention, and Figure 3 depicts the identity verification and account opening method according to an embodiment of the present invention. Schematic diagram of the account opening system. In FIG. 3, according to an embodiment, an identity verification and account opening system 300 based on video images is provided, which operates on a blockchain network and includes the main bank host 320 of the main bank terminal and the clients of the client Host 310. It is worth noting that the main bank refers to the bank that first accepted the client's account opening application, and there are no special restrictions.

The main bank host 320 can be operated by the main bank terminal, and the main bank host 320 includes the main bank blockchain module 321, the main bank video module 324, and the main bank verification module 323. In terms of the connection relationship, the main bank host 320 can be connected to the blockchain network through the main bank blockchain module 321, and the main bank video module 324 and the main bank verification module 323 can be respectively connected to the main bank. The bank block chain module 321 can finally communicate with the block chain network separately.

The client host 310 includes a client blockchain module 311, a client data module 313, and a client video module 314. In terms of the connection relationship, the client host 310 can be connected to the blockchain network through the client blockchain module 311, and the client data module 313 and the client video module 314 can be respectively connected to the client blockchain module. Group 311 can finally be connected to the blockchain network by communication.

In step 110 of FIG. 1, the main bank host 320 (ie, the main bank terminal) can output the main bank contract belonging to a smart contract to the blockchain network through the main bank verification module 323, so that it can be used as a block The client of a node of the chain network can sign the master bank contract through the client host 310. Among them, the above-mentioned master bank contract may include, for example, the basic information of the creditor and debtor of the contract (including name, gender, birthday or ID number, etc.), their respective obligations and rights, etc.; and the master bank contract is through any program The smart contract coded by the language, and the programming language can be any language that can be recognized, read, calculated or executed by the blockchain network, such as Solidity, Serpent, Lisp Like Language (LLL) or Viper, etc.

According to an embodiment, the main bank blockchain module 321 includes a main bank encryption and decryption unit 322 to encrypt the main bank contract uploaded to the blockchain network. In other words, in step 110 of FIG. 1, the master bank contract uploaded by the master bank host 320 can be passed through the master bank encryption and decryption unit 322 through, for example, the client host 310 (also That is, the public key of the client) is used for encryption.

Then, in step 130 of FIG. 1, the client host 310 (that is, the client) can receive the master bank contract from the client blockchain module 311 through the customer data module 313, and after agreeing to the content of the master bank contract , Sign the main bank contract. Then, through the customer data module 313, the basic data of the client and the signed master bank contract are uploaded to the blockchain network through the customer blockchain module 311. Among them, the aforementioned basic data may include the client's name, gender, birthday, ID card number and other data that can be used to identify and verify identity.

According to another embodiment, the client blockchain module 311 includes a client encryption and decryption unit 312 to decrypt the main bank contract encrypted by the main bank encryption and decryption unit 322 after receiving the main bank contract. For example, the client encryption and decryption unit 312 can decrypt through the exclusive private key of the client host 310, and further sign the decrypted master bank contract. Then, before uploading the signed master bank contract and basic data to the blockchain network, the client host 310 can also use the client encryption and decryption unit 312 to perform the signed master bank contract through the public key of the master bank host 320, for example. encryption. Therefore, after the master bank host 320 receives the master bank contract signed by the client host 310, it can be decrypted by the master bank encryption and decryption unit 322 using, for example, the exclusive private key of the master bank host 320, and further obtain the decrypted master bank contract. Bank contract. In this way, only by obtaining the corresponding public key and exclusive private key, can you have the authority to access the main bank contract and basic data, and the personal information of the client can be protected more securely.

Then, the main bank host 320 receives the basic data from the main bank blockchain module 321 through the main bank verification module 323 to confirm whether the client's basic data meets the specifications. According to another embodiment, the basic information can be provided through media such as a natural person certificate of the client or a health insurance IC card.

Then, in step 140 of FIG. 1, after confirming that the client's basic information is correct, it can further output specific video commands for each client according to its basic data and the content of the account opened, and pass the main bank video module 324 The video commands corresponding to each client are uploaded to the blockchain network through the main bank blockchain module 321. Wherein, the above-mentioned video command may include a plurality of action commands and video questions, so that after receiving the video command, the client can record the video image according to the action commands and the video question. The above-mentioned action command can be, for example, a command recorded in the form of text, image, voice, video or any combination thereof, for example, "Please clearly show the front and back of your ID card in front of your chest for 5-10 seconds." The above-mentioned video question can be, for example, a question recorded in the form of text, image, voice, video or any combination thereof, such as "Please recite your ID number", "May I ask your zodiac sign" or "May I ask your account opening purpose? "Wait.

Then, in step 150 of FIG. 1, the client video module 314 of the client can receive the video command from the blockchain network via the client blockchain module 311, and the client can record the corresponding video image according to the video command. To output video images to the blockchain network. Wherein, the above-mentioned video image has sound, image, or any combination thereof, and can be any video format file supported by the computer, such as avi, flv, wmv, mov, or mp4. It is worth mentioning that, according to another embodiment, when the client video module 314 records a video image, it can instantly receive the video command provided by the main bank video module 324; in other words, the main bank terminal Video commands can be provided interactively, and the client can directly record real-time video images according to the video commands provided in real time, so as to prevent the client from uploading pre-recorded video images that may be reproduced or forged.

Similarly, according to another embodiment, since the main bank blockchain module 321 includes a main bank encryption and decryption unit 322, the client blockchain module 311 includes a client encryption and decryption unit. 312. Therefore, before the main bank host 320 uploads the video command to the blockchain network, and before the customer uploads the video image to the blockchain network, they can respectively encrypt and then upload; the detailed encryption example is as mentioned above. I will not repeat them here.

Then, in step 160 of FIG. 1, the main bank verification module 323 of the main bank terminal can receive the video image from the blockchain network via the main bank blockchain module 321, and according to the provided video instructions, further Step 170 in Figure 1, verify whether the video image is consistent with the corresponding video command to determine whether the video image is a real-time recorded video image, or whether the client is allowed to open an account at the main bank, and output the verification result of the main bank to the district Block chain network.

Next, in step 172 of FIG. 1, when the main bank verification module 323 determines that the video image is an inconsistent or unqualified video image, the main bank verification module 323 outputs the corresponding video image as an inconsistent or unqualified main bank The verification result is sent to the blockchain network; at the same time, the opening of the corresponding main bank account will be stopped. Or next, in step 171 of FIG. 1, when the main bank verification module 323 determines that the video image is a matching or qualified video image, the main bank verification module 323 outputs the corresponding or qualified main bank verification result to the corresponding video image. Blockchain network; at the same time, it is allowed to open an account with the corresponding main bank. According to an embodiment, the main bank host 320 further includes a main bank account opening module 325, which is communicatively connected to the main bank verification module 323 to receive the verification result of the main bank. When the main bank verification result is consistent or qualified and the main bank account opening is approved, the main bank account opening module 325 can open the main bank account corresponding to the client according to the main bank verification result. Then, after completing the main bank account opening, the main bank account opening module 325 outputs the main bank account opening result to the blockchain network for the client to confirm the main bank account opening result through the client host 310.

According to another embodiment, the verification result of the main bank and the result of opening the main bank account can also be encrypted and decrypted as described above to ensure the security of the data related to the client and the main bank, which will not be repeated here.

According to another embodiment, the identity verification and account opening system 300 further includes a slave bank host 330, which can be operated from the bank. It is worth noting that, compared to the main bank side, the secondary bank side refers to banks other than the main bank side, and there are no special restrictions. In other words, the main bank side can be the head office, and the secondary bank side can be a branch. For example, the main bank side is the head office of the Bank of Taiwan, and the secondary bank side is the Bank of Taiwan Xinyi Branch, the Bank of Taiwan Heping Branch, etc.; or the main bank side can be For the first bank, the secondary bank can be the secondary bank. For example, the main bank is the Bank of Taiwan, and the secondary bank is Taipei Fubon Bank, China Trust Bank, South China Commercial Bank, etc. There are no special restrictions here.

The slave bank host 330 includes a slave bank blockchain module 331 and a slave bank verification module 333. In terms of the connection relationship, the slave bank host 330 can be connected to the blockchain network through the slave bank blockchain module 331, and the slave bank verification module 333 can be communicatively connected to the slave bank blockchain module 331. Connect to the blockchain network by finally being able to communicate.

In step 120 of FIG. 1, the bank host 330 can output a smart contract from the bank contract to the blockchain network through the bank verification module 333, so that it can be used as a node of the blockchain network. The client can sign the slave bank contract through the client host 310. For the detailed content of the slave bank contract and its encryption and decryption in step 120, please refer to the master bank contract in step 110, which will not be repeated here.

Next, please refer to FIG. 2 and FIG. 3 at the same time. FIG. 2 is a flowchart of an identity verification and account opening method from the bank side according to an embodiment of the present invention. In step 210 of FIG. 2, If the client host 310 has an account opening request from a bank, it can again receive the slave bank contract through the customer data module 313, and after agreeing to the contents of the slave bank contract, sign the slave bank contract. Then, upload the basic information of the client and the signed bank contract to the blockchain network. For the detailed content of signing the slave bank contract and its encryption, please refer to the signing of the master bank contract in step 130, which will not be repeated here.

Next, in step 220 of FIG. 2, the main bank verification result from the main bank host 320 is received from the bank verification module 333. Then, in step 230 of FIG. 2, the basic information of the client and the signed sub-bank contract are received and verified from the bank verification module 333; the detailed content can refer to the verification of the basic data in step 130, which will not be repeated here. . At the same time, the slave bank verification module 333 further confirms whether the verification result of the master bank is a consistent or qualified verification result. In step 240 in Figure 2, based on the basic data and the verification result of the master bank, it is determined whether the client is allowed to be at the slave bank. Open an account and output the verification result from the bank to the blockchain network.

It should be noted that after the client completes the verification of basic data and video images at the main bank, if the other slave banks receive the client's account opening request at the same time, they can directly receive the main bank from the main bank. After verifying the result, the secondary bank account can be opened immediately, and the secondary bank account can be opened without waiting for the primary bank account opening result.

Next, in step 242 of FIG. 2, when the slave bank verification module 333 determines that the verification result of the master bank is inconsistent or unqualified, or the verification of the basic data is inconsistent or unqualified, the slave bank verification module 333 outputs correspondingly For the inconsistent or unqualified verification results from the bank to the blockchain network; at the same time, stop the corresponding bank account opening. Or next, in step 241 of Figure 2, when the slave bank verification module 333 determines that the main bank verification result is consistent or qualified, and the base When the verification of this data is consistent or qualified, the bank verification module 333 will correspondingly output the matching or qualified bank verification results to the blockchain network; at the same time, the corresponding bank account opening is allowed. According to an embodiment, the slave bank host 330 further includes a slave bank account opening module 334, which is connected to the slave bank verification module 333 to receive the verification result from the bank. When the secondary bank verification result is consistent or qualified, and the secondary bank account opening is approved, the secondary bank account opening module 334 can open the secondary bank account corresponding to the client according to the secondary bank verification result. Then, after the bank account opening is completed, the bank account opening module 334 outputs the bank account opening result to the blockchain network for the client to confirm the bank account opening result through the client host 310.

According to an embodiment, the slave bank blockchain module 331 includes a slave bank encryption and decryption unit 332. From the bank side, the slave bank host 330 can pass through the slave bank encryption and decryption unit 332, and upload the slave bank contract, the result of the slave bank verification, and the result of the bank account opening to the blockchain network through, for example, the public key encryption of the client host 310. At the same time, the slave bank host 330 from the bank side can also use the slave bank encryption and decryption unit 332 to decrypt the basic data encrypted by the client and the signed slave bank contract through the exclusive private key of the slave bank host 330. The decryption comes from the verification result of the main bank encrypted by the main bank. For details, please refer to the aforementioned encryption and decryption process, which will not be repeated here. In this way, only the corresponding public key and exclusive private key can be obtained to have the authority to access the basic data, and the personal information of the client can be protected more securely.

Integrating the above-mentioned video image-based identity verification and account opening system and its method, the embodiment of the present invention combines the blockchain network and real-time video images to secretly and securely confirm whether the applicant client is himself, and through the video The action commands and video questions in the commands eliminate the possibility of pre-recording video images. In addition, this kind of video verification only needs to be verified once at the main bank. After that, if you need to open another bank account, you only need to provide the basic information again. It is expected that the bank side can further apply for opening an account from the bank side. In this way, the embodiments of the present invention can provide customers with the need to open accounts in multiple banks to quickly and effectively complete the account opening of multiple banks under the condition of safe information. Therefore, the embodiment of the present invention eliminates the need to actually travel to various physical banks or fill in various application forms and verification procedures in multiple online banks as known, and indeed eliminates unnecessary account opening applications on the client side. Time and cost, and increase the client's willingness to apply.

The present invention is disclosed in the preferred embodiments in this text. However, anyone familiar with the technical field should understand that the above-mentioned embodiments are only used to describe the present invention and are not intended to limit the scope of the patent rights claimed by the present invention. Any changes or substitutions that are equal or equivalent to the above-mentioned embodiments should be interpreted as being covered by the spirit or scope of the present invention. Therefore, the scope of protection of this new model shall be subject to the scope of the following patent applications.

300: Identity verification and account opening system

310: client host

311: Customer Blockchain Module

312: Client Encryption and Decryption Unit

313: Customer Data Module

314: Customer Video Module

320: main bank host

321: Main Bank Blockchain Module

322: Main bank encryption and decryption unit

323: Main Bank Verification Module

324: Main Bank Video Module

325: Main bank account opening module

330: From the bank host

331: Blockchain module from the bank

332: Encryption and decryption unit from the bank

333: Verify the module from the bank

334: From the bank account opening module

Claims (10)

An identity verification and account opening system based on video images, operating on a blockchain network, including: a host bank host, including: a host bank blockchain module, which is communicatively connected to the blockchain network; a host bank Video module, which is communicatively connected to the main bank blockchain module to output a video command to the blockchain network, where the video command has a plurality of action commands for a customer to record the video according to the action commands Image; and a main bank verification module, which is communicatively connected to the main bank block chain module to output a main bank contract to the block chain network, and for the customer to sign the main bank contract, where the main bank contract Is a smart contract; and a client host, including: a client blockchain module, which is communicatively connected to the blockchain network; a client data module, which is communicatively connected to the client blockchain module to receive and sign the host Bank contract, and output a basic data and the signed master bank contract to the blockchain network, where the basic data includes the customer’s name, gender, birthday and ID number; and a customer video module, communication Connect the customer's blockchain module to receive the video command, and record the video image according to the video command to output the video image to the blockchain network, where the main bank verification module receives and verifies the Basic data and the video image to output a master bank verification result to the blockchain network, and verify the result according to the master bank Therefore, open an account with a main bank to output the result of opening an account with a main bank to the blockchain network. The identity verification and account opening system according to claim 1, wherein the main bank host further includes a main bank account opening module, which is communicatively connected to the main bank verification module to receive the verification result of the main bank, and verify according to the main bank As a result, the account opening of the main bank is processed to output the result of the main bank account opening to the blockchain network. The identity verification and account opening system described in claim 1 further includes a slave bank host. The slave bank host includes: a slave bank blockchain module, which is communicatively connected to the blockchain network; and a slave bank verification module Group, the slave bank block chain module is connected in communication to output a slave bank contract to the block chain network for the client to sign the slave bank contract, where the slave bank contract is a smart contract. The identity verification and account opening system according to claim 3, wherein the secondary bank verification module receives and verifies the basic information and the signed secondary bank contract to output a secondary bank verification result, and according to the secondary bank verification result , Handle a bank account opening to output the result of a bank account opening to the blockchain network. The identity verification and account opening system according to claim 4, wherein the slave bank host further includes a slave bank account opening module, which is communicatively connected to the slave bank verification module to receive the verification result of the slave bank, and verify according to the slave bank As a result, the account opening of the secondary bank is processed to output the result of the secondary bank account opening to the blockchain network. The identity verification and account opening system according to claim 3, wherein the slave bank blockchain module includes a slave bank encryption and decryption unit to encrypt the slave bank contract. The identity verification and account opening system according to claim 6, wherein the secondary bank encryption and decryption unit further decrypts the primary bank verification result, the basic information, and the signed secondary bank contract. The identity verification and account opening system according to claim 1, wherein the main bank blockchain module includes a main bank encryption and decryption unit to encrypt the main bank contract and the main bank verification result. According to the identity verification and account opening system of claim 8, wherein the main bank encryption and decryption unit further decrypts the basic data, the signed main bank contract and the video image. According to the identity verification and account opening system of claim 1, wherein the customer blockchain module includes a customer encryption and decryption unit that encrypts the basic data, the signed master bank contract, and the video image.

Images