TWM612305U - Financial information pushing system - Google Patents

Abstract

The utility model provides a financial information pushing system. The system includes a connecting device, a social media host and a financial institution host, in which the connecting host is signally connected to the social media host and the financial institution host. The connecting device includes a transmitting unit and a display unit. The social media host includes a pushing unit, and the financial institution host includes an account database, a storage unit and a notifying unit. By completing a setting action and a pushing action with the financial information pushing system, the financial institution is able to push transacting information to users, thereby increasing efficiency and accessibility for the users to obtain the transacting information.

Description

Financial Information Promotion System

This model relates to a financial information promotion and broadcasting system, in particular to a financial promotion system that utilizes social media to promote financial information.

With the development of mobile networks and mobile devices, banks and other financial institutions have established online banking systems and/or mobile applications (APP) for users to inquire, process and book various banking services, thereby improving Service efficiency of banks and other financial institutions.

However, banking information (such as deposit information, deduction information, and/or card transaction, etc.) often requires users to log in to the online banking system and/or its APP. In other words, the notification of banking information is a passive information notification, not only This leads to inconvenience for users in querying, and it is also difficult for users to find problems immediately when abnormal business contacts (such as illegal use by others) occur. Secondly, the login of the online banking system and/or its APP usually needs to be authenticated by personal characteristic values (such as ID number, password, and/or fingerprint, etc.), thereby increasing the inconvenience of query.

Accordingly, there is an urgent need to develop a financial information push and broadcast system to improve the shortcomings of the aforementioned passive notification system.

Therefore, one aspect of the present invention is to provide a financial information push and broadcast system. This financial information push and broadcast system includes a connected device, a social media host and a financial institution host that are signal-connected to each other, so that the transaction data of the financial institution host is pushed to the connected device via the social media host, thereby improving the efficiency and convenience of obtaining transaction data Sex.

According to the above aspect of the present invention, a financial information push and broadcast system is proposed, which may include a connecting device, a social media host, and a financial institution host, wherein the social media host signal is connected to the communication device, and the financial institution host signal is connected to the communication device and Social media host. The above-mentioned connecting device may include a transmission unit and a display unit, wherein the display unit signals are connected to the transmission unit, and the transmission unit may be configured to generate binding messages and setting messages, for example. The above-mentioned binding message and setting message may contain member information and setting information respectively.

The social media host may include a push broadcast unit, and the financial institution host may include an account database, a storage unit, and a notification unit, where the storage unit and the notification unit signal are connected to the account database. The above account database may be configured to store account data and transaction data of the account data, for example, and the storage unit may be configured to store member information and setting data in the account database according to the binding message and the setting message, for example. The notification unit can, for example, be configured to access the account database, and send notification messages to the social media host based on transaction data, membership data, and configuration data. The above notification message may include notification data, and the push unit may be configured to send a push instruction to the connected device according to the notification message, wherein the push instruction may include notification data, and the display unit may be configured to display the notification data according to the push instruction, for example .

According to an embodiment of the present invention, the transmission unit may be configured to send a setting correction command to the host of the financial institution, wherein the setting correction command may include setting correction data, and the storage unit may be configured, for example, to store the setting correction data to the account according to the setting correction command database.

According to an embodiment of the present invention, the host of the financial institution can optionally include an authentication unit, wherein the authentication unit signal is connected to the account database, and the authentication unit can be configured to access the account database, and send the authentication message to the community based on the member information. The media host, and the authentication message may include the first verification identification code.

According to an embodiment of the present invention, the social media host may optionally include a verification unit, wherein the verification unit is signaled to the push unit, the verification unit may be configured to send a verification message to the connected device, and the verification message may include the first verification identification For example, the display unit may be configured to display the first verification identification code, the transmission unit may be configured to input and transmit the second verification identification code to the host of the financial institution, for example, the verification unit may be configured to compare the first verification identification code with the second verification identification code. Verify the identification code. When the first verification identification code matches the second verification identification code, the authentication unit can be configured to send a success message to the notification unit, and the notification unit sends the notification message to the push unit, and sends the list message to the connected device, and the transmission unit can, for example, Configured to generate configuration data from the list message, or when the first verification ID does not match the second verification ID, the authentication unit can be configured to send a failure message to the notification unit, and the notification unit can be configured to not send notification messages and lists, for example message.

Using the new financial information push and broadcast system, users can actively obtain transaction data from the host of financial institutions through social media after binding a bank account with a specific social software account number, so that they can obtain transaction data instantly and easily. Notice.

The following disclosure provides many different embodiments, or examples, to implement different features of the provided subject matter. The specific examples of components and arrangements described below are for simplifying the present invention. These are of course only examples, and their purpose is not to constitute a limitation. In addition, the present invention will repeat component symbols and/or letters in various examples. The purpose of this repetition is for simplification and clarity, and does not mean that there is any relationship between the various embodiments and/or configurations discussed.

The new financial information push and broadcast system may include, but is not limited to, connected devices, social media hosts, and financial institution hosts. By setting, users can bind their financial institution accounts and social media accounts. In this way, when a user conducts banking business, the transaction information generated by the host of the financial institution can be pushed to the user's connected device through social media. Compared with the conventional method in which users must actively log in to the online banking of financial institutions to obtain transaction information, the new financial information push and broadcast system can improve the efficiency and convenience of obtaining transaction information.

The new financial information push and broadcast system can be applied to various service business fields, with the purpose of real-time and automatic notification of messages to users. Among them, financial institutions can be service providers that provide non-social network services, and social media can be For any business that provides social networking services, users can be consumers who receive the above-mentioned non-social network services and social network services, and the connected devices are the aforementioned consumers Electronic device. In the following, the banking service business is taken as an example to illustrate the financial information push and broadcast system of the present invention, but the present invention is not limited to this.

Please refer to FIG. 1, which is a schematic diagram of a financial information promotion system 100 according to an embodiment of the present invention. The financial information pushing and broadcasting system 100 may include, but is not limited to, a connecting device 110, a social media host 120, and a financial institution host 130, wherein the connecting device 110 signals to connect the social media host 120 and the financial institution host 130. The above-mentioned signal connection may be a wireless communication connection or a wired communication connection. For example, the wireless communication connection can be via Bluetooth wireless communication, Wi-Fi wireless communication, or near-field wireless communication. The wired communication connection can be through telephone lines, universal serial bus (USB), twisted pair, coaxial cable, or fiber optic cable.

In some embodiments, the connecting device 110 may be a user's smart mobile device or an electronic device such as a computer, and a specific example of the smart mobile device may be a mobile phone or a tablet. The communication device 110 may include a transmission unit 111 and a display unit 112, where the transmission unit 111 is signally connected to the display unit 112.

In one embodiment, the transmission unit 111 is electrically connected to an input unit (not shown in the figure), and specific examples of the input unit may be a keyboard, a mouse, or a touch panel. In one embodiment, the input unit and the display unit are integrally formed, and a specific example thereof may be a touch display panel.

In one embodiment, the communication device 110 may optionally include a memory unit and an execution unit electrically connected to the transmission unit 111. A specific example of the memory unit may be a memory, the storage unit may be configured to store application programs, and the execution unit may Configure to execute the application to perform setting actions, push actions, and correction actions through the application. The above-mentioned application program may include a first application program of a financial institution (such as an online banking application program) and/or a second application program of social media, and the transmission unit 111 may use the first application program and the second application program The social media host 120 and the financial institution host 130 are respectively signaled.

In some embodiments, the social media host 120 may be a host of a social media industry, where the social media host 120 may include a push unit 121, and the push unit 121 is configured to perform push actions.

In some embodiments, the financial institution host 130 may include, but is not limited to, an account database 131, a storage unit 132, and a notification unit 133, and the storage unit 132 and the notification unit 133 are signally connected to the account database 131. In an embodiment, the financial institution host 130 may be a bank's server, and the account database 131 and the storage unit 132 may be memory.

In one embodiment, the social media host 120 may optionally include a verification unit 122, and the financial institution host 130 may optionally include an authentication unit 134, wherein the verification unit 122 is connected to the push unit 121 by a signal, and the verification unit 134 is connected to the account data by a signal The library 131, and the verification unit 122 and the authentication unit 134 can be configured to perform a binding action, for example.

Please refer to FIG. 2, which is a schematic diagram illustrating a flow 200 of a setting action and a push action according to an embodiment of the present invention. As described in step 210, the user enters member information. In one embodiment, the user can input member information through the input unit, and the transmission unit 111 generates and transmits a binding message to the financial institution host 130 through the second application program, where the binding message includes the member information. In one embodiment, the member information may be a member account of a social media, where specific examples of social media include encrypted instant messaging social media such as LINE, Facebook, WeChat, and Telegram.

Then, according to the binding message, the storage unit 132 stores the member information in the account database 131, as shown in step 220. Then, after accessing the account database 131, the notification unit 133 sends a list message to the connecting device 110, where the list message includes banking items, such as: deposit, transfer, debit, credit card transaction and/or other financial product information ( Such as: foreign exchange rate and/or stock market index, etc.).

After receiving the list message, the display unit 112 displays the list message for the user to read. The user selects the banking business item to be received according to the list information, thereby generating setting data, as shown in step 230. In a specific example, the list message is a checkable list, and the user can generate configuration data by checking the list message. Then, the transmission unit 111 transmits the setting data to the host 130 of the financial institution, and the storage unit 132 executes step 240 to store the setting data in the account database 131 to complete the setting operation.

Next, the notification unit 133 accesses the account database 131 to generate and send a notification message to the social media host 120. The account database 131 includes account data and transaction data corresponding to the account data, and the transaction data includes detailed data of all the above-mentioned banking business items. In one embodiment, when a user performs banking services through a bank counter, an automated teller machine (ATM) and/or online banking (including online banking applications), the bank counter host (Figure Not shown), the ATM host (not shown in the figure) and/or the financial institution host 130 send detailed data (including the time, amount, transaction location, transaction tool and/or transaction object of the execution of the banking business) to the storage unit 133, and the storage unit 133 adds transaction data to the account database 131 based on the detailed data.

The above notification message may include notification data, and the notification data is generated based on transaction data, member data, and configuration data. In detail, the notification unit 133 compares whether the banking business item of the transaction data matches the banking business item of the set data, and if the two match, the notification unit 133 generates a notification message and sends the notification message to the corresponding social media based on the member information The host 120, on the contrary, the notification unit 133 does not generate a notification message. For example, the banking business item of the user's setting data includes the account, so when the account database adds a transaction data corresponding to the user's account data and contains the account details, the notification unit 133 generates and sends a notification message. However, when the transaction data is the detailed data of the credit card transaction, the notification unit 133 does not generate a notification message.

After receiving the notification message, the push unit 121 executes step 260 to send a push instruction to the connecting device 110, and the push instruction includes the above notification data. Then, the communication device 110 executes step 270 through the display unit 112 to display the notification data, thereby completing the push action. In this way, users can obtain transaction data in real time.

Between step 220 and step 230, a binding action can be optionally included, as shown in FIG. 3, which is a schematic diagram of a process 300 of a binding action according to an embodiment of the present invention. In step 310, after receiving the binding message, the authentication unit 134 sends an authentication message to the social media host 120 corresponding to the member information according to the member information, and the authentication message may include the first verification identification code.

Then, the verification unit 122 transmits a verification message to the connected device 110, as shown in step 320, where the verification message includes the first verification identification code. After receiving the verification message, in step 330, the display unit 112 displays the first verification identification code, and the user can input and transmit the second verification identification code to the host 130 of the financial institution through the transmission unit 111, as shown in step 340. In a specific example, the first verification identification code may be, for example, a string of verification codes composed of numbers and/or English letters, a one-dimensional barcode, or a two-dimensional barcode. In a specific example, the user can input the verification code through the transmission unit 111, or use the image input device to capture, scan, and/or retrieve a one-dimensional bar code or a two-dimensional bar code.

Next, the authentication unit 134 executes step 350 to compare whether the first verification identification code matches the second verification identification code. When the first verification identification code matches the second verification identification code, the authentication unit 134 sends a success message to the notification unit 133, as shown in step 351, and the notification unit 133 executes step 360 to send a list message to the connecting device 110, thereby connecting Step 230 in FIG. 2 is performed. When the first verification identification code does not match the second verification identification code, the authentication unit 134 sends a failure message to the notification unit 133. As shown in step 352, the notification unit does not send the notification message and the list message, and the verification unit 122 executes step 320 again. To send a verification message to the connected device 110.

In one embodiment, if the user changes the social media, social media account or notification data bank business item that he wants to receive, he can modify it. Please refer to FIGS. 4 and 5, in which FIG. 4 is a schematic diagram of a process 400 of binding correction actions according to an embodiment of the present invention, and FIG. 5 is a schematic diagram of a process of setting correction actions according to an embodiment of the present invention Schematic diagram of 500.

As shown in FIG. 4, in step 410, the user inputs member correction data. In detail, the user can input the membership correction data through the input unit, and the transmission unit 111 inputs the membership correction data through the input unit, and then generates and sends the binding correction command to the financial institution host 130 through the second application program, where the binding correction data The instruction contains member correction data. Then, the storage unit 132 executes step 420 to store the member correction data in the account database 131. Then, the above-mentioned step 310 is performed, so that the authentication unit 134 transmits the authentication message to the authentication unit 122.

As shown in FIG. 5, in step 510, the user inputs member correction data. In detail, the user can input the setting correction data through the input unit, and the transmission unit 111 generates and transmits the setting correction command to the financial institution host 130 through the second application program, wherein the setting correction command includes the setting correction data. Then, the storage unit 132 executes step 520 to store the setting correction data in the account database 131. Then, the above step 270 is performed, so that the notification unit 133 transmits the notification message to the push broadcast unit 121.

To sum up, the message notification system of the present invention includes a connected device, a social media host, and a financial institution host. The user’s membership data and setting data generated by the connected device, the notification unit of the financial institution host is based on the financial institution host’s The transaction data, membership data, and setting data in the account database generate notification data, and the push unit of the social media host sends the notification data to the connected device, so that the display unit of the connected device displays the notification data to notify the user bank in real time Business changes.

Although the description of the present invention is performed with reference to the illustrated embodiments, it is not intended to limit the present invention. Those who are familiar with this art should be able to easily use the illustrated embodiments, other embodiments of the present invention, and the description of the present invention to perform various modifications and combinations. Therefore, the appended scope of patent application includes any of the above-mentioned modifications or embodiments.

100: Financial Information Promotion System 110: Connecting device 111: transmission unit 112: display unit 120: social media host 121: push broadcast unit 122: Verification Unit 130: Financial institution host 131: Account Database 132: storage unit 133: Notification Unit 134: authentication unit 200, 300, 400, 500: process 210, 220, 230, 240, 250, 260, 270, 310, 320, 330, 340, 350, 351, 352, 360, 410, 420, 510, 520: steps

In order to make the above and other objectives, features, advantages and embodiments of the present invention more obvious and understandable, the detailed description of the attached drawings is as follows: FIG. 1 is a schematic diagram of a financial information promotion system according to an embodiment of the present invention. FIG. 2 is a schematic diagram showing the flow of setting action and pushing action according to an embodiment of the present invention. FIG. 3 is a schematic diagram showing the flow of the binding action according to an embodiment of the present invention. FIG. 4 is a schematic diagram showing the flow of binding correction actions according to an embodiment of the present invention. FIG. 5 is a schematic diagram showing the flow of setting correction actions according to an embodiment of the present invention.

100: Financial Information Promotion System

110: Connecting device

111: transmission unit

112: display unit

120: social media host

121: push broadcast unit

122: Verification Unit

130: Financial institution host

131: Account Database

132: storage unit

133: Notification Unit

134: authentication unit

Claims (5)

A financial information push and broadcast system, including: A connecting device, including: A transmission unit configured to generate a binding message and a setting message, wherein the binding message includes a member data, and the setting message includes a setting data; and A display unit, the signal is connected to the transmission unit; A social media host, a signal connected to the connected device, wherein the social media host includes a push unit; and A host of a financial institution, which signals the connection device and the social media host, wherein the host of the financial institution includes: An account database, configured to store the account data and one of the transaction data of the account data; A storage unit for signal connection to the account database, wherein the storage unit is configured to store the member information and the setting data to the account database according to the binding message and the setting message; and A notification unit, signaled to connect to the account database, where the notification unit is configured to access the account database, and send a notification message to the social media host based on the transaction data, the member information, and the setting data, and The notification message includes a notification data, the push unit is configured to send a push command to the connected device according to the notification message, the push command includes the notification data, and the display unit is configured to follow the push command Display the notification information. The financial information pushing and broadcasting system according to claim 1, wherein the transmission unit is configured to transmit a setting correction command to the host of the financial institution, wherein the setting correction command includes a setting correction data, and the storage unit is configured according to the The setting correction command saves the setting correction data to the account database. According to the financial information pushing and broadcasting system of claim 1, wherein the financial institution host further includes an authentication unit, wherein the authentication unit signal is connected to the account database, and the authentication unit is configured to access the account database, and according to The member information sends an authentication message to the social media host, and the authentication message includes a first verification identification code. The financial information push broadcasting system according to claim 3, wherein the social media host further includes a verification unit, wherein the verification unit is signaled to the push broadcasting unit, and the verification unit is configured to send a verification message to the connecting device And The verification message includes the first verification identification code, the display unit is configured to display the first verification identification code, the transmission unit is configured to input and transmit a second verification identification code to the host of the financial institution, and the verification unit is Configured to compare the first verification identification code and the second verification identification code, When the first verification identification code matches the second verification identification code, the authentication unit is configured to send a success message to the notification unit, and the notification unit sends the notification message to the push unit and sends a list message to The connected device, and the transmission unit is configured to generate the setting data from the list message, or When the first verification identification code does not match the second verification identification code, the authentication unit is configured to send a failure message to the notification unit, and the notification unit is configured not to send the notification message and the list message. The financial information pushing and broadcasting system according to claim 4, wherein the transmission unit is configured to transmit a binding correction command to the host of the financial institution, and The binding modification instruction includes a member modification data, the storage unit is configured to store the member modification data to the account database according to the binding modification instruction, and the authentication unit is configured to send the authentication message according to the member modification data .

Images